McCoy Credit Union Orlando FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mccoy Federal Credit Union, your trusted financial partner since 1954. Located at 35 W Michigan St, Orlando, FL 32806, we have proudly served our community for nearly seven decades, offering personalized banking solutions tailored to meet the needs of our 80,184 members. With total assets reaching an impressive $992,447,288, we are committed to providing a safe and reliable place for your money. At Mccoy, we understand that every member's financial journey is unique. Whether you're looking for competitive auto loans, efficient mortgage services, or rewarding credit card options, we've got you covered. Our total loans and leases stand at 34,709, reflecting our dedication to helping you achieve your financial goals. While members can visit us at our branch address, official correspondence should be sent to: PO Box 593806, Orlando, FL 32859-3806. Under the leadership of our CEO, Alvin Cowans, and Board President, Samuel Davis, Jr., we strive to foster a welcoming environment where trust and transparency are paramount. Our team of 203 employees is here to assist you with any questions or concerns you may have. With total deposits amounting to $73,267,406 and a net worth of $97,457,076, Mccoy Federal Credit Union stands strong in the financial landscape. We also hold over $8,118,768 in cash on hand to ensure that we can meet the needs of our members when it matters most. We invite you to explore all the services we offer through our user-friendly website at www.mccoyfcu.org. Whether you're interested in opening an account or seeking more information about our offerings, we're just a phone call away at 407-855-5452. Join us today and experience the Mccoy difference where your financial well-being is our top priority!

Branch History & Mission

Mccoy Federal Credit Union has a proud history that began in 1954 in Orlando, Florida. Over the years, we have grown and evolved, serving our community with dedication and commitment. Located at 35 W Michigan St, Orlando, FL 32806, our branch has become a trusted financial partner for many. With a total membership of over 80,184 individuals, we are proud to say that we are more than just a credit union; we are a community. From our humble beginnings, Mccoy has steadily expanded its services and offerings. Our journey reflects not only growth in numbers but also an unwavering focus on improving the financial well-being of our members. Today, we proudly manage total assets of nearly $992 million, allowing us to provide various personal and business banking solutions tailored to meet diverse needs. At Mccoy, our mission is clear: to empower our members through accessible financial services while fostering a strong sense of community. We believe in putting people first, which means providing personalized service and support that goes beyond traditional banking. Whether it's offering competitive auto loans, home mortgages, or credit cards with rewards, we strive to help our members achieve their financial goals. While members can visit us at 35 W Michigan St, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. Our branch operates Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM, making it convenient for everyone to access our services. In addition to traditional banking hours, we offer ATM availability and drive-thru banking for quick and easy transactions. We understand the importance of adapting to changing times; that's why we've embraced digital advancements like online and mobile banking options. Members can manage their accounts anytime with features such as person-to-person payments and e-statements. Community involvement is at the heart of Mccoy's mission. We partner with local organizations to support educational initiatives and charitable causes that uplift those around us. Our outreach efforts reflect our commitment not just to finance but also to fostering a thriving community where everyone can succeed. We invite you to join Mccoy Federal Credit Union and experience firsthand the benefits of being part of a member-focused organization dedicated to your financial success. Together, let's build a brighter future! For more information or to open an account today, call us at 407-855-5452 or visit our website at MccoyFCU.org.

Branch Location & Accessibility

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays from 9:00 AM to 6:00 PM. Whether you need assistance with personal banking or have questions about our loan options, our friendly staff is here to help during those hours.

Parking and Accessibility

At Mccoy Federal Credit Union, we prioritize your comfort and convenience. We offer ample parking spaces right outside our branch, ensuring that you can easily find a spot when you arrive. Our facility is ADA compliant and features ramps for easy access, so everyone can bank with ease.

Services Offered

At Mccoy Federal Credit Union, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. We also offer credit cards with rewards and business banking solutions. If you're in a hurry, take advantage of our drive-thru service for deposits, withdrawals, and simple transactions without leaving your car.

Visit Us Today!

We invite you to come by Mccoy Federal Credit Union to experience our friendly service firsthand. If you have any questions or need further assistance before your visit, feel free to give us a call at 407-855-5452. We look forward to welcoming you!

