Marion And Polk Schools Salem OR Credit Union | Best Auto Loans & Online Banking

Introduction

Welcome to Marion And Polk Schools, your trusted financial partner located at 1900 Hines St Se, Salem, OR 97302. Established in 1936, we have proudly served our community for over 85 years, fostering a supportive environment where members can thrive financially. With a total membership of 79,902 and assets reaching an impressive $1,439,804,938, we are committed to providing exceptional service and financial products tailored to your needs. At our Hines Street Branch, we understand the importance of personal relationships in banking. Our dedicated team of 336 employees, led by CEO Mark Zook and Board President Brant Wolf, is here to assist you with everything from checking accounts to auto loans and business financing. We believe in empowering our members by offering competitive rates and personalized solutions that help you achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 12398, Salem, OR 97309. With total deposits of $94,926,020 and a net worth of $156,119,745, Marion And Polk Schools has built a solid foundation of trust and stability. We also hold a healthy cash reserve of $17,106,250, ensuring that we are well-equipped to support our members through every stage of their financial journey. Whether you're looking for a new vehicle loan or need assistance with mortgage refinancing, we're here for you every step of the way. Explore our full range of services on our website at mapscu.com or give us a call at 503-588-0181. Join us today and discover how Marion And Polk Schools can help you achieve your dreams!

Branch History & Mission

A Welcoming Space

As part of our commitment to accessibility, our branch is ADA compliant and features drive-thru banking options for quick transactions without leaving your vehicle. Additionally, an ATM is available on-site for your convenience. While members can visit us at 1900 Hines St SE, official correspondence should be sent to PO Box 12398, Salem, OR 97309 if you need to reach us by mail.

Join Us

Our journey over the years reflects not only growth but also a deep connection with our members' aspirations. If you're looking for a credit union that prioritizes your needs while being actively involved in the community, look no further than Marion And Polk Schools. We invite you to join us today! Experience firsthand how we can help you thrive financially while supporting our shared community values. Visit our website or call us at 503-588-0181 for more information about becoming a member. Together, let's build a brighter financial future!

Our Commitment to Community

At Marion And Polk Schools, we understand that financial services are just one aspect of what we do. We actively engage in various outreach programs and partnerships that enrich the lives of our members and neighbors. Whether it's sponsoring local events or offering financial education workshops, we believe in giving back to the community that supports us. Our operational hours are designed with your convenience in mind. You can visit us Monday through Thursday from 9:30 am to 5:30 pm, Friday until 6:00 pm, and Saturday from 10:00 am to 2:00 pm. For those who prefer digital banking solutions, we offer robust online and mobile banking services that make managing your finances easier than ever.

Branch Location & Accessibility

Accessibility Features

At our Hines Street Branch, we prioritize accessibility for all our members. The building is designed to be ADA compliant, featuring ramps and easy access points to ensure everyone can visit us comfortably. Plus, ample parking is available right outside the branch, so you won't have to worry about finding a spot.

Operating Hours

We understand that your time is valuable, which is why we offer flexible banking hours. You can visit us Monday through Thursday from 9:30 AM to 5:30 PM, Friday from 9:30 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Our friendly staff is here to assist you during these hours with any banking needs you might have.

Services Offered

Our Hines Street Branch offers a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to vehicle loans and credit cards with rewards, we've got you covered! Need cash? We have an ATM on-site for quick withdrawals and balance checks. For those who prefer driving through, our drive-thru service allows for simple transactions without leaving your car. If you need further assistance or have questions about our services, feel free to call us at 503-588-0181. While members can visit us at our physical address for all their banking needs, official correspondence should be sent to PO Box 12398 in Salem if needed. We look forward to seeing you soon at the Hines Street Branch! Come by and let us help you with your financial journey today.

Member Eligibility

At Marion And Polk Schools, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that cares about your financial well-being. If you're wondering how to become a member, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Generally, anyone who lives, works, or attends school in the Marion and Polk counties can join us. We also encourage family members of current members to apply. To get all the details on eligibility criteria, you can visit our website at https://www.mapscu.com/why-maps/about-us/membership-eligibility/ . Once you're ready to take the next step, opening an account with us is straightforward! You can find everything you need to know about the account opening process at https://www.mapscu.com/open-account/ . If you have any questions or need assistance, feel free to give us a call at (503) 588-0181. We're excited to welcome you to Marion And Polk Schools and help you achieve your financial goals right from our office located at 1900 Hines St Se Salem Or 97302.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $369 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $182,292,078, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that make daily transactions easier. Imagine having the ability to accept payments seamlessly, whether at your storefront or online. Our services help you focus on what matters most growing your business. With tools that simplify payment processing and enhance customer experience, you can keep your operations running smoothly. Located conveniently at 1900 Hines St Se Salem Or 97302 in Salem, OR, we invite you to explore how Marion And Polk Schools can be a partner in your business success. For more information, give us a call at (503) 588-0181 or visit our website at http://www.mapscu.com.

