Mazuma Credit Union Kansas City MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mazuma, your trusted financial partner in the heart of Kansas City. Located at 1910 Main St, Kansas City, MO 64108, we have been dedicated to serving our community since 1948. With a strong membership base of over 73,275 members and total assets exceeding $989 million, we pride ourselves on being a reliable resource for all your banking needs. At Mazuma, we understand that financial decisions can be overwhelming. That's why our knowledgeable team is here to provide personalized assistance tailored to your unique situation. Whether you're looking for competitive auto loans, mortgage options, or credit cards with rewards, we've got you covered. In fact, we have facilitated a remarkable 37,334 loans and leases to help our members achieve their financial goals. Our commitment extends beyond just numbers. With a net worth of $107,861,295 and total deposits reaching $57,625,709, we ensure that your money is safe and working hard for you. Plus, with over $7 million in cash readily available, we're equipped to meet your needs promptly. While you can visit us at our physical branch for face-to-face service, any official correspondence can be sent to our mailing address at 1910 Main St, Kansas City, MO 64108. We invite you to explore the many services we offer through our website at mazuma.org. Under the leadership of CEO Deonne Christensen and Board President Russ Petry, Mazuma is committed to making a positive impact in the community by offering not just great products but also exceptional customer service. Our friendly staff of 254 employees is ready to assist you with any questions or concerns. Ready to take the next step? Give us a call at (913) 574-5000 or visit us today! Let's work together towards a brighter financial future.

Branch History & Mission

Looking Ahead

As we embrace the future, Mazuma continues to invest in digital advancements that enhance your banking experience. From online banking and mobile payments to electronic signatures for convenience, we prioritize your needs while maintaining ADA compliance for accessibility. We invite you to join us on this journey of financial empowerment. Experience firsthand how being part of Mazuma not only secures your finances but also connects you with a vibrant community dedicated to mutual success. For inquiries or more information about membership, call us at 913-574-5000 or visit us online at Mazuma.org. Your path towards better financial health starts here!

Our Journey

Located at 1910 Main St, Mazuma has always been more than just a place for transactions; it is a hub of support and growth. In the heart of Kansas City, we're easily accessible to all who seek financial guidance and assistance. Our branch is open Monday through Friday from 9:00 a.m. to 5:30 p.m., with Saturday hours from 9:00 a.m. to 1:00 p.m., ensuring that our services are available when you need them most. Whether you're stopping by for personal banking or using our ATM services, we strive to make every visit welcoming and helpful. While members can visit us at 1910 Main St, official correspondence should be sent to the same address for clarity.

Our Mission

At Mazuma, our mission is simple yet powerful: we aim to empower individuals and families by providing exceptional financial products and services while fostering a sense of community and belonging. We believe that everyone deserves access to quality financial resources, which is why we offer a wide array of services ranging from checking accounts and auto loans to credit cards with rewards and business banking solutions. Our commitment extends beyond banking; we actively engage with local organizations and initiatives that uplift our community. By partnering with local businesses and sponsoring events, we work together to create opportunities for growth and prosperity.

Branch Location & Accessibility

Convenient Access

At Mazuma, we prioritize accessibility for all our members. Our branch is compliant with ADA standards, ensuring that everyone can access our services with ease. Ample parking is available nearby, making it simple for you to stop by for your banking needs.

Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Whether you're coming in before work or on the weekend, we're here to serve you.

Reach Out Today!

Have questions or need assistance? Don't hesitate to give us a call at 913-574-5000. Our friendly staff is ready to help you with whatever you need. We invite you to visit us soon and experience the Mazuma difference!

Services Designed for You

Mazuma offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability right at our branch, withdrawing cash is quick and easy. While members can visit us at our main branch address mentioned above for all your banking needs, please note that official correspondence should be sent to the same address: 1910 Main St, Kansas City, MO 64108.

Member Eligibility

Becoming a member of Mazuma is like joining a close-knit family that genuinely cares about your financial well-being. If you're looking to be part of something special in Kansas City, it's easy! At Mazuma, we welcome individuals who live, work, worship, or attend school in certain areas of the community. This means that if you're connected to our vibrant neighborhoods, you're likely eligible for membership. We believe in making banking personal and accessible, so you can enjoy benefits like lower loan rates and tailored financial advice. For more detailed information on eligibility criteria. Opening an account is just as straightforward. You can visit us at our branch located at 1910 Main St Kansas City Mo 64108, or give us a call at (913) 574-5000 if you have questions or need assistance. Our friendly team is here to guide you through the process and ensure you feel right at home with us. Join us today and experience the supportive community that makes Mazuma stand out!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $124 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $30,648,787, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But that's not all! Our merchant services offer practical solutions that help streamline your payment processes. Imagine being able to accept payments quickly and securely, allowing you to focus on what matters most growing your business. With easy access to funds and reliable support, you can keep your operations running smoothly. Visit us at 1910 Main St Kansas City Mo 64108 in Kansas City, MO or call us at (913) 574-5000 to learn how we can assist you in achieving your business goals. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

If you're a small business owner, we also have you covered with our Business Banking services. From merchant services that streamline payments to business loans that support growth, we understand what it takes to run a successful operation and are here to assist you.

