Marisol Phoenix AZ Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Marisol, we believe that banking is more than just transactions; it's about building relationships and supporting our community. Established in 1954, our credit union has proudly served the Phoenix, AZ area for decades, offering a range of financial services tailored to meet the needs of our 6,300 members. Located at 1515 W Roosevelt St, we invite you to experience personalized banking that prioritizes your financial well-being. If you need to send official correspondence, please use our mailing address: PO Box 20525, Phoenix, AZ 85036. With total assets exceeding $48,230,237 and net worth standing at $6,471,138, Marisol is committed to ensuring your money is safe and sound. Our diverse offerings include everything from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We currently manage 2,741 loans while maintaining deposits of $1,695,409. Under the leadership of our dedicated CEO, Robin Romano, and Board President, Mary Harden, we have cultivated a team of 20 employees who are ready to assist you with any banking need. Our friendly staff is always available to guide you through your financial journey. When you choose Marisol Credit Union, you're not just a member; you're part of a family that values trust and community involvement. We encourage you to visit us or give us a call at 602-252-6831 for any questions or assistance. Your financial future starts here! For more information about our services or to become a member today, check out our website at https://www.marisolcu.org .

Branch History & Mission

Community Focus

At Marisol Credit Union, we understand that our success is tied directly to the wellbeing of our community. That's why we actively engage in various outreach programs and partnerships designed to uplift those around us. Whether it's through local sponsorships or educational initiatives, we are dedicated to being more than just a credit union we aim to be a pillar of support within Phoenix. We also embrace modern technology with features like online banking and mobile applications that cater to your needs anytime and anywhere. Our commitment extends beyond just convenience; it includes ensuring accessibility for all by adhering to ADA compliance standards. While members can visit us at 1515 W Roosevelt St Phoenix Az 85007, official correspondence should be sent to PO Box 20525, Phoenix, AZ 85036. We invite you to reach out at 602-252-6831 during our operating hours Monday and Friday from 9 AM to 6 PM, Tuesday through Thursday from 9 AM to 5 PM to learn more about how we can assist you.

Join Us

If you're looking for a financial partner that prioritizes both service and community impact, consider joining Marisol Credit Union today. Experience firsthand how we can help you navigate your financial journey while supporting the greater good. Visit us online at Marisol Credit Union for more information or to become a member!

Our Journey

From our humble beginnings at 1515 W Roosevelt St, Phoenix, AZ 85007, we have evolved significantly. Our headquarters remain in the vibrant heart of Phoenix, where we strive to make a difference in the lives of our members and the community at large. With total assets amounting to an impressive $48,230,237, we've managed to maintain strong financial health while offering valuable services. As we reflect on our history, it's important to highlight our mission: to provide exceptional financial products and services while fostering a supportive environment for our members. We believe in empowering individuals through sound financial education and resources that help them achieve their goals.

Branch Location & Accessibility

Accessibility Features

At Marisol, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and other accommodations to ensure everyone can visit us comfortably. Plus, ample parking is available nearby, making your visit even more convenient.

Get in Touch

Ready to experience exceptional service? We invite you to visit Marisol today or give us a call at 602-252-6831 if you have any questions or need assistance. Our dedicated team looks forward to welcoming you!

Operating Hours

We understand that flexibility is key when it comes to banking. Our lobby hours are set up to fit your schedule: we're open Monday and Friday from 9 AM to 6 PM, and Tuesday through Thursday from 9 AM to 5 PM. Whether you're popping in on your lunch break or after work, we've got you covered!

Services Offered

At Marisol, we offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we provide solutions that help you achieve your financial goals. You can also take advantage of our online and mobile banking services for added convenience. And yes, we have an ATM available for quick cash withdrawals whenever you need them! While members can visit us at 1515 W Roosevelt St for all their banking needs, please note that official correspondence should be sent to PO Box 20525, Phoenix, AZ 85036.

Member Eligibility

At Marisol, we believe that everyone deserves a chance to be part of a supportive financial community. If you're looking to join us, becoming a member is straightforward and welcoming! You can qualify for membership if you live, work, worship, or attend school in the areas we serve. We're committed to helping our members thrive with personalized services tailored to your needs. To get started on your journey with us at Marisol, simply visit our website for detailed eligibility criteria at https://www.marisolcu.org/become-a-member . Once you know you're eligible, opening an account is just a few clicks away through our easy online process found here: https://mobicint.net/mar/userenrollment . If you have any questions or need assistance, don't hesitate to reach out at (602) 252-6831. We can't wait to welcome you into our family at Marisol, located at 1515 W Roosevelt St Phoenix Az 85007!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $176,308, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services designed to streamline your operations. Imagine having a reliable payment processing system that lets you focus on serving your customers instead of worrying about transactions. Our services help simplify payments, making it easier for you to manage cash flow and grow your bottom line. Whether you're just starting out or looking to expand, Marisol is here to support your journey every step of the way. Visit us at 1515 W Roosevelt St Phoenix Az 85007, Phoenix, AZ or call us at (602) 252-6831 to discover how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking Assistance

