Materion Credit Union Elmore OH | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Materion, your trusted financial partner located at 14710 W Portage River South Rd, Elmore, OH 43416. Since our establishment in 1970, we have dedicated ourselves to providing personalized banking solutions tailored to the unique needs of our community members. With a strong membership base of 2,198 individuals and total assets amounting to an impressive $30,915,137, we are here to help you achieve your financial goals. At Materion, we pride ourselves on our commitment to serving our members with integrity and care. Whether you're looking for a personal loan, mortgage options, or efficient savings accounts, we offer a variety of services designed to support your financial journey. Our total loans and leases stand at 1,714, ensuring that we can meet diverse lending needs while maintaining a robust net worth of $5,092,776. Under the leadership of CEO Tiffany Zinn and Board President Josh Seigley, our team is dedicated to fostering relationships built on trust and transparency. We understand that banking is more than just numbers; it's about empowering our members through sound financial advice and tailored services. With a knowledgeable staff of 6 employees, we're small enough to know you by name but equipped with the resources necessary for comprehensive service. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 14710 W Portage River South Rd, Elmore, OH 43416. Join us today and discover how Materion can help you navigate your financial future with confidence. For any inquiries or assistance, feel free to reach out via phone at 419-862-4115. We look forward to welcoming you into our community!

Branch History & Mission

Welcome to Materion, where our journey began in 1970 in the heart of Elmore, Ohio. Over the years, we have grown from a small community-focused credit union into a trusted financial partner for over 2,198 members. Our branch is located at 14710 W Portage River South Rd, Elmore, OH 43416, an accessible location that serves as a hub for personal banking and community support. From our humble beginnings, we have consistently expanded our services while staying true to our mission: to provide outstanding financial solutions and foster economic well-being in our community. We pride ourselves on being more than just a place for transactions; we are here to help members achieve their financial goals and improve their quality of life. Our total assets now stand at an impressive $30,915,137, reflecting our commitment to responsible management and growth. With a strong focus on personal banking offering checking and savings accounts, auto loans, mortgages, and credit cards we ensure that each member receives personalized attention and service tailored to their needs. At Materion, we understand the importance of embracing technology to enhance your banking experience. We offer online and mobile banking options along with convenient ATM services for easy access to your funds. Our operating hours are designed with your schedule in mind open Monday through Friday from 9:00 AM to 5:00 PM. Although we currently do not have drive-thru banking available, our friendly staff is always ready to assist you within our welcoming lobby. In addition to offering robust financial products, our mission extends beyond just numbers. We actively engage with the Elmore community through partnerships and outreach programs aimed at fostering growth and development. Whether it's sponsoring local events or providing educational resources about financial literacy, we're dedicated to making a positive impact. While members can visit us at 14710 W Portage River South Rd, official correspondence should be sent to the same address for consistency. As we look ahead, we invite you to join us on this journey. Experience the benefits of membership at Materion and discover how we can support you in achieving your financial aspirations. Together, let's build a brighter future for our community! For more information or to become a member today, please call us at 419-862-4115 or visit our website at materionfcu.com.

Branch Location & Accessibility

Accessibility Features

At Materion, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can access our services comfortably. Our team is always ready to assist you with any special needs you may have during your visit.

Connect With Us

If you have questions or need assistance before visiting, feel free to give us a call at 419-862-4115. We're here to help! Whether you're an existing member or considering joining our credit union family, we look forward to welcoming you at Materion. Your financial journey starts here!

Operating Hours & Services

We invite you to stop by Monday through Friday between 9:00 AM and 5:00 PM. During these hours, you can take advantage of a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with our ATM available on-site, you can easily withdraw cash or check your balance at any time. Unfortunately, we do not offer drive-thru banking; however, our friendly staff is eager to assist you inside the branch. If you're looking for shared services, please note that we currently do not provide that option either.

