Mccoy Credit Union Kissimmee FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mccoy Federal Credit Union, your trusted financial partner in Kissimmee, Florida. Located at 2994 Dyer Blvd, Kissimmee, FL 34741, we have been serving our community since 1954, helping our members achieve their financial goals with a personal touch. With over 80,184 members and assets totaling $992,447,288, we pride ourselves on our commitment to providing exceptional service and support. While members can visit us at our branch for all your banking needs, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. At Mccoy, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We are here to ensure you have the resources you need to thrive financially. Under the leadership of CEO Alvin Cowans and Board President Samuel Davis, Jr., our dedicated team of 203 employees is focused on helping you navigate your financial journey. Whether you're looking for the best rates on loans or simply want advice on saving for the future, we're here for you every step of the way. We understand that life can be unpredictable; that's why we maintain a strong financial foundation with total deposits of $73,267,406 and cash in hand amounting to $8,118,768. This stability allows us to lend confidently while offering competitive rates on loans totaling 34,709. At Mccoy Federal Credit Union, we believe in giving back to our community and making a positive impact in the lives of our members. Our goal is not just about numbers it's about building lasting relationships and supporting your dreams. Are you ready to take control of your finances? Visit us today or call us at 407-855-5452 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Let's work together toward a brighter financial future! For more information about our services or to start your membership journey online, check out our website at Mccoy Federal Credit Union.

Branch History & Mission

A Legacy of Service

Located at 2994 Dyer Blvd, Kissimmee, FL 34741, our branch has evolved significantly over the decades. Starting with modest beginnings, we've expanded our services to meet the changing needs of our members. Today, Mccoy Federal boasts total assets of nearly $1 billion, reflecting our commitment to responsible growth and member satisfaction. We pride ourselves on being more than just a financial institution; we are a partner in the community's success. While you can visit us at our physical location for your banking needs, if you need to send official correspondence, please use our mailing address: PO Box 593806, Orlando, FL 32859-3806.

Community Engagement

Our impact goes beyond numbers; it's about the lives we touch. Through partnerships with local organizations and outreach efforts, we actively contribute to making Kissimmee a better place for everyone. Our team is dedicated not only to providing excellent financial services but also to enhancing the quality of life in our neighborhoods.

Join Us Today

As we look towards the future at Mccoy Federal Credit Union, we invite you to join us on this journey. Whether you're looking for financial guidance or seeking ways to get involved in the community, we're here for you. Experience firsthand the benefits of membership because at Mccoy Federal Credit Union, you're not just another account; you're part of the family. For any questions or assistance, don't hesitate to reach out at 407-855-5452. Together, let's build a brighter future!

Our Mission

At Mccoy Federal Credit Union, our mission is clear: we strive to empower individuals and families by providing them with the tools they need to achieve their financial goals. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards that reward you for your loyalty. But we don't stop there; we are deeply committed to supporting local initiatives that uplift our community. We understand that every member's journey is unique. That's why we embrace technology with features like online banking and mobile payments to make managing your finances easier than ever. Additionally, our ATM availability and drive-thru service ensure you can access your funds conveniently and efficiently.

Branch Location & Accessibility

Welcome to Mccoy Federal Credit Union, your trusted partner in financial wellness, conveniently located at 2994 Dyer Blvd in Kissimmee, FL. Situated just a stone's throw away from local landmarks, our branch is easy to find and access. Whether you're heading to the nearby Kissimmee Lakefront Park or running errands in the bustling downtown area, you can stop by for all your banking needs. At Mccoy, we understand that accessibility matters. Our branch features ADA-compliant entrances and ample parking space to ensure every member feels welcome. If you prefer more flexibility, we also offer a drive-thru service for quick transactions like deposits and withdrawals without leaving your vehicle. While members can visit us at 2994 Dyer Blvd, official correspondence should be sent to PO Box 593806 in Orlando, FL. This way, we can make sure your important documents reach us promptly. Our dedicated team is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Fridays until 6:00 PM. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or business services, we have something for everyone. Additionally, enjoy the convenience of our ATM services available right at the branch. With online and mobile banking options also at your fingertips, managing your finances has never been easier. Have questions or need assistance? Don't hesitate to give us a call at 407-855-5452. We look forward to welcoming you soon!

