Marshall County WV Credit Union Moundsville | Best Auto Loans & Business Banking

Introduction

Welcome to Marshall County Federal Credit Union, your trusted financial partner in Moundsville, West Virginia. Established in 1974, we have proudly served our community for nearly five decades, helping over 2,600 members achieve their financial goals. Located at 910 3Rd St, we are more than just a credit union; we are a vital part of the local community. While members can visit us at our branch address, official correspondence should be sent to 910 Third Street, Moundsville, WV 26041. With a commitment to transparency and community support, we manage total assets of $23,306,347, ensuring that your money is secure and well-managed. At Marshall County FCU, we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our dedicated team of five employees works hard every day to provide you with exceptional service. Under the leadership of CEO Kelly Ward and Board President Paul Chavanak, we strive to foster a welcoming atmosphere where you can feel confident in managing your finances. With total deposits reaching $5,350,501 and a net worth of $2,899,448, you can trust that your investments are in capable hands. Whether you're looking for loans our current total stands at 781 or want to explore new savings options, we're here to guide you every step of the way. We invite you to reach out with any questions or concerns by calling us at 304-843-1179 or visiting our website at marshallcountyfcu.com. Experience the difference that a member-focused credit union can make in your financial journey today!

Branch History & Mission

At Marshall County Federal Credit Union, we take pride in our rich history and deep commitment to the community. Founded in 1974, our branch has been a trusted financial partner for nearly five decades. Located at 910 3Rd St in Moundsville, WV, we have grown from humble beginnings to serve over 2,600 members today. Our total assets have reached an impressive $23306347, a testament to the faith our community places in us. Our mission is simple yet powerful: to provide exceptional financial services while enhancing the lives of our members and supporting the Moundsville community. We believe that everyone deserves access to quality banking solutions. That's why we offer a variety of services including personal banking, auto loans, mortgage refinancing, and business banking options. The journey of Marshall County Federal Credit Union reflects our dedication to progress and innovation. As technology has advanced, so have we. Our online banking platform allows members to manage their accounts with ease, while our mobile-friendly services ensure that help is just a click away. Although we currently do not have ATM or drive-thru services, we are committed to providing a welcoming lobby experience during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. While members can visit us at 910 3Rd St Moundsville Wv 26041, official correspondence should be sent to our mailing address at 910 third Street, Moundsville, WV 26041. We are also actively involved in community outreach initiatives, partnering with local organizations to support various causes that matter most to our neighbors. As we look forward, our focus remains on serving you better every day. We invite you to join Marshall County Federal Credit Union and experience firsthand the benefits of being part of a member-driven organization dedicated to your financial success. Reach out to us at (304) 843-1179 or visit our website at Marshall County FCU for more information on how we can assist you in achieving your financial goals!

Branch Location & Accessibility

Accessibility Features

At Marshall County Federal Credit Union, we prioritize your convenience and comfort. Our location features ample parking and is fully ADA compliant, ensuring that everyone can easily access our services. If you prefer drive-thru banking, please note that we currently do not offer this service; however, our friendly staff is always ready to assist you inside.

Nearby Landmarks

Located just a stone's throw from local favorites like the historic Moundsville Penitentiary and the scenic Grand Vue Park, our branch serves as a convenient financial hub for community members and visitors alike.

Operating Hours

We are here to serve you Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. Our extended hours make it easier for you to manage your banking needs on your schedule.

Services Offered

While visiting us, take advantage of our wide range of services designed with you in mind. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we have something for everyone. Our online banking service also provides the flexibility to manage your finances anytime and anywhere. If you need assistance or have questions about any of our offerings, don't hesitate to reach out at 304-843-1179. We're eager to help you! Come visit us at Marshall County Federal Credit Union where your financial well-being is our top priority!

