McCoy Credit Union Orlando FL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Mccoy Federal Credit Union, where we are dedicated to serving our community and ensuring your financial well-being. Located at 1900 Mccoy Rd, Orlando, FL 32809, our branch has been a trusted financial partner since 1954. With a total membership of over 80,184 and assets amounting to an impressive $992,447,288, we pride ourselves on being a cornerstone of support for individuals and families in the Orlando area. At Mccoy, we understand that every member's needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, business banking solutions, and online banking for your convenience. Our commitment to you is reflected in our total deposits of $73,267,406, which help us provide quality loans totaling 34,709 and ensure liquidity when you need it most. Your financial security is our priority. With a net worth of $97,457,076 and cash in hand amounting to $8,118,768, you can trust that your savings are in good hands. Our CEO, Alvin Cowans, along with Board President Samuel Davis Jr., lead our team of 203 employees who are passionate about helping you achieve your financial goals. While members can visit us at our branch address for assistance or consultations, official correspondence should be sent to our mailing address: PO Box 593806, Orlando, FL 32859-3806. We encourage you to reach out to us at 407-855-5452 or explore more about our offerings by visiting our website at mccoyfcu.org. Join us at Mccoy Federal Credit Union where community matters and your financial future begins! Whether you're looking for a new vehicle loan or simply want to open a savings account, we're here to support you every step of the way. Come visit us today!

Branch History & Mission

At Mccoy Federal Credit Union, our story begins in 1954, when we opened our doors in Orlando, FL. With a commitment to serving our community, we have grown from a small local institution into a trusted financial partner for over 80,000 members. Our branch is located at 1900 Mccoy Rd, Orlando, FL 32809, a place where neighbors come together to share their financial journeys and aspirations. From the very start, our mission has been clear: to provide exceptional financial services while prioritizing the well-being of our members and the community. We believe that everyone deserves access to affordable banking options and support that empowers them to achieve their goals. Over the years, we have expanded our services to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total assets now stand at an impressive $992,447,288, reflecting our dedication to responsible growth and service. Our evolution has been marked by significant milestones. We have embraced modern technology with online and mobile banking options, making it easier for members to manage their finances on their terms. Our commitment to accessibility is further demonstrated by our drive-thru service and ATM availability at our branch features designed to enhance convenience for all. While members can visit us at 1900 Mccoy Rd, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. We are proud of our headquarters in Orlando and remain deeply rooted in this vibrant community. Our partnerships with local organizations help us contribute positively through outreach efforts that support education, health initiatives, and economic development. As we look towards the future, we invite you to join us on this exciting journey. Experience firsthand the benefits of membership at Mccoy Federal Credit Union where your financial success is our priority! For more information about opening an account or exploring our services further, please visit our website or call us at 407-855-5452. Together, let's build a brighter future for you and your family!

Branch Location & Accessibility

Banking Hours & Services

Our doors are open Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM, allowing you plenty of time to visit us during your busy week. With a full range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions there's something for everyone at Mccoy. For those who prefer to bank on the go, we also offer ATM services for quick cash withdrawals and balance checks. And if you'd rather not step inside, take advantage of our drive-thru banking service for deposits and simple transactions without leaving your car.

Convenient Location

You can find us just a short drive from local landmarks, making it easy to combine your visit with errands or activities. We're close to popular spots like the Orlando International Airport and the bustling shopping areas nearby. Parking is ample and available right outside our entrance, ensuring that you can get in and out without hassle. Plus, our branch is ADA compliant, so everyone can enjoy access to our services.

Get in Touch

While members can visit us at 1900 Mccoy Rd, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. Have questions? Don't hesitate to reach out at 407-855-5452; we're always happy to help! We invite you to come by and see how Mccoy Federal Credit Union can support your financial journey. Stop in today or give us a call we're excited to serve you!

