Mccoy Credit Union Ocoee FL | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Mccoy Federal Credit Union, your trusted financial partner located at 1575 E Silver Star Rd, Ocoee, FL 34761. Since our establishment in 1954, we have been dedicated to serving our community with a personal touch and reliable financial services. With a membership base of over 80,184 individuals, we pride ourselves on being more than just a credit union; we're a family committed to helping you achieve your financial goals. At Mccoy, we understand the importance of having a solid financial foundation. That's why we offer a variety of services tailored to meet your needs whether it's personal banking, auto loans, mortgages, or business banking solutions. Our total assets stand at an impressive $992,447,288, ensuring that we have the resources to support our members effectively. We also manage total deposits of $73,267,406, reflecting the trust our members place in us. While members can visit us at our Ocoee branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 593806, Orlando, FL 32859-3806. Led by our experienced CEO, Alvin Cowans, and Board President Samuel Davis, Jr., we are focused on providing excellent service and fostering community growth. Our team of 203 employees is here to assist you every step of the way. We invite you to explore what Mccoy Federal Credit Union has to offer. If you're ready to take control of your finances or simply want to learn more about our services, don't hesitate to give us a call at 407-855-5452 or visit us online at mccoyfcu.org. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Community Engagement

Our commitment extends beyond just providing financial services; it includes actively engaging with the communities we serve. We partner with local organizations and participate in outreach efforts aimed at improving the lives of those around us. Whether it's supporting educational programs or participating in local events, Mccoy Federal Credit Union is dedicated to making a positive impact. We are proud to offer amenities like drive-thru banking and ATM availability for added convenience. Our operating hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM so that you can easily reach out for assistance whenever needed. Join us today at Mccoy Federal Credit Union! Experience the difference that comes with being part of a credit union dedicated not only to your financial well-being but also to enhancing the community we all share. Your journey toward financial empowerment starts here!

Our Mission

The mission of Mccoy Federal Credit Union is clear: we aim to empower our members through exceptional financial services while fostering a spirit of community. We believe that everyone deserves access to quality banking options that help them achieve their goals. This belief drives us to offer competitive rates on loans and deposits while providing personalized service that sets us apart. While you can visit us at our Ocoee branch for all your banking needs, please note that official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. We also understand the importance of convenience in today's fast-paced world. That's why we offer digital banking options such as online banking and mobile payments, ensuring that you can manage your finances anytime and anywhere.

Branch Location & Accessibility

Welcome to Mccoy Federal Credit Union, your friendly neighborhood financial partner located conveniently at 1575 E Silver Star Rd in Ocoee, Florida. Whether you're a long-time member or considering joining us for the first time, our branch offers a welcoming atmosphere where you can manage your banking needs with ease. Situated near local landmarks and easily accessible routes, we ensure that visiting us is hassle-free. Our location provides ample parking and features designed for everyone's comfort, including ADA compliance for those who need it. If you ever have official correspondence, please note that it should be sent to our mailing address: PO Box 593806, Orlando, FL 32859-3806. Our operating hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours on Friday until 6:00 PM. This gives you plenty of opportunities to stop by after work or during your lunch break. In addition to our friendly service, we offer convenient amenities such as ATM access and drive-thru banking options for quick transactions like deposits and withdrawals without leaving your car. At Mccoy Federal Credit Union, we aim to make banking easy and accessible for everyone. We invite you to visit us at our Ocoee branch or give us a call at 407-855-5452 if you have any questions or need assistance. We look forward to serving you!

