Maumee Valley Credit Union Toledo OH | Affordable Vehicle Loans & Business Banking

Introduction

At Maumee Valley, we believe that banking should be personal, accessible, and tailored to your needs. Located at 28 N Fearing Blvd, Toledo, OH 43607, our branch has been serving the community since 1942. With a strong commitment to our members, we proudly support over 2,723 individuals who trust us with their financial journeys. In an ever-changing world, having a reliable financial partner is essential. Our total assets of $20,128,689 and total deposits of $1,565,362 reflect our solid foundation and dedication to helping you achieve your goals. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address for consistency: 28 N Fearing Blvd, Toledo, OH 43607-3601. We understand that clear communication is key to building lasting relationships. Led by our experienced CEO Rebecca Schroeder and Board President William Chalfant, our team of 5 dedicated employees is here to provide exceptional service every step of the way. We take pride in offering personalized solutions that cater to your unique financial situation. With an impressive net worth of $2,313,660 and total loans amounting to 1203, we are well-equipped to meet your needs while ensuring the security of your investments. Plus, with cash in hand totaling $309,320, we are ready to assist when you need it most. At Maumee Valley Credit Union, we're not just about numbers; we're about community impact. Our aim is to empower our members through financial education and support. Explore how we can help you save money on loans or earn more on deposits with competitive rates and flexible terms. Ready to start your journey with us? Feel free to give us a call at 419-382-4071 or visit us online at maumeevalleycu.com. Let's work together towards a brighter financial future!

Branch History & Mission

Accessibility and Innovation

As part of our dedication to serving you better, Maumee Valley embraces modern technology while ensuring compliance with ADA standards. We provide online and mobile banking options for your convenience, allowing you to manage your finances anytime, anywhere. While we currently do not offer ATM or drive-thru services at this location, our user-friendly digital platforms make accessing your accounts simple and efficient. While members can visit us at 28 N Fearing Blvd for all their banking needs, official correspondence should be sent to our mailing address at 28 N Fearing Blvd, Toledo, OH 43607-3601.

Join Us

As we continue this journey together, we invite you to become part of the Maumee Valley family. Experience firsthand how our values align with your financial aspirations. Whether you're looking for a loan or simply want guidance on managing your finances better, we're here for you every step of the way. Feel free to reach out at 419-382-4071 or visit us online at maumeevalleycu.com to learn more about becoming a member today!

Our Journey

From humble beginnings, Maumee Valley has evolved into a trusted financial institution that prioritizes the needs of its members. Our journey reflects a commitment to providing personalized banking solutions that empower individuals and families to achieve their financial goals. We are dedicated to fostering community development through responsible lending practices and financial education initiatives. As we look back on our history, we celebrate key milestones that have shaped who we are today. Our focus has always been on delivering exceptional service while adapting to the changing needs of our community. Despite challenges along the way, we have remained steadfast in our mission to offer accessible and affordable financial services.

Our Mission

At the heart of Maumee Valley is our mission: to enrich lives by providing financial services that promote growth and stability. We understand that every member's journey is unique, which is why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. Our commitment extends beyond just banking; we strive to uplift our community through outreach programs and partnerships with local organizations. Whether it's supporting educational initiatives or providing resources for those in need, we believe in giving back to the neighborhoods we serve.

Branch Location & Accessibility

Convenience and Accessibility Features

Parking is available right outside our branch, making it simple for you to stop by. We strive to accommodate everyone with features that ensure accessibility, including ADA-compliant entrances and ramps. If you have any questions about how we can assist you during your visit, please don't hesitate to ask our staff.

Operating Hours

Our lobby hours are designed to fit your busy schedule. We are open from 9:00 AM to 4:30 PM on Monday, Tuesday, and Thursday, 9:00 AM to 1:00 PM on Wednesday, and 9:00 AM to 5:00 PM on Friday. This variety allows you to choose a time that works best for you.

Services Offered

At Maumee Valley Credit Union, we offer a wide range of services tailored just for you from personal banking options like checking and savings accounts to various loan services including auto loans and mortgages. While we currently do not have ATM services or drive-thru banking available at this location, our online and mobile banking options are always at your fingertips. If you'd like more information or have questions about opening an account or any of our services, feel free to give us a call at 419-382-4071. We invite you to visit us soon and discover how we can help you achieve your financial goals!

