Mccoy Credit Union Apopka FL | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Mccoy Federal Credit Union, your trusted financial partner located at 931 N Park Ave, Apopka, FL 32712. Established in 1954, we have proudly served our members for nearly seven decades, building a strong community centered around trust and reliability. With a total membership of 80,184 and assets exceeding $992 million, we are dedicated to providing you with personalized banking solutions that meet your unique needs. At Mccoy, we believe in putting our members first. We offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our commitment to excellence is reflected in our total deposits of $73,267,406 and a net worth of $97,457,076. We also maintain a healthy cash reserve of $8,118,768, ensuring that we can support our members when they need it most. Our leadership team is here to serve you. Under the guidance of CEO Alvin Cowans and Board President Samuel Davis, Jr., our staff of 203 employees is dedicated to fostering a welcoming environment where every member feels valued. Whether you need assistance with your account or have questions about our products, don't hesitate to reach out to us at (407) 855-5452. While members can visit us at our Apopka branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 593806, Orlando, FL 32859-3806. We invite you to explore what Mccoy Federal Credit Union has to offer by visiting our website at mccoyfcu.org. Join us as we continue to make a positive impact in the lives of our members and the community. Your financial future starts here!

Branch History & Mission

Commitment to Service

We understand the importance of convenience and accessibility in today's world. That's why we offer advanced digital banking options including online banking and mobile applications for easy account management. Our branch features an ATM for quick cash access and drive-thru banking services for those on the go.

Join Us

As we look toward the future, Mccoy Federal Credit Union remains dedicated to meeting the evolving needs of our community. We invite you to become part of our family. Experience the benefits of membership where your success is our priority! For more information or to join us today, call us at (407) 855-5452 or visit us online at Mccoy Federal Credit Union. Together, let's build a brighter financial future!

Our Evolution

Since our inception, Mccoy has evolved from a small local credit union into a vital financial institution in the heart of Apopka. With a focus on innovation and community service, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our dedicated team is here to support members through every financial milestone.

Our Mission

Mccoy Federal Credit Union's mission is clear: to empower our members by providing exceptional financial services while fostering a sense of community. We believe that banking should be accessible and straightforward. Our goal is not just about transactions; it's about building lasting relationships that help improve the lives of our members. We are committed to supporting local initiatives and outreach programs that make a difference in our neighborhoods. While members can visit us at 931 N Park Ave Apopka Fl 32712, official correspondence should be sent to PO Box 593806, Orlando, FL 32859-3806.

Branch Location & Accessibility

Drive-Thru Convenience

For those on the go, our drive-thru service allows you to conduct simple transactions without ever leaving your vehicle. Whether it's a quick deposit or withdrawal, we've got you covered!

Easy Access and Parking

At our Apopka location, you'll find ample parking available, ensuring you can get in and out without any hassle. The branch is ADA compliant, featuring ramps and accessible entrances for all our members. Whether you're stopping by for a quick transaction or a more detailed discussion about your financial needs, we've made sure that everyone can easily reach us.

Get In Touch

Our friendly staff is ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Have questions? Give us a call at 407-855-5452 or stop by our branch today! While members can visit us at 931 N Park Ave, official correspondence should be sent to PO Box 593806 in Orlando. We look forward to welcoming you soon at Mccoy Federal Credit Union!

Operating Hours That Work for You

We're here to serve you during convenient hours! Visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 6:00 PM. Need assistance outside of these hours? No problem! Our ATM is always available for cash withdrawals and balance checks, ensuring you have access to your funds when you need them.

Member Eligibility

Joining the Mccoy family means stepping into a community that genuinely cares about your financial well-being. If you live, work, or worship in the area, you're already on the path to membership! We welcome individuals from various backgrounds, making it easy for you to become part of our supportive network. At Mccoy, not only do you gain access to a range of financial services tailored just for you, but you also join a community that prioritizes your needs and goals. To learn more about the specific eligibility requirements and how simple it is to open an account with us, feel free to visit our website at . We believe in transparency and are here to assist you every step of the way! If you have any questions or need guidance, don't hesitate to reach out at (407) 855-5452. Your journey towards financial empowerment starts here!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,269,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of complicated payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. From point-of-sale systems to mobile payment options, we provide tools that help streamline operations and enhance customer experiences. Located at 931 N Park Ave Apopka Fl 32712 in Apopka, FL, our team is ready to partner with you. For more information, give us a call at (407) 855-5452. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help grow your enterprise. We believe in supporting local businesses and providing them with the tools they need to thrive.

