Mccoy Credit Union Clermont FL | Best Auto Loans & Personal Banking

Introduction

At Mccoy Federal Credit Union, we pride ourselves on being more than just a financial institution; we're a part of your community. Established in 1954, we have built a legacy of trust and support, with 80,184 members who rely on us for their banking needs. Conveniently located at 1051 E Highway 50, Clermont, FL 34711, our doors are open to serve you with a range of services tailored to help you achieve your financial goals. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address: PO Box 593806, Orlando, FL 32859-3806. With a total asset base of $992,447,288 and deposits totaling $73,267,406, we are equipped to provide competitive rates on loans and other financial products. Under the leadership of our dedicated CEO, Alvin Cowans, and Board President Samuel Davis, Jr., we remain committed to enhancing the lives of our members through personalized service and community engagement. Our team of 203 employees is here to assist you Monday through Friday from 9:00 AM to 5:00 PM, ensuring that your banking experience is both seamless and supportive. At Mccoy Federal Credit Union, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. With total loans amounting to 34,709 and cash in hand at $8,118,768, we strive to empower our members financially while fostering a sense of belonging. Join us today and discover how Mccoy Federal Credit Union can help you thrive financially. For more information or assistance, don't hesitate to call us at 407-855-5452 or visit our website at mccoyfcu.org. We look forward to serving you!

Branch History & Mission

At Mccoy Federal Credit Union, we take pride in our rich history and unwavering commitment to serving the Clermont community. Established in 1954, Mccoy has grown from a small financial institution into a trusted partner for over 80,000 members. Located at 1051 E Highway 50, Clermont, FL 34711, our branch is not just a place to manage finances; it's a cornerstone of support and growth for individuals and families in the area. Since our inception, Mccoy has been dedicated to providing affordable financial services tailored to meet the needs of our members. We have seen remarkable growth over the years, with total assets now reaching an impressive $992,447,288. This success reflects our commitment to responsible banking and our focus on community engagement. Our members have always been at the heart of what we do, guiding us as we adapt and innovate to better serve them. Our mission is clear: we aim to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking solutions that empower them to achieve their financial goals. From personal accounts to auto loans and mortgages, Mccoy is here to help you navigate your financial journey with confidence. While members can visit us at 1051 E Highway 50 for all their banking needs, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806. We are open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to reach us when you need assistance. In addition to traditional banking services, Mccoy embraces digital advancements that enhance convenience for our members. With options like online banking and mobile payments available, managing your finances has never been easier or more accessible. Our drive-thru service and ATM availability further ensure that your banking experience is smooth and efficient. Community outreach is another vital aspect of our mission. We partner with local organizations to support various initiatives that uplift those around us. By investing in our community and collaborating with local leaders, we strive to make a positive impact in Clermont and beyond. If you're looking for a financial partner who truly cares about your well-being, consider joining Mccoy Federal Credit Union today. Experience firsthand the benefits of being part of a credit union that values people over profits. Visit us online at Mccoy FCU or call us at 407-855-5452 for more information on how you can become a member and start your journey with us!

Branch Location & Accessibility

Accessibility Features

At Mccoy, we believe in providing everyone with easy access to our services. Our branch is designed with ADA compliance in mind, featuring ramps and accessible parking spaces. Plus, our drive-thru service makes it even more convenient for you to complete transactions without leaving your vehicle.

Connect with Us

We invite you to visit us at Mccoy Federal Credit Union in Clermont or give us a call at 407-855-5452 if you have any questions or need assistance. Our team is eager to provide you with the best banking experience possible!

Operating Hours

We know that life can get busy, so we aim to accommodate your schedule. Our lobby is open Monday through Friday from 9:00 am to 5:00 pm. Whether you're stopping by for a quick transaction or need assistance with more complex financial matters, our friendly staff is here to help during these hours.

Services Offered

At Mccoy Federal Credit Union, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. You can also enjoy basic drive-thru banking for simple transactions such as deposits and withdrawals.

Member Eligibility

Joining the Mccoy family is not just about banking; it's about becoming part of a supportive community that values you and your financial journey. At Mccoy, we welcome anyone who lives, works, worships, or attends school in our local area, along with their immediate family members. This means that if you're connected to our community in any way, you're eligible to become a member! By joining us at our branch located at 1051 E Highway 50 Clermont Fl 34711, you'll gain access to a variety of services designed to help you thrive financially. From personalized banking solutions to competitive loan rates, being a member opens the door to numerous advantages tailored just for you. The membership process is simple and straightforward. You can learn more about the eligibility criteria by visiting our website at https://www.mccoyfcu.org/, which provides up-to-date information. If you're ready to take the next step towards membership, opening an account is just as easy check out the details on how to get started at https://online.mccoyfcu.org/mymccoy/sdk/autoenrollmente2e. If you have any questions or need assistance, feel free to give us a call at 4078555452. We can't wait for you to join us and experience all that Mccoy has to offer!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine a local café that just launched a new menu item but needs quick access to funds for marketing. With our merchant services, they can process payments efficiently while enjoying the benefits of competitive rates on transactions. This means more time focused on serving customers rather than worrying about cash flow. Located at 1051 E Highway 50 Clermont Fl 34711 in Clermont, FL, we invite you to explore how our tailored financial products can help your business thrive. For more information, give us a call at (407) 855-5452 or visit our website at Mccoy Federal Credit Union.

