Market Usa Laurel MD Credit Union | Convenient ATM Services

Introduction

At Market Usa, located at 8871 Gorman Rd, Laurel, MD 20723, we pride ourselves on being more than just a credit union; we are a cornerstone of the community. Established in 1953, our mission is to provide our 20,191 members with reliable financial services tailored to their needs. With total assets amounting to an impressive $136,318,210, we strive to ensure that your money is not only safe but also working for you. Led by our dedicated CEO, Laura Hassan, and Board President, Robert Watts, our team of 42 employees is committed to delivering exceptional service. We understand the importance of trust when it comes to managing your finances. That's why we focus on building long-term relationships with our members through transparency and personalized attention. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 8871 Gorman Rd, Ste 100, Laurel, MD 20723-5877. With total deposits of $24,678,095 and robust loan offerings totaling 13,537, we have the resources to support your financial journey whether you're looking for a new car loan or planning for your future. Our net worth stands strong at $26,905,385, showcasing our stability and commitment to member satisfaction. We invite you to explore what Market Usa can offer you today! Call us at 301-586-3400 or visit our website at marketusafcu.com to learn more about how we can help you achieve your financial goals. Your journey starts here!

Branch History & Mission

Community Engagement

Over the years, Market Usa has cultivated partnerships with various organizations aimed at enhancing the quality of life for residents in Laurel and beyond. Our outreach efforts include sponsoring local events and supporting educational programs that benefit families in our area. As a member-focused institution, we prioritize your needs by embracing digital advancements while remaining ADA compliant. We aim to create an inclusive environment where everyone feels welcome.

Join Us

Whether you're looking for a loan or simply want to open an account, Market Usa is here for you. We invite you to explore the benefits of membership and discover how we can assist you in your financial journey. Join us today and become part of a community dedicated to helping each other thrive! For more information or to start your membership application, visit our website or call us at 301-586-3400. Together, let's build a brighter financial future!

Our Mission

At Market Usa, our mission is clear: we strive to provide exceptional financial services while making a positive impact in our community. We believe in empowering our members with the tools they need to achieve their financial goals. Our commitment goes beyond just banking; we actively engage in community outreach and support local initiatives that uplift those around us. With an operating hours schedule of Monday through Friday from 9:00 AM to 5:00 PM, we ensure that our members have access to the financial resources they need when they need them. Although we currently do not offer ATM or drive-thru services, we focus on delivering a personalized experience through online banking options like mobile payments and e-statements.

Branch Location & Accessibility

Welcome to the Market Usa branch located at 8871 Gorman Rd, Laurel, MD 20723! We're proud to be part of the Howard County community, offering convenient access for all your banking needs. Our location is easy to find and just a stone's throw away from local landmarks like the nearby shopping centers and parks, making it a perfect stop during your day. At our branch, we prioritize accessibility. You'll find ample parking available right in front of our building, ensuring you can get in and out without hassle. We are committed to being ADA compliant, with ramps and features that cater to everyone. We invite you to visit us during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Whether you're looking to open an account, get assistance with loans, or simply have questions about our services, our friendly team is here to help! Please note that while members can visit us at this address for all their banking needs, any official correspondence should be sent to the same address: 8871 Gorman Rd, Laurel, MD 20723-5877. Although we currently do not offer ATM services or drive-thru banking at this location, our dedicated staff is always ready to assist you inside the branch. If you need further information or wish to inquire about specific services offered here at Market Usa, don't hesitate to give us a call at 301-586-3400. We look forward to seeing you soon!

