Marion And Polk Schools Salem OR Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Marion And Polk Schools, your trusted partner in financial well-being since 1936. Located at 465 Division St Ne, Salem, OR 97301, we are proud to serve our community with a commitment to providing exceptional banking services tailored to your needs. With a total membership of over 78,984 and assets reaching an impressive $1,394,451,793, we have built a solid foundation of trust and reliability. At Marion And Polk Schools, we understand the importance of financial support in achieving your goals. Whether you're looking for personal banking solutions like checking and savings accounts, vehicle financing, or home loans, we have you covered. Our dedication to serving our members is reflected in our robust offerings of over 40,738 loans and leases and total deposits amounting to $96,904,035. Led by our experienced CEO, Mark Zook, and Board President Brant Wolf, our team works tirelessly to ensure that every member feels valued and supported. We maintain a strong net worth of $149,980,748, demonstrating our stability as a credit union committed to fostering financial growth within our community. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: PO Box 12398, Salem, OR 97309. We invite you to explore what makes Marion And Polk Schools unique. Call us today at 503-588-0181 or visit our website at mapscu.com to learn more about how we can assist you on your financial journey. Join us in building a brighter future together!

Branch History & Mission

Join Us

We invite you to become part of the Marion And Polk Schools family today. Experience firsthand how we prioritize your needs and support your financial journey. Visit us at 465 Division St Ne Salem Or 97301 or check out our website at Maps Professional Center for more information on membership eligibility and how you can join us in making a difference. Let's build a brighter future together!

Our Mission

The mission of Marion And Polk Schools is simple yet profound: we strive to provide exceptional financial services while uplifting the communities we serve. Our offerings include personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also support local businesses through merchant services and business loans. Beyond banking, we believe in making a positive impact on the community. Our outreach programs aim to educate and assist those in need, ensuring that everyone has access to financial literacy and resources. This commitment extends beyond transactions; it's about building relationships that matter. As part of our dedication to serving you better, we have embraced digital advancements like online banking and mobile payments, making managing your finances easier than ever. While we currently do not offer ATM or drive-thru services at this location, rest assured that our team is always here to assist you personally.

Branch Location & Accessibility

Accessibility Features

At Marion And Polk Schools, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring easy access with ramps and wide entryways. Ample parking is available right outside, making it simple for you to pop in whenever you need assistance.

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to serve you better. Our lobby is open from 8:30 AM to 5:30 PM, Monday through Friday. Stop by during these hours to explore our range of services designed to support your financial goals.

Services Offered

At our branch, you'll find a friendly team ready to assist you with personal banking options like checking and savings accounts, auto loans and vehicle financing, as well as mortgage loans and refinancing. We also offer credit cards with rewards and business banking solutions such as merchant services and business loans. Plus, enjoy the convenience of online and mobile banking from anywhere! We invite you to visit us or give us a call at 503-588-0181. The Marion And Polk Schools team looks forward to helping you achieve your financial dreams!

Member Eligibility

At Marion And Polk Schools, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to be part of a community that cares, you're in the right place! To become a member, you'll need to meet some simple eligibility requirements. Generally, anyone who lives or works in Marion or Polk counties can join us. We also welcome family members of existing members, so if your loved ones are already with us, you're eligible too! For more detailed information about what it takes to become part of our community, you can visit our membership eligibility page. Opening an account with Marion And Polk Schools is straightforward and welcoming. Our team is here to guide you through the process and make it as easy as possible. If you're ready to take this step, just give us a call at (503) 588-0181, or check out our account opening details here. We can't wait to welcome you into our community at 465 Division St Ne Salem Or 97301!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $365 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $182,915,505, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine accepting payments easily, whether online or in-store, without the hassle of complicated setups. Our solutions make it easier for you to focus on what you do best growing your business. Visit us at 465 Division St Ne Salem Or 97301 in Salem, OR, or call us at (503) 588-0181 to learn more about how we can help you thrive in today's competitive market. Your success is our mission!