Member Eligibility

At Mccoy, we believe that joining our community is a step toward a brighter financial future. Becoming a member is simple and welcoming; anyone who lives, works, or attends school in the area can take part in our credit union family. Whether you're looking for a supportive place to manage your savings or seeking loans with competitive rates, we're here to help you every step of the way. You can learn more about specific eligibility details by visiting [this page](). Opening an account with us is just as easy. With a few clicks online or a quick call to our friendly team at (407) 855-5452, you'll be on your way to enjoying all the benefits that come with being a member of Mccoy. We're located at 35 W Michigan St Orlando Fl 32806, ready to welcome you into our community. Don't hesitate check out our account opening process here and see how straightforward it can be!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

But it's not just about loans. Our merchant services make transactions easier and more efficient. Picture this: your customers pay with their cards quickly and securely while you enjoy lower transaction fees than traditional banks. With our tools, you can focus more on running your business and less on worrying about payments. Come visit us at 35 W Michigan St Orlando Fl 32806, Orlando, FL, or call us at (407) 855-5452 to explore how we can help elevate your business today!

Comprehensive List Of Services

Business Banking

For small businesses, our Business Banking services include comprehensive Merchant Services & Business Loans that empower local entrepreneurs. We know how vital it is for businesses to have reliable banking solutions that streamline operations and support growth.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to bank anytime, anywhere. Whether you're making deposits, checking balances, or transferring funds between accounts, our digital tools simplify the process and save you time. You can even take advantage of ATM & Cash Withdrawal Services, ensuring access to your funds around the clock. If you prefer traditional methods, don't worry! Our Basic Drive-Thru Banking allows for quick deposits and withdrawals without needing to leave your vehicle, making banking easier during busy days.

Get Started Today!

We invite you to explore all these great services designed just for you at Mccoy. For any questions or assistance, feel free to reach out by calling us at (407) 855-5452 during our lobby hours from Monday through Thursday 9:00 am - 5:00 pm and Friday 9:00 am - 6:00 pm. Discover how we can support your financial needs today! Visit us online at Mccoy Federal Credit Union for more information or to start an account now!

Personal Banking

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer flexible Checking & Savings Accounts to help you manage your day-to-day finances effectively. Imagine having the convenience of a checking account that allows you to access your funds easily while also earning interest on your savings. With our competitive rates, you can save for future goals be it a vacation or a new home. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options make purchasing your dream car more attainable. We provide competitive rates and terms tailored to fit your budget. Our Mortgage Loans & Refinancing services also ensure that whether you're buying your first home or refinancing an existing mortgage, you have access to valuable support and resources. For those unexpected expenses, our Personal Loans & Debt Consolidation options can help you manage costs without breaking the bank. Plus, with our Credit Cards with Rewards, every purchase you make brings you closer to exciting rewards and benefits.

Digital & Online Banking

Enhanced Features

With features like person-to-person transfers and mobile payments, sharing expenses with friends or making quick purchases has never been simpler. Imagine splitting a dinner bill or sending money to family in just a few taps! And don't forget about our commitment to security; our systems are designed to protect your information while providing a user-friendly experience. At Mccoy, we're dedicated to making banking accessible and efficient for all our members. Whether you're at home or on the go, we have the tools you need to manage your finances effectively. Experience the ease of digital and online banking today!

Key Services

With our online banking service available at https://www.mccoyfcu.org/, accessing your account is just a click away. Whether you're checking balances, transferring funds, or paying bills, you can do it all easily from your computer or mobile device. Plus, with our 24/7 online banking services, there's no need to worry about time constraints; you have the freedom to bank on your schedule. If you're looking for convenience, our mobile application makes banking even easier. You can deposit checks using electronic signature authorization, ensuring that your transactions are secure and straightforward. You can also opt for e-statements to keep track of your financial activity without the clutter of paper statements.

Financial Strength

Commitment to Growth

Our commitment to our members is further reflected in our $88,341,537 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $8,588 in used auto loans and $674,262,918 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Community Trust

Total Share Accounts: 143,006, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the community's trust in Mccoy, reinforcing our position as a reliable partner for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 35 W Michigan St Orlando Fl 32806 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. We provide competitive terms that can fit any budget, ensuring that you can drive away with confidence.

Credit Lines and Refinancing Options

With our total credit lines amounting to $228,789,921, we ensure that you have access to funds when you need them most. Plus, if you're considering refinancing your current loans or exploring eligibility options, our team is here to assist you every step of the way. Our branch is conveniently located at 35 W Michigan St Orlando Fl 32806, Orlando, FL, and we're ready to help you explore these options further. For more information or to speak with one of our representatives, don't hesitate to call us at (407) 855-5452. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mccoy, we're dedicated to providing personalized service and support as you navigate your financial journey.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. We guide you through the process and offer various options to help make your dream of owning a home a reality.

Personal and Business Loans

For those looking for flexibility in managing finances, we also offer unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. Additionally, if you're a business owner, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand your business.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh provides confidence that the loan options presented are legitimate and trustworthy.

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