Marine Credit Union Holly Ridge NC | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Marine, your trusted financial partner located at 467 Hwy 210, Holly Ridge, NC 28445. Since our establishment in 1959, we have proudly served the community, growing to a membership of over 81,525 individuals who rely on us for their banking needs. With total assets exceeding $1 billion and a strong commitment to our members, we aim to provide accessible financial solutions tailored just for you. At Marine, we understand that every member's journey is unique. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we offer a variety of services designed with your needs in mind. Our total loans amount to 41,012, showcasing our dedication to supporting our members' financial goals. Led by CEO Jeffrey Clark and Board President Chuck Collins, our team is here to ensure you receive the best possible service. With 260 employees ready to assist you, we pride ourselves on being more than just a credit union; we're part of your community. We invite you to explore our offerings further by visiting our website at marinefederalhb.org or giving us a call at 910-577-7333. If you prefer face-to-face interaction, stop by our branch during operating hours from Monday to Friday, 9 AM - 5 PM. While members can visit us at 467 Hwy 210, official correspondence should be sent to the same address as there is no separate mailing address. Join us today and experience the difference that comes with being part of the Marine family!

Branch History & Mission

Welcome to the heart of Holly Ridge, where the story of Marine Credit Union began. Established in 1959, our branch has been dedicated to serving the community for over six decades. Located at 467 Hwy 210, Holly Ridge, NC 28445, we have grown alongside our members, becoming a trusted partner in their financial journeys. From our humble beginnings, Marine has evolved into a vibrant credit union with a total membership of over 81,525 individuals. Our commitment to providing excellent financial services is reflected in our impressive total assets of $1,015,724,160. We take pride in offering a range of services including personal banking, auto loans, mortgages, and business banking solutions tailored to meet the diverse needs of our members. At Marine Credit Union, our mission is clear: we strive to empower our members by providing them with accessible financial products and exceptional customer service. We believe that everyone deserves a chance to achieve their financial goals and dreams. Our team is dedicated to supporting not just individual aspirations but also the broader community through various outreach initiatives and partnerships. As we continue to embrace innovation and technology, we are proud to offer modern conveniences such as online and mobile banking. Our drive-thru service allows for quick transactions without leaving your vehicle, making banking more accessible than ever. Whether you need help with deposits or simple transactions, our friendly staff is here to assist you during our operating hours from Monday to Friday, 9 AM to 5 PM. For any official correspondence, please note that while members can visit us at our branch address, mail should be sent to the same address: 467 Hwy 210, Holly Ridge, NC 28445. Marine Credit Union stands firm in its dedication not only to provide financial services but also to uplift and strengthen the communities we serve. We invite you to join us and experience firsthand how we can support your financial journey. Together, let's build a brighter future! For more information or assistance, feel free to call us at 910-577-7333 or visit our website at marinefederalhb.org.

Branch Location & Accessibility

Accessibility Features

Our branch is fully accessible to everyone, featuring ADA-compliant entrances and parking facilities. Whether you prefer to visit us in person or utilize our drive-thru service, we make banking easy and straightforward. Parking is ample and convenient, ensuring you have a hassle-free experience.

Connect With Us

Have questions? Feel free to give us a call at 910-577-7333. We're always here to help you navigate your financial journey! Come visit us today at the Marine branch where your financial needs meet exceptional service in a welcoming environment.

Operating Hours & Services

We're here for you Monday through Friday from 9 AM to 5 PM. Our dedicated team is ready to assist with a wide range of services from personal banking options like checking and savings accounts, auto loans, and mortgages to business banking solutions. Need cash? Our ATM is available on-site for your convenience. Plus, if you're a member of a partner credit union, take advantage of our shared service center for basic transactions. While members can visit us at 467 Hwy 210, official correspondence should be sent to the same address for convenience.

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced marketplace, having reliable merchant services can make all the difference. Imagine being able to accept payments seamlessly from your customers whether they prefer credit cards, mobile payments, or online transactions. Our merchant services are designed to help you serve your customers better, streamline operations, and keep your cash flow healthy. Located at 467 Hwy 210 Holly Ridge Nc 28445 in Holly Ridge, NC, we invite you to visit us or call (910) 577-7333 to learn more about how our business banking solutions can empower your company to reach new heights.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $107 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,931,819, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Services

When it comes to accessing your money, we provide several options including ATM access for withdrawals and balance checks, as well as drive-thru banking for quick transactions like deposits and withdrawals. Our commitment extends to offering basic shared branch transactions for partner credit union members, ensuring you have access to your funds no matter where you are.

Credit Cards and Business Banking

Don't forget about our credit cards with rewards! These are perfect for those who want to earn points or cash back on their everyday purchases. If you're an entrepreneur or small business owner, we have you covered with our comprehensive business banking services, including merchant services and business loans that can fuel your growth.

Digital Banking Convenience

We know that in today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts from anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Get Started Today!

With so many tailored services available at Marine in Holly Ridge, NC, there's something for everyone. Whether you're just starting out or looking to expand your financial portfolio, we're here for you. For questions or assistance, don't hesitate to give us a call at 910-577-7333 or visit us online at Marine Federal. Let us help guide you towards achieving your financial goals today!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds whenever you need them while earning interest on your savings. If you're looking to purchase a vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those considering homeownership or refinancing an existing mortgage, our mortgage loans come with competitive rates and personalized service. We understand that every financial journey is unique, which is why we also provide personal loans and debt consolidation options to help you manage expenses more effectively.

Digital & Online Banking

Convenient Transfers

Need to send money to a friend? Our person-to-person transfer service makes it easy to send or receive money instantly. No more waiting for checks to clear; just a simple transaction at your fingertips. With all these features, Marine is dedicated to providing an accessible and efficient banking experience that meets your needs. From secure online banking to convenient mobile solutions, managing your finances has never been easier!

E-Statements and Mobile Features

Say goodbye to paper clutter! With our e-statements available at Yes, you can view your account statements online anytime. This not only helps the environment but also gives you quick access to your financial information. If you're always on the move, you'll love our mobile application. It allows you to manage your accounts right from your smartphone. You can even make mobile payments easily with our mobile payments feature just tap and go!

Financial Strength

Growing Trust Among Members

Total Share Accounts: 162,378 show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,374,897, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Marine is your trusted partner. Visit us at 467 Hwy 210 Holly Ridge Nc 28445 or call (910) 577-7333 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $185,562,428 in share certificates and $201,867,712 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $47,725,186, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $93,003,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,928 in used auto loans and $724,953,458 in total loans and leases.

Strong Capital Foundation

With a net worth of $105,386,253, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,733,789 in used vehicle loans and $54,848,841 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can find a financing solution that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $35,931,819 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or cover operational costs, we're committed to supporting local businesses in achieving their objectives. At Marine, we also offer refinancing options for many of our loan products, allowing you to adjust your financial commitments as needed. For more information on eligibility or specific loan types, please feel free to reach out to us at (910) 577-7333. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our loan offerings further by visiting us at 467 Hwy 210 Holly Ridge Nc 28445, Holly Ridge, NC, or check out our website for more details on how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $91,747,899, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process with clarity and support.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $59,377,784 in loans helping members take control of their spending. Our credit cards come with rewards and benefits that can enhance your everyday purchases.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are both fair and transparent. By working with trusted financial institutions, LendMesh guarantees that you receive accurate information for your loan comparisons.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare offers and choose the one that best fits their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how valuable LendMesh can be in navigating the often complex world of loans. To explore your options further and find the best rates available, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MARINE FEDERAL CREDIT UNION - Holly Ridge, NC