Max Credit Union Montgomery AL | Top Checking Accounts & Auto Loans

Introduction

Welcome to Max at Taylor Road, your trusted financial partner located at 3401 Malcolm Dr, Montgomery, AL 36116. Since our establishment in 1955, we have dedicated ourselves to serving our community with integrity and care. With over 127,000 members and total assets exceeding $2.17 billion, we pride ourselves on providing personalized banking solutions that meet the diverse needs of our members. At Max, we understand that financial decisions can shape your future. That's why we offer a variety of services ranging from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. Our commitment to you is reflected in our impressive total deposits of $89,340,228 and a net worth of $291,039,463, ensuring that your money is safe and secure with us. Our leadership team, led by CEO Martin Head and Board President Barbara Starr, is passionate about fostering a supportive environment for both our employees and members. With a dedicated team of 299 employees, we are here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 244040, Montgomery, AL 36124-4040. We invite you to reach out via phone at 334-215-5611 or explore our website at mymax.com for more information on how we can help you achieve your financial goals. Join us today at Max where community banking meets exceptional service!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of our story at Max. Experience firsthand how we blend personalized service with innovative solutions tailored just for you. Whether you're opening your first account or seeking assistance with complex financial needs, our team is ready to support you every step of the way. Visit us during our operating hours Monday through Thursday from 9:00 AM to 4:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM. You can also reach us at 334-215-5611 for any inquiries. Join Max today and discover how together we can achieve your financial dreams!

Our Evolution

From humble beginnings, Max has continually evolved to meet the changing needs of our members. We started as a small credit union focused on providing essential banking services. With each passing year, we expanded our offerings introducing auto loans, mortgages, personal loans, and business banking solutions. These developments reflect our mission to empower members through financial education and accessibility. Our branch is easily accessible in Montgomery, a city rich in history and culture. If you're looking for us, you can find us near local landmarks that make this community special. While members can visit us at 3401 Malcolm Dr, official correspondence should be sent to P.O. Box 244040, Montgomery, AL 36124-4040.

Our Mission

At Max, our mission is simple yet impactful: we strive to provide exceptional financial services while making a positive difference in the community. We believe in supporting not only your financial goals but also contributing to the growth and well-being of Montgomery. Our focus on community outreach includes partnerships with local organizations and initiatives designed to uplift those around us. In today's digital age, we are proud to offer modern conveniences such as online banking and mobile payments while ensuring compliance with ADA standards for all members. Our drive-thru service allows quick access for those on the go, while our ATMs are available for easy cash withdrawals whenever needed.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, feel free to give us a call at 334-215-5611. Our friendly staff is eager to help you with whatever you need. While members can visit us at 3401 Malcolm Dr, official correspondence should be sent to P.O. Box 244040 in Montgomery. We invite you to stop by Max today your trusted partner in personal finance!

Nearby Landmarks and Accessibility

Our branch is situated close to several local landmarks, making it a breeze to stop by while you're out and about. With ample parking available, you can park easily and access our facilities without any hassle. We also take accessibility seriously, ensuring that all members can enter and navigate our space comfortably.

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours: - Lobby Hours: - Monday to Thursday from 9:00 AM to 4:00 PM - Friday from 9:00 AM to 6:00 PM - Saturday from 9:00 AM to 12:00 PM For those who prefer the drive-thru service, we have you covered too! Our drive-thru operates during the same hours as the lobby, providing an efficient way for you to handle deposits and withdrawals without leaving your vehicle.

Services Offered

At Max, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to mortgage loans and vehicle financing, we are here for you. Need cash? Our ATM is available for quick withdrawals and balance checks anytime during our operating hours.

Member Eligibility

Joining the Max family means becoming part of a supportive community that prioritizes your financial well-being. At Max, located at 3401 Malcolm Dr Montgomery Al 36116, we welcome anyone who lives, works, or worships in the area to become a member. Whether you're looking for a place to save, borrow, or simply explore your options, you'll find that our doors are open to you. We believe that everyone deserves access to quality financial services tailored to their needs. To learn more about the specific eligibility criteria, feel free to check out our detailed resource at . Becoming a member is easy! Simply reach out to us at (334) 215-5611 or visit our website at http://www.mymax.com/spend/apply-for-an-account to start your journey. With Max, you're not just opening an account; you're gaining a partner dedicated to helping you achieve your financial goals. Join us today and experience all the benefits of membership!

