Matagorda County Credit Union Bay City TX | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Matagorda County Credit Union, your trusted financial partner since 1961. Located at 3700 Avenue F, Bay City, TX 77414, we take pride in being a community-focused credit union dedicated to serving our members with integrity and care. With a robust membership of 2,435 and total assets exceeding $34 million, we are committed to fostering financial growth and stability for individuals and families in Matagorda County. At Matagorda County Credit Union, we understand that everyone's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgage financing, and business banking solutions. Our team of six dedicated employees, led by CEO Mindy Neel and Board President Robert Reed, is here to guide you every step of the way. Whether you're looking to save for the future or secure a loan for your dream car, we've got you covered. With total deposits of $4,884,362 and cash in hand amounting to $213,638, our credit union has the resources to help you achieve your financial goals while ensuring safety and security. While members can visit us at our branch address, official correspondence should be sent to the same location: 3700 Avenue F, Bay City, TX 77414. Explore our website at matagordaccu.com for more information about our offerings or call us at 979-245-8674 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. We invite you to join our growing family and experience firsthand the personalized service that sets us apart!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of adapting to new technologies. That's why we provide online and mobile banking options that allow members to manage their finances anytime and anywhere. Our commitment extends beyond traditional banking; we embrace digital advancements that enhance your experience while maintaining ADA compliance for accessibility.

Community Connections

We value our role within the Matagorda community and actively engage in outreach efforts that make a difference in people's lives. By collaborating with local charities and organizations, we aim to foster a spirit of giving back and ensure that everyone has access to essential financial resources. As you consider joining us at Matagorda County Credit Union, we invite you to experience firsthand the benefits of being part of our family-oriented credit union. Together, let's build a brighter financial future for you and our community! For more information or to become a member today, please call us at 979-245-8674 or visit our website at matagordaccu.com.

Our Evolution

Since opening our doors more than six decades ago, Matagorda County Credit Union has evolved alongside the needs of our members. Our mission is straightforward yet impactful: to provide accessible financial services while supporting the local community. With total assets amounting to $34,189,988, we are proud to offer a range of services tailored to meet diverse needs be it personal banking, auto loans, or business banking. Our branch has seen significant milestones throughout its history. We have consistently prioritized member satisfaction and community outreach by forming partnerships with local organizations and supporting various initiatives that uplift our neighbors. This dedication has allowed us to establish ourselves as a cornerstone in the Bay City area.

Our Mission

At Matagorda County Credit Union, we believe in empowering individuals through financial education and support. Our mission statement emphasizes not just providing services but also enhancing the quality of life for our members. We strive to create an inclusive environment where everyone feels valued and supported on their financial journey. While members can visit us at 3700 Avenue F for all their banking needs, official correspondence should be sent to our mailing address at the same location. Our operating hours are convenient: Monday through Friday from 9:00 am to 5:00 pm. We offer drive-thru banking for quick transactions, ensuring that your experience with us is as smooth as possible.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is nestled near local landmarks that make us easy to find. Just a short drive from the bustling downtown area, you can enjoy straightforward access whether you're coming from home or work. We prioritize convenience with ample parking available right outside our doors. For those who require additional assistance, our facility is ADA-compliant and features ramps for easy access.

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to fit us into your busy schedule. While we don't have ATM services at this location, our drive-thru banking offers a simple way to complete deposits and withdrawals without leaving your vehicle. At Matagorda County Credit Union, we provide a range of services tailored to meet your financial needs whether it's personal banking options like checking and savings accounts or loans for vehicles and homes. Our dedicated team is always ready to assist you with any inquiries regarding our offerings. If you need to get in touch with us, feel free to call us at 979-245-8674. We encourage you to visit our branch today or explore more about our services on our website at matagordaccu.com. We look forward to welcoming you!

Member Eligibility

At Matagorda County, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you live, work, worship, or attend school in Matagorda County, you're already eligible to join us! It's as simple as that. We welcome individuals from all walks of life to experience the benefits of our community-focused financial services. Not only do our members enjoy competitive rates on loans and savings accounts, but they also receive personalized service tailored to their needs. To get started with your membership journey at Matagorda County, just visit us at our branch located at 3700 Avenue F Bay City Tx 77414 or give us a call at (979) 245-8674 for any questions you may have. For more details about eligibility requirements, check out this link: http://matagordaccu.com/membership. Ready to open an account? You can find all the information you need right here: http://matagordaccu.com/loan-application. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Sense

Imagine seamlessly accepting payments while managing your cash flow effectively. Our merchant services can simplify transactions for your business. Whether you're a local retailer or a service provider, our solutions ensure you get paid quickly and easily. From mobile payments to online transaction capabilities, we're here to make sure your operations run smoothly. Join us at Matagorda County, where your business aspirations become our priority. Contact us today at (979) 245-8674 to learn how we can assist you in achieving your goals!

