Marion And Polk Schools Salem OR Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Marion And Polk Schools, your trusted financial partner located at 4001 Winema Pl Ne, Salem, OR 97305. Established in 1936, we have been dedicated to serving our community for over 85 years. With a robust membership of 78,984, we pride ourselves on being more than just a credit union; we are a vital part of the local community. At Marion And Polk Schools, we understand that managing your finances can be overwhelming. That's why our friendly team is here to guide you through every step of your financial journey. Whether you need assistance with personal banking, auto loans, or business financing, we've got you covered. Our total assets amount to an impressive $1,394,451,793, reflecting our commitment to the financial wellbeing of our members. While members can visit us at our branch address, official correspondence should be sent to PO Box 12398, Salem, OR 97309. Our branch offers various services including checking and savings accounts, credit cards with rewards, and online banking options for your convenience. Under the leadership of our CEO Mark Zook and Board President Brant Wolf, we strive to create a welcoming environment where our members can thrive financially. With a dedicated team of 330 employees, we are committed to delivering exceptional service tailored to meet your unique needs. With total loans exceeding 40,738 and deposits reaching $96,904,035, Marion And Polk Schools stands strong as a pillar of support in the community. We also maintain a solid net worth of $149,980,748, ensuring that your funds are secure with us. Ready to take control of your financial future? Give us a call at 503-588-0181 or visit us at mapscu.com today! Let us help you achieve your goals with confidence.

Branch History & Mission

A Legacy of Service

Located at 4001 Winema Pl NE in Salem, our branch has become more than just a financial institution; it is a trusted partner for our community. With easy access to nearby landmarks and vibrant neighborhoods, we invite everyone to experience the warmth and support that defines us. While members can visit us at this address for all their banking needs, official correspondence should be sent to PO Box 12398, Salem, OR 97309. Since our inception, the Marion And Polk Schools branch has focused on providing personalized services tailored to meet the unique needs of our members. Whether through personal banking options like checking and savings accounts or specialized services such as auto loans and mortgage financing, we are committed to helping you achieve your financial goals.

Community Engagement

Our branch takes pride in its active role within Salem. We engage with local schools and organizations to provide educational resources and financial literacy programs that empower individuals from all walks of life. Through partnerships with local nonprofits and community groups, we work tirelessly to give back and create lasting positive impacts. As we look towards the future, we remain dedicated to enhancing our services while staying true to our roots. Our drive-thru service ensures convenience for those on-the-go, while our ATMs provide quick access for cash withdrawals and balance inquiries anytime you need them. We invite you to join us at the Marion And Polk Schools branch where you'll find not only comprehensive banking solutions but also a supportive community ready to help you thrive. Visit us today or call us at 503-588-0181 for more information about how we can assist you on your financial journey!

Our Mission

At the heart of our mission is a commitment to both financial empowerment and community well-being. We strive to offer accessible financial services while actively participating in community initiatives that uplift those around us. Our focus extends beyond transactions; we aim to foster long-term relationships built on trust and integrity. We understand the importance of adapting to changing times. That's why we have embraced digital advancements such as online banking and mobile payment options, making banking easier for everyone. Our facilities are designed with accessibility in mind, ensuring that every member can enjoy our services without barriers.

Branch Location & Accessibility

Welcome to the Marion And Polk Schools Chemeketa Branch, your friendly neighborhood credit union located at 4001 Winema Pl NE in Salem, Oregon. We're proud to serve our community with a convenient and accessible banking experience. Nestled in the heart of Marion County, we are just a short drive from popular spots like Chemeketa Community College and the vibrant shopping areas along Lancaster Drive. Our branch is designed with your comfort in mind. We offer ample parking for our members and ensure that accessibility features are in place, including ADA-compliant ramps and easy entry points. Whether you prefer to visit us in person or take advantage of our drive-thru service for quick transactions, we aim to make your banking experience as smooth as possible. At the Chemeketa Branch, our doors are open from 9:30 AM to 5:30 PM, Monday through Thursday, with extended hours until 6:00 PM on Fridays. Need to stop by on Saturday? We're here for you from 10:00 AM to 2:00 PM! In addition to standard banking services like checking and savings accounts, we offer a variety of loans, including auto financing and personal loans, all tailored to meet your needs. Plus, with our ATM available on-site, accessing cash is quick and easy. While members can visit us at 4001 Winema Pl NE, official correspondence should be sent to PO Box 12398, Salem, OR 97309. If you have any questions or need assistance, feel free to call us at 503-588-0181. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the Marion And Polk Schools community is a wonderful step towards better financial health and support. We're thrilled to welcome you to our family! To become a member, you just need to meet some friendly eligibility criteria. If you live, work, or go to school in Marion or Polk County, or if you're a member of certain associations, you're likely eligible to join us. This means that you can enjoy all the benefits we offer, like competitive loan rates and personalized service. You can find more details about the specific eligibility requirements at https://www.mapscu.com/why-maps/about-us/membership-eligibility/ . Opening an account with us is simple and convenient. Just visit us at our branch located at 4001 Winema Pl Ne Salem Or 97305, or check out our online account opening process at https://www.mapscu.com/open-account/ . If you have any questions along the way, feel free to give us a call at (503) 588-0181. We're here to help make your journey into membership as smooth as possible!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $365 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $182,915,505, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments quickly and securely, whether in-store or online. Our merchant services can help you manage transactions efficiently, allowing you more time to focus on what truly matters growing your business. Located conveniently at 4001 Winema Pl Ne Salem Or 97305, Salem, OR OR, let us help you take your business to the next level. For inquiries, call us at (503) 588-0181 or visit our website at https://www.mapscu.com/ .