Member Eligibility

Joining the Maumee Valley family is more than just opening a bank account; it's about becoming part of a supportive community that truly cares about its members. To become a member at Maumee Valley, you'll need to meet some simple eligibility requirements. Generally, membership is open to anyone who lives, works, worships, or attends school in the Toledo area and surrounding communities. This means that if you're part of our vibrant local community, you likely qualify! Plus, being a member brings fantastic benefits like competitive rates on loans and savings products, personalized service, and access to various financial resources tailored just for you. Starting your journey with us is easy! You can find all the detailed eligibility criteria by visiting our website at Maumee Valley. If you're ready to take the next step and open an account, feel free to reach out at 419-382-4071 for assistance or further inquiries. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services offer practical benefits that streamline daily operations. Imagine accepting payments quickly and securely while managing cash flow efficiently. At Maumee Valley, we equip you with tools that simplify transactions, allowing you to focus on what matters most running your business. Located at 28 N Fearing Blvd Toledo Oh 43607 in Toledo, OH, we're here to provide personalized support and guidance. Connect with us today at (419) 382-4071 and let's explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates to help make that dream a reality. Picture yourself driving off in your new vehicle while knowing that you secured an affordable loan tailored just for you. We also offer refinancing opportunities if you're looking to lower your monthly payments.

Business Banking Services

For entrepreneurs and small business owners, we offer essential business banking services including merchant services and business loans. You can focus on growing your business while we handle the financial side of things.

Convenient Digital Banking Features

We know how important convenience is in today's fast-paced world. That's why our digital banking features like e-statements, mobile payments, and person-to-person transfers are designed for ease of use. You can access your accounts anytime, anywhere. At Maumee Valley, we're committed to helping you navigate your financial journey with confidence and ease. If you have any questions or would like more information about any of our services, please don't hesitate to call us at (419) 382-4071 or visit us in person at 28 N Fearing Blvd Toledo Oh 43607. Join us today and experience the difference that personalized service makes!

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can lead to benefits like cash back or travel points. It's like earning rewards just for using your card! This is perfect for those who want their spending to work for them.

Mortgage Loans & Refinancing

Homeownership is within reach with our flexible mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll ever make. Our experts are here to guide you through the process, from application to closing, ensuring you get the best deal possible.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking services offer a solid foundation. With various checking and savings accounts, we help you keep track of your money while earning interest on your savings. Imagine effortlessly transferring funds between accounts or setting up automatic payments all made possible through our user-friendly online and mobile banking platforms. Need quick access to cash? While we don't have ATMs at this branch, our digital solutions make transactions easy.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's funding a special project or consolidating existing debts into one manageable payment, we provide solutions that fit your financial situation.

Digital & Online Banking

Key Features of Our Digital Banking

With our 24/7 Online Banking Services, you have the freedom to check your account balance, pay bills, and transfer funds whenever you need to. Our mobile application makes it even easier, allowing you to manage your finances right from your smartphone. Plus, with Mobile Payments, making quick transactions is as simple as a tap on your device. If you're looking for ways to send money to friends or family, our Person-to-Person Transfers feature has got you covered. It's a fast and convenient way to handle payments without the hassle of cash or checks.

Security and Convenience

Your security is our top priority. We offer Electronic Signature Authorization to streamline processes while keeping your information safe. You can also choose to receive E-Statements, which not only help reduce paper clutter but also allow for easy access to your financial records anytime. At Maumee Valley, we believe that banking should be accessible and straightforward. That's why our digital services are designed with you in mind making it easier than ever to take control of your financial journey. So whether you're checking balances or sending money, we've got the tools you need at your fingertips!

Financial Strength

Commitment to Growth and Innovation

With $1,551,727 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $330 in used auto loans and $10,803,104 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $3,056,438 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-196,914 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $2,313,660, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,149 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share Accounts: 3,844, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,023,349. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maumee Valley is your trusted partner. Visit us at 28 N Fearing Blvd Toledo Oh 43607 or call (419) 382-4071 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $4,194,697 in used vehicle loans and $2,045,649 in new vehicle loans to help our members get on the road confidently. If you're considering refinancing your current auto loan or want to check eligibility options, we're here to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,475,699, making buying or refinancing simple and straightforward. We offer competitive rates that can help make your dream of owning a home a reality.

Other Financial Products

In addition to the aforementioned loan types, we also provide credit lines with a total available amount of $3,500,000. This gives our members access to funds when they need them most. If you're interested in exploring refinancing options or learning more about eligibility for any of our loan products, feel free to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Maumee Valley Credit Union, we're committed to helping you find the right financial solutions tailored just for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $975,526 in unsecured credit card loans helping members manage their finances effectively, these products provide an excellent way to handle everyday expenses or unexpected costs without breaking the bank.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, giving users accurate insights into their options.

MAUMEE VALLEY CREDIT UNION