Mccoy Credit Union Lake Mary FL | Best Auto Loans & Business Banking

Introduction

Welcome to Mccoy, your trusted financial partner located at 3540 N Hwy 1792, Lake Mary, FL 32746. Since our establishment in 1954, we have proudly served over 80,184 members, helping them achieve their financial goals with a personal touch. At Mccoy, we believe that banking should be more than just transactions; it should be about building relationships and supporting our community. With total assets of $992,447,288 and total deposits amounting to $73,267,406, we are committed to providing our members with competitive rates and exceptional service. Our dedicated team of 203 employees, led by CEO Alvin Cowans and Board President Samuel Davis, Jr., works tirelessly to ensure that every member receives the attention they deserve. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 593806, Orlando, FL 32859. At Mccoy, we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Whether you're looking to finance a new vehicle or manage your daily expenses more effectively, we've got you covered. Join us today and experience the difference of being part of a community-focused credit union. Feel free to give us a call at 407-855-5452 or visit our website at Mccoy for more information. We look forward to serving you!

Branch History & Mission

Join Us Today

As we look ahead, we invite you to become part of the Mccoy family. With operating hours from Monday to Thursday from 9 AM to 5 PM and Friday until 6 PM, we're here when you need us most. Our friendly team is ready to assist you in navigating your financial journey. Join us at Mccoy and experience the difference that comes with being a valued member of a community-focused credit union! For more information or to get started today, please call us at (407) 855-5452 or visit our website at Mccoy. Together, let's build a brighter future!

Our Journey

Over the decades, Mccoy has evolved to meet the changing needs of our community. We understand that financial empowerment goes beyond just providing banking services; it's about building lasting relationships and fostering economic growth. As of today, we proudly hold total assets exceeding $992 million. This growth reflects not only our sound financial practices but also the trust and loyalty of our members. Our headquarters in Orlando is a testament to our strong roots in Central Florida. Despite being part of a larger network, we maintain a local focus, ensuring personalized service that can adapt to each member's unique situation. We've made significant strides in digital banking innovations to enhance accessibility while remaining committed to ADA compliance and customer-centric initiatives.

Our Mission

At Mccoy, our mission is clear: we strive to empower our members through comprehensive financial solutions while actively supporting community development. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, we're here to help you achieve your financial goals. Additionally, we are dedicated to giving back through various outreach programs aimed at uplifting those around us. While members can visit us at 3540 N Hwy 1792 Lake Mary Fl 32746, official correspondence should be sent to P.O. Box 593806, Orlando, FL 32859 if needed. We offer convenient services such as an ATM on-site and drive-thru banking for quick transactions.

Branch Location & Accessibility

Accessibility and Features

At Mccoy, we understand that accessibility is important for all our members. Our branch is designed with features like ADA compliance and ramps to ensure everyone can easily navigate our space. Plus, we offer ample parking so you can visit us without the hassle of searching for a spot. For your convenience, we have a drive-thru banking service available, allowing you to handle deposits and withdrawals without leaving your vehicle. If you're in need of cash outside of lobby hours, we also provide ATM services right on-site.

Call-to-Action

Whether you're looking for advice on managing your finances or need assistance with a loan application, we're here for you! Don't hesitate to call us at 407-855-5452 or drop by our branch anytime during business hours. Join us at Mccoy where your financial journey begins!

Operating Hours

We invite you to stop by during our welcoming hours: Monday through Thursday from 9 AM to 5 PM and Fridays from 9 AM to 6 PM. Our team is ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more.

Member Eligibility

Joining the Mccoy family is more than just opening an account; it's about becoming part of a community that genuinely cares for its members. To qualify for membership at Mccoy, you simply need to meet some friendly criteria that reflect our commitment to serving those in our local area. Whether you live, work, worship, or attend school in Seminole County or surrounding areas, you are likely eligible! Being a member gives you access to a range of benefits, including competitive rates on loans and savings, personalized service, and a variety of financial products designed with your needs in mind. Getting started is easy! You can find all the details about eligibility on our website at . If you're ready to take the next step towards membership, opening an account is a breeze. Just visit https://online.mccoyfcu.org/mymccoy/sdk/autoenrollmente2e to begin the process online. Have questions? Don't hesitate to reach out to us at (407) 855-5452. We can't wait to welcome you into our Mccoy community located at 3540 N Hwy 1792 Lake Mary Fl 32746!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services that simplify payment processing. Imagine being able to accept payments from customers seamlessly, whether they're using credit cards or mobile wallets. This not only enhances customer satisfaction but also increases your sales potential. With us by your side, you can focus on what you do best running your business. Visit us at 3540 N Hwy 1792 Lake Mary Fl 32746 in Lake Mary, FL, or call us at (407) 855-5452 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Mccoy offers specialized services such as merchant services and business loans that can help your company thrive. We understand that running a business requires reliable support; that's why we are committed to providing the resources necessary for your success.

Convenient Access

We know that convenience is key in today's fast-paced world. Our branch features essential services like basic drive-thru banking for quick deposits and withdrawals without leaving your car. Additionally, with our ATM availability, accessing cash is easier than ever; just swing by an ATM for withdrawals or balance checks whenever you need. At Mccoy, we're more than just a credit union; we're a community partner ready to support your financial journey. If you're interested in learning more about how we can assist you in achieving your financial goals, please feel free to reach out at 407-855-5452 or visit us online at Mccoy. Join us today and experience the difference!

Loans for Every Need

When it comes to financing big purchases or unexpected expenses, Mccoy has you covered. We provide competitive auto loans and vehicle financing options so you can drive away in the car you want without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing solutions will guide you through the process smoothly. For personal needs like consolidating debt or funding a special project, our personal loans are available with flexible terms tailored just for you.

Personal Banking

For those looking to manage their personal finances, we offer a variety of checking and savings accounts designed to fit different lifestyles. Imagine having the flexibility of accessing your funds anytime through online and mobile banking. You can easily check balances, transfer money, or make payments right from your smartphone. Plus, our credit cards with rewards allow you to earn points on purchases that can be redeemed for exciting rewards.

Digital & Online Banking

At Mccoy, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, you can access your accounts easily and safely. With our 24/7 online banking services available at https://www.mccoyfcu.org/, you can check balances, make transfers, and pay bills anytime you need. No more waiting in line or rushing to the bank before it closes! Plus, our mobile application makes it even easier to manage your finances right from your smartphone, giving you real-time access wherever you are. We also provide e-statements, allowing you to view your account statements electronically. This feature not only helps reduce paper clutter but also keeps your sensitive information secure. You can rest easy knowing that with our electronic signature authorization, signing documents is quick and hassle-free. If you enjoy sending money to friends or family, you'll appreciate our person-to-person transfer feature. It's an easy way to send funds without the hassle of cash or checks. And for those who love making purchases with their phones, our mobile payments option lets you pay securely with just a tap. At Mccoy, we prioritize your security. All our online services are designed with advanced security measures to protect your personal information while ensuring that accessing your accounts is simple and user-friendly. Experience the ease of banking on your terms by visiting https://www.mccoyfcu.org/ today!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 143,006, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 3540 N Hwy 1792 Lake Mary Fl 32746 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,588 in used auto loans and $674,262,918 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand. We support local businesses with tailored financing solutions that can help you take your venture to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of these loans or want to check your eligibility for our programs, please reach out to us. Our staff can assist you in understanding your options and finding a solution that works best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mccoy, we aim to make your borrowing experience as straightforward and beneficial as possible. Explore our loan offerings today and see how we can help you achieve your financial aspirations!

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. Enjoy the freedom of using credit without needing collateral.

Loan Aggregator

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