Comprehensive List Of Services

Business Banking

Small business owners will appreciate our commitment to supporting local enterprises through our business banking services. We offer merchant services and business loans that cater specifically to your business's unique needs. We believe in empowering businesses in our community so they can thrive.

Credit Cards and Rewards

Who doesn't love rewards? With our credit cards with rewards, every purchase can bring you closer to exciting benefits. This is especially useful for everyday shopping or when planning a special trip.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your finances anytime and anywhere. You can easily check balances, transfer funds, or pay bills with just a few taps on your device. Plus, our ATM services ensure that cash withdrawal is quick and easy, whether you're at home or on the go.

Drive-Thru & ATM Services

If you prefer face-to-face interactions but want the convenience of quick transactions, our basic drive-thru banking offers deposits, withdrawals, and simple transactions without leaving your car. For immediate access to cash or balance checks, use our basic ATM access, available right at the branch. At Marion And Polk Schools, we're committed not just to meeting your banking needs but exceeding them. Our range of services is designed with you in mind whether it's personal finance management or supporting your business ambitions. Ready to explore what we have to offer? Visit us today at our Salem branch or check out more about our services online at mapscu.com. We look forward to helping you achieve your financial goals!

Personal Banking

We understand that managing your finances can be challenging. That's why we offer personal banking solutions like checking and savings accounts tailored to fit your lifestyle. If you're considering purchasing a new car or refinancing your existing vehicle, our auto loans and vehicle financing options make the process straightforward and manageable. For those looking to buy a home, we provide various mortgage loans and refinancing opportunities designed to ease the burden of homeownership. Additionally, if you find yourself facing unexpected expenses or wanting to consolidate debt, our personal loans and debt consolidation services can provide the financial relief you need.

Digital & Online Banking

Key Features

With our online banking services, available at https://www.mapscu.com/ , you can easily check your balance, pay bills, and transfer money all from the comfort of your device. Our user-friendly interface makes it easy for you to navigate through various features without feeling overwhelmed. Plus, if you prefer a more mobile experience, our mobile application is available for download, allowing you to manage your finances right from your smartphone. For those who value convenience, we offer person-to-person transfers. This feature allows you to send money directly to friends or family with just a few taps on your screen. And if you're looking to go paperless, take advantage of our e-statements. They're not only better for the environment but also provide instant access to your financial records whenever you need them.

Security You Can Trust

Your security is our top priority. We ensure that all transactions are protected with advanced security measures so that you can bank with peace of mind. While we don't currently support electronic signature authorization for applications, rest assured that every step of our online banking process is designed with your safety in mind. In addition to these features, our mobile payments option allows you to make quick purchases without needing cash or cards. Just another way we strive to make banking easier for you! Explore how Marion And Polk Schools's digital and online banking can enhance your financial management today! Visit us at https://www.mapscu.com/ and see just how accessible and convenient banking can be.

Financial Strength

Commitment to Member Growth

With $152,640,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $10,676 in used auto loans and $1,170,496,152 in total loans and leases. Our $3,479,416 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 318 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 236,230, showing a strong and growing member base that trusts us with their finances. This trust empowers us to lend effectively while maintaining the safety of your deposits. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marion And Polk Schools is your trusted partner. Visit us at 1900 Hines St Se Salem Or 97302 or call (503) 588-0181 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings Options

Members' savings are secured through $10,197,623 in share certificates and $653,262,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $156,119,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,119 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing or want to know more about eligibility options, we're here to help! Our knowledgeable team can assist you in finding the best product for your situation. Feel free to reach out to us at (503) 588-0181 or visit us at our branch located at 1900 Hines St Se Salem Or 97302 in Salem, OR. We're committed to making your borrowing experience as smooth as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $176,858,614 in used vehicle loans and $130,217,675 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our financing options are designed to make the process easy and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $182,292,078 provide the capital needed to grow and expand. We recognize that every business has its own unique challenges, and our loan products are crafted with that in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,159,357, make buying or refinancing simple. We can guide you through each step of the process, ensuring you find the right solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $34,402,912 in loans helping members manage their finances effectively. These cards provide an excellent way to handle everyday purchases while building credit.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that the offers presented are fair and transparent.

MARION AND POLK SCHOOLS CREDIT UNION