If you own a business or are planning to start one, we also offer specialized services through our business banking options, including merchant services and business loans. These resources help ensure your business runs smoothly while providing the financial backing needed for growth.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we have invested in robust online and mobile banking solutions. Access your accounts anytime from anywhere whether it's checking balances, transferring funds, or paying bills with just a few taps on your smartphone. With an ATM available at our branch location on 1515 W Roosevelt St, cash withdrawal is quick and hassle-free. You can easily check balances and make transactions without waiting in line just pop by when it suits you.

Financial Support and Resources

For members looking to consolidate debt or finance personal projects, our personal loans and debt consolidation services provide straightforward solutions tailored just for you. With clear terms and dedicated support, we strive to make borrowing simple and stress-free. And let's not forget about credit! Our credit cards with rewards can enhance your purchasing power while allowing you to earn benefits on everyday purchases. Whether you're booking travel or shopping for groceries, every transaction counts towards rewards that add value back into your life.

Get Started Today!

Ready to take control of your finances? Visit us at Marisol, located at 1515 W Roosevelt St Phoenix AZ 85007, or call us at 602-252-6831 to learn more about how we can help you reach your financial goals. Don't hesitate; explore all the services available at Marisol today!

Personal Banking Solutions

For individuals seeking to manage their finances efficiently, our checking and savings accounts are tailored to help you save while enjoying easy access to your funds. Imagine being able to set aside money for that dream vacation or a new car with our user-friendly accounts. Our team is here to assist you with setting up an account that fits your lifestyle. When it comes time to make a significant purchase like a vehicle, consider our auto loans and vehicle financing options. We offer competitive rates and flexible terms, making it easier for you to drive away in the car you want without breaking the bank. Plus, if you're thinking about buying a home, explore our mortgage loans and refinancing options that can help turn your dream home into a reality.

Digital & Online Banking

Key Features

Our online banking includes electronic signature authorization, making it easy to sign documents securely from your device. Plus, with e-statements available, you'll receive your account statements electronically no need to wait for the mail! You can stay organized and reduce paper clutter all at once. If you're looking to send money to friends or family, our person-to-person transfer feature allows you to do so quickly and safely. Just a few taps on your phone or computer, and the money is on its way!

Mobile Banking

For those who prefer using their smartphones, we offer a user-friendly mobile application. This app not only lets you perform standard banking tasks but also provides real-time updates about your account activity. Unfortunately, mobile payments aren't currently offered; however, we're always looking to improve our services. With the convenience of digital banking at Marisol, you can manage your finances confidently and securely. Join us today and experience how easy banking can be!

Financial Strength

Dedicated Team

We also take pride in having 17 full-time employees and 3 part-time employees. Our dedicated staff ensures that every visit to Marisol is met with knowledgeable support ready to assist you with your financial journey.

Growing Together

Total Share Accounts stand at 9,451, demonstrating a strong and growing member base that trusts us with their finances. Our Net Shares amount to $976,583, highlighting the funds available for lending and investments that directly benefit you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marisol is your trusted partner. Visit us at 1515 W Roosevelt St Phoenix Az 85007 or call (602) 252-6831 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $6,370,277 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust, with $488 in used auto loans and a total of $27,542,504 in loans and leases available for our members' various financial needs.

Operational Efficiency

Our commitment to efficiency is reflected in our operational results. Although our net income currently stands at $0, it showcases our focus on long-term sustainability over immediate profit. This strategy allows us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $3,039,032 in share certificates and $3,741,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,648,040, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $6,471,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,339 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,469,525 in used vehicle loans and $1,459,324 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing to make your vehicle purchase seamless.

Business Loans

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $176,308 provide the capital needed for growth. Whether you're starting a new venture or improving an existing one, we are here to support you. At Marisol, we are committed to providing personalized service and expert guidance throughout your borrowing journey. If you're interested in any of our loan products or want more information about eligibility and refinancing options, please feel free to reach out. You can visit us at 1515 W Roosevelt St Phoenix Az 85007, call us at 602-252-6831, or check out our website at Marisol for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines

For those who prefer flexibility in borrowing, our total credit lines amount to $2,485,733. These lines of credit give you the freedom to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,653,096, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or access equity in your home.

Unsecured Credit Card Loans

Managing finances can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $983,089 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make every purchase rewarding.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. By partnering with legitimate financial institutions, LendMesh guarantees that users receive only verified data.

MARISOL FEDERAL CREDIT UNION