Mainstreet Credit Union Lawrence KS | Best Auto Loans & Business Banking

Introduction

At Mainstreet, we believe in building strong financial futures for our members and the community. Located at 1001 E 23Rd St, Lawrence, KS 66046, our branch has been serving the people of Lawrence since 1953. With a commitment to member service and community involvement, we have grown to support over 58,605 members, fostering relationships that make a difference. While members can visit us at our branch location, official correspondence should be sent to 1001 E 23rd St, Lawrence, KS 66046. Our financial health is robust; with total assets exceeding $692 million and total deposits reaching $50,239,329, we are well-equipped to provide you with the services you need. Under the leadership of CEO Bob Mayes and Board President Gerald Baird, our dedicated team of 152 employees works tirelessly to ensure you receive personalized service. We offer a variety of products tailored to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. With a net worth of $60,292,258 and cash in hand amounting to $4,332,173, we stand as a stable financial partner in your journey. Whether you're looking for loans or simply want to manage your finances better with our online and mobile banking options, Mainstreet is here for you. We invite you to reach out by calling us at 913-599-1010 or visiting our website at mainstreetcu.org. Together, let's create a brighter financial future!

Branch History & Mission

Join Us Today!

As we continue our journey into the future, we invite you to become part of our family at Mainstreet. Experience the difference of a credit union dedicated to its members' success. Visit us today or learn more about joining by checking out our website at Mainstreet Credit Union. Let us help you achieve your financial dreams!

Our Evolution

From our humble beginnings, Mainstreet has always focused on providing quality financial services tailored to our members' needs. We have evolved with the times while staying true to our mission: empowering individuals and families by offering affordable banking solutions and fostering financial literacy. Our commitment to innovation is evident through our comprehensive online and mobile banking options, ensuring that our members can access their accounts anytime, anywhere. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we are proud to offer business banking solutions that support local entrepreneurs. As part of our ongoing commitment to the community, we also engage in various outreach efforts, forming partnerships with local organizations to enhance financial well-being in Lawrence.

Our Mission

At Mainstreet, our mission goes beyond just providing financial products; it's about building relationships. We believe in treating every member like family and supporting their goals whether that's purchasing a new home or managing day-to-day expenses. We strive to make banking easy and accessible for everyone by offering services like drive-thru banking, ATM availability, and shared service center transactions for members of partner credit unions. While members can visit us at 1001 E 23Rd St, official correspondence should be sent to 1001 E 23rd St, Lawrence, KS 66046. With operating hours designed for your convenience Monday through Thursday from 7:30 AM to 5:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 12:30 PM we're here when you need us most.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and other accommodations to ensure everyone can easily access our services. Plus, parking is readily available nearby so you won't have to worry about finding a spot.

Call to Action

We invite you to stop by our Lawrence branch or give us a call at 913-599-1010 for any questions or assistance. Our team looks forward to helping you achieve your financial goals!

Operating Hours

Our friendly team is ready to serve you during convenient hours! You can visit us in the lobby Monday through Friday from 9:00 a.m. to 5:30 p.m., and on Saturday from 9:00 a.m. to 12:30 p.m. If you prefer drive-thru banking, we're open Monday through Thursday from 7:30 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday mornings as well.

Services Offered

At Mainstreet, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards our goal is to provide you with easy access to financial solutions. You can also take advantage of our ATM services and basic drive-thru banking for quick transactions.

Member Eligibility

At Mainstreet, we believe that becoming a member means joining a community where your financial needs are our priority. If you're looking to take advantage of our range of services, it's easy to become part of our family! Membership is open to individuals who live, work, worship, or attend school in the areas we serve. Whether you're a student just starting out or someone planning for retirement, there's a place for you here. To see the full details on eligibility criteria and ensure you meet all requirements, please visit our website at https://www.mainstreetcu.org/become-a-member. Ready to open an account? The process is simple and straightforward. You can apply online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad6p4fdoeb1mesby4tjqb04qnaq1bf9tud7gu80jsrt8sjglnzd_j-hx0ypnehewamfe2lxoy13pglmjj4o0dwiln5rzbh36wyo74ndbfkxjvzg45cskbxe_mvdywvu9sx3gyynz_1mrygswbdtfzd-mnjhmb6pkgb9tj7ld2pjcvotnq0i7cyv0dkop7579nmq or give us a call at (913) 599-1010 if you have any questions. Join us at our branch located at 1001 E 23Rd St Lawrence Ks 66046, and let's work together towards your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Sense

Managing payments shouldn't be complicated. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. Imagine a busy Saturday at your local café; with our seamless payment processing, you can accept various payment methods effortlessly, ensuring your customers leave satisfied. Explore how Mainstreet, located at 1001 E 23Rd St Lawrence Ks 66046 in Lawrence, KS, can support your business dreams today! For inquiries, call us at (913) 599-1010 or visit our website at https://www.mainstreetcu.org/.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,523,172, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face transactions or need quick access to cash, we offer convenient ATM services along with basic drive-thru banking options. Whether it's deposits, withdrawals, or simple transactions, our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9:00 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 12:30 p.m. At Mainstreet, we take pride in being more than just a financial institution; we are part of the Lawrence community. If you're interested in learning more about any of these services or want help opening an account, don't hesitate to reach out at (913) 599-1010 or visit us today! Your financial success is just around the corner!

