Mcalester Aap Credit Union OK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mcalester Aap Federal Credit Union, a trusted partner for your financial journey since 1947. Located at 1 C Tree Rd Bldg 3, Mcalester, OK 74501, we are dedicated to providing personal and community-focused banking solutions tailored to meet the needs of our 1,386 members. At Mcalester Aap, we pride ourselves on our strong financial foundation, with total assets reaching an impressive $12,383,977. Our commitment to serving you is reflected in our diverse range of products including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. With a total deposit base of $2,408,092, we ensure that your hard-earned money is safe and well-managed. Led by our passionate CEO Cheryl Gentry and Board President Jeffie Ely, our team of three dedicated employees is here to assist you every step of the way. Whether you're looking for a loan or simply want to discuss your financial goals, we're ready to help. With a net worth of $4,419,809 and cash in hand amounting to $245,967, we are well-equipped to support your financial ambitions. While members can visit us at our branch address for personal service, official correspondence should be sent to our mailing address at 1 C Tree Road, McAlester, OK 74501. We invite you to call us at 918-420-6377 during our lobby hours from Monday through Thursday from 6:30 AM to 5:00 PM. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Community Focus

Our dedication extends beyond banking; we actively engage in community outreach initiatives aimed at supporting local events and charities. We believe in building partnerships that enrich the lives of those around us and contribute to the overall prosperity of Mcalester. Join us at Mcalester Aap Federal Credit Union and experience firsthand how we blend tradition with innovation for your financial success. Whether you are looking for a reliable bank for your personal needs or seeking support for your business endeavors, we invite you to become part of our family where every member counts. For more information or assistance, feel free to reach out at 918-420-6377. Together, let's build a brighter future!

Our Commitment

At Mcalester Aap Federal Credit Union, our mission is not just about providing financial services; it's about making a positive impact in the lives of our members and our community. We aim to deliver personalized solutions that cater to your unique needs while promoting responsible financial practices. While members can visit us at our branch address for in-person assistance during our operating hours Monday through Thursday from 6:30 AM to 5:00 PM official correspondence should be sent to our mailing address at 1 C Tree Road, McAlester, OK 74501. We understand that accessibility is key. Although we currently do not offer ATM or drive-thru services, we prioritize member service by offering various ways to connect with us and manage your finances effectively.

Our Journey

Our journey began with a vision: to provide accessible financial services that empower individuals and families. Since opening our doors at 1 C Tree Rd Bldg 3, Mcalester, OK 74501, we have embraced the values of cooperation and service. With total assets exceeding $12 million, we have built a solid foundation that allows us to offer a wide range of products including personal banking services, auto loans, mortgages, and business banking solutions. As we evolved through the decades, we've faced challenges and celebrated milestones that have shaped who we are today. Our mission is clear: to enhance the financial well-being of our members while fostering a sense of community spirit. We believe that by supporting each other, we can all thrive.

Branch Location & Accessibility

Accessibility and Parking

At Mcalester Aap, we understand the importance of accessibility. Our branch is ADA compliant, featuring ramps and convenient parking for all visitors. You won't have to worry about navigating difficult steps or long distances; we've designed our space with your comfort in mind.

Operating Hours

We're open Monday through Thursday from 6:30 AM to 5:00 PM, ensuring that you have ample time to visit us during your busy week. Whether you prefer early morning banking or a midday break, we're here when you need us.

Reach Out Today!

Have questions? Don't hesitate to give us a call at 918-420-6377! Our team at Mcalester Aap Federal Credit Union looks forward to welcoming you in person and helping you navigate your financial journey with ease. Come visit us today!

Services Offered

While visiting our branch, you can take advantage of a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and personal loans, we offer comprehensive solutions that fit your financial goals. Although we do not have ATM facilities or drive-thru service at this location, our dedicated staff is ready to help with any transaction inside the branch.

Member Eligibility

At Mcalester Aap, we believe that everyone deserves a chance to be part of a supportive community where your financial goals are nurtured. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around 1 C Tree Rd Bldg 3 Mcalester Ok 74501, you're likely eligible to join us. We also invite family members of current members to become part of our growing family. Enjoying the benefits of membership means access to a range of financial services designed with you in mind, including checking and savings accounts, auto loans, and more. To get started on your membership journey, just visit us at 1 C Tree Rd Bldg 3 Mcalester Ok 74501 or give us a call at (918) 420-6377 for any questions. You can check out all the specific eligibility criteria by visiting this link: . Once you're ready to open an account, we've made the process straightforward and easy for you! Join us today, and let's work together towards your financial dreams.

