Marquette Community Credit Union MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Marquette Community, your trusted partner in financial wellness! Located at 1230 W Washington St, Marquette, MI 49855, we have been serving our community since 1952. With a strong commitment to our members, we are proud to support over 8,399 members and manage total assets of $108,575,571. At Marquette Community, we believe that banking should be personal. That's why our team of 25 dedicated employees, led by CEO Jim Lori and Board President Tom Meravi, is here to provide you with exceptional service tailored to your needs. Whether you're looking for checking accounts, auto loans, or credit cards with rewards, we strive to make your financial journey smooth and rewarding. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1230 West Washington St, Marquette, MI 49855. We take pride in our sound financial health our total deposits stand at $5,894,996, while our net worth is a robust $13,384,770. We also maintain a solid cash reserve of $787,782 to ensure we're always ready to serve you. With a wide range of services including personal loans and mortgage options available at your fingertips through online and mobile banking, we aim to empower you every step of the way. We invite you to join the many satisfied members who have made Marquette Community their financial home. Feel free to reach out to us at 906-228-9850 or explore more about our offerings at marquettecomm.org. Your financial future starts here let's build it together!

Branch History & Mission

Community Focus

Our branch isn't just about numbers; it's about people. We actively participate in various community outreach programs and partnerships that uplift those around us. Whether it's supporting local events or providing financial education workshops, we strive to make a positive impact on the lives of our members and neighbors. As technology continues to advance, so do we! Our digital initiatives ensure that all members can bank securely and efficiently from anywhere. We also adhere to ADA compliance standards because everyone deserves equal access to our services.

Join Us Today!

If you're looking for a place where your finances are handled with care and where community matters most, look no further than Marquette Community. Explore membership options today by visiting us or checking out our website at marquettecomm.org. Experience firsthand the benefits of being part of a credit union that truly cares about its members!

Our Mission

At Marquette Community, our mission is clear: we aim to empower our members through exceptional financial services while giving back to the community that supports us. We believe that everyone deserves access to reliable banking solutions that enhance their lives. From personal checking and savings accounts to auto loans and mortgage refinancing, our products are designed with you in mind. We understand that trust is earned through service. That's why we're proud of our team of dedicated employees who work tirelessly to meet your needs. We prioritize customer satisfaction by offering online and mobile banking options for convenience alongside traditional services like drive-thru banking and ATM access.

Branch Location & Accessibility

Accessibility Features

At Marquette Community, we believe that everyone should have equal access to financial services. Our branch is ADA compliant and equipped with ramps to ensure that all members can comfortably navigate our space. If you prefer the convenience of banking from your vehicle, you'll be pleased to know we offer drive-thru banking services for simple transactions like deposits and withdrawals.

Operating Hours

We understand that life gets busy! That's why we're here for you Monday through Friday from 9 AM to 5 PM. On Saturdays, our drive-thru is open from 9 AM until noon, providing you flexibility in managing your banking needs.

Services Offered

Our team is dedicated to offering a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Plus, with ATM availability on-site and online banking options at your fingertips, accessing your funds has never been easier. If you have questions or need assistance, don't hesitate to give us a call at 906-228-9850. We're here to help! Come visit us today and discover how Marquette Community can support your financial journey.

Member Eligibility

Joining the Marquette Community is more than just opening an account; it's about becoming part of a friendly and supportive community that truly cares about your financial well-being. If you live, work, or worship in Marquette County or have family members who are already part of our credit union, you're likely eligible for membership! We welcome individuals from all walks of life to experience our range of personalized services designed to help you achieve your financial goals. For detailed eligibility criteria, feel free to check out our resource at http://www.marquettecomm.org/membership. Opening an account with us is straightforward and hassle-free. You can start the process online by visiting https://marquettecomm-dn.financial-net.com/web/enrollment, or you can give us a call at 906-228-9850 if you have any questions or need assistance. We're here to help! Visit us at 1230 W Washington St, Marquette, MI 49855, and take the first step toward a brighter financial future with Marquette Community.

