Marshall Community Credit Union Coldwater MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Marshall Community Credit Union, where your financial journey is our priority! Located at 688 E Chicago Rd, Coldwater, MI 49036, we have been serving our community since 1951. With a strong foundation of over 15,799 members, we are proud to provide personalized banking solutions tailored to meet the needs of each individual and business. At Marshall Community, we understand that financial wellness is more than just numbers. With total assets reaching an impressive $324,703,811 and total deposits of $7,962,763, we are committed to ensuring your money is secure while providing you with opportunities for growth. Our dedicated team works diligently to offer a wide array of services including auto loans, personal loans, mortgages, and more all designed to help you achieve your financial goals. Led by our CEO Corrie Rozell and Board President Mark Garavalia, our credit union thrives on a commitment to community impact and member satisfaction. With a net worth of $54,949,081 and cash in hand amounting to $6,178,833, we have the resources to support our members effectively. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 688 E Chicago Rd, Coldwater, MI 49036-9497. If you have any questions or need assistance, feel free to call us at 269-781-9885. Join us today and discover how Marshall Community Credit Union can make a difference in your financial life! Whether you're looking for basic banking services or complex loan options, we're here to guide you every step of the way. For more information about membership eligibility or to open an account online, please visit our website at Marshall Community Credit Union.

Branch History & Mission

Welcome to Marshall Community Credit Union, a cornerstone of financial support in Coldwater, Michigan. Established in 1951, our branch has grown alongside the community, evolving from a modest organization into a trusted partner for nearly 15,800 members. Located at 688 E Chicago Rd, our branch is conveniently situated near local landmarks, making it easy for members to access our services. Over the years, we have expanded our offerings and improved our services to meet the changing needs of our members. With total assets now exceeding $324 million, we've achieved significant milestones that reflect our commitment to providing excellent financial services and community support. Our mission is clear: we aim to empower individuals and families through accessible banking solutions while fostering strong community ties. At Marshall Community Credit Union, we believe in putting people first. Our mission statement emphasizes not only delivering reliable financial services but also actively engaging with the community. We strive to support local initiatives and help members achieve their financial goals, whether it's buying a home or starting a business. While members can visit us at 688 E Chicago Rd, official correspondence should be sent to 688 E Chicago Rd, Coldwater, MI 49036-9497. Our operating hours are designed to accommodate busy schedules: we're open Monday, Tuesday, Thursday, and Friday from 8:00 AM to 5:30 PM, Wednesday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. As part of our commitment to innovation and accessibility, we offer a range of digital banking options including online banking, mobile payments, and electronic statements. Our branch features an ATM and drive-thru service for added convenience, ensuring that banking with us is as seamless as possible. Our dedication extends beyond just banking; it includes partnerships with local organizations and outreach programs aimed at enhancing community welfare. We take pride in being more than just a credit union we're a part of the fabric of Coldwater. Join us at Marshall Community Credit Union and experience firsthand how we're committed to your financial success and community growth. Together, let's build a brighter future! For more information or to become a member today, please call us at 269-781-9885 or visit our website at marshallcommunitycu.com.

Branch Location & Accessibility

Drive-Thru Banking

For those on the go, our drive-thru service offers a quick and easy way to handle your banking needs without leaving your vehicle. Whether it's deposits or simple transactions, we've got you covered! While members can visit us at 688 E Chicago Rd Coldwater Mi 49036, official correspondence should be sent to 688 E Chicago Rd, Coldwater, MI 49036-9497. If you're looking for a credit union that prioritizes accessibility and convenience while offering a wide range of services from auto loans and mortgages to personal banking options look no further than Marshall Community Credit Union. Feel free to give us a call at (269) 781-9885 if you have any questions or want more information about our services. We can't wait to help you achieve your financial goals!

Operating Hours

We're here for you during flexible hours that fit your busy schedule. Visit us Monday, Tuesday, Thursday, and Friday from 8:00 AM to 5:30 PM. On Wednesdays, we open a bit later at 9:00 AM but still close at 5:30 PM. If Saturday works better for you, stop by between 9:00 AM and 12:00 PM! Our staff is always ready to assist you with any questions or services you might need.

