Introduction
Welcome to Marshall T & P Employees Federal Credit Union, your trusted partner for financial growth and community support in Marshall, TX. Established in 1948, we have proudly served our members for over 75 years, building a solid foundation of trust and reliability. Located at 406 Greenwood Ave, Marshall, TX 75670, our branch is dedicated to providing exceptional service and personalized financial solutions tailored to your needs. At Marshall T & P Employees, we are more than just a financial institution; we are a community. With a membership base of 1,388 individuals, we focus on empowering our members through various services including personal banking, auto loans, mortgages, and business banking options. Our commitment to you is reflected in our total assets of $14,177,903 and total deposits amounting to $649,931. We are proud to maintain a net worth of $3,011,874, ensuring that your money is safe and sound. Our leadership team is here to guide you every step of the way. Under the guidance of CEO Beverly Bennett and Board President Bradley Skinner, we prioritize your financial well-being and strive to enhance the member experience continuously. With a dedicated staff of 4 employees, we ensure that you receive the attention and care you deserve. Whether you're looking for competitive loan rates or seeking advice on managing your finances effectively, we're here for you! Our doors are open from 8:30 AM to 4:30 PM Monday through Friday. Feel free to reach out at 903-938-2311 for any inquiries or visit us in person we would love to assist you! While members can visit us at our physical location in Marshall, official correspondence should be sent to our mailing address: PO BOX 697, MARSHALL, TX 75671-0697. Join us today and experience the difference at Marshall T & P Employees Federal Credit Union where community meets financial excellence!
Branch History & Mission
Welcome to the heart of our community at Marshall T & P Employees Federal Credit Union, a name that has stood for trust and service since our founding in 1948. Located at 406 Greenwood Ave, Marshall, TX 75670, we have been dedicated to providing exceptional financial services to our members for over seventy-five years. With a proud legacy rooted in the local workforce, we are more than just a credit union; we are a vital part of the Marshall community. Since our inception, we have witnessed remarkable growth. Today, we proudly serve 1,388 members and manage total assets of over $14,177,903. This journey reflects not only our commitment to our members but also the evolving needs of our community. Our mission is simple yet profound: to offer personalized banking solutions that empower individuals and families while contributing positively to the community around us. At Marshall T & P Employees, we focus on more than just numbers. We strive to make a real impact through various services like personal banking, auto loans, mortgages, and credit cards with rewards. We understand that financial decisions can be overwhelming, which is why we are here to guide you every step of the way. Our operating hours are from 8:30 AM to 4:30 PM, Monday through Friday, making it easy for you to reach us when you need assistance. As part of our commitment to accessibility and convenience, while we do not currently offer ATM or drive-thru services, we prioritize direct communication with our members. You can reach us at 903-938-2311 for any inquiries or support you may need. Additionally, although we don't have shared service centers nearby, our focus remains on delivering tailored solutions that meet your unique needs. While members can visit us at 406 Greenwood Ave, official correspondence should be sent to our mailing address at PO BOX 697, MARSHALL, TX 75671-0697. Our mission extends beyond financial services; it encompasses community support and outreach initiatives aimed at improving the quality of life for everyone in Marshall. We actively seek partnerships within the community and participate in local events to foster connections and promote financial literacy. Join us on this journey! Experience firsthand how Marshall T & P Employees Federal Credit Union can make a difference in your financial well-being and your community. Together, let's build a brighter future for all!
Branch Location & Accessibility
Connect with Us
Have questions? Feel free to give us a call at 903-938-2311. We are here to help with everything from checking and savings accounts to auto loans and credit cards with rewards. Our team looks forward to serving you! While members can visit us at 406 Greenwood Ave, official correspondence should be sent to PO BOX 697, Marshall, TX 75671-0697. We invite you to come by and experience the personalized service that sets Marshall T & P Employees apart!
Easy Access for Everyone
At our branch, we prioritize accessibility. You'll find ample parking right outside, along with features that accommodate all visitors, including ADA-compliant ramps. Whether you're visiting for personal banking or exploring our loan options, getting to us is straightforward and convenient.
Operating Hours That Fit Your Schedule
We understand that life can get busy. That's why we're open Monday through Friday from 8:30 AM to 4:30 PM, offering flexible hours for your banking needs. While we currently do not have ATM services or a drive-thru option available, our friendly staff is always ready to assist you inside the branch.
Member Eligibility
Welcome to the community at Marshall T & P Employees! Becoming a member is an exciting step toward accessing a range of financial services designed with your needs in mind. To join us, you'll need to meet some simple eligibility criteria. Generally, membership is open to individuals who live, work, or worship in the local area, and their family members are also welcome. This means if you have a loved one who is already a member, you can easily become one too! For the most up-to-date information on eligibility requirements, feel free to visit our website. Once you're ready to join, opening an account is straightforward. You can either visit us at our branch located at 406 Greenwood Ave Marshall Tx 75670 or give us a call at (903) 938-2311 for guidance on the process. We're here to help you every step of the way. Joining Marshall T & P Employees means becoming part of a supportive network where your financial goals are prioritized. With services ranging from checking and savings accounts to auto loans and personal loans, we're excited to help you achieve your dreams!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Plus, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that fit your needs.