Member Eligibility

At Mccoy, we believe that becoming a member is like joining a warm and welcoming family where your financial needs are understood and prioritized. If you're looking to become part of our community, you'll be pleased to know that eligibility is quite simple! We welcome individuals who live, work, worship, or attend school in our service areas. This includes residents of Orange County and surrounding communities. You can easily check the full eligibility criteria by visiting our website at . Joining us is not only straightforward but also rewarding. As a member of Mccoy, you'll gain access to a range of financial products designed to support your goals, whether that's saving for a new car, buying your first home, or managing daily expenses. To get started with opening an account, just visit us online at https://online.mccoyfcu.org/mymccoy/sdk/autoenrollmente2e or give us a call at (407) 855-5452. We're excited to help you take this important step towards financial wellness right here at 1575 E Silver Star Rd Ocoee Fl 34761!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine a day when your payments flow smoothly, whether you're selling a product online or processing transactions at your storefront. Our merchant services simplify payment processing so you can focus on what you do best growing your business. By integrating efficient payment solutions, we help ensure that every sale counts towards your success. Located at 1575 E Silver Star Rd Ocoee Fl 34761 in Ocoee, FL, our team is ready to assist you with all your business banking needs. Give us a call at (407) 855-5452 or visit us today to learn how we can help your business flourish!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our Business Banking services, including merchant services and business loans designed to support your ventures. We aim to provide the financial tools necessary for businesses in our community to thrive.

Convenient Transactions

Sometimes it's the simple things that matter most. At Mccoy, we offer basic drive-thru banking for quick deposits and withdrawals as well as ATM services for easy cash access. With our Basic ATM Access, you can check balances and withdraw cash whenever you need it without any hassle. Our team is committed to making banking straightforward and accessible for everyone in Ocoee. If you have questions about any of our services or want to learn more about how we can assist you on your financial journey, don't hesitate to call us at (407) 855-5452. We invite you to visit us at Mccoy Federal Credit Union today! Together, let's build a brighter financial future.

Credit Cards and Rewards

For those looking to earn rewards on their spending, our Credit Cards with Rewards program offers great benefits while allowing you to enjoy everyday purchases. Whether you're buying groceries or planning a trip, every swipe counts toward exciting rewards that can enhance your lifestyle.

Loans and Financing

When it comes to making significant purchases or consolidating debt, we've got you covered with a variety of loan options. Our Auto Loans & Vehicle Financing make purchasing a new car easy and affordable, while our Mortgage Loans & Refinancing services help you secure the home of your dreams or adjust your current mortgage for better rates. If you're facing unexpected expenses, our Personal Loans & Debt Consolidation options provide flexible solutions that work for your budget.

Personal Banking Solutions

We know that having the right banking tools can make all the difference. That's why we offer Personal Banking, which includes checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your money through our Online & Mobile Banking options, allowing you to manage your finances from anywhere, anytime. Our mobile app even lets you deposit checks and make payments on the go, ensuring you're always connected.

Digital & Online Banking

Key Features

Security is a top priority at Mccoy. We offer electronic signature authorization for secure document signing and ensure that all your transactions are protected. You can also opt for e-statements, helping you stay organized while reducing paper clutter. Need to send money to a friend? Our person-to-person transfer feature lets you quickly send and receive funds directly from your account without hassle. And if you're looking to make purchases, our mobile payments feature allows for quick and easy transactions right from your smartphone. With our commitment to providing convenient banking solutions, we aim to give you real-time control over your finances while ensuring that every transaction is safe and secure. Experience the ease of modern banking with us today!

Financial Strength

A Solid Foundation

With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Excellence

Our operational efficiency shines through with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Continuous Reinvestment in Services

With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our ability to provide a variety of loans; currently, we have $8,588 in used auto loans and $674,262,918 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This means that with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trusted Partnerships

The trust placed in us by our growing member base is evident with a total of 143,006 share and deposit accounts. This shows our commitment to building lasting relationships with each member who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 1575 E Silver Star Rd Ocoee Fl 34761 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. We provide flexible financing solutions that make it easy for you to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, our tailored solutions will support your business aspirations. At Mccoy, we prioritize transparency and convenience in all our offerings. If you're interested in refinancing options or checking your eligibility for any of our loan products, don't hesitate to ask! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us or contact us today to learn more about how our loan products can work for you!

Credit Lines and Personal Loans

In addition to our auto and mortgage loans, we also offer competitive credit lines totaling $228,789,921, giving you access to funds when you need them most. This flexibility is perfect for managing unexpected expenses or consolidating debt. We also provide unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. These cards come with flexible terms that allow you to control your spending while enjoying various rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. Our team will guide you through the process, ensuring you understand your options and find the right fit for your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers tailored to their needs.

MCCOY FEDERAL CREDIT UNION - Ocoee, FL