Business Banking & Commercial Services

Loan Options to Grow Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $579 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,604,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In today's fast-paced world, having reliable merchant services can set your business apart. Imagine a busy Saturday at your store; our payment processing solutions ensure you never miss a sale. From seamless card transactions to online payment options, we've got you covered. Our goal is to provide tools that simplify your financial operations so you can focus on what really matters growing your business. Visit us at 3401 Malcolm Dr Montgomery Al 36116 in Montgomery, AL or call us at (334) 215-5611 to explore how we can assist you in achieving your business goals.

Comprehensive List Of Services

Credit Cards & Business Banking

Our credit cards come with rewards that give back to you every time you spend. Whether it's cash back or points towards travel, we have options that suit various lifestyles. For business owners, we offer comprehensive business banking services, including merchant services and business loans that help you manage and grow your enterprise.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize our online and mobile banking features. With 24/7 access to your accounts via our website and mobile app, you can check balances, transfer funds, and pay bills from anywhere. Our ATM services ensure that cash withdrawal is quick and easy whenever you need it.

Easy Access Through Drive-Thru & ATMs

For members who prefer face-to-face interaction or need assistance with simple transactions, we have a drive-thru service available during lobby hours. This allows for deposits, withdrawals, and other basic transactions without having to enter the branch. We also provide basic ATM access for quick withdrawals or balance checks. Whether you're navigating personal finances or running a business in Montgomery, Max is here to support you every step of the way. Our friendly team is always ready to assist you with any questions or needs you may have. Ready to take control of your financial journey? Visit us today at 3401 Malcolm Dr Montgomery Al 36116 or give us a call at (334) 215-5611! For more information about opening an account or exploring our services further, feel free to check out our website at Taylor Road. We're excited to serve you!

Personal Banking Solutions

We offer various personal banking options, including checking and savings accounts designed to help you manage your daily expenses and save for future goals. For those looking to finance their dream vehicle, our auto loans and vehicle financing solutions come with competitive rates and flexible terms. If you're thinking about purchasing a home, our mortgage loans and refinancing services can guide you through the process, ensuring that you find the best fit for your financial situation. Additionally, we provide personal loans for debt consolidation or other needs, making it easier for you to achieve your financial objectives.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features we provide is E-Statements, which means you can say goodbye to paper statements cluttering your mailbox. Instead, enjoy the ease of accessing your financial information digitally while also contributing to a more sustainable environment. Need to send money quickly? Our person-to-person transfers make it easy to send cash to friends and family instantly. Plus, with our mobile payments feature, you can pay with just a tap from your smartphone perfect for those on-the-go moments. You'll also appreciate the added security that comes with electronic signature authorization. This feature simplifies transactions while ensuring that your information stays protected. If you prefer managing your finances through an app, our mobile application puts everything at your fingertips. With just a few taps, you can handle all of your banking needs right from your phone. At Max, we believe in providing tools that make banking accessible for everyone. Experience the ease of real-time account management with our digital services today!

Financial Strength

At Max, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong foundation and dedication to serving you, we are proud to showcase our financial strength. With a net worth of $291,039,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,339 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $383,673,151 in share certificates and $387,650,313 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $288,694,463 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; with $21,197 in used auto loans and $1,202,925,180 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending stand at $0, indicating our capacity to support your borrowing needs further. Total Share Accounts: 260,543, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Max is your trusted partner. Visit us at 3401 Malcolm Dr Montgomery Al 36116 or call (334) 215-5611 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,104,828 in used vehicle loans and $94,994,123 in new vehicle loans already helping members get on the road. Whether you want a brand-new model or a reliable used vehicle, our team is ready to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $230,604,881 provide the capital needed to grow and expand your business. We understand that running a business comes with its challenges, and we are committed to supporting local entrepreneurs with financing options that work for them.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $53,131,938, designed to fit various financial situations. Let us help you navigate through the process and find the right mortgage solution that meets your needs.

Refinancing Options

If you're considering refinancing existing loans, we can guide you through eligibility options that may lower your monthly payments or provide better terms. Our experienced team will help you assess your current situation and determine the best steps forward. For more details about our loan offerings or to discuss your specific financial needs, feel free to visit us at 3401 Malcolm Dr Montgomery Al 36116, Montgomery, AL, or call us at (334) 215-5611. We're here to help you achieve your financial dreams! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky, but we're here to help. We offer flexible terms on unsecured credit card loans, with a total of $30,426,156 in loans helping members manage their finances effectively. This can be an excellent option for those who want easy access to funds without needing collateral.

Loan Aggregator

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