Merchant Services
In today's fast-paced world, having reliable payment solutions is crucial for any business. Our merchant services allow you to accept payments easily and securely, so you can focus on what really matters growing your business. With tailored options that meet the demands of your industry, we help streamline transactions so you can provide top-notch service to your customers. Located at 406 Greenwood Ave Marshall Tx 75670 in Marshall, TX, our dedicated team is ready to assist you from 8:30 AM to 4:30 PM, Monday through Friday. Let us partner with you on your path to success!
Comprehensive List Of Services
Business Banking Services
For our business members, we provide essential services like merchant services and business loans that support growth and efficiency. We believe in empowering local businesses by offering tailored solutions that meet their specific requirements.
Cash Withdrawal Services
While we currently do not have ATM services available at our branch, we ensure that our members can access cash through various withdrawal methods available within our network. Whether you're visiting us in person or utilizing our online platforms, we're dedicated to making your banking experience smooth and straightforward. If you have questions about any of our services or want to learn more about how we can assist you with your financial journey, don't hesitate to reach out at 903-938-2311. We look forward to welcoming you into the Marshall T & P Employees family!
Convenient Online Banking
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Accessing your accounts has never been easier check balances, pay bills, and transfer funds right from your device whenever it suits you.
Home Financing Options
When it comes to homeownership, we know how important it is to have reliable financing. That's why we offer mortgage loans and refinancing options that cater to different budgets and situations. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we're here to guide you through the process.
Personal Banking Solutions
We offer a variety of personal banking services tailored to fit your lifestyle. If you're looking for a place to manage your money effectively, our checking and savings accounts provide flexibility and security. For those considering purchasing a vehicle, our auto loans and vehicle financing options are designed to make car ownership more accessible. Whether it's a new or used car, our competitive rates can help put you behind the wheel without breaking the bank.
Personal Loans and Credit
Sometimes life throws unexpected expenses your way. Our personal loans can assist with debt consolidation or other financial needs, providing peace of mind when you need it most. Additionally, our credit cards with rewards allow you to earn benefits while making everyday purchases.
Digital & Online Banking
Key Services
While we currently do not provide online banking through our website, members can still enjoy a variety of traditional banking services at our branch located at 406 Greenwood Ave Marshall Tx 75670. Our focus remains on providing you with the best personal service possible during your visit. Though our digital features like electronic signatures, e-statements, mobile payments, and person-to-person transfers aren't available right now, we're dedicated to ensuring your banking experience is safe and user-friendly when you visit us in person.
Real-Time Account Management
While we work toward expanding our digital offerings, we encourage our members to take advantage of the personal touch that comes from visiting Marshall T & P Employees. Our team is here to help you navigate your financial journey effectively and efficiently. If you're looking for an exceptional banking experience where your needs come first, come see us at Marshall T & P Employees! We're committed to providing excellent service and support tailored just for you.
Security and Accessibility
Security is our top priority. When you choose to bank with us, you can trust that your financial information is protected. Even without online features, our friendly staff is always ready to assist you with any questions or concerns you may have regarding your accounts.
Financial Strength
Commitment to Growth
With $2,882,760 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $192 in used auto loans and $10,541,366 in total loans and leases.
Growing Membership Base
Total Share Accounts stand at 1,537, showing a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to providing excellent service and reliable financial solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marshall T & P Employees is your trusted partner. Visit us at 406 Greenwood Ave Marshall Tx 75670 or call (903) 938-2311 to learn more about how we can help you achieve your financial goals.
Member-Centric Resources
Members' savings are secured through $4,629,962 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $42,610, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees ready to assist you with knowledgeable service.
Solid Financial Health
With a net worth of $3,011,874, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,609,958 in used vehicle loans and $4,785,674 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring you have access to the funds needed to make your purchase. If you're considering refinancing your current auto loan, we can help with that too!
Credit Lines
Need extra flexibility? Our total credit lines amount to $400,000, giving you access to funds when you need them most. This option is ideal for members who want to keep their cash flow steady while managing other financial commitments. At Marshall T & P Employees, located at 406 Greenwood Ave Marshall Tx 75670, Marshall, TX TX, we pride ourselves on providing exceptional service and personalized financial solutions. If you have any questions or would like more information about our loan offerings, please don't hesitate to reach out at (903) 938-2311 during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to support you on your journey towards achieving your financial aspirations!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer mortgage loans totaling $0, making it easier than ever to secure a place you can call home. We can guide you through various eligibility options to find the right fit for your financial situation.
Unsecured Credit Card Loans
For those looking to manage everyday expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans. Although our total unsecured credit card loans currently stand at $0, we're committed to helping our members navigate their finances effectively.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results so that you can make informed choices without any hidden agendas. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions instantly, allowing you to evaluate your options easily. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects our commitment to helping consumers find the best financial products available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. Each lender's information is carefully vetted to provide a reliable comparison.
