Max Credit Union Prattville AL | Cheap Mortgage Refinance & Auto Loans

Introduction

Welcome to Max, your trusted partner in financial growth, located at 2309 Cobbs Ford Rd, Prattville, AL 36066. Established in 1955, Max has proudly served the community for over six decades, building strong relationships with our members and ensuring their financial well-being. With a growing membership base of 127,145, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Max, we believe in the power of community and strive to make a positive impact. Our total assets exceed $2.17 billion, reflecting our stability and commitment to serving our members effectively. With total deposits amounting to $89,340,228 and a net worth of $291,039,463, we are well-equipped to support your financial journey. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable team is here to help. Led by our CEO Martin Head and Board President Barbara Starr, we are committed to fostering a welcoming environment where you can feel confident about your financial decisions. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 244040, Montgomery, AL 36124-4040. We invite you to explore our wide range of services and discover how Max can help you achieve your financial goals. Feel free to reach out at 334-290-3000 or visit our website at mymax.com for more information. Join us today and experience the difference that comes with being part of the Max family!

Branch History & Mission

At Max, located at 2309 Cobbs Ford Rd, Prattville, AL 36066, we pride ourselves on a rich history of serving our community since we opened our doors in 1955. Over the decades, we have grown from a small credit union into a trusted financial partner for over 127,000 members. Our journey is marked by our unwavering commitment to providing exceptional service and innovative financial solutions that meet the diverse needs of our members. Max was founded with a mission to enhance the financial well-being of individuals and families in Prattville and surrounding areas. We understand that each member has unique goals, whether it's buying a new home, financing a vehicle, or managing everyday expenses. Our mission goes beyond just banking; it's about building lasting relationships and empowering our community through education and support. As we continue to evolve, we have embraced technology while maintaining the personal touch that defines us. Our members can enjoy convenient online and mobile banking services, making it easier than ever to manage their finances. Additionally, with our ADA-compliant facilities and drive-thru banking options available during our operating hours Monday to Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM we ensure accessibility for everyone. Max's commitment to community extends beyond just financial services. We actively participate in local outreach programs and partnerships that benefit various causes within Prattville and the broader Montgomery area. We believe in giving back because we know that when our community thrives, we all thrive. While members can visit us at 2309 Cobbs Ford Rd Prattville Al 36066, official correspondence should be sent to P.O. Box 244040, Montgomery, AL 36124-4040. If you have any questions or need assistance, feel free to call us at (334) 290-3000. Join us today and experience the advantages of being part of Max. Discover how we can help you achieve your financial dreams while being part of a community-focused institution dedicated to your success! Visit our website at mymax.com for more information or to open an account online!

Branch Location & Accessibility

Convenient Accessibility

At Max, we prioritize making banking simple for everyone. Our branch features ADA-compliant access with ramps and spacious parking to ensure that all members can visit us comfortably. Plus, if you prefer a quick transaction, our drive-thru service is available for your convenience.

Get in Touch

Have questions or want to learn more about what we can do for you? Feel free to give us a call at (334) 290-3000. We can't wait to welcome you into our branch and help you with all your banking needs!

Operating Hours

We know that life can get busy, so we've designed our operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 4:00 PM and on Fridays until 6:00 PM. For those who prefer drive-thru banking, we're here for you Monday through Thursday from 9:00 AM to 5:30 PM, Fridays until 6:00 PM, and even Saturdays from 9:00 AM to 12:00 PM.

Services Offered

Max offers a variety of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. We also provide online and mobile banking options for added convenience. While members can visit us at 2309 Cobbs Ford Rd Prattville Al 36066, official correspondence should be sent to our mailing address at P.O. Box 244040, Montgomery, AL 36124-4040.

Member Eligibility

Joining the Max family is about more than just banking; it's about becoming part of a supportive community that truly cares for its members. At our branch located at 2309 Cobbs Ford Rd Prattville Al 36066, we welcome individuals who live, work, worship, or attend school in our area. If you meet these simple criteria, you're already on your way to enjoying the benefits of membership! Being a member of Max means having access to personalized services designed to help you reach your financial goals, from savings accounts to loans tailored for you. Ready to take the next step? Opening an account is easy and can be done online! Just visit us at http://www.mymax.com/spend/apply-for-an-account for all the details. If you have any questions or need assistance, feel free to give us a call at (334) 290-3000. For a complete list of eligibility requirements and updates, check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Drive Growth

Imagine expanding your operations or launching a new product line. With our robust lending options, your dreams can become reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $579 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,604,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment processing is crucial. Our merchant services offer everything from credit card processing to online payment solutions, ensuring you can focus on what matters most running your business smoothly. Imagine easily accepting payments from customers whether they're shopping in-store or online. We provide the tools that help streamline your transactions, making it easier for you to serve your clients. Whether you're just starting out or looking to expand, Max is here to support your business journey at every step. Stop by our branch located at 2309 Cobbs Ford Rd Prattville Al 36066 or give us a call at (334) 290-3000 to explore how we can help you succeed!

