Marine Credit Union Chippewa Falls WI | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Marine Credit Union in Chippewa Falls! Located at 302 Bay St, Chippewa Falls, WI 54729, we pride ourselves on being a trusted financial partner for our community since our establishment in 1949. With a strong commitment to our members, we serve over 76,191 individuals and families, providing them with the financial tools they need to thrive. At Marine Credit Union, we understand that your financial journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, or seeking financing options such as auto loans and mortgages, we have you covered. Our total assets now exceed $1 billion, reflecting our stability and dedication to member satisfaction. We are proud of our robust offerings: from auto loans totaling 40,193 leases to a total deposit base of $63,535,569, our focus remains on ensuring you have access to the best financial products available. Plus, with a net worth of $123,749,865, you can trust that your money is safe with us. While members can visit us at 302 Bay St, official correspondence should be sent to the same address as there is no separate mailing location. Our friendly staff is here to assist you during lobby hours from Monday through Friday (with extended hours on Friday) for all your banking needs. Under the leadership of CEO Darrick Weeks and Board President Tom Knothe, our team of 409 employees works tirelessly to provide exceptional service. We encourage you to reach out by calling us at 715-438-6361 or visiting our website at marinecu.com for more information. Join us today and experience how Marine Credit Union can help you achieve your financial goals!

Branch History & Mission

Welcome to the heart of our community at Marine in Chippewa Falls, WI! Since opening our doors in 1949, we have proudly served our members and fostered a spirit of cooperation and support that defines us. Over the years, Marine has grown alongside our vibrant community, witnessing milestones and achievements that reflect our commitment to financial wellness. Located at 302 Bay St, Chippewa Falls, WI 54729, our branch is easily accessible and situated near local landmarks that make it a convenient stop for all your banking needs. Whether you are visiting for personal banking services or exploring business opportunities, we strive to provide an inviting atmosphere where everyone feels welcome. As of now, we are thrilled to support over 76,191 members with a total asset base of over $1 billion. This growth is a testament to the trust and loyalty our community has placed in us. Our mission is simple yet profound: to empower individuals and families by providing exceptional financial services while supporting the well-being of our community. At Marine, we believe that banking should be more than just transactions; it should be about building relationships. Our dedicated team is here to help you navigate everything from checking accounts and auto loans to mortgages and credit cards with rewards. We offer online and mobile banking options, ensuring that you can manage your finances easily and securely from anywhere. In addition to providing top-notch financial products, we are committed to making a positive impact through various community outreach efforts. From partnering with local organizations to offering educational workshops, we aim to uplift those around us. For your convenience, we offer ATM availability and drive-thru banking services at our location. Our operating hours are designed with your busy schedule in mind: Monday through Thursday from 9:00 AM to 5:00 PM and Fridays until 5:30 PM. While members can visit us at 302 Bay St, official correspondence should be sent to 302 Bay Street, Chippewa Falls, WI 54729 if different from the branch address. Join us at Marine as we continue this journey together. Experience the benefits of being part of a cooperative credit union that truly cares about its members and their success. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach out at 715-438-6361 or visit us online at marinecu.com.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is designed to be welcoming for everyone, featuring ADA-compliant entrances and parking spaces. Whether you're visiting us in person or using our drive-thru service, we strive to make your experience smooth and convenient.

Operating Hours

Our lobby hours are designed to fit into your busy schedule. We're open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays, we extend our hours until 5:30 PM. If you're on the go, our drive-thru is available during these same hours for quick deposits, withdrawals, and simple transactions.

Services Offered

At Marine Credit Union, we offer a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got all your financial needs covered. Plus, with ATM availability right on-site, you can easily access cash whenever you need it. While members can visit us at 302 Bay St for all their banking needs, please note that official correspondence should be sent to the same address if needed. If you have questions or want more information about our services, don't hesitate to reach out! You can give us a call at 715-438-6361. We invite you to come visit us soon your financial well-being is our top priority!

Member Eligibility

At Marine, we're excited to welcome you into our community of members who support each other in achieving financial goals. Becoming a member is simple and rewarding! If you live, work, or worship in the area, you're likely eligible to join us. We pride ourselves on being inclusive and accessible, so whether you're looking for personal banking solutions or want to explore lending options, you'll find a home here. For the most up-to-date information on eligibility criteria, feel free to check out our detailed guide at . Ready to take the next step? Opening an account with us is straightforward! Just stop by our branch located at 302 Bay St Chippewa Falls Wi 54729, or give us a call at (715) 438-6361 if you have any questions. Our team is here to help you every step of the way as you start enjoying all the benefits that come with being part of Marine!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine a local café wanting to renovate its space to attract more customers. With our commercial loans, they could secure the funding necessary for renovations, helping them create a welcoming atmosphere and ultimately increase sales.

