Marshall Community Credit Union MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Marshall Community Credit Union, your trusted financial partner located at 839 W Green St, Marshall, MI 49068. Since our establishment in 1951, we've been dedicated to serving our community with integrity and a commitment to excellence. With a membership of over 15,799, we take pride in providing personalized banking solutions tailored to meet the diverse needs of our members. At Marshall Community Credit Union, we understand that managing finances can sometimes feel overwhelming. That's why we offer a range of services designed to empower you whether you're looking for auto loans, mortgages, or simply a secure place to save your hard-earned money. Our total assets stand at an impressive $324,703,811, reflecting our strong position and dedication to serving you better. With $7,962,763 in deposits and a robust loan portfolio of 8,264 loans and leases, we're here to support your financial goals. Under the leadership of our CEO, Corrie Rozell, and Board President Mark Garavalia, our team of 67 dedicated employees is committed to providing exceptional service and fostering a welcoming environment for all members. We also prioritize community impact; every decision we make is focused on benefiting you and your neighbors. While members can visit us at our branch location for assistance or questions, official correspondence should be sent to the same address: 839 W Green St, Marshall, MI 49068. Whether you're exploring your options or ready to open an account, we invite you to reach out. Call us today at 269-781-9885 or visit our website at Marshall Community Credit Union for more information. Join us as we continue to build a stronger community together!

Branch History & Mission

Commitment to Accessibility

At Marshall Community Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring everyone can enjoy our services comfortably. For those who prefer digital banking, we offer robust online and mobile banking options so you can manage your finances anytime, anywhere. While members can visit us at 839 W Green St for all their banking needs including access to our drive-thru service we also encourage official correspondence to be sent to the same address if there are no changes.

Join Us Today!

As we look ahead, we remain committed to enhancing our services and expanding our reach. If you're looking for a credit union that prioritizes your needs while supporting the community you live in, consider joining Marshall Community Credit Union today. Experience firsthand how we can help you achieve your financial goals while being part of something bigger. For more information about becoming a member or accessing our services, please visit our website or call us at (269) 781-9885. We can't wait to welcome you into the Marshall Community family!

Our Mission

The mission of Marshall Community Credit Union is clear: we are dedicated to empowering our members by providing exceptional financial services while fostering a strong sense of community. We believe in making banking personal and accessible for all, whether it's through our checking and savings accounts, auto loans, or mortgage refinancing options. We strive to support not just the financial health of our members but also their dreams and aspirations. We understand that a credit union is only as strong as its community ties. That's why we actively participate in various outreach initiatives and partnerships within Marshall and the surrounding areas. From sponsoring local events to offering financial education programs, we aim to create a positive impact that goes beyond just numbers.

Branch Location & Accessibility

Accessibility and Features

At Marshall Community Credit Union, we prioritize accessibility for all members. Our branch complies with ADA standards and features convenient ramps for easy access. We also provide ample parking so you can visit without hassle. For those on the go, enjoy the convenience of our drive-thru banking service where you can complete simple transactions without leaving your vehicle.

Call-to-Action

We invite you to come visit us at the Marshall Community Credit Union! If you have any questions or need assistance before your visit, feel free to call us at 269-781-9885. We're here to help you achieve your financial goals with friendly service and expert advice!

Operating Hours

Our doors are open to serve you during flexible hours: Monday, Tuesday, and Thursday from 8:00 AM to 5:30 PM; Wednesday from 9:00 AM to 5:30 PM; Friday from 8:00 AM to 6:00 PM; and Saturday from 8:00 AM to 1:00 PM. We understand that life gets busy, so we strive to be available when you need us most.

Services Offered

We offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our knowledgeable staff is ready to assist you with whatever you need. Our branch also features an ATM for easy cash withdrawals and balance checks.

