Market Usa Laurel MD Credit Union | Low Mortgage Rates & Auto Loans

Introduction

At Market Usa, we believe in building a strong community through financial empowerment. Located at 8871 Gorman Rd, Laurel, MD 20723, our branch has been serving members since 1953, and today, we proudly support over 20,191 members. With total assets exceeding $136 million and a dedicated team of 42 employees, we are committed to providing personalized financial solutions tailored to your needs. As a member-focused credit union, our mission is to ensure that every dollar you deposit goes toward making our community stronger. Whether you're looking for auto loans, personal banking services, or business financing options, we've got you covered. Our total deposits amount to $24,678,095, reflecting the trust our members place in us. While members can visit us at the branch for in-person assistance, official correspondence should be sent to our mailing address: 8871 Gorman Rd, Ste 100, Laurel, MD 20723-5877. We're here to help you navigate your financial journey with confidence and ease. Under the leadership of CEO Laura Hassan and Board President Robert Watts, Market Usa is dedicated to fostering long-lasting relationships with our members. We understand that life can be unpredictable; that's why we offer robust financial products designed to meet your unique circumstances. Join us at Market Usa today! Call us at 301-586-3400 or visit our website at marketusafcu.com to learn more about how we can assist you in achieving your financial goals. Together, let's build a brighter future for you and our community!

Branch History & Mission

Welcome to Market Usa, your trusted financial partner in Laurel, MD. Since opening our doors in 1953, we have built a rich legacy rooted in community support and member-focused service. With a total membership of over 20,000 and assets exceeding $136 million, our growth reflects our commitment to providing exceptional financial services tailored to the needs of our members. Located at 8871 Gorman Rd, Laurel, MD 20723, Market Usa is conveniently positioned near local landmarks that make it easy for you to visit us. While our branch address serves as the hub for all your banking needs, official correspondence can also be sent to our mailing address: 8871 Gorman Rd, Ste 100, Laurel, MD 20723-5877. Our mission is simple yet powerful: to empower our members through innovative financial solutions while fostering a sense of belonging and community. We strive to offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking. Our online and mobile banking options ensure that you can manage your finances anytime, anywhere. At Market Usa, we pride ourselves on being more than just a credit union; we are an integral part of the Laurel community. We actively engage in outreach efforts and partnerships that help improve the lives of those around us. Our shared service center availability allows us to collaborate with other credit unions to better serve you. In addition to traditional banking services, we have embraced digital advancements that enhance your experience. Our commitment to accessibility includes ADA compliance initiatives and features like mobile payments and e-statements. With operating hours designed for your convenience Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, and Thursday from 9:00 AM to 6:00 PM we are here when you need us most. Although we do not currently offer drive-thru services, our ATM availability ensures you can access cash easily. We invite you to join the Market Usa family today! Experience firsthand the benefits of being a member of a credit union that genuinely cares about your financial well-being and community impact. Visit us or call us at 301-586-3400 for more information on how we can assist you on your financial journey.

Branch Location & Accessibility

Convenient Access

Our branch is situated near popular landmarks, making it a breeze to stop by. With ample parking available, you can easily access our facility without any hassle. We strive to be ADA compliant, ensuring that everyone can navigate our space comfortably. If you need assistance, our friendly staff is always ready to help.

Get in Touch

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 301-586-3400. Our team is eager to assist you with anything you may need. Come visit us today and discover how Market Usa can support your financial journey!

Operating Hours

At Market Usa, we understand that your time is valuable. That's why we offer convenient lobby hours to fit your busy schedule. You can visit us from 9:00 AM to 5:00 PM on Monday, Tuesday, Wednesday, and Friday, and until 6:00 PM on Thursday. We're closed on weekends so our staff can recharge and prepare for another great week of service!

Services Offered

We pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping you achieve your financial goals. Need cash? Our ATM is available for quick access to your funds anytime you need it. While we don't have drive-thru banking at this location, our shared services allow members from partner credit unions to conduct basic transactions here as well. While members can visit us at 8871 Gorman Rd, official correspondence should be sent to the same address for clarity.