Convenient Access Anytime

At Mazuma, convenience is key. Our Online & Mobile Banking services allow you to bank from anywhere at any time. Need cash? We have ATM & Cash Withdrawal Services available for quick and easy access to your funds whenever you need them. We invite you to explore all these services and more at Crossroads. If you have questions or want assistance, please don't hesitate to reach out at (913) 574-5000. Our team looks forward to helping you achieve your financial goals!

Financing Your Dreams

When it comes to Auto Loans & Vehicle Financing, we know how important it is to get behind the wheel of your ideal car. Our competitive rates make it easier than ever to drive off in a new or used vehicle. Plus, if you're considering homeownership, our Mortgage Loans & Refinancing services can guide you through the process of purchasing or refinancing your home with ease.

Personal Banking Made Easy

We understand that everyone has different banking needs. That's why we offer various Personal Banking options, including checking and savings accounts tailored for your lifestyle. Imagine effortlessly managing your finances online or through our mobile app. With features like electronic statements and mobile payments, you can keep track of your spending and savings without any hassle.

Rewarding Credit Options

For those who enjoy earning rewards while they spend, our Credit Cards with Rewards program provides an excellent way to earn points on every purchase. These points can be redeemed for exciting perks, making each transaction more valuable.

Simplifying Borrowing

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation options to help you manage those costs effectively. Whether it's a medical bill or a home improvement project, our loans are designed with flexible terms that fit your budget.

Digital & Online Banking

Accessibility and Ease-of-Use

Every member of Mazuma deserves an effortless banking experience. Our online banking services are user-friendly and designed for real-time account management. You can manage your transactions whenever it suits you without needing to visit the branch. Join us in embracing the future of banking today! Experience the convenience of digital banking with Mazuma, where managing your money is just a click away.

Key Features

Security is a top priority for us. Our electronic signature authorization feature means that signing documents online is safe and straightforward. Plus, with e-statements available, you can receive your bank statements electronically saving paper and giving you quick access to important financial information. Need to send money to a friend? With our person-to-person transfers feature, sending money is as easy as a few taps on your mobile device. And if you prefer using mobile payments for shopping or bills, we've got you covered there too!

Financial Strength

Committed Team and Operational Efficiency

Our operational efficiency is reflected by our net income of $0, which allows us to focus on offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share Accounts stand at 152,272, showing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to maintaining a secure and beneficial banking environment. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mazuma is your trusted partner. Visit us at 1910 Main St Kansas City Mo 64108 or call 913-574-5000 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Future

With $105,704,235 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we have $16,064 in used auto loans and an impressive $734,773,285 in total loans and leases. This means we're well-equipped to support your financial goals across various sectors.

Secure Savings for Members

Members' savings are secured through $223,170,461 in share certificates and $192,194,839 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $107,861,295, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,910,119 in used vehicle loans and $61,007,916 in new vehicle loans already helping members get on the road. We make it simple to finance your next vehicle with straightforward applications and quick approvals.

Business Loans

For business owners in our community, we have outstanding commercial loans totaling $30,648,787 available to provide the capital needed for growth and expansion. Whether you're starting a new venture or looking to enhance an existing one, we're here to assist you in achieving your business objectives.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we offer credit lines totaling $124,264,809. These lines of credit can be used for various purposes, providing a safety net when unexpected expenses arise. Additionally, our unsecured credit card loans amounting to $24,375,308 allow members to manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,653,655, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process and help you find the right solution for your needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, our team is ready to discuss eligibility options tailored to your specific situation. We aim to make the refinancing process as smooth as possible so that you can benefit from lower payments or improved loan conditions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our friendly staff at Mazuma is here to help you navigate through these options. Feel free to visit us at 1910 Main St Kansas City Mo 64108, or give us a call at 913-574-5000 if you have any questions about our loan offerings!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers, making it easier to find the right loan for their needs.

MAZUMA CREDIT UNION - Kansas City, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Kansas City, MO (64108)