Member Eligibility

At Marshall Community, we believe in building a community where everyone feels welcome and supported. If you're looking to join us, becoming a member is simple! Our membership is open to anyone who lives, works, worships, or attends school in the areas we serve. We also welcome family members of existing members, making it easy for you to connect with your loved ones through our financial services. Enjoy the benefits of lower fees, competitive interest rates on loans, and personalized service that truly puts you first. To learn more about our specific eligibility criteria, please check out this resource. When you're ready to take the next step, opening an account is just a click away at this link. If you have any questions or need assistance, feel free to give us a call at (269) 781-9885. We can't wait to welcome you to our growing family at Marshall Community, located at 688 E Chicago Rd Coldwater Mi 49036!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,147,246, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your business smoothly as customers pay easily via card or mobile app. Our services help you focus on what matters growing your business. Visit us at 688 E Chicago Rd Coldwater Mi 49036 in Coldwater, MI, or call us at (269) 781-9885 to explore how our business banking services can meet your specific needs today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we understand the unique challenges you face. That's why we offer business banking services, including merchant services and business loans, to help you thrive in today's competitive environment.

Credit Options

Need extra cash for a big purchase or unexpected expense? Our personal loans and debt consolidation options provide flexibility when you need it most. Plus, you can earn rewards with our credit cards, making each purchase work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and manage your accounts from anywhere at any time. Our ATM services allow for easy cash withdrawals and balance checks without the need to visit the branch.

Easy Access & Support

We value your time and strive to make banking as convenient as possible. Our drive-thru banking allows for quick deposits and withdrawals without having to leave your car, while our friendly staff is always ready to assist with any inquiries during regular hours: Monday through Thursday from 8:00 AM to 5:30 PM, Wednesday from 9:00 AM to 5:30 PM, and Friday from 8:00 AM to 5:30 PM. At Marshall Community, we're here to support you every step of the way with comprehensive services designed around you. For more information or assistance, feel free to reach out at (269) 781-9885. Let's work together towards achieving your financial dreams!

Personal Banking

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts that suit various lifestyles, helping you save for future plans or simply manage daily expenses. For those considering a new vehicle, our auto loans and vehicle financing can make the process smooth and straightforward. If you're dreaming of homeownership or need to refinance your current mortgage, our mortgage loans and refinancing options are designed to cater to your specific situation.

Digital & Online Banking

At Marshall Community, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking, you can access your accounts anytime, anywhere whether you're at home or on the go. Our online banking platform, accessible at https://www.marshallcommunitycu.com/, allows you to check balances, pay bills, and transfer funds with just a few clicks. We also provide electronic statements, making it easy for you to keep track of your finances while reducing paper clutter. Plus, with our electronic signature authorization feature, signing documents is quick and straightforward no need to visit the branch! For those who prefer mobile banking, our user-friendly mobile application is available to give you all the tools you need right at your fingertips. You can make mobile payments easily and securely, ensuring that you never miss a beat when it comes to managing your money. While person-to-person transfers aren't currently offered, we focus on providing a safe environment for all your transactions. Your security is our priority; we use advanced encryption methods to protect your information so that you can bank with confidence. Whether you want to view e-statements or manage your accounts on the go, Marshall Community has the digital solutions to meet your needs. Explore everything we offer today and experience the convenience of modern banking!

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 40,186, showing a strong and growing member base that trusts us with their finances. This growth reflects our commitment to providing quality services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marshall Community is your trusted partner. Visit us at 688 E Chicago Rd Coldwater Mi 49036 or call (269) 781-9885 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $66,537,256 in share certificates and $75,361,309 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in the Community

With $54,182,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,771 in used auto loans and $237,155,272 in total loans and leases.

Solid Financial Health

With a net worth of $54,949,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,688 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,162,278 in used vehicle loans and $4,597,436 in new vehicle loans already helping members get on the road. We cater to all types of vehicle financing needs, ensuring you can drive away with confidence.

Credit Lines and Other Offerings

Our credit lines totaling $40,610,000 can provide you with the flexibility you need for unexpected expenses or large purchases. Whether it's an emergency repair or an exciting opportunity, our credit lines are there when you need them most. For business owners, our outstanding commercial loans totaling $20,147,246 provide the capital needed to grow and expand your operations. We're committed to supporting local businesses as they thrive in our community. If you're considering refinancing any existing loans or seeking eligibility options for our products, please don't hesitate to reach out. Our team is ready to assist you in finding the best solution tailored to your financial situation. You can visit us at 688 E Chicago Rd Coldwater Mi 49036 in Coldwater, MI, or give us a call at (269) 781-9885 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With various loan options available at Marshall Community, we're here to help simplify your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,289,735, make buying or refinancing simple. We provide personalized support throughout the process, making it easier for you to secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,714,201 in loans helping members manage their finances effectively. These cards come with no collateral requirement and are perfect for those looking to build or improve their credit while enjoying benefits tailored to your lifestyle.

Loan Aggregator

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Call to Action

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is updated regularly to reflect the latest results (Source: https://www.ncua.gov), ensuring users receive fair and transparent offers. By working only with verified financial institutions, LendMesh guarantees that all loan options are legitimate and trustworthy.