Member Eligibility

Joining the Marshall Community is more than just opening a bank account; it's about becoming part of a warm, supportive family that cares for its members. At Marshall Community, we welcome individuals who live, work, worship, or attend school in Calhoun County and surrounding areas. This means if you have ties to our community, you're already eligible! Membership comes with fantastic benefits like competitive rates on loans and savings accounts, personalized service, and access to financial education resources. You can find all the details about eligibility criteria on our website at marshallcommunitycu.com. Getting started is easy! Simply visit us at 839 W Green St, Marshall, MI 49068, or give us a call at 269-781-9885 to learn more about how to open your account. If you're ready to take the next step towards membership, you can also start the application process online at our account opening page. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,147,246, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

When it comes to running a business, smooth transactions are vital. Our merchant services allow you to accept payments easily, whether in-store or online. Picture this: a customer walks into your shop and makes a purchase seamlessly using their card or mobile payment. With our reliable merchant services, you can focus more on serving your customers and less on payment hassles. Located at 839 W Green St Marshall Mi 49068 in Marshall, MI, our team is ready to help you explore how our business banking services can support your vision. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Banking

For local business owners, we know how important it is to have the right financial support. Our Business Banking services include merchant services and business loans that help your enterprise thrive. We're committed to supporting the growth of businesses in our community.

Credit Cards

Want rewards for your everyday purchases? Our Credit Cards with Rewards allow you to earn points while you shop, making every dollar count towards future benefits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking services. Manage your accounts from anywhere with features like mobile payments and e-statements. Need cash? Our ATM & Cash Withdrawal Services are available for quick access whenever you need it.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but want to keep things simple, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. Plus, our ATMs provide easy access for balance checks and cash withdrawals. At Marshall Community, we're more than just a credit union; we're a partner in your financial journey. To learn more about how we can serve you or if you have any questions about our offerings, please don't hesitate to reach out at 269-781-9885. Ready to take the next step? Visit us at Marshall Community Credit Union or stop by our branch today!

Loans and Financing

When it comes to financing life's big moments, we offer various loan options that cater to different needs. Our Auto Loans & Vehicle Financing make purchasing a new car easy and stress-free. If you're thinking about buying a home, our Mortgage Loans & Refinancing options provide competitive rates and flexible terms. And for those unexpected expenses or debt consolidation needs, our Personal Loans can be a reliable resource.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why our Personal Banking services include checking and savings accounts designed to help you achieve your financial goals. Imagine having a checking account that suits your lifestyle whether it's for everyday spending or saving for that special vacation.

Digital & Online Banking

Additional Services

While person-to-person transfers are not currently offered, our mobile payments feature allows you to make quick transactions directly from your phone ideal for shopping or dining out. With all these tools at your fingertips, managing your finances has never been more convenient. Explore the full range of our digital banking services today by visiting https://www.marshallcommunitycu.com/. Join us at Marshall Community and experience banking that fits into your busy life!

Convenient Features

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. If you prefer mobile banking, our user-friendly mobile application makes it simple to manage your finances right from your smartphone. Whether you're at home or out running errands, keeping track of your accounts has never been easier. For those who value speedy transactions, our electronic signature authorization feature lets you sign documents digitally, saving you time and hassle. Plus, with e-statements available, you can keep your financial records organized without the clutter of paper statements.

Security You Can Trust

We prioritize your security. Our systems use advanced encryption methods to protect your personal information while ensuring that every transaction is safe. You can bank with peace of mind knowing that your data is secure.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand at 40,186, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $322,038, allowing us to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marshall Community is your trusted partner. Visit us at 839 W Green St Marshall Mi 49068 or call (269) 781-9885 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $66,537,256 in share certificates and $75,361,309 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our dedication to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $54,182,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total lending capacity supports your financial goals across various sectors with $1,771 in used auto loans and $237,155,272 in total loans and leases.

Strong Capital Foundation

With a net worth of $54,949,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,688 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,162,278 in used vehicle loans and $4,597,436 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, we have options that suit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $20,147,246 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs with tailored financial solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,289,735, make buying or refinancing simple. We provide various mortgage solutions designed to fit your needs, whether it's your first home or an investment property.

Refinancing Options

If you're considering refinancing existing loans, we have options available that could save you money on interest payments. Our team is ready to discuss eligibility criteria and help you determine if refinancing is right for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our diverse loan offerings today and take the next step toward achieving your financial dreams with Marshall Community!

Unsecured Credit Cards

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $7,714,201 in loans helping members manage their finances effectively. Enjoy convenient access to credit while benefiting from competitive interest rates.

Loan Aggregator

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