Business Banking Support

We also cater to local businesses through our business banking services. From merchant services that simplify payment processing to business loans designed to help you grow your enterprise, we're dedicated to supporting the entrepreneurial spirit in Lawrence.

Digital Banking Convenience

In today's fast-paced world, we recognize how important it is for you to manage your finances on-the-go. That's why we provide online and mobile banking solutions that allow you to access your accounts anytime, anywhere. You can perform essential tasks like checking balances, transferring funds, and making payments right from your smartphone or computer.

Flexible Personal Loans

If you're facing unexpected expenses or considering consolidating debt, our personal loans can be a great solution. We strive to offer terms that work for your financial situation while keeping the application process simple and straightforward.

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options are designed to help you navigate the complexities of homeownership. We understand that purchasing a home is one of the biggest decisions you'll make, and we're here to provide guidance every step of the way.

Personal Banking Solutions

Whether you are looking to open a checking or savings account, or need assistance with managing your finances, our personal banking services have you covered. We offer various options that can help you save for the future or manage your day-to-day expenses effectively. Many of our members find value in our auto loans and vehicle financing options, allowing them to drive away in their dream car without breaking the bank.

Rewarding Credit Card Options

For those who enjoy earning rewards on their spending, our credit cards come with attractive benefits that can enhance your purchasing experience. From cash back to travel perks, we have options that fit various lifestyles.

Digital & Online Banking

Easy Access Anytime, Anywhere

Our online banking service at https://www.mainstreetcu.org/ allows you to check your balance, transfer funds, and pay bills whenever you need to day or night. Whether you're at home or on the go, you have 24/7 access to your accounts. Just log in anytime and enjoy real-time account management right at your fingertips.

Innovative Features for Modern Banking

Need to send money to a friend? Our person-to-person transfer feature lets you do just that with ease. You can also take advantage of mobile payments, allowing you to make purchases directly from your phone no wallet required! This means you can enjoy all the benefits of cashless transactions while keeping everything secure. At Mainstreet, we're committed to providing accessible banking solutions that simplify your life. Explore our digital offerings today and see how easy managing your money can be! For more information or to get started, visit us at https://www.mainstreetcu.org/.

Secure Transactions Made Simple

We prioritize your security with features like electronic signature authorization, ensuring that every transaction you make is safe and verified. Plus, our mobile application makes it even easier to manage your finances from anywhere. You can also sign up for e-statements, which are not only eco-friendly but also provide quick access to your account statements without the clutter of paper.

Financial Strength

Commitment to Growth

With $53,548,516 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $8,017 in used auto loans and $377,850,729 in total loans and leases, supporting members' financial goals across various sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mainstreet is your trusted partner. Visit us at 1001 E 23Rd St Lawrence Ks 66046 or call (913) 599-1010 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $88,553,870 in share certificates and $96,224,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $907,561 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 109,239, showcasing a strong and growing member base that trusts us with their finances.

Solid Financial Foundation

With a net worth of $60,292,258, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $132,164,013 in used vehicle loans and $45,790,480 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $12,523,172 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or manage operational costs, our commercial loan options are designed to support your business aspirations.

Eligibility and Refinancing Options

If you're considering refinancing any of your current loans or checking your eligibility for our products, we encourage you to reach out. Our team can assist you with understanding your options and finding solutions that work best for your financial situation. At Mainstreet, we pride ourselves on providing transparent information and dedicated support throughout your borrowing experience. For more insights into our performance and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to contact us at (913) 599-1010 for any questions or visit us at our branch located at 1001 E 23Rd St Lawrence Ks 66046 in Lawrence, KS. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,756,213, make buying or refinancing simple. We provide competitive rates and personalized service to ensure that your journey to owning a home is smooth and straightforward.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,880,228 in loans helping members manage their finances effectively. These cards can be a great way to handle everyday expenses while enjoying rewards and benefits tailored for our members.

Loan Aggregator

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MAINSTREET FEDERAL CREDIT UNION - Lawrence, KS

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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