Maui County Credit Union Wailuku HI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Maui County, your trusted financial partner since 1937! Located at 224 Kehalani Drive, Wailuku, HI 96793, our branch is more than just a place to bank; it's a community hub where members can find support and services tailored to their needs. With over 20,800 members and total assets of $446,249,326, we pride ourselves on our commitment to helping individuals and families achieve their financial goals. At Maui County, we understand that each member's journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Our dedicated team of 59 employees, led by CEO Gary Fukuroku and Board President Robert Kawahara, is here to ensure you receive the best possible service and support. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 224 Kehalani Drive, Wailuku, HI 96793. We also encourage you to explore our online resources at Maui County FCU for convenient access to account management and loan applications. With total deposits of $35,469,100 and cash in hand totaling $1,258,156, we are equipped to provide you with reliable financial solutions. Whether you're looking for savings accounts or loans our experienced staff is ready to assist you every step of the way. Come visit us during our lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. For any questions or assistance, feel free to give us a call at 808-244-7968. Join us today and experience how Maui County can help you thrive financially!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Maui County family. Experience firsthand how being a member can benefit you financially while allowing you to contribute positively to your community. With an ATM available for quick access and no drive-thru service currently offered, we're here ready to assist you in-person or online. For more information about membership or opening an account, please call us at 808-244-7968 or visit our website at www.mauicountyfcu.org. Let's build a brighter future together!

Our Journey

From our humble beginnings, Maui County has remained committed to providing excellent financial services tailored to our members' needs. We opened our doors with a vision of supporting local families and businesses by offering affordable banking solutions. Through hard work and dedication, we have expanded our offerings to include personal banking, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. Our history is marked by significant milestones that reflect our commitment to growth and community support. As technology advanced, we embraced digital banking services while ensuring ADA compliance so that everyone in our community can access their accounts easily. We introduced online and mobile banking platforms that allow members to manage their finances anytime, anywhere.

Our Mission

At Maui County, our mission is simple yet powerful: to empower our members through financial education and resources while fostering a strong sense of community. We believe in providing not just banking services but also support for local initiatives and partnerships that uplift our neighborhoods. Whether it's sponsoring local events or participating in community outreach programs, we strive to make a positive impact on those we serve. While you can visit us at 224 Kehalani Drive, any official correspondence should be sent to the same address as our mailing address remains unchanged. Our operating hours are Monday through Friday from 8:30 AM to 4:30 PM, making it convenient for you to stop by when it suits you best.

Branch Location & Accessibility

Accessibility and Convenience

Our branch is designed with accessibility in mind, ensuring that everyone can enjoy our services. There are ample parking spaces available right outside the entrance, making it easy for you to stop by. We also prioritize ADA compliance with features like ramps to accommodate all visitors. If you're planning to visit us during the week, our lobby hours are from 8:30 AM to 4:30 PM, Monday through Friday. We encourage you to come by during these times to experience our dedicated member service firsthand. Although we don't have a drive-thru service available, our friendly staff is always ready to assist you inside.

Call to Action

We invite you to visit us soon! Experience the warmth of our community-focused approach and see how we can support your financial journey. Your future starts here at Maui County Credit Union!

Nearby Landmarks

Located near local favorites such as Kehalani Village Center and just a short drive from the scenic Iao Valley State Park, stopping by our branch could easily fit into your day out exploring the area.

Services Offered

At Maui County Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Need cash? No problem! Our branch features ATM availability for quick and easy transactions. While members can visit us at 224 Kehalani Drive Wailuku Hi 96793, official correspondence should be sent to 224 Kehalani Drive, Wailuku, HI 96793. If you have any questions or would like more information about how we can help you achieve your financial goals, don't hesitate to give us a call at (808) 244-7968.

Member Eligibility

Becoming a member of Maui County is like joining a close-knit family that supports your financial journey. To be eligible, you simply need to live, work, worship, or attend school in Maui County. This inclusive approach means that whether you're a long-time resident or just starting out here, there's a place for you at our credit union. Plus, being a member comes with fantastic benefits like personalized service and access to a variety of financial products tailored just for you. If you're ready to take the next step, opening an account is straightforward! You can start the process online by visiting https://my.mauicountyfcu.org/enroll, or feel free to reach out to us at (808) 244-7968 if you have any questions. For more detailed information on membership eligibility, check out our resource at http://www.mauicountyfcu.org/about/membership/. We can't wait to welcome you to the Maui County community!

