Mazuma Credit Union Kansas City MO | Low Mortgage Rates & Business Banking

Introduction

Welcome to Mazuma, your trusted partner in financial well-being, located at 9300 Troost Ave, Kansas City, MO 64131. Since opening our doors in 1948, we have been dedicated to serving our community with integrity and care. With a proud membership of over 73,275 individuals and total assets amounting to an impressive $989,184,471, we are more than just a credit union; we are a thriving community. At Mazuma, we understand the unique needs of our members. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable team is here to help. Under the leadership of our CEO, Deonne Christensen, and Board President, Russ Petry, we strive to create a welcoming environment where everyone feels valued. While you can reach us at our branch location for all your banking needs, official correspondence should be sent to the same address: 9300 Troost Ave, Kansas City, MO 64131. We're committed to transparency and are proud to share that our total loans and leases stand at 37,334, with total deposits hitting $57,625,709. We invite you to explore how Mazuma can support your financial journey. Feel free to give us a call at 913-574-5000 or visit us online at mazuma.org for more information about our services. Join us today and experience the difference of a member-focused credit union!

Branch History & Mission

Mazuma has been a cornerstone of the Kansas City community since it opened its doors in 1948. Located at 9300 Troost Ave, Kansas City, MO 64131, our branch has proudly served as a trusted financial partner for over seven decades. From humble beginnings, Mazuma has grown into a thriving credit union with a total membership of 73,275 and assets exceeding $989 million. Our commitment to our members and the community is unwavering. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to quality financial products and education that empower them to achieve their goals. This mission drives us every day as we offer a range of services including personal banking, auto loans, mortgage loans, and business banking solutions. At Mazuma, we understand that banking must adapt to the needs of our members. That's why we've embraced digital advancements, making online banking and mobile payments easy and accessible for everyone. Our facilities are designed with accessibility in mind, ensuring all members can enjoy our services comfortably. We also offer ATM access and drive-thru services for added convenience. In addition to providing financial services, we take pride in our community outreach efforts. Whether it's partnering with local organizations or sponsoring events that uplift our neighborhood, Mazuma is dedicated to giving back. Our shared service center allows us to collaborate with other credit unions, further extending our reach and impact. While members can visit us at 9300 Troost Ave for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 913-574-5000. We invite you to join the Mazuma family today! Experience the benefits of being part of a credit union that not only prioritizes your financial well-being but also invests in the future of our community. Together, we can achieve great things!

Branch Location & Accessibility

Welcome to Mazuma at our Troost branch, located at 9300 Troost Ave in Kansas City, MO. We are excited to serve you in the heart of Jackson County, a vibrant area close to local landmarks like the historic Country Club Plaza and the beautiful Loose Park. Our convenient location makes it easy for you to stop by for your banking needs. When visiting us, you'll find ample parking available right outside our branch, ensuring a hassle-free experience. Accessibility is a priority for us; our facilities comply with ADA standards, featuring ramps and designated spaces for those who need them. Our lobby hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. If you're in need of quick transactions, take advantage of our drive-thru service, where we are ready to assist you from Monday to Saturday during convenient hours. At Mazuma, we offer a range of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking for online banking or shared branch services with partner credit unions, we've got you covered. For any inquiries or assistance, feel free to give us a call at 913-574-5000. We look forward to welcoming you into our branch!

Member Eligibility

At Mazuma, we believe that joining our credit union is like becoming part of a close-knit family where your financial well-being matters. To become a member of Mazuma, you'll find that eligibility is quite simple and welcoming. Individuals who live, work, worship, or attend school in certain areas of Missouri can join us. This means that if you're part of the Kansas City community or have connections here, you're likely eligible! We also extend membership to family members of existing Mazuma members, making it easier to share the benefits with those you care about. For more detailed information on the specific criteria, feel free to check out our eligibility page at . Once you're ready to take the next step, opening an account with us is straightforward and designed to be user-friendly. You can visit us at our branch located at 9300 Troost Ave Kansas City Mo 64131, or give us a call at (913) 574-5000 for any questions you might have. We're here to support you every step of the way as you embrace the many advantages of being a Mazuma member!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $124 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $30,648,787, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

In addition to loans, we offer merchant services that can streamline your operations. Imagine being able to accept payments easily through various methods, giving your customers more options while you focus on what you do best running your business. Our services are designed to enhance your cash flow and improve customer satisfaction. Located at 9300 Troost Ave Kansas City Mo 64131 in Kansas City, MO, we are here to partner with you for success. Reach out today at (913) 574-5000 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For small business owners, we provide tailored solutions such as Merchant Services & Business Loans. Our aim is to support local businesses like yours in growing and thriving in Kansas City.

