Marine Credit Union Monroe WI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Marine Credit Union in beautiful Monroe, WI! Established in 1949, our branch has been a trusted financial partner for over seven decades, proudly serving a thriving community of 76,191 members. We are located at 1712 12Th St, Monroe, WI 53566, where we offer a wide range of services to meet your personal and business banking needs. At Marine Credit Union, we believe in putting our members first. With total assets exceeding $1,032,244,021, we're committed to providing you with the best financial solutions available. Whether you're looking for auto loans where we currently manage over 40,193 loans and leases or seeking assistance with mortgages and personal loans, our dedicated team is here to help. Our CEO, Darrick Weeks, along with Board President Tom Knothe, lead a talented group of 409 employees who are passionate about enhancing your banking experience. With a net worth of $123,749,865 and cash reserves of $5,220,656, you can trust that your money is safe with us. While you can always reach us at our Monroe location for face-to-face support or to use our convenient drive-thru services, feel free to connect with us online at marinecu.com or call us at 608-328-1200 for any inquiries. Join us today and discover how Marine Credit Union can help you achieve your financial goals!

Branch History & Mission

Welcome to the heart of our community, Marine Credit Union in Monroe, WI. Since opening our doors in 1949, we have been dedicated to providing exceptional financial services to our members and fostering a sense of belonging and support. Located at 1712 12th St, Monroe, WI 53566, our branch has grown alongside this vibrant city, adapting to meet the changing needs of our members while holding true to our mission. Over the decades, Marine Credit Union has achieved remarkable milestones. Today, we proudly serve over 76,191 members with total assets exceeding $1 billion. This growth is a testament to the trust and commitment of our community. Our headquarters in La Crosse, WI, supports our local branches with a strong foundation that emphasizes member service and community involvement. At Marine Credit Union, our mission goes beyond banking. We strive to empower individuals and families by offering personal banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We believe that financial success should be accessible to everyone. Our aim is not just to provide services but also to educate and support our members in their financial journeys. While you can visit us at our Monroe location for face-to-face assistance during lobby hours Monday through Friday from 9:00 AM to 5:00 PM (and until 5:30 PM on Fridays) we also embrace modern technology. We offer online and mobile banking options so you can manage your finances conveniently from anywhere. Additionally, you'll find an ATM on-site for quick access to cash. Our drive-thru service makes transactions even easier for those on the go. While we currently do not have a shared service center available at this branch, we are committed to ensuring that you receive all necessary services directly from us. At Marine Credit Union, we understand the importance of giving back. We actively participate in community outreach programs and partnerships that strengthen local initiatives. Our team is passionate about making a difference in Monroe and surrounding areas. If you're looking for a financial partner that prioritizes your needs and values community support as much as you do, we invite you to become part of the Marine family. Join us today and experience firsthand the benefits of being a member of Marine Credit Union! For any inquiries or assistance, feel free to reach out at 608-328-1200.

Branch Location & Accessibility

Accessibility Features

At the Marine branch, we understand the importance of accessibility. We are fully ADA compliant and offer ramps and other features to ensure that everyone can visit comfortably. Parking is available nearby, so you won't have to worry about finding a spot when you arrive.

Operating Hours

We want to make banking as easy as possible for you! Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM. On Fridays, we stay open a bit longer until 5:30 PM. If you're on the go, take advantage of our drive-thru services during the same hours, ensuring you can get your banking done without leaving your vehicle.

Services Offered

At Marine, we provide a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. You can also access cash easily at our ATM on-site or utilize our drive-thru for deposits and withdrawals. We are committed to helping both personal and business members achieve their financial goals. Feel free to reach out to us at 608-328-1200 if you have any questions or if you'd like more information about how we can assist you. We invite you to visit us today and experience all that Marine has to offer!

Member Eligibility

Joining Marine is like becoming part of a welcoming family that truly cares about your financial well-being. To become a member, you just need to meet a few simple criteria. If you live, work, or go to school in the area, you're likely eligible! We're here to support your needs with personal banking options and exceptional service tailored just for you. For more specific eligibility details, feel free to visit our website at . Opening an account is a breeze and can be done in no time. If you're ready to take the next step, just give us a call at (608) 328-1200, and our friendly staff will guide you through the process. You can also visit us at our branch located at 1712 12Th St Monroe Wi 53566. We look forward to welcoming you into the Marine community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine a local café looking to expand its seating area or a tech startup needing funds for new equipment. With the right financing, they can take that next big step towards success.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services designed to streamline operations for businesses of all sizes. From payment processing solutions that make transactions smoother to tools that help manage finances more efficiently, our services are built to help you focus on what you do best running your business. Whether you're just starting out or looking to expand, Marine is here to support your journey every step of the way. Reach out today at (608) 328-1200 and discover how we can help your business thrive!

