Max Credit Union Prattville AL | Low Mortgage Rates & Personal Loans

Introduction

Welcome to Max, your trusted financial partner located at 725 E Main St, Prattville, AL 36067. Established in 1955, we have been proudly serving our community for over six decades, providing a range of banking solutions tailored to meet your needs. With a robust membership base of 127,145, we understand the importance of building lasting relationships with our members. At Max, we focus on delivering quality services that empower you financially. Our total assets amount to an impressive $2,171,873,796, which reflects our strong commitment to safeguarding your investments and promoting growth. We are here for you when it comes to loans as well; we have successfully managed 57,006 loans and leases, ensuring that you have access to the funds you need for personal or business endeavors. While members can visit us at our branch location, official correspondence should be sent to PO Box 244040, Montgomery, AL 36124. This ensures you stay connected with us no matter where life takes you. Our team is dedicated to making banking easy and accessible. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered. With total deposits reaching $89,340,228 and a net worth of $291,039,463, your financial health is our top priority. Led by our committed CEO Martin Head and Board President Barbara Starr, our staff of 299 employees is always ready to assist you. Feel free to reach out at 334-260-2600 or visit our website at mymax.com for more information on how we can help you achieve your financial goals. Join us today and experience personalized service that values your unique financial journey!

Branch History & Mission

Welcome to Max, located at 725 E Main St, Prattville, AL 36067. Since opening our doors in 1955, we have proudly served our community and grown into a trusted financial partner for many. With a strong foundation built on mutual support and shared values, we now boast a vibrant membership of over 127,000 individuals who rely on us for their banking needs. At Max, our mission is straightforward: to empower our members by providing them with exceptional financial services while making a positive impact in the communities we serve. We believe that when our members thrive, so does the entire community. This commitment drives us to offer a wide range of products, from checking and savings accounts to auto loans and mortgages. We are dedicated to helping you achieve your financial goals. Throughout the years, we have embraced innovation to enhance your banking experience. Our digital services include online banking and mobile payment options, making it easier than ever for you to manage your finances on the go. Additionally, our drive-thru banking offers convenience for those busy days when you need quick service without leaving your vehicle. Max is more than just a credit union; it's a community partner. We actively engage in outreach programs that support local initiatives and charities, ensuring that we contribute to the well-being of Prattville and surrounding areas. While members can visit us at 725 E Main St Prattville Al 36067, official correspondence should be sent to PO Box 244040, Montgomery, AL 36124. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 6:00 PM. With total assets exceeding $2.17 billion and a commitment to excellence in service delivery, we invite you to join us at Max. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their future. Call us at (334) 260-2600 or visit our website at mymax.com today!

Branch Location & Accessibility

Come See Us!

Ready to take the next step? Our knowledgeable staff is eager to assist you with all your banking needs. Feel free to call us at 334-260-2600 or drop by during our operating hours. We look forward to welcoming you into the Max family!

Comprehensive Banking Services

Our branch is equipped with an ATM available for cash withdrawals and balance checks anytime you need it. We provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards that offer rewards. Our business banking solutions also cater to local entrepreneurs with merchant services and business loans. While members can visit us at 725 E Main St, official correspondence should be sent to PO Box 244040, Montgomery, AL 36124.

Convenient Access for Everyone

At Max, we prioritize accessibility for all our members. The branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can access our services with ease. Whether you're stopping by for a quick transaction or need assistance with your accounts, we are ready to help.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed with your convenience in mind. We're open Monday through Thursday from 9 AM to 4 PM and on Friday from 9 AM to 6 PM, giving you plenty of time to visit us after work or during your lunch break. If you prefer banking from your car, we also offer drive-thru services for quick and simple transactions.

Member Eligibility

At Max, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to be part of our vibrant community at 725 E Main St, Prattville, AL 36067, you're in the right place! Membership is open to anyone who lives, works, worships, or attends school in the area. We want to make banking accessible for everyone, and being a member comes with great perks like competitive rates on loans and personalized service tailored just for you. Getting started is simple! You can find all the details about eligibility and what it takes to join us by visiting our website. Once you're ready to take the next step, opening an account is just as easy head over to http://www.mymax.com/spend/apply-for-an-account to begin your application today. If you have any questions or need assistance, feel free to give us a call at (334) 260-2600. We can't wait to welcome you into our Max family!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $579 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,604,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify everyday transactions. Imagine having the tools you need to accept payments seamlessly, whether online or in-person. Our services help streamline your payment processes, enabling you to focus on what matters most growing your business. Located conveniently at 725 E Main St Prattville Al 36067, Prattville, AL, we invite you to explore how our business banking and commercial services can elevate your operations. Contact us today at (334) 260-2600 or visit our website at https://www.mymax.com/ for more information!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions are designed to get you on the road quickly and affordably. With competitive rates, you'll find options that fit your budget perfectly. Picture yourself driving away in your new vehicle, knowing you've secured a loan that works for you.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans designed to meet the unique needs of businesses in our community. We're committed to supporting local businesses thrive by offering financial products tailored just for them.

