Mccoy Credit Union Maitland FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mccoy Federal Credit Union, your trusted partner in financial wellness located at 9405 S Us Highway 1792, Maitland, FL 32751. Established in 1954, we have grown alongside our community, proudly serving over 80,184 members with a commitment to providing personalized banking solutions and exceptional service. With total assets of $992,447,288 and total deposits reaching $73,267,406, we stand strong and ready to help you achieve your financial goals. Our leadership team, led by CEO Alvin Cowans and Board President Samuel Davis, Jr., is dedicated to fostering a welcoming environment where every member feels valued. Whether you're looking for auto loans, mortgage options, or personal banking services, our diverse offerings cater to your unique needs. We maintain a robust portfolio with over 34,709 loans and leases available to support your aspirations. While members can visit us at our branch location for in-person assistance or utilize our convenient online services through our website at www.mccoyfcu.org, official correspondence should be directed to our mailing address: 9405 S US Highway 17/92, Maitland, FL 32751. At Mccoy Federal Credit Union, we believe in the power of community and are committed to making a positive impact. Our dedicated staff of 203 employees is here to assist you with any questions or concerns you may have simply give us a call at 407-831-8844. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

A Journey of Growth

Mccoy has seen remarkable growth over the decades. With total assets now amounting to $992,447,288, we have expanded our services to meet the evolving needs of our members. From personal banking to business services, we offer a variety of products that help our members achieve their financial goals. Our mission is clear: to provide exceptional service while fostering a sense of community and belonging. While members can visit us at 9405 S Us Highway 1792 Maitland Fl 32751, official correspondence should be sent to 9405 S US Highway 17/92, Maitland, FL 32751. This central location makes it easy for you to access our wide range of services. Whether you're stopping by for a quick transaction or seeking guidance on your financial journey, our friendly staff is here to help.

Join Us!

As we continue this journey together, we invite you to become part of the Mccoy family. Experience firsthand the benefits of membership with us from personalized service to comprehensive financial solutions designed just for you. Call us today at (407) 831-8844 or visit our website at Mccoy Federal Credit Union to learn more about how we can support your financial dreams. Together, let's build a brighter future!

Mission-Driven Service

Our mission extends beyond just banking; it's about building relationships and enhancing lives. We believe in supporting our local community through outreach programs and partnerships that uplift those around us. We work hard to ensure that everyone has access to quality financial services because when our members thrive, so does the entire community. We are also committed to embracing technology while ensuring accessibility for all. With features like online banking and mobile payments available, managing your finances has never been easier. Plus, with ADA-compliant facilities and services like ATM access and drive-thru banking, we strive to make banking convenient for everyone.

Branch Location & Accessibility

Convenient Access and Features

At Mccoy, we prioritize your convenience. Our branch offers ample parking space, ensuring you can find a spot with ease. We are committed to accessibility for all members; our facility includes features like ADA-compliant ramps and easy entry points so everyone can bank comfortably.

Get in Touch

Whether you have questions about personal banking options or want to explore our auto loans and credit card offerings, we're here to help! Don't hesitate to call us at 407-831-8844 or drop by our branch for personalized assistance. We look forward to welcoming you soon at Mccoy Federal Credit Union!

Operating Hours and Services

We're here for you during the week with hours designed around your busy schedule. Visit us Monday through Friday from 9 AM to 5 PM. Need quick cash? Take advantage of our ATM services available on-site for easy withdrawals and balance checks anytime. Plus, our drive-thru banking service allows you to manage deposits and simple transactions without leaving your car perfect for those on-the-go! While members can visit us at 9405 S Us Highway 1792, official correspondence should be sent to the same address as our mailing address: 9405 S US Highway 17/92, Maitland, FL 32751.

Member Eligibility

Joining the Mccoy community is more than just opening an account; it's about becoming part of a supportive family that truly cares about your financial well-being. At Mccoy, we welcome individuals who live, work, worship, or attend school in our local area. Whether you're looking for personal banking solutions, auto loans, or even business services, our membership opens doors to countless benefits tailored just for you. If you're curious about the specific eligibility details, feel free to visit our website at Mccoy Federal Credit Union for the latest information. Opening an account is a breeze! With just a few simple steps, you can become a member and start enjoying all the advantages we offer. For detailed instructions on how to open your account, check out this link: Account Opening Details. If you have any questions or need assistance, don't hesitate to call us at (407) 831-8844. We're excited to welcome you to Mccoy!