Comprehensive List Of Services

Convenient Access Anytime

In today's fast-paced world, convenience is key. That's why we prioritize our Online & Mobile Banking features, allowing you to manage accounts from anywhere at any time. With mobile payments and person-to-person transfers available, sending money or paying bills is just a tap away. Need cash quickly? Our ATM & Cash Withdrawal Services give you access whenever necessary. For simpler transactions, take advantage of our Basic Drive-Thru Banking services for deposits and withdrawals without leaving your vehicle. At Marine, we aim to create an environment where banking is easy and accessible for everyone. If you're ready to explore how we can assist with your financial needs, feel free to contact us at (608) 328-1200 or visit us during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM (and until 5:30 PM on Fridays). Join us at Monroe where your financial success is our priority!

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for a future purchase, we have you covered. Our Personal Banking options include various Checking & Savings Accounts tailored to fit different lifestyles. Imagine easily managing your finances with online tools that allow you to track spending and savings effortlessly. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier for you to drive away in the car you desire. For those considering homeownership or looking to refinance, our Mortgage Loans & Refinancing solutions offer guidance throughout the process, ensuring you make informed decisions.

Support for Your Financial Journey

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play, helping you manage debt or finance a special purchase without added stress. Plus, don't forget about our rewarding Credit Cards with Rewards, which allow you to earn points on purchases while enjoying the benefits of a credit card. For our business members, we offer specialized support through Business Banking, including Merchant Services and Business Loans that help take your enterprise to the next level. We understand that every penny counts, and we're here to help you maximize your financial potential.

Digital & Online Banking

Key Features for Your Convenience

One of the highlights of our online banking experience is the availability of e-statements. You can say goodbye to paper clutter and receive your statements electronically quickly and securely. Plus, with electronic signature authorization, signing documents has never been easier or safer. For those who enjoy mobile payments, Marine supports this feature so you can make purchases directly from your smartphone. Our dedicated mobile application is available for download, allowing you to manage your finances on-the-go. From viewing account details to making person-to-person transfers, it's all right at your fingertips.

Security You Can Trust

We prioritize your security as much as we do convenience. All transactions are protected with advanced security measures, giving you peace of mind while you bank online. With features like electronic signature authorization and secure access protocols, rest assured that your information is safe with us. Experience the ease of real-time account management with our digital banking services at Marine. Sign up today or visit us at https://www.marinecu.com/ to learn more about how we can help simplify your financial life!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 158,995, show a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our mission at Marine, where your financial well-being is our top priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marine is your trusted partner. Visit us at 1712 12Th St Monroe Wi 53566 or call (608) 328-1200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $223,657,162 in share certificates and $128,285,422 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,555,312, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 389 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Enhanced Services

With $116,902,825 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $13,710 in used auto loans and $831,940,248 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $123,749,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109084010 in used vehicle loans and $5866414 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a pre-owned one, we have financing options to fit your budget.

Credit Lines

In addition to these offerings, we provide access to credit lines totaling $487420490. This flexibility allows you to cover unexpected expenses or take advantage of opportunities as they arise. For those interested in refinancing options, we can help you explore eligibility criteria that suit your needs. Whether you're considering consolidating debt or lowering monthly payments on existing loans, we're here to assist you every step of the way. If you have questions about any of our loan products or would like more information about how Marine can support you financially, please don't hesitate to reach out. You can contact us at 608-328-1200 or visit us at 1712 12Th St Monroe Wi 53566 during our lobby hours: Monday through Friday from 9:00 am to 5:00 pm (and until 5:30 pm on Fridays). Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Marine be your trusted ally in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41053084, make buying or refinancing simple. We provide guidance through every step of the process to ensure you feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $84896 in loans helping members manage their finances effectively. Our credit cards come with rewards that add extra value for your everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh helps users navigate their borrowing options with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users receive fair and transparent offers without hidden surprises. One of the standout features of LendMesh is its use of verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions; there are no sponsored listings. This unbiased approach allows users to see all available options equally. Another key benefit is the real-time rate comparisons provided by LendMesh. Users can access up-to-date loan rates from multiple institutions, enabling them to make informed decisions about their financial futures. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options and find competitive loan rates, compare real-time loan offers today at LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MARINE CREDIT UNION - Monroe, WI