Mainstreet Credit Union Kansas City MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mainstreet, your trusted partner in financial services located at 8451 N Madison Ave, Kansas City, MO 64155. Since our establishment in 1953, we've been dedicated to serving the community with a commitment that goes beyond just banking. With over 58,605 members and $692,465,895 in total assets, we pride ourselves on providing personalized services tailored to meet your unique financial needs. At Mainstreet, we believe in the power of community. Our team of 152 employees, led by CEO Bob Mayes and Board President Gerald Baird, is here to support you every step of the way. Whether you're looking for auto loans, mortgage refinancing, or simply want to open a checking account, we're equipped to help. We currently have $50,239,329 in deposits and have issued a total of 23,442 loans and leases to empower our members. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 8451 N Madison Ave, Kansas City, MO 64155-2779. If you have any questions or need assistance, feel free to reach out at 913-599-1010. Join us as we continue to invest in the well-being of our community and create lasting relationships that help you achieve your financial goals. Visit our website at Mainstreet Credit Union for more information or stop by today!

Branch History & Mission

At Mainstreet, we take pride in our rich legacy of serving the Kansas City community since our doors first opened in 1953. Located at 8451 N Madison Ave, Kansas City, MO 64155, our branch has been a beacon of support and financial empowerment for over six decades. As part of a larger family based in Lenexa, KS, we have grown to serve more than 58,000 members with total assets reaching an impressive $692,465,895. Our mission is simple yet profound: to provide exceptional financial services while fostering a supportive environment for our members and the communities we serve. We believe that banking should be accessible and beneficial to everyone. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Each service is designed to help you achieve your financial goals. Throughout the years, Mainstreet has evolved alongside technology and member needs. Our branch is fully equipped with modern conveniences like online banking and mobile payment options, ensuring that you can manage your finances wherever you are. Additionally, we prioritize accessibility; our facilities are ADA compliant so that all members can enjoy seamless service. While members can visit us at 8451 N Madison Ave for all their banking needs including drive-thru services and ATM access official correspondence should be sent to our mailing address at 8451 N Madison Ave, Kansas City, MO 64155-2779. Community outreach is at the heart of what we do. We actively engage in partnerships and programs that uplift local initiatives and support those in need. This commitment not only strengthens our ties within Kansas City but also reinforces our belief that together we can make a difference. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 7:30 a.m. to 5:30 p.m., Friday from 7:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:30 p.m. Whether you're stopping by for advice or just need to make a quick transaction, we're here for you. We invite you to become part of the Mainstreet family. Experience firsthand how we prioritize your financial well-being while supporting the Kansas City community. Visit us today or check out our website at Mainstreet for more information on how you can join us!

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

Our operating hours are designed with your busy life in mind. You can visit us Monday through Thursday from 7:30 a.m. to 5:30 p.m., Friday until 6:00 p.m., and on Saturday from 9:00 a.m. to 12:30 p.m. Whether you need to pop in during your lunch break or have some time on the weekend, we're here for you!

Convenient Access

While you can visit us at our branch address for all your financial needs, please note that any official correspondence should be sent to our mailing address: 8451 N Madison Ave, Kansas City, MO 64155-2779. At Mainstreet, we take pride in ensuring that our facilities are ADA compliant, with ramps and easy access points so everyone feels welcome. Ample parking is available right outside our doors, allowing for a hassle-free experience when you arrive.

Get in Touch!

Have questions or want to learn more about what we can do for you? Don't hesitate to give us a call at 913-599-1010. Our friendly team is ready to assist you with anything you might need. We invite you to visit us soon and discover how Mainstreet can help make your financial journey easier!

Services Offered

At Mainstreet, we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. For those who prefer a more traditional approach, we also feature drive-thru banking for deposits and simple transactions without leaving your vehicle. For members of partner credit unions, we provide basic shared branch transactions as well! With our commitment to service and accessibility, we're dedicated to making your banking experience smooth and enjoyable.

Member Eligibility

At Mainstreet, we believe that everyone deserves a financial partner who truly cares. Joining our community is straightforward and welcoming! If you live, work, worship, or attend school in the Kansas City area, you're likely eligible to become a member. We're dedicated to providing personalized services that help you achieve your financial goals, whether that's through competitive loans, robust savings accounts, or helpful guidance from our friendly staff. To dive deeper into the specific eligibility criteria, feel free to check out more details at https://www.mainstreetcu.org/become-a-member. Ready to take the next step? Opening an account with us is just as easy as becoming a member! You can start your application online anytime by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad6p4fdoeb1mesby4tjqb04qnaq1bf9tud7gu80jsrt8sjglnzd_j-hx0ypnehewamfe2lxoy13pglmjj4o0dwiln5rzbh36wyo74ndbfkxjvzg45cskbxe_mvdywvu9sx3gyynz_1mrygswbdtfzd-mnjhmb6pkgb9tj7ld2pjcvotnq0i7cyv0dkop7579nmq, or if you prefer speaking to someone directly, don't hesitate to call us at (913) 599-1010. We can't wait to welcome you to Mainstreet located at 8451 N Madison Ave Kansas City Mo 64155, where your journey towards better financial health begins!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,523,172, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services to Simplify Operations