Member Eligibility

At Mccoy, we believe that everyone deserves the opportunity to be part of a welcoming community that supports their financial journey. Joining us is simple and inviting! Membership is open to individuals who live, work, or worship in our local area, as well as their family members. Whether you're looking for personal banking solutions or planning for your future, being a member at Mccoy gives you access to a wide range of services tailored just for you. You can learn more about the eligibility criteria by visiting this helpful link: . Opening an account is just as easy! You can get started right away by visiting our online application at https://online.mccoyfcu.org/mymccoy/sdk/autoenrollmente2e. If you have any questions or need assistance, feel free to give us a call at (407) 855-5452. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services that Make Sense

In addition to loans, we offer merchant services designed to streamline your operations. Imagine having the ability to accept payments anytime, anywhere our point-of-sale solutions can transform how you interact with customers. You can manage transactions effortlessly while focusing on what matters most: running your business. Located conveniently at 2994 Dyer Blvd Kissimmee Fl 34741, Kissimmee, FL, our friendly team is ready to assist you. Reach out to us at (407) 855-5452 during our lobby hours from Monday through Friday and discover how we can partner with you for success!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Support

At Mccoy, we're committed to making banking as accessible as possible. Our friendly staff is always ready to help during lobby hours Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. You can reach us at (407) 855-5452 if you have questions about any of our services or need assistance. Our goal is to ensure that every member feels valued and supported. Discover how we can help by visiting us today! For more information about our offerings or to open an account online, please visit our website. We look forward to serving you!

Business Banking Services

Running a business comes with its own set of challenges. At Mccoy, we offer specialized services like merchant services and business loans to help local businesses thrive. Whether you're starting a new venture or expanding an existing one, our team is here to assist you every step of the way.

Credit Cards and Rewards

Enjoy shopping with our credit cards with rewards, giving you benefits for every dollar spent. These cards are not just about convenience; they also offer cashback or points that you can redeem for travel, merchandise, or even statement credits.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. For quick cash access, take advantage of our ATM and cash withdrawal services available at various locations. If you prefer face-to-face interactions but need quick transactions, our basic drive-thru banking service allows for easy deposits and withdrawals without leaving your car.

Personal Banking Solutions

We understand that every member has unique banking needs. That's why we offer a variety of personal banking services, including checking and savings accounts that can help you manage your daily finances efficiently. If you're planning to purchase a new car, our auto loans and vehicle financing options make it easier than ever to hit the road. For those considering buying a home, our mortgage loans and refinancing services provide flexible terms tailored to your situation. And if life throws unexpected expenses your way, our personal loans and debt consolidation solutions can help ease the burden.

Digital & Online Banking

Always Available

With 24/7 online banking services, you're never far from your finances. Whether it's day or night, you can manage your money whenever it suits you best. At Mccoy, we aim to provide not just banking but a seamless experience that fits into your lifestyle. In short, our digital and online banking services are designed with you in mind making it easier than ever to take control of your financial future. Join us today and discover how simple banking can be!

Key Features

Our commitment to making banking accessible includes features like e-statements, which provide a paperless option for viewing your account statements. You'll receive them directly in your inbox, helping you stay organized while protecting the environment. For those who prefer mobile banking, our dedicated mobile application is available for easy access to your accounts right in your pocket. You can also take advantage of mobile payments, enabling you to pay bills or make purchases quickly and securely using your smartphone. Need to send money to friends or family? Our person-to-person transfer feature makes it simple to send money instantly without the hassle of cash or checks.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 143,006, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 2994 Dyer Blvd Kissimmee Fl 34741 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals.

Focused on Growth and Innovation

With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,588 in used auto loans and $674,262,918 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand. Whether it's for equipment purchases or operational costs, we are committed to supporting local businesses.

Conclusion

At Mccoy, we believe in making lending straightforward and accessible. If you're considering refinancing or want to explore eligibility options, feel free to reach out to us at (407) 855-5452 or visit us at our branch located at 2994 Dyer Blvd Kissimmee Fl 34741 in Kissimmee, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. We can assist you in navigating eligibility requirements and finding the right plan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that all offers are fair and transparent, giving users peace of mind when evaluating their options.

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