Convenient Access

At Mccoy, we prioritize convenience. Our ATM and cash withdrawal services ensure that you have access to your funds whenever you need them. Additionally, basic drive-thru banking allows for quick transactions like deposits and withdrawals without leaving your vehicle. Ready to explore these amazing services? Give us a call at (407) 855-5452 or visit us online at Mccoy Federal Credit Union today! Your financial future starts here with Mccoy where we put members first.

Credit Cards

For those who love rewards, our credit cards with rewards programs allow you to earn points on every purchase. Enjoy benefits that enhance your lifestyle while managing your expenses wisely.

Home Loans

When it comes to finding the perfect home, we know you need more than just a roof over your head. Our mortgage loans and refinancing services are here to guide you through the process of home buying or restructuring your current mortgage for better terms. Let us help you unlock the door to your new home with confidence.

Personal Banking

We understand that managing your finances can feel overwhelming at times. That's why our personal banking services include checking and savings accounts designed to help you save money effortlessly. Whether you're looking to set up a new account or simply want to manage your existing one, our online and mobile banking options make it easy for you to keep track of your finances from anywhere.

Personal Loans

Sometimes life throws unexpected expenses our way. With our personal loans and debt consolidation options, you can tackle those surprises head-on without added stress. Whether it's medical bills, home repairs, or consolidating credit card debt, we're here to support you every step of the way.

Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates that can fit within any budget. We also offer refinancing solutions if you're looking to lower your monthly payments. Imagine driving away in the car you've always wanted, all while knowing you're making smart financial choices with the help of Mccoy.

Digital & Online Banking

Accessibility & Ease-of-Use

Our digital banking services are designed with you in mind. From accessing e-statements to using our mobile application, everything is user-friendly and straightforward. You won't have to worry about complicated processes; we focus on making it easy for you to manage your money effectively. Whether you're at home or out running errands, our online banking platform gives you real-time access to your accounts. This means you can track spending, monitor savings goals, and make informed decisions about your finances anytime. At Mccoy, we're committed to providing tools that help you navigate your financial journey with confidence. Explore all that digital banking has to offer by visiting us at https://www.mccoyfcu.org/ today!

Key Features

With our online banking services, you can easily check your account balances, make transfers, and pay bills without stepping foot in a branch. You'll also love the convenience of electronic statements; no more paper clutter! Plus, our electronic signature authorization makes signing important documents a breeze, allowing you to handle transactions quickly and securely. For those on the go, our mobile application puts all these features right in the palm of your hand. Whether you need to pay a friend through person-to-person transfers or want to use mobile payments for hassle-free purchases, Mccoy has you covered. We prioritize security so that you can bank with peace of mind.

Financial Strength

A Solid Foundation

With a net worth of $97,457,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Focused on Growth

Our commitment to growth is reflected in our $88,341,537 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,588 in used auto loans and $674,262,918 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $223,323,352 in share certificates and $34,607,370 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 201 full-time employees and 2 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Trust Built on Numbers

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 143,006, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mccoy is your trusted partner. Visit us at 931 N Park Ave Apopka Fl 32712 or call (407) 855-5452 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,118,413 in used vehicle loans and $271,780,544 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $19,269,475 provide the capital needed to grow and expand your operations. We understand the unique needs of businesses and are committed to supporting local entrepreneurs. At Mccoy, we pride ourselves on offering personalized service and understanding each member's unique situation. If you're unsure about eligibility or want to explore refinancing options, don't hesitate to reach out. Our team is ready to assist you. For more information on our loan offerings or if you have any questions, please contact us at (407) 855-5452 or visit us at 931 N Park Ave Apopka Fl 32712 in Apopka, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,785,617, make buying or refinancing simple. We offer competitive rates and flexible terms that fit your budget and lifestyle. If you're considering refinancing your current mortgage, we can guide you through that process as well.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our flexible terms on unsecured credit card loans can help. With a total of $17,190,172 in loans available, you can take control of your finances while enjoying the benefits of rewards programs that come with our credit cards.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking the best lending options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is based on the latest results (Source: https://www.ncua.gov ), which guarantees that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh provides peace of mind when comparing loan options. The benefits of using LendMesh are clear: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the offers presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This means users receive truly unbiased results without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the efficiency and effectiveness of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MCCOY FEDERAL CREDIT UNION - Apopka, FL