Mainstreet Credit Union Shawnee Mission KS | Low Mortgage Rates & Top Checking

Introduction

At Mainstreet, we believe in putting our members first. Located at 9100 W 74th St, Shawnee Mission, KS 66204, our branch has been a pillar of the community since 1953. With a commitment to personal banking that truly makes a difference, we proudly serve over 58,605 members and manage total assets of $692,465,895. As your trusted financial partner, we offer a range of services designed to meet your needs from checking and savings accounts to auto loans and mortgage financing. Our focus on member satisfaction is reflected in our impressive total deposits of $50,239,329 and a net worth of $60,292,258, ensuring that your money is safe and growing with us. Our dedicated team, led by CEO Bob Mayes and Board President Gerald Baird, consists of 152 employees who are always ready to assist you. Whether you need help with personal loans or business banking solutions, we are here to guide you every step of the way. While members can visit us at our Shawnee Mission location for all their financial needs, official correspondence should be sent to PO Box 15359, Lenexa, KS 66285. Ready to take control of your financial future? Explore what Mainstreet has to offer by visiting our website at mainstreetcu.org or call us at 913-599-1010 today!

Branch History & Mission

Welcome to Mainstreet, a credit union deeply rooted in the Shawnee Mission community. Established in 1953, we have proudly served our members for decades, evolving alongside the needs of our community. Our branch is located at 9100 W 74th St, Shawnee Mission, KS 66204, a convenient spot for all your banking needs. With a total membership of over 58,000 and assets reaching $692,465,895, we stand as a testament to trust and stability in financial services. From our humble beginnings, Mainstreet has grown significantly while maintaining our commitment to member service and community support. We believe that every member deserves access to quality financial solutions tailored to their unique situations. Our mission is simple yet profound: to provide exceptional financial services while fostering strong relationships within our community. We are dedicated not only to your financial success but also to enhancing the well-being of those around us. Our operating hours are designed with you in mind Monday through Thursday from 8:00 a.m. to 4:30 p.m., and Friday from 7:00 a.m. to 3:30 p.m. making it easy for you to visit us during the week. While we do not have drive-thru banking available at this branch, we offer ATM services for your convenience. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, Mainstreet emphasizes digital advancements. Our online and mobile banking options allow you to manage your finances anytime, anywhere. We strive for accessibility by ensuring ADA compliance across our services. Community outreach is at the heart of what we do. We actively engage in partnerships and initiatives that uplift local residents and organizations. Whether through financial education programs or sponsorships of community events, we aim to make a positive impact on the lives of those we serve. While members can visit us at our branch location in Shawnee Mission, official correspondence should be sent to PO Box 15359, Lenexa, KS 66285 if needed. Join us at Mainstreet today! Experience the benefits of being part of a credit union that genuinely cares about its members and their communities. Visit our website at Mainstreet or call us at 913-599-1010 for more information on how you can become a member and start your journey towards financial empowerment!

Branch Location & Accessibility

Welcome to Mainstreet, your friendly neighborhood credit union located at 9100 W 74th St in Shawnee Mission, Kansas. We pride ourselves on being a convenient financial partner for our members in Johnson County and beyond. Just a stone's throw away from local landmarks, our branch is easily accessible for anyone in the area. At Mainstreet, we understand that life can get busy. That's why we're here to provide you with banking services that fit your schedule. Our lobby hours are designed for your convenience: we're open Monday through Thursday from 8:00 a.m. to 4:30 p.m., and on Friday from 7:00 a.m. to 3:30 p.m. This means you can drop by before or after work or during your lunch break without any hassle! Our branch is fully equipped to serve all of your banking needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, if you're in need of cash, you'll find an ATM on-site for quick withdrawals and balance checks. For those who prefer to keep things simple, we also offer shared service transactions for members of partner credit unions, allowing you to make deposits and withdrawals with ease. Accessibility is important to us. Our branch features ADA-compliant access so that everyone can visit us comfortably. While we currently do not have drive-thru services, our welcoming staff is always ready to assist you inside. If you're looking for more information or have specific questions, feel free to give us a call at 913-599-1010. We're excited to help you achieve your financial goals! Don't forget if you need to send us official correspondence, please use our mailing address at PO Box 15359, Lenexa, KS 66285. Come visit us at Mainstreet today; we can't wait to meet you!