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's marketplace, efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Picture this: your customers can pay easily and securely, whether they're shopping online or in-store. This convenience boosts customer satisfaction and loyalty. Located at 1 C Tree Rd Bldg 3 Mcalester Ok 74501 in Mcalester, OK, our team is here to help your business thrive. Contact us at (918) 420-6377 to explore how we can support your financial goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't have ATM facilities on-site, rest assured that you'll find nearby locations where you can easily access cash when needed. With all these offerings under one roof at Mcalester Aap Federal Credit Union, we strive to ensure that every member feels valued and supported in their financial journey. If you're ready to take the next step towards achieving your financial goals or have any questions about our services, don't hesitate to reach out! Call us at (918) 420-6377 during our lobby hours from Monday through Thursday between 6:30 AM and 5:00 PM. We look forward to welcoming you into the Mcalester Aap family!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms, making it easier for you to drive away in the car of your dreams. We work with you to ensure that your financing fits comfortably within your budget.

Business Banking

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans aimed at helping you grow and manage your business effectively.

Credit Cards with Rewards

For those who enjoy earning rewards on their everyday purchases, our Credit Cards with Rewards program offers great benefits and perks. Use your card wisely, and you can enjoy cash back or travel points just for shopping.

Mortgage Loans & Refinancing

When it comes to finding a place to call home, we know how important it is to have the right support. Our Mortgage Loans & Refinancing services are here to guide you through the process, whether you're purchasing your first home or looking to refinance an existing mortgage for better rates.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking balances or making payments from your phone, we've made banking accessible at your fingertips.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking options like checking and savings accounts designed with your lifestyle in mind. For those unexpected expenses or big purchases, our Personal Loans & Debt Consolidation solutions can help you get back on track without the stress.

Digital & Online Banking

At Mcalester Aap, we understand that convenience and security are essential for your banking experience. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. While our online banking services at may currently be limited, you can still enjoy the benefits of account management from the comfort of your home. Unfortunately, features like electronic signature authorization, e-statements, and mobile payments are not available at this time. However, we prioritize your safety and ensure that any transactions you make are secure. Even without a mobile application or person-to-person transfer options, our commitment to accessibility remains strong. We're here to support you during business hours Monday through Thursday from 6:30 AM to 5:00 PM providing personalized service when you need it most. As we look towards the future, our goal is to expand our digital offerings so that you can manage your accounts in real-time with ease. Your financial well-being is important to us, and we're dedicated to enhancing your experience with more tools that fit your lifestyle. For now, if you have any questions or need assistance, don't hesitate to reach out to us at (918) 420-6377. Our friendly team at Mcalester Aap is here to help!

Financial Strength

At Mcalester Aap, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that supports your needs today and in the future. With a net worth of $4,419,809, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,569 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through our commitment to sound practices. While we currently have $0 in share certificates and $0 in money market shares, these offerings present stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,801,347 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $273 in used auto loans and $7,045,071 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $170,287, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employees who are dedicated to providing you with exceptional service. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,386, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mcalester Aap is your trusted partner. Visit us at 1 C Tree Rd Bldg 3 Mcalester Ok 74501 or call (918) 420-6377 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $3,173,085 in used vehicle loans and $1,024,962 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we provide financing options tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer various loan products, including Junior Lien 1-4 Family Residential Properties loans totaling $0, to help you secure your dream home without unnecessary hassle.

Refinancing Options

If you're interested in lowering your monthly payments or accessing cash from your existing loans, ask us about our refinancing options. We can help evaluate your current financial situation and explore eligibility requirements that could save you money. For more information about our loan offerings or to start your application process, feel free to reach out at (918) 420-6377. Our team is ready to assist you during business hours from Monday through Thursday, 6:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mcalester Aap, we're committed to helping our members navigate their financial journeys with confidence and ease.

Unsecured Credit Card Loans

For those looking for flexible credit options, we also provide unsecured credit card loans. Currently, we have $0 in unsecured credit card loans helping members manage their finances effectively. This product allows you to make purchases and pay off balances without tying up collateral.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all comparisons are fair and transparent, allowing users to trust the information they receive. LendMesh focuses on several key benefits: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make choices based solely on their needs. - Real-Time Rate Comparisons: The platform continuously updates loan rates from multiple institutions, enabling users to stay informed about the best options available.

User Experiences Build Trust

Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. _Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines._

Mcalester Aap