Member Eligibility

At Materion, we believe that joining our community should feel warm and welcoming. Becoming a member is easy, and it's open to anyone who lives, works, worships, or attends school in the Elmore area. We're here to support you with a range of services designed to meet your financial needs. Whether you're looking for personal banking options, auto loans, or even credit cards with rewards, our team is dedicated to helping you thrive. To get started on your journey with us, simply visit our website for detailed eligibility criteria at https://materionfcu.com/about-us/who-can-join/. If you're ready to open an account, the process is straightforward just check out the application page at https://forms.joinmycu.com/mop/287/apply. If you have any questions or need assistance, feel free to reach out at (419) 862-4115. We can't wait to welcome you to the Materion family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a payment system that lets you serve your customers better. Our merchant services simplify transactions, allowing you to accept payments seamlessly. Whether it's in-person sales or online transactions, we ensure that you have the tools needed to keep your cash flow steady and your customers happy. Located at 14710 W Portage River South Rd Elmore Oh 43416, Elmore, OH 43416, our team is here to assist you with all your business banking needs. Call us at (419) 862-4115 or visit us during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM to learn more about how we can help your business grow.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

When it comes to accessing cash quickly, our ATM & Cash Withdrawal Services ensure you're never far from what you need. You can easily withdraw cash or check balances at our convenient ATMs without any fuss. At Materion, we're proud to offer these services with a focus on convenience and member satisfaction. If you're ready to explore what we have to offer further or if you have questions about any of our products, don't hesitate to reach out! Call us at 419-862-4115 or visit us online at materionfcu.com. Let's work together towards achieving your financial goals!

Auto Loans & Vehicle Financing

If you're dreaming of a new car, our Auto Loans & Vehicle Financing options can help turn that dream into reality. We understand how important reliable transportation is for work and family, which is why we offer competitive rates and flexible terms. Picture yourself driving off in a new vehicle with financing tailored just for you.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. We know how hard you work to build your business; let us support you with the right financial tools.

Credit Cards with Rewards

Enjoy shopping and earn rewards while doing so with our Credit Cards with Rewards program. This service allows you to earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back making each purchase a little more rewarding.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing services provide the support you need. Our knowledgeable team can guide you through the process, ensuring you find the right loan that fits your budget and lifestyle.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our secure mobile app.

Personal Banking

Managing your money should be simple and stress-free. That's why we offer personal banking services like Checking & Savings Accounts that help you save while enjoying easy access to your funds. Imagine having a checking account that fits seamlessly into your daily life, allowing you to pay bills or make purchases without any hassle.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can manage those costs more effectively. Whether it's covering medical bills or consolidating credit card debt, we are here to help simplify your financial journey.

Digital & Online Banking

Convenient Online Access

With our online banking service available 24/7 at https://materionfcu.com/, you can check your balances, pay bills, and transfer money anytime, anywhere. Our user-friendly interface makes it easy for you to navigate through your financial needs. Plus, if you prefer going paperless, we offer e-statements that are not only environmentally friendly but also easily accessible from your account.

On-the-Go Banking

For those who love using their smartphones, our mobile application allows you to handle all your banking needs right from your device. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also take advantage of mobile payments for effortless transactions wherever you shop.

Real-Time Account Management

Managing your finances should be as straightforward as possible. With our digital tools, you're always in control of your accounts. From real-time updates to easy navigation, everything is designed to help you stay organized and informed about your financial status. At Materion, we are committed to providing accessible and secure banking solutions tailored for our members' lifestyles. Explore all these features and more by visiting us online today!

Secure Transactions

Security is a top priority at Materion. We provide electronic signature authorization for your peace of mind when signing documents online. You can rest assured that your sensitive information is protected every step of the way.

Financial Strength

Commitment to Excellence

Our $34,849 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 4,420, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $16,475 further illustrate our commitment to supporting our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Materion is your trusted partner. Visit us at 14710 W Portage River South Rd Elmore Oh 43416 or call (419) 862-4115 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $4,750,567 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $622 in used auto loans and $21,280,385 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $6,826,731 in share certificates and $4,116,649 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $5,092,776, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,096,820 in used vehicle loans and $4,125,360 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle straightforward and accessible.

Credit Lines

For those who prefer an adaptable borrowing option, our total credit lines available amount to $2,000,000. This product allows you to access funds as needed while only paying interest on what you use. At Materion, we focus on transparency and ease of access when it comes to lending. If you have questions about eligibility or refinancing options for any of our products, don't hesitate to reach out! You can contact us at 419-862-4115, or visit us during our operating hours from Monday to Friday between 9:00 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,032,408, make buying or refinancing simple. We offer various mortgage products that can fit different budget levels and financial situations. If you're considering refinancing your current mortgage or exploring eligibility options for first-time buyers, we're here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses is crucial for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $739,542 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your spending power while providing the flexibility you need.

Loan Aggregator

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MATERION FEDERAL CREDIT UNION - Elmore, OH

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