Imagine having the ability to accept payments effortlessly while managing your cash flow efficiently. Our merchant services allow you to do just that. Whether you're a local coffee shop or a growing retail store, we provide tools that make transactions smooth for both you and your customers. This practical support ensures you can focus on what you do best running your business. Located at 8451 N Madison Ave Kansas City Mo 64155 in Kansas City, MO, we are here to partner with you every step of the way. Reach out today at (913) 599-1010 to learn how we can help your business grow!

Comprehensive List Of Services

Accessible Branch Services

We also offer basic drive-thru banking for deposits, withdrawals, and simple transactions for those who prefer in-person service but with added convenience. If you're a member of a partner credit union, you can enjoy shared branch transactions allowing you to conduct deposits and withdrawals as needed. At Mainstreet, we're here to make your banking experience as pleasant as possible. With friendly staff ready to assist you at every turn, plus the convenience of digital banking tools, we strive to be your trusted financial partner. If you're ready to explore all the benefits of membership with us or need assistance with any of our services, don't hesitate to reach out! Call us at 913-599-1010 or visit us in person at 8451 N Madison Ave, Kansas City, MO 64155. We look forward to serving you!

Business Banking Services

For our business members, we understand the importance of having reliable banking support. Our business banking services include merchant services and business loans that help keep your operations running smoothly. We believe in supporting local businesses and helping them grow.

Convenient Online & Mobile Banking

In today's fast-paced world, having access to your finances anytime is crucial. With our online and mobile banking features, managing your accounts has never been easier. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, our ATM services ensure that cash withdrawals are quick and easy.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, we have options tailored just for you. Our personal banking services include everything from basic accounts to specialized savings plans that help you achieve your financial goals. If you're thinking about purchasing a car, our auto loans and vehicle financing can get you on the road without the stress of high payments. For those looking to buy a home or refinance an existing mortgage, we offer competitive mortgage loans that fit your budget.

Smart Borrowing Options

Life sometimes throws unexpected expenses your way. That's why we provide personal loans and debt consolidation options that can help relieve financial pressure. You can also take advantage of our credit cards with rewards, giving you extra perks while you spend.

Digital & Online Banking

Mobile Application

Our mobile application is another great way to bank on the go. It provides all the features you need right at your fingertips, including mobile payments for quick transactions and electronic signature authorization for hassle-free document management. You can even deposit checks from your phone without having to visit a branch!

Online Banking Services

With our 24/7 online banking services available at https://www.mainstreetcu.org/, you can check balances, transfer funds, and manage your finances with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, if you prefer going paperless, you can easily enroll in e-statements for quick access to your account statements while helping the environment.

Security and Accessibility

Your security is our top priority. We use state-of-the-art encryption technology to protect your personal information while providing user-friendly features that make banking stress-free. From accessing your accounts securely online to managing payments via your smartphone, we've got you covered. At Mainstreet, we strive to provide accessible, easy-to-use tools that empower you to take control of your financial life in real time. Experience the future of banking today!

Financial Strength

A Committed Team

We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $907,561, enabling us to continue offering competitive loan rates and solid financial products for our members.

A Solid Foundation

With a net worth of $60,292,258, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 109,239, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $24,051,727. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mainstreet is your trusted partner. Visit us at 8451 N Madison Ave Kansas City Mo 64155 or call (913) 599-1010 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $53,548,516 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,017 in used auto loans and $377,850,729 in total loans and leases.

Your Savings Are Secure

Members' savings are secured through $88,553,870 in share certificates and $96,224,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $132,164,013 in used vehicle loans and $45,790,480 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team can guide you through the process to find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $12,523,172 provide the capital needed to grow and expand. We understand the challenges small businesses face and are dedicated to offering solutions that work for you. At Mainstreet, we prioritize your financial well-being. If you're considering refinancing or need assistance determining eligibility for any of our loan products, our experienced staff is ready to help you navigate your options. For more information or to get started on your loan application today, visit us at 8451 N Madison Ave Kansas City Mo 64155 in Kansas City, MO, or give us a call at (913) 599-1010. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your path towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,756,213, make buying or refinancing simple. We know that purchasing a home is a significant milestone, and we're here to help ensure it goes smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,880,228 in loans helping members manage their finances effectively. These cards come with various benefits and rewards tailored to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing information from reputable institutions guarantees that users receive fair and transparent offers.

MAINSTREET FEDERAL CREDIT UNION - Kansas City, MO

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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