Comprehensive List Of Services

Business Banking Made Easy

For our business members, we offer specialized business banking services, including merchant services and business loans. Running a business comes with its unique set of challenges, but with our support, managing finances becomes easier so you can focus on what truly matters growing your business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Matagorda County Credit Union, we offer robust online and mobile banking solutions. With our user-friendly app and website, you can manage your accounts anytime, anywhere. Make payments, transfer funds, or check balances right from your phone or computer. Plus, enjoy features like person-to-person payments that let you send money quickly and securely to friends or family. For those who prefer in-person transactions, our branch in Bay City offers basic drive-thru banking services for deposits and withdrawals making it simple for you to get what you need without leaving your car.

Financial Support When You Need It

In addition to traditional banking services, we also provide personal loans and debt consolidation options. Life can throw unexpected expenses your way, and having access to quick funds can make all the difference. Our team is here to discuss how we can help you navigate these challenges effectively. Looking to earn rewards while spending? Check out our credit cards with rewards, perfect for those who love to travel or shop! Enjoy perks like cash back or points redeemable for exciting experiences.

Personal Banking Solutions

Starting with our personal banking options, we offer checking and savings accounts designed to help you manage your finances effectively. These accounts come with features that make it easy to track your spending and save for important goals. Imagine having the peace of mind knowing you can access your money easily while also growing your savings. If you're considering a new vehicle, our auto loans and vehicle financing services provide competitive rates that can fit any budget. Whether you're eyeing a brand-new car or a reliable used one, we've got your back with flexible terms that suit your lifestyle. For those looking to invest in a home, our mortgage loans and refinancing options are designed to simplify the process. We understand that buying a home is one of the biggest decisions you'll ever make, which is why we strive to offer affordable solutions tailored just for you.

Ready to Get Started?

Located at 3700 Avenue F in Bay City, TX 77414, Matagorda County Credit Union is dedicated to serving our community's financial needs. If you're interested in learning more about our services or opening an account today, give us a call at 979-245-8674 or visit us online at matagordaccu.com. We look forward to welcoming you as a member!

Digital & Online Banking

Explore Our Services

With just a few clicks on our website at https://www.matagordaccu.com/, you can take advantage of our user-friendly online banking features. Enjoy 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Plus, with the availability of e-statements, you can easily keep track of your transactions without the clutter of paper statements. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature has got you covered. It's simple and straightforward just a few taps on your mobile device, and the funds are on their way.

Security and Convenience

Your security is our top priority. While we currently do not offer electronic signature authorization, our online banking system is built with robust security measures to protect your information. You can feel confident knowing that your financial data is safe while you enjoy the convenience of mobile payments through our app. Our mobile application is designed for ease of use, giving you access to all these features right from your smartphone. With the ability to make payments and manage accounts on the go, staying on top of your finances has never been easier. At Matagorda County, we are committed to providing accessible and effective banking solutions that empower you to manage your money with confidence. Join us today and experience the benefits of digital banking tailored for your needs!

Financial Strength

Commitment to Growth

With $5,182,051 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $255 in used auto loans and $15,591,553 in total loans and leases available.

Growing Member Base

Total Share Accounts stand at 4,012, showcasing a strong and growing member base that trusts us with their finances. This trust is essential as we continue to foster community ties and provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Matagorda County is your trusted partner. Visit us at 3700 Avenue F Bay City Tx 77414 or call (979) 245-8674 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial operations reflect efficiency with a net income of $134,615, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 6 full-time employees ready to serve you with knowledgeable support.

Secure Savings Options

Members' savings are secured through $2,592,913 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,182,051, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,440,850 in used vehicle loans and $3,498,404 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, allowing you to take advantage of better terms and save on monthly payments.

Credit Lines and Personal Loans

Our credit lines total $400,000, giving you the freedom to cover unexpected expenses or make significant purchases without the hassle of traditional lending. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $433,470 in loans helping members manage their finances effectively.

Member Support

If you have any questions about eligibility or want to explore your options further, feel free to reach out. You can contact us at 979-245-8674 or visit our branch located at 3700 Avenue F, Bay City TX 77414 during our operating hours from 9:00 am to 5:00 pm Monday through Friday. For more information on how to apply for any of our loan products or services, please visit Matagorda County Credit Union or check out our membership eligibility requirements here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing valuable resources that help you make informed financial decisions. Let us assist you in finding the perfect loan solution today!

Mortgage Loans

Thinking about homeownership? While we currently do not offer mortgage loans for Junior Lien 1-4 Family Residential Properties at this time, we encourage you to check back often as our offerings may expand. If you're considering refinancing an existing mortgage, our team is here to guide you through the options available.

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MATAGORDA COUNTY CREDIT UNION - Bay City, TX

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