Member Eligibility

At Marshall County, we're thrilled to welcome you into our community of members who enjoy personalized financial services and a supportive environment. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the Marshall County area. We believe in inclusivity, so if you share these ties to our community, you're eligible! Joining us not only gives you access to various banking options but also connects you with a group that values your financial well-being. To get started on your membership journey at Marshall County, visit us at our branch located at 910 3Rd St Moundsville Wv 26041 or give us a call at (304) 843-1179 for any questions. You can also check out our eligibility details at for more specific information about joining. We can't wait to help you with your financial needs and goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your business. Imagine being able to accept payments easily from customers, whether they're paying in-store or online. Our solutions allow you to focus on what matters most growing your business while we handle the payment processing. Visit us at 910 3Rd St Moundsville Wv 26041 in Moundsville, WV, or call us at (304) 843-1179 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Solutions

If you're a business owner, you'll be pleased to know about our Business Banking services, which include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to support your journey every step of the way.

Call Us Today!

At Marshall County Federal Credit Union, we're committed to making banking easy and accessible for everyone in our community. Have questions about our services? Give us a call at 304-843-1179 or visit us online at Marshall County FCU. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking services that let you manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even send money to friends easily through person-to-person payment options no need for cash or checks!

Loans and Financing

Need a new vehicle? Our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. Picture driving off in your new car with affordable monthly payments that fit within your budget. We also provide Mortgage Loans & Refinancing options, whether you're buying your first home or looking to refinance an existing mortgage. Our competitive rates and flexible terms can help make homeownership a reality. For those unexpected expenses, our Personal Loans & Debt Consolidation services are available to help you manage debt effectively. Think of it as a way to simplify your finances by combining multiple payments into one manageable loan. Plus, our Credit Cards with Rewards give you the opportunity to earn points on everyday purchases, making every dollar spent work harder for you.

Personal Banking

We understand that managing your finances is essential. That's why we offer Personal Banking services including checking and savings accounts that help you keep track of your money effortlessly. Imagine having a convenient place to deposit your paycheck and save for that dream vacation all while earning interest! Our friendly staff is here to guide you through the process, ensuring you find the right account for your lifestyle.

Digital & Online Banking

Key Features

One of the standout features is our ability to facilitate person-to-person transfers. Need to send money to a friend or family member? It's simple and quick! You can also receive e-statements that help you keep track of your transactions without the hassle of paper clutter. We prioritize security too; while we don't currently offer electronic signature authorization, rest assured that your information is protected with us. While we don't have a mobile application or mobile payment options yet, our online banking platform is user-friendly and designed for ease of navigation. You can easily access all these features right from any web browser on your device. At Marshall County, we believe in making banking accessible for everyone. Our goal is to provide you with real-time account management tools that fit into your lifestyle. Explore all that our digital banking services have to offer today!

Financial Strength

Growing Trust

Total Share Accounts at 4,956 showcase a strong and growing member base that trusts us with their finances. This trust is foundational to what we do every day at Marshall County, where every decision is made with our members' best interests at heart. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marshall County is your trusted partner. Visit us at 910 3Rd St Moundsville Wv 26041 or call (304) 843-1179 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $2,280,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We actively support your financial aspirations with $437 in used auto loans and $9,110,407 in total loans and leases. This lending capacity allows us to back your dreams across various sectors.

Member-Centric Savings Options

Members' savings are secured through $282,949 in share certificates, offering stable and rewarding financial growth opportunities. This focus on member needs is further reflected by our commitment to prioritizing you over non-member deposits. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is further evidenced by our $393,783, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. In addition to this, we take pride in having 5 full-time employees ready to assist you with their expertise.

Solid Financial Health

With a net worth of $2,899,448, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,244 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,773,296 in used vehicle loans and $1,728,208 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options can make it easier for you to drive away happy.

Credit Lines

For those seeking flexibility in their borrowing options, we offer credit lines totaling $275,000. This can be an excellent choice for managing unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We aim to provide straightforward solutions so you can focus on making your house a home without unnecessary stress.

Unsecured Credit Card Loans

While we currently have $0 in unsecured credit card loans available, our commitment is to help you manage your finances effectively through various lending options that suit your budget. If you're interested in refinancing any existing loans or would like to discuss eligibility options for our products, please don't hesitate to reach out. Our team is here to assist you every step of the way. You can visit us at our branch located at 910 3Rd St Moundsville WV 26041, or give us a call at 304-843-1179 during our operating hours: Monday-Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Let's work together to find the right loan solution for you!

Loan Aggregator

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Marshall County