Member Eligibility

Welcome to the community at Market Usa! Becoming a member is simple and rewarding, as we believe everyone deserves access to financial services that support their goals. If you live, work, worship, or attend school in the area, you're likely eligible to join us. We welcome individuals from all walks of life, so whether you're looking for a checking account or a loan, you'll find a supportive environment here. For more detailed eligibility criteria, feel free to check out this resource: https://marketusa-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=179&key=7c898b21-c1c6-4ec1-aa0b-9676db4e7683#/thingsyouneed. When you're ready to take the next step, opening an account with us is just as easy. You can find all the information you need on how to start your membership journey by visiting http://www.marketusafcu.com/open-account. If you have any questions or need assistance, don't hesitate to reach out at (301) 586-3400. We're excited to help you become part of our thriving community at Market Usa, located at 8871 Gorman Rd Laurel Md 20723!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds to purchase new equipment or expand your workspace. Our commercial loans are designed to help you seize opportunities and overcome challenges, ensuring your business remains competitive.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing. Whether you're a retail shop or a service provider, our solutions help you accept payments easily and securely. This means more time focusing on what you do best serving your customers. Join us at Market Usa and take the next step towards realizing your business dreams! If you have any questions or need assistance, call us at 301-586-3400 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM.

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, convenience is key. That's why we offer essential services that make managing your finances straightforward and hassle-free. At Market Usa, we provide ATM Services Only to help you access your funds whenever and wherever you need them. Whether you're withdrawing cash for a quick purchase or checking your balance, our ATM service ensures that you stay connected to your money with ease.

Embracing Digital Solutions

We understand the importance of digital banking in your daily life. Our online banking platform allows you to manage your accounts at home or on the go, giving you the freedom to handle transactions without needing to visit a branch. Plus, with features like mobile payments and e-statements, keeping track of your finances has never been simpler or more efficient.

Join Our Community

We invite you to experience all that Market Usa has to offer. Becoming a member means gaining access to not just our ATM services but also a community focused on helping you achieve your financial goals. If you're interested in joining us, please visit our website at https://www.marketusafcu.com/ for more information on how to become a member. Don't hesitate; contact us today at (301) 586-3400 or stop by our branch in Laurel, MD. Let us help you navigate your financial future with confidence!

Personalized Support

Our commitment to serving you doesn't stop at technology. Our team is always available to provide personalized support and guidance tailored specifically for your financial journey. Whether it's answering questions about our services or assisting with account management, we are here for you every step of the way.

Digital & Online Banking

Key Services

Start your journey by visiting us at https://www.marketusafcu.com/ where you'll find everything you need for smooth online banking. Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. We also understand the importance of security in today's digital world. That's why we offer electronic signature authorization, ensuring that your transactions are safe and secure. Plus, if you're looking for paperless options, you can sign up for e-statements keeping your financial records organized and accessible without the clutter.

Mobile Banking Convenience

For those who are always on the go, our mobile application is here to help. It's designed with you in mind, allowing easy access to all the features of our online banking from your smartphone or tablet. You can even make mobile payments directly from the app! This means less time worrying about transactions and more time enjoying life. Whether you're at home or out and about, managing your finances has never been easier with Market Usa. Join us today and experience the future of banking right at your fingertips!

Financial Strength

At Market Usa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is in safe hands. With a net worth of $26,905,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,320,285 in share certificates and $4,340,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,196,857 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,982 in total auto loans and $104,414,600 in total loans and leases. Although our net income stands at $0 currently, this reflects our commitment to serving our community without compromising quality or service. We also take pride in having 39 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 34,284 demonstrate the strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Market Usa is your trusted partner. Visit us at 8871 Gorman Rd Laurel Md 20723 or call 301-586-3400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For those who may be interested in business funding or refinancing options, while we currently do not have outstanding commercial loans available at this time, we encourage you to reach out for information on potential eligibility for future offerings. At Market Usa located at 8871 Gorman Rd Laurel Md 20723, our experienced team is ready to assist you with any questions you may have about our loan products. Feel free to call us at 3015863400 during our operating hours from Monday to Friday between 9:00 AM and 5:00 PM. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,481,067 in used vehicle loans and $3,959,573 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,070,918, make buying or refinancing simple. We offer various programs that cater to different situations whether you're a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $7,117,638 in loans helping members manage their finances effectively. These cards provide you with the purchasing power you need while allowing for easy repayment options.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from legitimate institutions helps ensure fair and transparent offers for users. Each lender's rates are updated frequently, allowing borrowers to view current offers without delay.

MARKET USA FEDERAL CREDIT UNION - Laurel, MD

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