Comprehensive List Of Services

Business Banking Solutions

Running a business comes with its own set of financial needs. That's where our business banking services shine. From merchant services that streamline transactions to business loans designed to fuel growth, we're committed to supporting local businesses in Prattville and beyond.

Convenient Access Anytime, Anywhere

We know convenience is key in today's busy world. That's why we provide ATM and cash withdrawal services so you can access your funds whenever needed. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. If you ever have questions or need assistance, don't hesitate to reach out! You can call us at (334) 290-3000 during our lobby hours: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, or visit us in person. At Max, we're dedicated to providing comprehensive financial solutions that cater to all aspects of life. Explore how we can assist you by visiting us today or checking out our website at Cobbs Ford Road. We look forward to being part of your financial journey!

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services are tailored to meet your everyday needs. Imagine having a checking account that not only keeps your funds secure but also offers easy online access. With our online and mobile banking options, you can manage your accounts from anywhere, making it simple to check balances, pay bills, or transfer funds. For those considering a new vehicle, we offer auto loans and vehicle financing that can help get you on the road with favorable rates and terms. And if homeownership is on your mind, our mortgage loans and refinancing options provide competitive rates to help make your dream home a reality.

Support for Your Financial Journey

Life can throw unexpected challenges your way, which is why our personal loans and debt consolidation services are here for you. Whether you need extra funds for a big purchase or want to simplify multiple debts into one manageable payment, we've got you covered. Additionally, our credit cards come with rewards that add value every time you shop. Imagine earning points for every dollar spent that can be redeemed for exciting rewards!

Digital & Online Banking

Convenient Mobile Payments

With our mobile payments feature, making purchases has never been more convenient. Whether you're shopping in-store or online, you can use your mobile device to pay securely and swiftly. At Max, we are committed to providing accessible and efficient banking solutions tailored to meet your needs. Experience how easy managing your finances can be with our digital and online banking services today!

Easy Access Anytime, Anywhere

Our online banking platform is available 24/7 at https://www.mymax.com/, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, your accounts are always just a click away. Plus, our user-friendly mobile application makes banking even simpler. You can download it to your smartphone and manage your finances right from the palm of your hand.

Go Paperless with E-Statements

Embrace a greener way of banking with e-statements! Available at Yes, they allow you to view your account statements electronically, helping you stay organized while reducing clutter. You'll receive notifications when new statements are ready, ensuring you're always up-to-date without the hassle of paper.

Secure Transactions Made Simple

Your security is our priority. We offer electronic signature authorization for transactions, which means you can approve documents quickly and safely without the need for paper forms. Our system ensures that all your sensitive information is protected as you conduct transactions online.

Send Money with Ease

Need to split a bill or send money to a friend? Our person-to-person transfers feature makes this quick and easy. Just enter their details, and you'll be able to send funds directly no need for cash or checks.

Financial Strength

At Max, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which is backed by sound management and a commitment to serving our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $291,039,463, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,339 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $383,673,151 in share certificates and $387,650,313 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $288,694,463 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $21,197 in used auto loans and $1,202,925,180 in total loans and leases, which help our members achieve their financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 260,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Max is your trusted partner. Visit us at 2309 Cobbs Ford Rd Prattville Al 36066 or call (334) 290-3000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,104,828 in used vehicle loans and $94,994,123 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process and find a plan that suits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $230,604,881 provide the capital needed to grow and expand your operations. We believe in supporting our local businesses by offering tailored loan solutions that can help them thrive. If you're considering any of these loan options or looking for refinancing opportunities, don't hesitate to reach out to us at (334) 290-3000. Our friendly staff at 2309 Cobbs Ford Rd Prattville Al 36066 in Prattville, AL, are ready to assist you with all your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $53,131,938, allowing you to invest in a place you can truly call home. If you're considering refinancing your current mortgage, our flexible terms can help reduce your payments and improve your overall financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $30,426,156 in loans, we help members manage their finances effectively while providing access to additional funds when needed.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers, making it easier to identify the best loans available.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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