Member Eligibility

At Mccoy, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, worship, or attend school in the Orange County area, you're already on your way to becoming a member. We also welcome immediate family members of current members, ensuring that our community keeps growing with people who share similar values. To dive deeper into the eligibility criteria, feel free to check out our resource at . Once you've confirmed that you qualify, opening an account is a breeze! Just visit us at https://online.mccoyfcu.org/mymccoy/sdk/autoenrollmente2e, or give us a call at (407) 855-5452 if you have any questions. Our friendly team is here to help you every step of the way. Enjoy all the benefits that come with being part of Mccoy, from personalized service to competitive rates and financial education. We're excited to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical tools for managing transactions smoothly. Imagine being able to accept payments from customers anytime and anywhere whether in-store or online. Our easy-to-use solutions help streamline operations so you can focus on what matters most: growing your business. Visit us at 1900 Mccoy Rd Orlando Fl 32809, Orlando, FL, or give us a call at (407) 855-5452 to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessibility and Convenience

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks without hassle. For those who prefer face-to-face transactions, our basic drive-thru banking is available for deposits, withdrawals, and other simple transactions. Feel free to reach out to us at (407) 855-5452 if you have any questions or need assistance with any of our services. We invite you to visit us at Mccoy or explore more about what we offer by visiting our website at Mccoy Federal Credit Union. In summary, whether you're an individual looking for personal banking solutions or a business in need of financial support, Mccoy is here for you every step of the way. Let us help you achieve your financial goals today!

Business Banking Services

At Mccoy, we understand that businesses need reliable financial support too. Our business banking services include merchant services to help you accept payments efficiently and business loans that can fuel your growth. We're committed to helping local businesses thrive in our community.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. With features like person-to-person payments, managing your finances has never been easier.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Need a car? Our auto loans and vehicle financing options make purchasing a new ride simple and accessible. If you're considering buying a home or refinancing your current mortgage, our mortgage loans offer competitive rates that can help you secure the best deal possible. For those unexpected expenses, we also provide personal loans and debt consolidation options, making it easier to regain control of your finances. Plus, our credit cards come with rewards that can give you more back for every purchase.

Digital & Online Banking

At Mccoy, we understand that convenience and security are essential in managing your finances. Our digital and online banking services are designed to fit into your busy life, making it easy for you to stay on top of your accounts whenever and wherever you need. With our 24/7 Online Banking Services available at https://www.mccoyfcu.org/, you can access your accounts anytime. Whether you want to check your balance, pay bills, or transfer funds, everything is just a click away. Plus, if you're looking to make quick payments, our Mobile Payments Feature allows you to send money with ease right from your phone. One of the standout features is our ability to offer Person-to-Person Transfers. This means you can easily send money to friends or family without hassle. Whether it's splitting a dinner bill or helping someone out in a pinch, we've got you covered. Security is always a priority at Mccoy. With Electronic Signature Authorization, signing documents online is both safe and straightforward. Plus, opting for E-Statements Availability helps keep your personal information secure while also being environmentally friendly. If you're on the go, you'll love our Mobile Application. It puts all the power of online banking directly into your hands allowing you to manage your finances with just a few taps on your screen. Everything from viewing transactions to depositing checks can be done quickly and efficiently. In this fast-paced world, having real-time access to your financial information makes all the difference. With our digital banking options, you're always in control of your financial journey at Mccoy. Join us today and experience banking that works for you!

Financial Strength

At Mccoy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust the institution where you save and borrow, which is why we are proud to share our financial strength with you. With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,588 in used auto loans and $674,262,918 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 143,006, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 1900 Mccoy Rd Orlando Fl 32809 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car purchase easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are here to assist you every step of the way.

Credit Lines

Additionally, our total credit lines amounting to $228,789,921 offer financial flexibility for both personal and business needs. Whether you're looking for a safety net or funding for projects, we've got you covered. If you're interested in refinancing options or need assistance determining your eligibility, don't hesitate to reach out. Our team is ready to discuss how we can support your financial journey. For more information on our loan offerings or to speak with a representative, call us at (407) 855-5452 or visit us at our branch located at 1900 Mccoy Rd Orlando Fl 32809, Orlando, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. Our credit cards come with features that cater to your lifestyle, making it easy to handle everyday expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every loan offer you see is backed by reliable information, ensuring fair and transparent offers for borrowers.

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