Member Eligibility

Becoming a member of Mainstreet is like joining a welcoming community where your financial needs are truly understood. If you live, work, or worship in the areas we serve, you're likely eligible to join us! We embrace a variety of individuals and families, ensuring that everyone can benefit from our personal banking services and tailored solutions. At Mainstreet, we're committed to providing you with the tools and support to achieve your financial goals, whether that's saving for a dream home or financing your next vehicle. For more details about eligibility criteria, feel free to visit our website at https://www.mainstreetcu.org/become-a-member. Opening an account is easy! You can start the process online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad6p4fdoeb1mesby4tjqb04qnaq1bf9tud7gu80jsrt8sjglnzd_j-hx0ypnehewamfe2lxoy13pglmjj4o0dwiln5rzbh36wyo74ndbfkxjvzg45cskbxe_mvdywvu9sx3gyynz_1mrygswbdtfzd-mnjhmb6pkgb9tj7ld2pjcvotnq0i7cyv0dkop7579nmq, or simply give us a call at (913) 599-1010 if you have any questions. We're excited to help you take this important step toward better banking with us at Mainstreet, located at 9100 W 74Th St Shawnee Mission Ks 66204. Join us today and experience the difference of being part of our credit union family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine processing payments effortlessly, whether you run a bustling café or a tech startup. Our solutions can help streamline transactions, making it easier for you to focus on what you do best running your business. Visit us at 9100 W 74Th St Shawnee Mission Ks 66204 in Shawnee Mission, KS, or contact us at (913) 599-1010 to learn how we can partner with you on your journey to success.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,523,172, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we offer specialized services like Merchant Services & Business Loans designed to help your business thrive. From processing payments smoothly to securing funds for growth, Mainstreet is here as your trusted partner.

Convenient Access

With an ATM located right at our branch, accessing cash is easy and convenient. Our basic ATM services include withdrawals and balance checks. For members of partner credit unions, we also facilitate Basic Shared Branch Transactions, so deposits and withdrawals are just as hassle-free. Whether you prefer face-to-face interaction or digital convenience, Mainstreet is committed to ensuring that your banking experience is smooth and accessible. Our friendly staff is always ready to assist you with any questions or concerns during our operating hours: Monday - Thursday from 8:00 a.m. - 4:30 p.m., and Friday from 7:00 a.m. - 3:30 p.m. Ready to take control of your financial future? Call us at 913-599-1010 or visit us online at Mainstreet for more information on how we can assist you today!

Credit Cards and Rewards

Our credit cards come with rewards programs that allow you to earn points while making everyday purchases. This means that each time you swipe your card, you're one step closer to redeeming exciting rewards.

Personal Banking

When it comes to personal banking, we have you covered with Checking & Savings Accounts that fit your lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts offer flexibility and convenience. Plus, with features like Online & Mobile Banking, you can easily manage your finances from anywhere, making it simple to check balances or make transfers on the go. For those looking to finance a new vehicle, our Auto Loans & Vehicle Financing options are tailored to help you drive away in the car of your dreams. We also provide Mortgage Loans & Refinancing solutions for homebuyers or those wanting to lower their monthly payments. If you're facing unexpected expenses, our Personal Loans & Debt Consolidation can help ease financial burdens.

Digital & Online Banking

Convenient Features

Need to send money quickly? Our person-to-person transfer service allows you to send funds to friends or family instantly, without the hassle of cash or checks. And with e-statements available, you can easily access your account statements online no more paper clutter!

Embrace Mobile Payments

If you're looking for an easy way to pay for everyday purchases, our mobile payments feature has got you covered. It allows you to make transactions directly from your phone, making shopping more straightforward than ever. At Mainstreet, we're committed to providing our members with accessible tools for real-time account management and financial control. Join us today and experience the ease of digital banking tailored just for you!

Secure Transactions

Security is a top priority for us. Our platform uses advanced encryption methods to keep your information safe. Additionally, if you ever need to sign documents electronically, our electronic signature authorization feature ensures that everything is handled securely and efficiently.

User-Friendly Online Banking

With our 24/7 online banking services, you have the power to check your balance, transfer funds, and pay bills from the comfort of your home or while on the go. No more waiting in line; just log in whenever it suits you! Plus, our mobile application makes accessing your accounts even easier. Whether you're using a smartphone or tablet, managing your finances is just a tap away.

Financial Strength

A Solid Foundation

With a net worth of $60,292,258, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 870 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Trust

Total Share Accounts stand at 109,239, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $24,051,727, reinforcing our commitment to supporting our community's financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mainstreet is your trusted partner. Visit us at 9100 W 74Th St Shawnee Mission KS 66204 or call 913-599-1010 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $88,553,870 in share certificates and $96,224,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is further reflected by our operational efficiency with a net income of $0 this period. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Growth

With $53,548,516 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,017 in used auto loans and a total of $377,850,729 in loans and leases.

Loan Offering

Additional Services

If you're considering refinancing options or want to know more about eligibility requirements, we're here to help. Our dedicated team at Mainstreet will guide you through every step of the process, ensuring you find the right solution for your financial situation. You can reach us at (913) 599-1010 during our operating hours Monday to Thursday from 8:00 a.m. to 4:30 p.m., and Friday from 7:00 a.m. to 3:30 p.m. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mainstreet, we're not just about lending; we're about building relationships and helping you secure a brighter financial future.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $132,164,013 in used vehicle loans and $45,790,480 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit any budget, ensuring you can drive away with peace of mind.

Business Loans

For business owners, our outstanding commercial loans totaling $12,523,172 provide the capital needed to grow and expand. We believe in supporting local businesses and providing the resources necessary for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,756,213, make buying or refinancing simple. We offer competitive rates and terms tailored to your specific needs, making it easier than ever to secure your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $8,880,228 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or make unexpected purchases without putting down collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach means you see all available options equally, allowing for better comparisons. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective LendMesh can be in finding better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that you receive fair and transparent offers, allowing you to make informed decisions.

Mainstreet