Max Credit Union Montgomery AL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Max, your trusted financial partner located at 401 Monroe St, Montgomery, AL 36104. Since our establishment in 1955, we have been dedicated to serving our community with exceptional financial services tailored to meet the diverse needs of our members. With a membership base of over 127,000 individuals, we pride ourselves on being more than just a credit union; we are a vital part of the Montgomery community. At Max, we understand that managing your finances is a journey that requires support and guidance. Our total assets of $2.17 billion reflect our commitment to sound financial practices and our ability to help you achieve your goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or business banking solutions such as merchant services and business loans, we've got you covered. Our team is led by CEO Martin Head and Board President Barbara Starr, who are passionate about providing top-notch customer service and fostering a welcoming environment for all members. With 299 dedicated employees, we ensure that every interaction you have with us is friendly and professional. While members can visit us at 401 Monroe St, official correspondence should be sent to our mailing address: P.O. Box 244040, Montgomery, AL 36124-4040. We invite you to explore our wide range of services, including online and mobile banking options for convenience at your fingertips. Join us today and experience the Max difference! For more information or assistance, please call us at 334-215-5571 or visit our website at mymax.com. Your financial success starts here!

Branch History & Mission

At Max, located in the heart of Montgomery, Alabama, we take pride in our rich history and unwavering commitment to our community. Established in 1955, Max has grown from a small credit union into a vibrant financial institution serving over 127,000 members. Our address at 401 Monroe St is conveniently situated near local landmarks, making it easy for members to access our services. Throughout the years, Max has achieved remarkable milestones. We have developed a strong reputation for providing quality financial products and services while maintaining a focus on member satisfaction. With total assets exceeding $2.17 billion, we are well-equipped to support our members with their financial needs, whether that's through personal banking, auto loans, or business banking solutions. Our mission is simple yet profound: to empower our members by providing exceptional financial services and fostering community growth. We believe in giving back to the neighborhoods we serve through various outreach programs and partnerships. Our commitment extends beyond just banking; we aim to enhance the overall quality of life in Montgomery by supporting local initiatives and helping individuals achieve their financial goals. While members can visit us at 401 Monroe St Montgomery Al 36104, official correspondence should be sent to P.O. Box 244040, Montgomery, AL 36124-4040 if you need to reach us by mail. We strive for excellence in all areas of service delivery, including digital advancements like online banking and mobile payments. Our branch also features convenient ATM access and drive-thru services for quick transactions. As a member-focused credit union, we understand the importance of accessibility and inclusivity. We are proud to be ADA compliant and continuously work on customer-centric initiatives that cater to the diverse needs of our community. We invite you to experience the benefits of membership at Max. Join us today and discover how we can help you on your financial journey! For more information about our services or to become a member, give us a call at (334) 215-5571 or visit our website at mymax.com. Let's build a brighter future together!

Branch Location & Accessibility

Welcome to Max, your friendly neighborhood credit union located at 401 Monroe St, Montgomery, AL 36104. We pride ourselves on being a convenient spot for all your banking needs, nestled right in the heart of Montgomery County. Just a stone's throw away from local landmarks, you'll find it easy to swing by while enjoying the vibrant community around us. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 244040, Montgomery, AL 36124-4040. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and plenty of parking spaces to ensure everyone can visit us without hassle. At Max, we understand that your time is valuable. That's why we offer generous operating hours: Monday through Thursday from 9:00 AM to 4:00 PM and Friday until 5:30 PM. Whether you're stopping in for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, our dedicated team is here to assist you. In addition to our welcoming lobby, we also provide drive-thru banking services for those who prefer the convenience of staying in their vehicles. Need cash quickly? Our ATM is available on-site for easy withdrawals and balance checks. We invite you to come by and see what Max has to offer! If you have any questions or need assistance, don't hesitate to give us a call at 334-215-5571. We're excited to help you achieve your financial goals!

Member Eligibility

Becoming a member of Max is like joining a caring family that supports your financial journey. We welcome individuals who live, work, worship, or attend school in our community. If you meet these simple criteria, you're already on the path to enjoying the many benefits we offer, from competitive loan rates to personalized service. Our goal is to make banking accessible and friendly for everyone. For more detailed eligibility information, feel free to check out our resource page at . Opening an account with us is straightforward! You can start the process online by visiting http://www.mymax.com/spend/apply-for-an-account, or if you prefer a personal touch, give us a call at (334) 215-5571. We're excited to help you take this important step towards securing your financial future at Max, located at 401 Monroe St Montgomery Al 36104. Join us today and experience the difference of being a valued member!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $579 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,604,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine running your business smoothly with reliable payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you're a small retailer or a bustling restaurant, our solutions help you accept payments effortlessly, ensuring your cash flow remains steady. Located conveniently at 401 Monroe St Montgomery Al 36104, Montgomery, AL, we are here to help you thrive. Connect with us today at (334) 215-5571 to explore how our business banking services can benefit you!