Merchant Services for Everyday Operations

Running a business isn't just about securing loans; it's also about managing day-to-day transactions efficiently. Our merchant services streamline payment processing, allowing you to accept various forms of payment easily. Whether your customers prefer credit cards, mobile payments, or cash, we help simplify transactions so you can focus on what you do best growing your business. Join us at Marine, located at 302 Bay St Chippewa Falls Wi 54729, and discover how our business banking and commercial services can help turn your vision into reality. For more information, give us a call at (715) 438-6361!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without straining your budget. We work with you to find financing solutions that fit your lifestyle. With competitive rates and flexible terms, purchasing a vehicle has never been more accessible.

Business Banking Solutions

For entrepreneurs and small business owners, we offer specialized Business Banking services including Merchant Services & Business Loans. We understand how vital cash flow is for running a successful business and are here to help you thrive.

Convenient Access

At Marine, convenience is key. With an ATM available for quick cash withdrawals and basic drive-thru banking services for deposits and simple transactions, getting the assistance you need is easy. Our friendly staff is also available during lobby hours from Monday through Friday for any questions or personalized service. We invite you to explore these offerings and see how they can enhance your financial journey. If you're ready to take the next step towards achieving your goals or simply want more information about our services, don't hesitate to reach out! Call us today at (715) 438-6361, or visit us online at Chippewa Falls. Your financial well-being is our priority!

Home Ownership Made Easy

For those dreaming of homeownership or looking to refinance their existing mortgage, our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly. Picture yourself settling into that perfect home with a loan that meets your financial needs.

Personal Banking

When it comes to personal banking, we offer a variety of options tailored just for you. Our Checking & Savings Accounts provide easy access to your money while helping you grow your savings over time. Imagine effortlessly managing your finances through our Online & Mobile Banking services, allowing you to check balances, transfer funds, and pay bills from anywhere at any time.

Personal Loans & Credit Cards

If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can help ease financial stress. Plus, our Credit Cards with Rewards allow you to earn benefits on everyday purchases. Imagine earning rewards while managing your spending it's a win-win!

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. This saves you time and makes transactions smoother. Plus, with e-statements available, you can keep track of your finances in an environmentally friendly way no more paper clutter! For those on the go, our mobile application offers all the functionalities of online banking right at your fingertips. You can even make mobile payments easily, so whether it's splitting a dinner bill with friends or paying for groceries, it's all hassle-free. Additionally, our person-to-person transfer feature lets you send money directly to family or friends without any fuss. Security is always a top priority at Marine. We use advanced encryption technology to keep your personal and financial information safe while ensuring that our services remain user-friendly. With these features combined, managing your finances has never been easier or more secure. Experience the freedom of banking at your convenience with Marine today!

Financial Strength

Committed Team for Your Needs

We also take pride in having 389 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce is here to provide personalized support tailored to your unique needs.

Growing Member Base

Total Share Accounts stand at 158,995, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marine is your trusted partner. Visit us at 302 Bay St Chippewa Falls WI 54729 or call 715-438-6361 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $116,902,825 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,710 in used auto loans and a total of $831,940,248 in loans and leases.

Member-Centric Savings Options

Members' savings are secured through $223,657,162 in share certificates and $128,285,422 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,555,312, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income reflects our operational efficiency; although currently reported as $0, this allows us to continue offering competitive loan rates and solid financial products for our members without compromising quality or service.

Strong Financial Health

With a net worth of $123,749,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,084,010 in used vehicle loans and $5,866,414 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle, whether it's brand new or gently used.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. While we currently have no outstanding commercial loans available, we're always ready to discuss potential financing options tailored for your business needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $84,896 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can make everyday purchases more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,053,084, make buying or refinancing simple. We can guide you through the process and help you find a solution that fits your financial situation.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that can help lower your monthly payments or reduce interest rates. Our team at Marine is here to discuss eligibility and find the right product for you. Our branch is located at 302 Bay St Chippewa Falls Wi 54729, serving the community of Chippewa Falls, WI. If you have questions or need assistance, feel free to reach us at (715) 438-6361 during our operating hours: Monday to Friday from 9:00 AM to 5:00 PM (with extended hours on Fridays until 5:30 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your loan options with us today!

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MARINE CREDIT UNION