Convenient Banking Features

Accessing your accounts has never been easier with our ATM & Cash Withdrawal Services, available through various locations including ours. We also offer basic drive-thru banking for quick transactions like deposits and withdrawals, so you're not tied down when you're on the move. With shared branching capabilities, members of partner credit unions can enjoy basic transaction services like deposits and withdrawals right here at Mazuma. In today's fast-paced world, convenience is key. That's why we emphasize features like Mobile Payments, allowing you to pay directly from your phone without hassle. Need assistance? Our friendly staff is just a phone call away at 913-574-5000 during lobby hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:00 AM to 1:00 PM.

Credit Options

To help you make purchases easier and more rewarding, we offer Credit Cards with Rewards. Picture yourself earning points on every purchase that can lead to exciting rewards!

Home Financing Solutions

When it comes to purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are designed with flexibility and affordability in mind. We want to ensure that owning a home is within reach for you.

Join Us Today!

We invite you to visit us at Mazuma and explore how our comprehensive list of services can benefit you. Whether you're looking for personal finance solutions or business support, we are here for you every step of the way. For more information about our services or how we can help you achieve your financial dreams, feel free to visit our website at mazuma.org or call us today!

Personal Banking Services

For those looking to manage their personal finances, our Checking & Savings Accounts offer a secure way to save and access your money. We understand that life can be unpredictable; therefore, having easy access to funds through Online & Mobile Banking makes all the difference. You can check balances, transfer money, or pay bills from the comfort of your home or on the go. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates that can fit any budget. Imagine driving off in your dream car without stretching your finances too thin! Additionally, if you're looking to consolidate debt or fund a personal project, our Personal Loans & Debt Consolidation services can help streamline your finances effectively.

Digital & Online Banking

Additional Services

Need to send money to friends or family? Our person-to-person transfer service (Yes) makes it simple and quick. You can also opt for e-statements (Yes) which help you stay organized without the clutter of paper statements. If you're interested in making payments directly from your phone, our mobile payments feature (Yes) adds another layer of convenience to your banking experience. Whether you're buying coffee or splitting a bill, it's never been easier to manage your spending. At Mazuma, we're committed to providing services that fit into your lifestyle. Our digital banking options ensure that managing your finances is efficient and straightforward, allowing you to focus on what matters most.

Key Features

Explore our online banking portal, where you can check balances, pay bills, and transfer money all in one place. Our platform is designed to be user-friendly, ensuring that even those new to online banking can navigate it with ease. Plus, if you're ever in a hurry, our mobile application allows you to manage your accounts right from your smartphone. Security is a top priority for us. With features like electronic signature authorization (Yes) for important transactions and 24/7 online banking services (Yes), you can rest easy knowing that your information is protected while you bank at your convenience.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 152,272, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further emphasize our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mazuma is your trusted partner. Visit us at 9300 Troost Ave Kansas City Mo 64131 or call (913) 574-5000 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $105,704,235 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,064 in used auto loans and $734,773,285 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $223,170,461 in share certificates and $192,194,839 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Foundation

With a net worth of $107,861,295, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,088 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,910,119 in used vehicle loans and $61,007,916 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new model or a reliable used vehicle, our financing options make it easy for you to drive off with confidence.

Business Loans

For business owners looking to grow and expand their ventures, our outstanding commercial loans totaling $30,648,787 provide the capital needed to take your business to the next level. We're here to support local businesses with practical financing solutions. If you're considering refinancing or have questions about eligibility options for any of our loan products, please feel free to reach out. Our dedicated team is here to guide you through every step of the process. You can contact us at 913-574-5000 for more information or visit us at our branch during lobby hours: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information so you can make informed decisions about your financial future. Explore how Mazuma can assist you today!

Credit Lines and Unsecured Credit Cards

For those needing extra flexibility in managing their expenses, we provide various credit line options totaling $124,264,809. We also offer flexible terms on unsecured credit card loans, with a total of $24,375,308 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,653,655, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find the right fit for your budget.

Loan Aggregator

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Mazuma