Business Banking & Commercial Services

Merchant Services that Make Sense

Imagine a local café using our merchant services to streamline transactions. With fast processing and easy payment options, they can focus on serving delicious coffee rather than stressing over payments. Our merchant services simplify sales so you can dedicate time to what matters most growing your business. Located at 9405 S Us Highway 1792 Maitland Fl 32751 in Maitland, FL, we are here to help you thrive. For more information, give us a call at (407) 831-8844 or visit our website at Mccoy Federal Credit Union. Let's build something great together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're dreaming of a new car, Auto Loans & Vehicle Financing options can help turn that dream into reality. With flexible terms and competitive rates, financing your next vehicle is straightforward. Our team will work with you to find the best loan that fits your budget.

Business Banking

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans designed to support growth. We understand how important it is for businesses to have reliable banking solutions, and we're ready to partner with you on this journey.

Convenient Access

We also prioritize convenience with features like Online & Mobile Banking, allowing members to perform transactions anytime and anywhere. Our ATMs provide easy access for cash withdrawals and balance checks without needing to visit the branch. With features like basic drive-thru banking available for deposits, withdrawals, and simple transactions, we strive to make your banking experience smooth and efficient. If you're ready to explore all these services and more, give us a call at (407) 831-8844 or visit us today at 9405 S Us Highway 1792 Maitland Fl 32751. Join us at Mccoy Federal Credit Union, where member satisfaction is our priority!

Credit Cards with Rewards

Our Credit Cards with Rewards are perfect for those who love earning benefits while spending. Enjoy cash back, travel rewards, or points that can be redeemed for exciting offers. It's not just about using a card; it's about making every purchase count!

Mortgage Loans & Refinancing

Buying a home is one of the most significant investments you'll make. Our Mortgage Loans & Refinancing services provide you with various options to suit your financial situation. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we're here to guide you through every step of the process.

Personal Banking

For those looking to manage their personal finances effectively, we offer Personal Banking services that include checking and savings accounts. Imagine having a safe place for your money while earning interest at competitive rates! You can easily access your funds through online and mobile banking, allowing you to check balances or transfer money with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options allow you to take control of your financial situation. Need funds for a big purchase or want to consolidate high-interest debts? We've got solutions that can help ease your financial burden.

Digital & Online Banking

Accessibility and Security

We prioritize your security while ensuring ease-of-use throughout your digital banking journey. From robust encryption measures to real-time account alerts, we work hard to keep your information safe. So whether you're checking balances or making transactions on the fly, you can do so with confidence. Experience the convenience of modern banking with Mccoy today your financial needs are just a click away!

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer money from the comfort of your home or on the go. Plus, with electronic signature authorization, signing documents is quick and hassle-free no more printing or mailing forms. For those who prefer a paperless approach, e-statements are readily available, letting you keep track of your transactions without clutter.

Mobile Banking

Stay connected with our mobile application! You can enjoy all the features of online banking right at your fingertips. Whether you're making mobile payments or using person-to-person transfers to send money to friends or family, our app makes it simple and secure. And if you ever need assistance, our dedicated team is just a phone call away at (407) 831-8844.

Financial Strength

At Mccoy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the best financial services while ensuring that your hard-earned money is safe and sound. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $8,588 in used auto loans and $674,262,918 in total loans and leases, supporting your financial goals across various sectors. While our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 143,006, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 9405 S Us Highway 1792 Maitland Fl 32751 or call (407) 831-8844 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand. Whether you're looking for funding for inventory or equipment upgrades, we're here to support your entrepreneurial dreams.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. We guide you through every step of the process and offer competitive rates to help you invest in your future.

Refinancing Options

If you're considering refinancing existing loans or need assistance determining eligibility for any of our products, don't hesitate to reach out. Our team is ready to discuss how we can help make your financial situation more manageable. You can contact us at 407-831-8844 or visit us at our branch located at 9405 S Us Highway 1792 Maitland Fl 32751 for personalized assistance and more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Unsecured Credit Card Loans

Managing finances can be challenging at times. We also offer flexible terms on unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected expenses without having to rely solely on savings.

Loan Aggregator

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Mccoy