Comprehensive List Of Services

Convenient Access

At Max, convenience is key. We provide ATM access for quick withdrawals and balance checks, alongside basic drive-thru banking for simple transactions like deposits and withdrawals. Our lobby hours are designed to fit your busy schedule open Monday through Friday from 9:00 AM to 5:30 PM. Whether you're visiting us at the branch or utilizing our digital banking features from home, we strive to make every interaction smooth and efficient. If you have any questions about our services or need assistance getting started, don't hesitate to reach out! Call us at (334) 215-5571 or visit our website at Downtown today! Join us at Max where financial well-being is just a step away!

Credit Cards That Reward You

With our credit cards offering rewards, you can earn points while making everyday purchases. This benefit not only helps you save money but also enhances your spending experience.

Financing Your Dreams

Thinking about buying a new car? Our auto loans and vehicle financing solutions make it simple to drive away in your dream vehicle. If homeownership is on your horizon, we provide mortgage loans and refinancing options tailored to fit your situation. For other personal goals or unexpected expenses, our personal loans and debt consolidation services can help put you back on track without overwhelming stress.

Personal Banking Made Easy

We offer a variety of personal banking options, including checking and savings accounts that help you manage your finances effectively. Whether you're saving for a vacation or simply want a safe place for your funds, our accounts are designed with you in mind. Plus, with online and mobile banking services, you can check balances, transfer funds, and pay bills from anywhere, making it easier than ever to stay on top of your finances.

Supporting Local Businesses

For small business owners in Montgomery, we offer specialized business banking services. From merchant services that simplify payment processing to business loans that help fund growth initiatives, we're here to support your entrepreneurial journey.

Digital & Online Banking

At Max, we understand that modern banking needs to be as convenient and secure as possible. That's why we offer a comprehensive suite of digital and online banking services designed to make your financial management easy and accessible anytime, anywhere. You can explore our user-friendly online banking platform at https://www.mymax.com/. This service allows you to manage your accounts 24/7, giving you the freedom to check balances, transfer funds, and pay bills from the comfort of your home or on the go. With our mobile application, accessing your finances has never been simpler. Whether you're making payments, reviewing transactions, or setting up alerts, everything is just a few taps away. Security is a top priority for us. Our electronic signature authorization feature makes it safe and straightforward to sign documents digitally, saving you time while ensuring that your information remains protected. Plus, with e-statements available, you can view your account statements online whenever you need them no more waiting for paper statements in the mail! For those who love convenience, our mobile payments feature allows you to make quick purchases using your smartphone. It's an easy way to manage everyday expenses without needing cash or cards. If you want to send money to family or friends instantly, our person-to-person transfer service is right at your fingertips. At Max, we're committed to providing tools that enhance your banking experience while keeping it simple and secure. Join us today and take advantage of these innovative digital banking solutions!

Financial Strength

A Growing Community

Total Share Accounts stand at 260,543, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Max is your trusted partner. Visit us at 401 Monroe St Montgomery Al 36104 or call (334) 215-5571 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $288,694,463 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $21,197 in used auto loans and $1,202,925,180 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $383,673,151 in share certificates and $387,650,313 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although our non-member deposits currently stand at $0, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our current $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $291,039,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,339 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,104,828 in used vehicle loans and $94,994,123 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new vehicle or a reliable used one, our team is here to assist you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $53,131,938, make buying or refinancing simple. We provide various mortgage solutions that can help you secure the home of your dreams.

Other Financing Options

In addition to auto and mortgage loans, we provide credit lines totaling $757,109,785, which give our members easy access to funds when they need them most. For business owners, our outstanding commercial loans totaling $230,604,881 provide the capital needed to grow and expand your business. If you're considering refinancing any of these products or want to explore eligibility options, our knowledgeable staff at Max is ready to help guide you through the process. For more information about our loan offerings or to speak with a representative, please call us at (334) 215-5571. You can also visit us at our branch located at 401 Monroe St Montgomery Al 36104, Montgomery, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,426,156 in loans helping members manage their finances effectively. This option allows you to consolidate debt or make purchases without collateral, giving you the freedom to manage your expenses as needed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback illustrates how effective the platform can be in identifying valuable opportunities. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. Each lender included in LendMesh's comparison tool has been vetted for authenticity, allowing users to trust that they are seeing legitimate offers.

Max