Comprehensive List Of Services

Business Banking Support

For business owners, our business banking services include merchant services and business loans. We're here to support your entrepreneurial journey by providing the tools necessary for growth and success.

Credit Card Options

We know that rewards matter! That's why we offer credit cards with rewards that let you earn while you spend. Whether it's cashback or travel points, our credit card program can enhance your purchasing power.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Need to check your balance or make transfers? You can do it all from your smartphone! Plus, our ATM and cash withdrawal services ensure easy access to your funds whenever needed.

Drive-Thru & ATM Services

If you prefer face-to-face transactions but are on the go, take advantage of our basic drive-thru banking services for deposits, withdrawals, and simple transactions. Our ATMs also provide easy access for balance checks and cash withdrawals without stepping inside the branch. At Marion And Polk Schools, we strive to make your banking experience as pleasant as possible. With a variety of services designed for both personal and business needs, we're here to help you achieve your financial goals. Ready to learn more? Visit us online at mapscu.com or stop by our Chemeketa Branch today! Let us be part of your financial journey!

Personal Banking Solutions

When it comes to personal banking, we have you covered. Whether you're looking to open a checking or savings account, our friendly staff can guide you through the process. Our accounts are designed to help you manage your day-to-day finances effortlessly. If you're thinking about buying a new car or refinancing your current vehicle, explore our auto loans and vehicle financing options that cater to your budget. Need assistance with homeownership? We offer mortgage loans and refinancing solutions tailored to fit various financial situations. For those moments when unexpected expenses arise, our personal loans and debt consolidation options provide the flexibility you need.

Digital & Online Banking

Key Services

Visit us at https://www.mapscu.com/ to discover our robust online banking platform, where you can enjoy 24/7 access to your accounts. Whether you're checking your balance, paying bills, or transferring money, our user-friendly interface makes it easy. For those who prefer mobile banking, our app is available for download, putting your credit union right in your pocket. Need to send money quickly? With our person-to-person transfer feature, sending cash to friends or family is a breeze. Plus, if you're always on the go, you'll appreciate our mobile payments option that lets you pay directly from your phone.

Security and Ease of Use

We prioritize your security with every transaction. While we do not currently offer electronic signature authorization, our systems are built with multiple layers of security to protect your personal information. Additionally, we provide e-statements for easy access to your account statements while helping the environment by reducing paper waste. Managing your finances has never been easier or more secure! At Marion And Polk Schools, we're committed to providing accessible and efficient banking solutions that fit into your lifestyle. Join us today and experience the benefits of modern banking at Marion And Polk Schools!

Financial Strength

A Committed Team

We also take pride in having 314 full-time employees and 16 part-time employees who are always ready to assist you with their knowledge and dedication. The strength of our workforce directly contributes to the quality of service you receive at Marion And Polk Schools.

Growing Membership Base

Our total share accounts stand at 232,922, showing a strong and growing member base that trusts us with their finances. This community spirit reinforces our mission to serve each member effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marion And Polk Schools is your trusted partner. Visit us at 4001 Winema Pl Ne Salem Or 97305 or call (503) 588-0181 to learn more about how we can help you achieve your financial goals.

Lending Support

Our lending capacity is significant, with $10,539 in used auto loans and $1,134,768,238 in total loans and leases supporting members' financial aspirations across various sectors. Furthermore, our $11,505,800 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $12,731,555 in share certificates and $596,429,206 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $138,474,948 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that you have access to the best possible products tailored to meet your financial goals.

Strong Financial Health

With a net worth of $149,980,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,095 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,765,382 in used vehicle loans and $126,067,576 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we can guide you through our straightforward application process.

Credit Lines and Unsecured Loans

For those needing additional flexibility, our total credit lines amounting to $336,927,169 can give you access to funds when unexpected expenses arise. We also offer flexible terms on unsecured credit card loans, with a total of $34,750,237 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,384,425, make buying or refinancing simple. We work closely with our members to provide personalized support throughout the entire mortgage process.

Refinancing Options

If you're considering refinancing any existing loans, including auto or mortgage loans, we provide options that may help reduce your monthly payments or lower your interest rates. Make sure to check our eligibility requirements for refinancing opportunities. At Marion And Polk Schools, we're dedicated to providing tailored solutions that meet your needs. If you have questions about any of our loan products or would like assistance with the application process, feel free to reach out at (503) 588-0181. You can also visit us at our branch located at 4001 Winema Pl Ne Salem Or 97305, Salem, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial dreams!

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MARION AND POLK SCHOOLS CREDIT UNION