Comprehensive List Of Services

Business Banking Services

If you're a small business owner, we haven't forgotten about you! We offer various business banking services including merchant services and business loans designed to support your entrepreneurial journey. From setting up a new venture to expanding an existing one, we've got the tools to help.

Cash Withdrawal Services

While we currently do not have ATMs on-site or drive-thru services at Marion And Polk Schools, we ensure that cash withdrawal services are accessible when needed. Our staff is always ready to assist during lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. At Marion And Polk Schools, located at 465 Division St Ne Salem Or 97301, we are dedicated to making banking simple and accessible for all our members. For any questions or assistance regarding our services, please don't hesitate to call us at (503) 588-0181. Explore how we can serve you today by visiting our website or stop by our branch! Let's work together towards a brighter financial future!

Convenient Online & Mobile Banking

In today's busy world, convenience matters. That's why we've invested in robust online and mobile banking options. Access your accounts anytime, anywhere through our user-friendly app or website. You can pay bills, transfer funds, and even send money to friends effortlessly.

Credit Cards with Benefits

For those who love rewards, our credit cards come with perks that add value to every purchase. Whether you're traveling or shopping locally, enjoy benefits that enhance your spending power while managing your budget effectively.

Flexible Personal Loans

Life can be unpredictable, and sometimes you need extra cash to handle unexpected expenses or consolidate existing debts. Our personal loans offer flexible terms to help relieve financial stress and keep you on track.

Home Financing Made Easy

Dreaming of homeownership? Our mortgage loans and refinancing options provide competitive rates and terms designed to make the process smoother for you. Imagine walking into your new home with confidence, knowing that you've chosen the best financial partner along the way.

Personal Banking Solutions

We understand that personal banking is about more than just accounts; it's about creating solutions that fit into your life. At our branch, you can open checking and savings accounts that help you manage everyday expenses while also building your savings over time. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without stretching your budget too thin.

Digital & Online Banking

Key Features

One standout feature is our availability of e-statements. No more waiting for paper statements to arrive in the mail; you can view your account activity online anytime. This not only saves paper but also allows for quicker access to important financial information. If you're always on the move, our mobile application lets you handle transactions directly from your smartphone. Plus, with our mobile payments feature, making purchases or sending money to friends and family through person-to-person transfers has never been easier. Just a few taps on your phone can complete these tasks securely. While we do not currently offer electronic signature authorization, we ensure that all other features remain streamlined and efficient for your convenience. Join us at Marion And Polk Schools today and experience how easy banking can be! Whether it's checking balances or making payments, our digital solutions are here to support you every step of the way. Visit us online at https://www.mapscu.com/ to learn more about our offerings and get started!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 232,922, show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further illustrating our capacity to meet your needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marion And Polk Schools is your trusted partner. Visit us at 465 Division St Ne Salem Or 97301 or call (503) 588-0181 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Innovation and Growth

With $138,474,948 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well, with $10,539 in used auto loans and $1,134,768,238 in total loans and leases supporting your financial goals across various sectors. Our financial success is reflected in our $11,505,800, showcasing our operational efficiency and allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 314 full-time employees and 16 part-time employees dedicated to providing you with knowledgeable service.

Our Solid Financial Position

With a net worth of $149,980,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of $1,095 demonstrates a solid capital foundation. This ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $12,731,555 in share certificates and $596,429,206 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,765,382 in used vehicle loans and $126,067,576 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we can help make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $182,915,505 provide the capital needed to grow and expand. We recognize that businesses require unique solutions and are here to support your growth. At Marion And Polk Schools, we pride ourselves on being accessible and transparent. If you're interested in refinancing or have questions about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (503) 588-0181 during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you meet your financial needs!

Credit Lines and Unsecured Loans

For those looking for flexibility, we also offer total credit lines of $336,927,169. These lines provide the freedom to borrow as needed while only paying interest on what you use. Additionally, our unsecured credit card loans total $34,750,237, which can assist you in managing everyday expenses without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,384,425, make buying or refinancing simple. We provide personalized service and competitive rates to guide you through every step of the process.

Loan Aggregator

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MARION AND POLK SCHOOLS CREDIT UNION