Comprehensive List Of Services

Business Banking Solutions

If you're a small business owner, we haven't forgotten about you! Our business banking services include essential tools like merchant services and business loans tailored to help your enterprise thrive.

Credit Cards and Rewards

Shopping can be more rewarding with our credit cards with rewards program. Enjoy cash back or points on every purchase, making it easier to save while you spend.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Mccoy Federal Credit Union offers robust online and mobile banking features. You can check balances, transfer money, or pay bills right from your smartphone or computer at any time. Plus, with our ATM and cash withdrawal services, accessing your money has never been easier whether you're at home or on the go.

Drive-Thru Services

Need to make a quick deposit or withdrawal? Take advantage of our basic drive-thru banking for deposits, withdrawals, and other simple transactions without ever leaving your car. If you're out and about, our ATMs are available for easy access to cash and balance checks. At Mccoy, we strive to create an inviting atmosphere where all members feel supported in their financial journeys. Our friendly staff is ready to assist you during our operating hours from Monday through Friday, 9:00 AM to 5:00 PM. Whether you're starting fresh or looking for ways to grow financially, we invite you to explore our comprehensive range of services. For more information or assistance, don't hesitate to reach out at (407) 855-5452, or visit us at 1051 E Highway 50 Clermont Fl 34711 in Clermont, FL. We're here for you every step of the way!

Personal Banking

Our personal banking services are tailored to help you manage your money effectively. We offer checking and savings accounts that allow you to easily keep track of your funds while earning interest on your savings. If you're planning to buy a car, our auto loans and vehicle financing options make it simple to get behind the wheel with competitive rates and flexible terms. For those who are considering purchasing a home or refinancing their current mortgage, our team is here to assist with various mortgage loans and refinancing plans. We also provide personal loans and debt consolidation services designed to help you achieve financial freedom by managing existing debts more efficiently.

Digital & Online Banking

Key Services

Visit us at https://www.mccoyfcu.org/ to explore our comprehensive online banking features. With 24/7 access, you can check balances, pay bills, and transfer money whenever it suits you. No more waiting until business hours to manage your finances; everything is just a click away. Our electronic signature authorization option lets you handle paperwork quickly and securely. You can complete transactions without the hassle of printing or mailing documents. Plus, with e-statements available, you can say goodbye to paper clutter and stay organized with your financial records. For those on the go, our mobile application is a game changer. With mobile payments enabled, making purchases or sending money is as simple as a tap on your phone. Our person-to-person transfer feature allows you to send money instantly to friends or family without any complicated steps.

Security and Ease of Use

At Mccoy, we prioritize your security while ensuring our digital banking services remain easy to navigate. Our systems use advanced security measures to keep your information safe while providing real-time account management. Whether you're using our online platform or mobile app, rest assured that your data is protected. Join us at Mccoy for a modern banking experience that fits into your lifestyle. Embrace the ease of managing your finances with confidence!

Financial Strength

At Mccoy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need a financial partner you can trust. That's why we are proud to share our strong financial standing, which reflects our commitment to serving you. With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,341,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $8,588 in used auto loans and a total of $674,262,918 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments): $0. Total Share and Deposit Accounts: 143,006, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 1051 E Highway 50 Clermont Fl 34711 or call 407-855-5452 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our competitive rates and flexible terms make it easier than ever to drive away satisfied.

Business Loans

For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and aim to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. We are committed to guiding you through the process, ensuring that you find a loan that suits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans, please reach out to us for more information on eligibility options available. Refinancing can help lower your monthly payments or reduce your interest rate potentially saving you money over time. At Mccoy, we pride ourselves on providing personalized service and expert guidance. For more details about our loan products or to speak with a representative, give us a call at (407) 855-5452 or visit us at our branch located at 1051 E Highway 50 Clermont Fl 34711 in Clermont, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step together toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,190,172 in loans helping members manage their finances effectively. These cards come with attractive features that can assist you in making everyday purchases while earning rewards along the way.

Loan Aggregator

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Mccoy