Member Eligibility

Welcome to the community at Market Usa! Becoming a member is not just about opening an account; it's about joining a supportive family that cares for your financial well-being. To become part of this wonderful group, you need to meet a few simple eligibility requirements. Generally, anyone who lives, works, worships, or attends school in our local area can join. We invite you to check the full details on our eligibility page at https://marketusa-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=179&key=7c898b21-c1c6-4ec1-aa0b-9676db4e7683#/thingsyouneed for the most accurate and updated information. Opening an account is a breeze! All you need to do is gather some basic documents, and you can start your journey with us right away. If you have questions or need assistance, feel free to reach out at (301) 586-3400. We're here to help you every step of the way! For more information about opening your account, please visit http://www.marketusafcu.com/open-account. Join us at Market Usa, located at 8871 Gorman Rd Laurel Md 20723, and experience all the advantages of being a member today!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your day-to-day operations without worrying about payment processing. Our merchant services make transactions easy, allowing you to focus on what truly matters growing your business. From accepting card payments to managing customer transactions, we provide the tools necessary for smooth operations. Visit us at 8871 Gorman Rd Laurel Md 20723 in Laurel, MD or call us at (301) 586-3400 to learn more about how our business banking and commercial services can help you achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash has never been easier with our ATM services available at various locations. You can withdraw cash or check balances without stepping foot inside a branch. Plus, as part of shared branching networks, we ensure basic transactions like deposits and withdrawals are simple and straightforward for members of partner credit unions. At Market Usa, we believe in making banking accessible and beneficial for everyone in the community. Our dedicated staff at 8871 Gorman Rd Laurel Md 20723 in Laurel, MD is here to assist you with any questions or concerns you might have about our services. If you're ready to explore how we can help you achieve your financial goals or want to open an account today, give us a call at (301) 586-3400 or visit us online at our website. Join us at Market Usa, where your financial well-being comes first!

Auto Loans & Vehicle Financing

If you're dreaming of a new vehicle, our auto loans provide flexible financing options that fit your budget. Picture yourself driving off in that car you've always wanted, with affordable monthly payments that won't break the bank. We also cater to those looking for vehicle refinancing solutions, helping you save even more on your current loans.

Business Banking

For our business members, we provide comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support you with tailored financial products designed for businesses of all sizes.

Credit Cards with Rewards

To enhance your spending power, we offer credit cards with rewards that let you earn points or cash back on everyday purchases. It's like getting paid to shop! This service is perfect for anyone who wants to maximize their spending while enjoying added benefits.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our mortgage loans come with competitive rates and personalized service, guiding you through every step of the process. If you're already a homeowner, consider our refinancing options to lower your monthly payment or tap into your home's equity for other needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Market Usa offers robust online and mobile banking services. You can check balances, transfer funds, pay bills, and even apply for loans all from the comfort of your home or on-the-go using our user-friendly app.

Personal Banking

Our personal banking services include checking and savings accounts that offer competitive interest rates and low fees. Imagine having a safe place to keep your money while earning interest at the same time. We also understand that life can bring unexpected expenses, which is why we offer personal loans and debt consolidation options to help you regain control over your finances.

Digital & Online Banking

At Market Usa, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to give you 24/7 access to your accounts, all from the comfort of your home or on the go. Whether you're looking to check your balance, transfer funds, or pay bills, our online platform makes it simple. You can explore all our digital banking features by visiting us at https://www.marketusafcu.com/. With our mobile application, banking is literally at your fingertips! You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and hassle-free. Plus, with mobile payments available, you can shop in stores or online without needing cash or cards just use your smartphone. Safety is a top priority for us. We offer electronic signature authorization for transactions, making it not only convenient but also secure. You can receive e-statements too, which helps keep your information safe while reducing paper clutter. All these features are designed with you in mind making banking easier and more efficient than ever. At Market Usa, we want you to feel in control of your finances. Our user-friendly online banking service allows real-time account management, so you can monitor your spending and savings whenever you need to. Whether you're at home or out and about, accessing your accounts has never been more straightforward. In summary, we're committed to providing accessible and reliable digital banking solutions that fit into your lifestyle. Join us today at https://www.marketusafcu.com/ and experience the convenience of modern banking with Market Usa!

Financial Strength

At Market Usa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring that you can trust us with your savings and loans. With a net worth of $26,905,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,320,285 in share certificates and $4,340,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,196,857 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we offer $10,441,460 in total loans and leases, which supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 34,284, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Market Usa is your trusted partner. Visit us at 8871 Gorman Rd Laurel Md 20723 or call 301-586-3400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $70,481,067 in used vehicle loans and $3,959,573 in new vehicle loans, assisting members in getting on the road with confidence. Whether you're considering a new ride or a pre-owned option, we are here to support your journey.

Credit Lines and Additional Options

Our total credit lines amount to $35,518,676, providing additional flexibility for those who need it. If you find yourself needing cash quickly or wish to have access to funds for unexpected expenses, these options are worth exploring.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,070,918. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team can guide you through the process.

Refinancing and Eligibility

If you're considering refinancing your current loans or want to check your eligibility for any of our loan products, feel free to reach out. We are committed to helping you find solutions that fit your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Market Usa, we believe in making lending straightforward and accessible for everyone. Visit us today at our Laurel branch or explore more about our offerings online!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also provide flexible terms on unsecured credit card loans. With a total of $7,117,638 in unsecured credit card loans available, our products help members manage their finances effectively while enjoying the benefits of rewards and competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees transparency and trustworthiness in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, ensuring you get a true comparison of available options. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, enabling users to make well-informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can have a significant impact on your financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing users to see a range of options available to them.

MARKET USA FEDERAL CREDIT UNION - Laurel, MD

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