MASS BAY CREDIT UNION

Welcome to Mass Bay, your trusted partner in financial wellness, located at 1250 Hancock St, Quincy, MA 02169. Established in 1936, we have proudly served our community for over 85 years, ensuring that our 18,231 members receive the support they need to achieve their financial goals. With total assets of $358,085,663 and deposits amounting to $15,785,674, we are committed to providing secure and reliable banking services tailored for you. At Mass Bay, we understand that every member's journey is unique. Our dedicated team of 51 employees, led by CEO Theresa Dorilas and Board President Jeremiah Ahern, is here to guide you through a variety of personal and business banking solutions. From checking and savings accounts to auto loans and mortgages, we have something for everyone. While you can visit us at our branch location for personalized service, please note that any official correspondence should be sent to the same address: 1250 Hancock St, Quincy, MA 2169. We invite you to explore our website at massbaycu.org for more information on our services or simply call us at 617-269-2700 if you have questions. Join us in fostering a stronger community through financial empowerment and discover how Mass Bay can help you thrive today!

Becoming a member of Mass Bay means joining a welcoming community that truly cares about your financial journey. If you're wondering about eligibility, you're in for a pleasant surprise! At Mass Bay, anyone who lives, works, worships, or attends school in the Quincy area can apply to be part of our family. This means you're not just gaining access to great financial services; you're joining a supportive network that prioritizes your needs and goals. For those looking to open an account, the process is straightforward and friendly. You can find all the details you need at http://www.massbaycu.org/about/membership/ , which also provides updated criteria for membership. Should you have any questions or want to learn more, don't hesitate to reach out at (617) 269-2700. We're excited to welcome you to Mass Bay at 1250 Hancock St Quincy Ma 02169!

At Mass Bay, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health, ensuring that you can trust us with your savings and loans. With a net worth of $38,224,922, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,067 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $77,713,250 in share certificates and $17,404,457 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $37,515,835 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $848 in used auto loans and $295,270,817 in total loans and leases, we support members' financial goals across various sectors. Even more encouraging is our ability to generate income. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 46 full-time employees and 5 part-time employees who are ready to assist you with their knowledge and commitment. Our net shares available for lending stand at $0, while the total share accounts number an impressive 31,719, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mass Bay is your trusted partner. Visit us at 1250 Hancock St Quincy Ma 02169 or call (617) 269-2700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.