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your business without worrying about complicated transactions. Our services help you accept payments easily, allowing you to focus on what matters most growing your business. Visit us at 1230 W Washington St Marquette Mi 49855 in Marquette, MI, or call us at (906) 228-9850 to learn more about how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We understand that every member has unique needs, which is why we strive to make access easy. Our basic ATM access allows for simple transactions like balance checks and withdrawals without hassle. You can also reach us at (906) 228-9850 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to noon. At Marquette Community, we're committed to being more than just a financial institution; we're a community partner dedicated to supporting your financial goals. Explore all the services we offer today by visiting us online at Main Office or stop by our branch in Marquette. Let us help you take the next step toward achieving your financial dreams!

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services & Business Loans, designed to support local businesses and help them thrive.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards program! This service allows you to earn points on your everyday purchases that can be redeemed for exciting rewards. It's a great way to make your spending work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. Need cash? Use our ATM & Cash Withdrawal Services available throughout the area. Plus, with basic drive-thru banking options, including deposits and withdrawals, we're here to ensure banking fits seamlessly into your busy life.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking options are designed with you in mind. We offer Checking & Savings Accounts that help you save for the future while keeping your money easily accessible. If you're considering purchasing a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing can provide you with competitive rates and flexible terms tailored to fit your budget. For those looking to buy a home or refinance their existing mortgage, our Mortgage Loans & Refinancing services make the process straightforward and efficient. Additionally, if you find yourself needing extra cash for unexpected expenses, our Personal Loans & Debt Consolidation options are available to help ease your financial burden.

Digital & Online Banking

Key Features

Our online platform allows you to check your account balances, pay bills, and transfer money between accounts with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, you can opt for e-statements instead of paper ones, making it easy to track your transactions while helping the environment. For those on the go, our mobile application offers the same great features right at your fingertips. While mobile payments are not available at this time, you can still enjoy the ease of managing your finances directly from your smartphone.

Security and Accessibility

Security is our top priority. You can bank with confidence knowing that your information is protected. Although we currently do not offer electronic signature authorization, our systems are designed to keep your data safe. Whether you're at home or out and about, you have real-time access to your accounts whenever you need it. The user-friendly interface ensures that even those who may not be tech-savvy can navigate our services easily. At Marquette Community, we believe banking should fit into your lifestyle efficiently and securely. Start taking advantage of these great digital banking features today by visiting https://www.marquettecomm.org/!

Financial Strength

Committed Team

We also take pride in having 14 full-time employees and 11 part-time employees who ensure that our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

With a total of 15,088 share and deposit accounts, our growing member base reflects the trust you place in us with your finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marquette Community is your trusted partner. Visit us at 1230 W Washington St Marquette Mi 49855 or call (906) 228-9850 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our commitment to supporting your financial goals is reflected in our lending capacity. With $2,020 in used auto loans and $56,985,309 in total loans and leases, we provide diverse options tailored to help you reach your dreams.

Member-Centric Savings Solutions

Members' savings are secured through $1,450,179 in share certificates and $1,672,821 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance shows how efficiently we operate. Although our net income stands at $621,457, we remain dedicated to providing competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $13,384,770 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to meet your needs effectively while fostering a secure banking environment.

Strong Financial Position

With a net worth of $13,384,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Marquette Community, we understand that life brings various financial needs, whether it's buying a new car, purchasing a home, or managing everyday expenses. We offer a range of loan products designed to help our members achieve their financial goals with ease and confidence. With over 4807 loans issued, we've helped thousands of members find the right financial solutions. Our auto loans are especially popular among our community members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,947,647 in used vehicle loans and $7,962,901 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,148,212, making buying or refinancing simple and accessible for everyone. For those looking to manage their finances more effectively, we also provide flexible terms on unsecured credit card loans. With a total of $1,679,205 in loans available, you can enjoy the convenience of credit without the burden of high-interest rates. Additionally, if you're considering expanding your business or need extra capital for other ventures, our total credit lines amounting to $11,000,000 can support your growth ambitions. We are here to assist you with refinancing options as well. Whether you're looking to lower your monthly payments or tap into your home's equity for improvements or other needs, our team is ready to guide you through the eligibility process. For any questions about our loan offerings or to discuss which product might be best for you, don't hesitate to reach out at 906-228-9850. We are located at 1230 W Washington St, Marquette MI 49855, and our team is eager to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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MARQUETTE COMMUNITY FEDERAL CREDIT UNION - Marquette, MI

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