Business Banking & Commercial Services

Commercial Loan Options

Imagine having the funds you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, we encourage local businesses to explore future opportunities with us. Additionally, although there are $0 in non-member commercial loans at this moment, our goal is to create flexible financing solutions for all entrepreneurs in our community.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Whether you're a small retailer or a service provider, our solutions can help streamline payment processes, allowing you to focus on what matters most growing your business. With easy access to resources and support from our team, managing your finances becomes less of a burden and more of an opportunity. Connect with us today at 224 Kehalani Drive Wailuku Hi 96793 or call us at (808) 244-7968. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM Access

Need cash on the go? Enjoy access to our ATM services, where you can withdraw cash and check balances without hassle. Plus, with basic ATM access at convenient locations, getting money when you need it has never been easier. At Maui County, we strive to provide not just services but also solutions tailored to fit your life. If you're ready to explore how we can assist you further, give us a call at (808) 244-7968 or visit us at 224 Kehalani Drive Wailuku Hi 96793 in Wailuku. We're excited to welcome you into our community!

Auto Loans and Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. Imagine driving off in your dream vehicle with an affordable monthly payment that fits within your budget.

Business Banking Services

For our business members, we provide tailored solutions such as merchant services and business loans designed to help you thrive in today's competitive market. Whether you're launching a startup or expanding an existing venture, we're here to support your journey.

Credit Cards with Rewards

With our credit cards, you can enjoy rewards on everyday purchases while building your credit score. Whether it's cashback on groceries or points for travel, these cards offer incentives that make spending rewarding.

Home Financing

For those ready to purchase their first home or refinance an existing mortgage, our mortgage loans provide competitive rates and terms. Picture yourself settling into your new space, feeling secure with a loan from a trusted partner like us.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that let you manage your finances anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer.

Personal Banking Solutions

Whether you're looking to open a new checking account or save for the future, our personal banking services have you covered. We offer various checking and savings accounts tailored to fit different lifestyles. For instance, if you're saving for a family trip or planning for unexpected expenses, our savings accounts can help you reach those goals more efficiently.

Personal Loans and Debt Consolidation

Life can throw curveballs that require extra funding. Our personal loans and debt consolidation options are available to help you manage expenses or simplify multiple debts into one manageable payment. This can be especially helpful during times of transition, like starting a new job or dealing with unexpected bills.

Digital & Online Banking

At Maui County, we understand that your time is valuable, and that's why our digital and online banking services are designed to offer you convenience and security right at your fingertips. Whether you're at home or on the go, managing your finances has never been easier. With our user-friendly online banking platform available at https://www.mauicountyfcu.org/, you can check your account balances, transfer funds, and pay bills anytime you need. Our 24/7 online banking services ensure that you have access to your accounts whenever it suits you. Plus, if you're a fan of technology, our mobile application makes banking even simpler. You can download it to handle transactions on your smartphone, making it easy to keep track of your finances wherever life takes you. We also prioritize security with features like electronic signature authorization, so you can sign documents securely without any hassle. E-statements are available for those who prefer a paperless approach, allowing you to view your statements online at any time while helping the environment. If you need to send money quickly to friends or family, our person-to-person transfer feature lets you do just that with just a few clicks. And while mobile payments aren't currently offered, our robust digital tools provide ample options for effective financial management. At Maui County, we are committed to making banking accessible and straightforward for all our members. Enjoy real-time account management and peace of mind knowing that your information is secure as you navigate through all our digital offerings. Join us today to experience the ease of modern banking!

Financial Strength

Lending Capacity

Our lending capacity supports your financial goals across various sectors with $959 in used auto loans and $204,327,672 in total loans and leases. This shows our dedication to helping you finance what matters most.

Member-Centric Savings

Members' savings are secured through $106,779,277 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on serving our members first, we also manage non-member deposits efficiently with $0 to enhance our service offerings.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $62,852,926 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment means you can trust us to provide the best solutions tailored to your needs.

Strong Financial Position

With a net worth of $64,674,872, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,444 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Banking Experience

Total Share Accounts: 36,610, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $0, you can be confident that your money is being managed wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maui County is your trusted partner. Visit us at 224 Kehalani Drive Wailuku Hi 96793 or call (808) 244-7968 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,962,442 in used vehicle loans and $18,700,380 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have financing options that can make it happen.

Credit Lines and Credit Cards

For those looking for flexibility, we offer total credit lines of $20,000,000, providing you with the ability to access funds as needed. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $1,227,380 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,423,102, make buying or refinancing simple. We work closely with our members to ensure they understand their options and find the right loan for their needs.

Refinancing Options

If you're considering refinancing any existing loans or credit products, we can assist you with that too! Our team is here to guide you through eligibility options and help you find solutions that work best for your financial situation. No matter what your lending needs may be, our dedicated team at Maui County, located at 224 Kehalani Drive Wailuku Hi 96793 in Wailuku, HI, is ready to assist you. You can reach us at (808) 244-7968 during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Loan Aggregator

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Maui County