Convenient Banking Features

Accessing your account has never been easier thanks to our robust online and mobile banking features. You can manage transactions anytime, anywhere whether you're making deposits via mobile payments or withdrawing cash at one of our ATMs conveniently located nearby. Plus, with basic drive-thru banking services available for quick deposits and withdrawals, we ensure that banking fits seamlessly into your busy life. At Max, we are committed to being more than just a financial institution; we aim to be your trusted partner in achieving financial well-being. Explore all these services today by visiting us at Prattville Main Street or giving us a call at (334) 260-2600. Let's work together towards a brighter financial future!

Credit Cards with Rewards

Our credit cards come packed with rewards that make everyday spending more rewarding! Imagine earning points on purchases that can be redeemed for travel, cash back, or other perks it's like getting rewarded just for using your card!

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're considering refinancing your current mortgage, we have the tools and expertise to guide you through the process. Our mortgage loans offer flexible terms, making it easier than ever to secure the home of your dreams. With our support, navigating the complexities of real estate financing becomes much simpler.

Personal Banking

When it comes to personal banking, we offer an array of options including checking and savings accounts tailored for your lifestyle. Whether you're saving for a dream vacation or managing daily expenses, our accounts come with features that make banking easier for you. Imagine effortlessly tracking your spending through our online and mobile banking platforms, allowing you to focus on what matters most.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, managing those costs is more manageable. Whether it's funding a major purchase or consolidating existing debts into one easy monthly payment, we're here to help lighten your financial load.

Digital & Online Banking

At Max, we understand that modern banking should fit seamlessly into your busy life. That's why we offer a range of digital and online banking services designed to provide you with convenience and security, right at your fingertips. With our 24/7 Online Banking Services available at https://www.mymax.com/, you can easily manage your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly platform makes it simple and secure. Plus, our E-Statements Availability allows you to access your financial statements electronically, reducing paper clutter and making it easy to stay organized. If you're on the go, our Mobile Application ensures that all these features are just a tap away. You can even utilize Mobile Payments, allowing you to make purchases directly from your smartphone without the hassle of carrying cash or cards. Need to send money to a friend? Our Person-to-Person Transfers feature lets you do just that quickly and securely. Security is a top priority for us at Max. With Electronic Signature Authorization, you can complete transactions confidently without worrying about safety. All our digital services are designed with robust security measures in place so that your personal information stays protected. Embrace the ease of managing your finances digitally with us. Join the growing community of members who enjoy the benefits of banking on their own terms whenever and wherever they choose! For more details about our online banking options, visit us at https://www.mymax.com/ today!

Financial Strength

Commitment to Service

We take pride in having 290 full-time employees and 9 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is highlighted by our $10,207,349, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Membership Trust

Total Share Accounts stand at 260,543, showing a strong and growing member base that trusts us with their finances. This trust allows us to keep expanding our services while focusing on what matters most our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Max is your trusted partner. Visit us at 725 E Main St Prattville Al 36067 or call (334) 260-2600 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $288,694,463 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,197 in used auto loans and $1,202,925,180 in total loans and leases.

Member Savings Secured

Members' savings are secured through $383,673,151 in share certificates and $387,650,313 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $291,039,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

At Max in Prattville, we also provide refinancing options and eligibility assessments to ensure that all our members have access to the right financial tools. Whether you're considering refinancing your existing loans or checking eligibility for new ones, our team is ready to assist you every step of the way. For more information about our loan offerings or if you have any questions, feel free to reach out at 334-260-2600 or visit us at 725 E Main St Prattville Al 36067. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,104,828 in used vehicle loans and $94,994,123 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience as smooth as possible, providing flexible terms and competitive interest rates.

Business Financing

For business owners, our outstanding commercial loans totaling $230,604,881 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we're committed to offering supportive financing solutions tailored to your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $53,131,938, making buying or refinancing simple. We're here to guide you through every step of the mortgage process, ensuring you find the right fit for your family's needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,426,156 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending experience while providing peace of mind.

Loan Aggregator

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MAX CREDIT UNION - Prattville, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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