Mainstreet Credit Union Kansas City KS | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mainstreet, your trusted financial partner in Kansas City, KS! Located at 8245 State Ave, we have been serving our community since 1953. With over 58,605 members and total assets exceeding $692 million, our commitment to providing exceptional financial services is stronger than ever. At Mainstreet, we understand that each member's journey is unique. Whether you're looking to secure an auto loan, open a checking account, or explore mortgage options, we're here to support you every step of the way. Our team is dedicated to building long-lasting relationships with our members and ensuring that they have access to the tools they need for financial success. Under the leadership of CEO Bob Mayes and Board President Gerald Baird, our credit union has grown significantly, boasting total deposits of $50,239,329 and a solid net worth of $60,292,258. This stability allows us to offer competitive rates on loans totaling 23,442 across various categories and to maintain a high level of service. While you can visit us at our branch for personal assistance, official correspondence should be sent to the same address: 8245 State Ave, Kansas City, KS 66112. If you have any questions or need assistance, don't hesitate to reach out at (913) 599-1010. Join us at Mainstreet as we continue to make a positive impact in our community. Visit our website at Mainstreet today and discover how we can help you achieve your financial goals!

Branch History & Mission

Community Commitment

We take pride in being more than just a credit union; we are an integral part of the Kansas City community. Our partnerships with local organizations allow us to give back through outreach programs and initiatives that address the needs of our neighbors. Whether it's through educational workshops or community events, we actively engage with those around us to create positive change. As we look toward the future, we remain committed to enhancing our services while staying true to our roots. With ADA compliance and customer-centric initiatives at the forefront of our operations, we aim to provide an inclusive environment for everyone who walks through our doors. Join us at Mainstreet where your financial goals become our mission! Experience the benefits of membership today by visiting our website or calling us at 913-599-1010. Together, let's build a brighter future!

Mission Statement

At Mainstreet, our mission is clear: we are dedicated to providing not just financial services but also a strong sense of community support. We believe in empowering each member through education and resources that promote sound financial decisions. Our staff is here to guide you through every step of your financial journey, ensuring that you feel confident in your choices. While members can visit us at 8245 State Ave, official correspondence should be sent to the same address. We encourage you to drop by during our operating hours: Monday through Thursday from 7:30 a.m. to 5:30 p.m., Friday from 7:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:30 p.m.

Our Journey

Mainstreet began its journey with a simple goal: to empower individuals and families with accessible financial services. Over the years, we have expanded our offerings, adapting to the changing needs of our members while maintaining our core mission of service and support. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we strive to meet every financial need. Our branch has embraced modern advancements as well, ensuring that you can manage your finances conveniently. We offer online banking and mobile payment options, making it easier than ever for you to stay connected. Plus, our ATM availability and drive-thru services enhance accessibility for all our members.

Branch Location & Accessibility

Welcome to Mainstreet, your friendly credit union located at 8245 State Ave in Kansas City, KS. Nestled in the heart of Wyandotte County, our branch is easily accessible and conveniently situated near popular landmarks like the Kansas City International Airport and several local parks. Whether you're coming from nearby neighborhoods or further away, you'll find our location ideal for all your banking needs. At Mainstreet, we understand that accessibility is key for our members. Our branch features ADA-compliant entrances and ample parking to ensure a comfortable visit for everyone. Plus, with a drive-thru banking option available, you can handle your transactions without ever leaving your vehicle perfect for those on the go! We invite you to stop by during our operating hours: Monday through Thursday from 7:30 a.m. to 5:30 p.m., Friday from 7:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:30 p.m. If you prefer to chat over the phone, feel free to give us a call at 913-599-1010. While members can visit us at our main address, official correspondence should be sent to the same location at 8245 State Ave, Kansas City, KS 66112. Additionally, our branch offers an array of services tailored just for you from personal banking options like checking and savings accounts to auto loans and business banking solutions. And don't forget about our ATM availability! You can access your funds anytime. We encourage you to come visit us at Mainstreet. Our dedicated team is ready to assist you with all your financial needs!

Member Eligibility

At Mainstreet, we believe that becoming a member is more than just opening an account; it's about joining a community that genuinely cares about your financial well-being. If you're looking to become a part of our family, the good news is that eligibility is simple! Residents of Wyandotte County, those who work or worship here, and even family members of existing members can join us. We aim to make this process welcoming and accessible for everyone. You can find more detailed eligibility criteria at this link. Getting started is easy! To open your account with us, just visit our online application portal here. If you have any questions or need assistance, feel free to call us at (913) 599-1010. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable system that allows you to accept payments quickly and efficiently whether it's through card readers at your store or online payment solutions for your e-commerce site. Our goal is to help you focus on what you do best: running your business. Visit us at 8245 State Ave Kansas City Ks 66112 in Kansas City, KS or give us a call at (913) 599-1010 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to invest in new equipment, hire more staff, and enhance their offerings. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to diverse needs. - With an outstanding commercial loan portfolio of $12,523,172, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small businesses and entrepreneurs, Mainstreet offers tailored solutions like merchant services and business loans. We understand that managing a business can be complex, which is why we strive to provide straightforward banking options that simplify your financial management.

Convenient Access

Your time matters to us. That's why we feature essential services such as ATM access, allowing for quick withdrawals and balance checks without any hassle. Our drive-thru banking is perfect for those on the go, offering quick deposits, withdrawals, and simple transactions without needing to leave your vehicle. We also proudly participate in basic shared branch transactions for partner credit union members making it easier than ever for you to access funds when you need them.

Join Us Today!

No matter what stage of life you're in or what financial goals you aim to achieve, Mainstreet is here for you. With our comprehensive list of services ranging from personal banking options to robust business solutions, we've got you covered. Feel free to reach out at (913) 599-1010 or visit us online at Wyandotte for more information about how we can support your financial journey. Join our community today!

Personal Banking Solutions

For individuals seeking personal banking options, we offer checking and savings accounts designed for convenience and growth. Imagine easily accessing your funds through our user-friendly online and mobile banking services, which allow you to manage your accounts from anywhere. You can also take advantage of our credit cards with rewards, making everyday purchases even more rewarding. When it comes to larger expenses, like buying a home or vehicle, we provide competitive auto loans and vehicle financing as well as flexible mortgage loans and refinancing options. Our goal is to help you find the right loan that fits your budget and lifestyle. If you're facing financial challenges, consider our personal loans and debt consolidation services to help get back on track.

Digital & Online Banking

Always Accessible

We pride ourselves on offering 24/7 online banking services so that you're never left waiting. Whether it's late at night or early in the morning, you can check your account status or complete transactions whenever it suits you. At Mainstreet, we aim to empower our members with tools that fit seamlessly into their daily lives while ensuring top-notch security every step of the way. Explore all these features today and see how Mainstreet makes managing your finances simpler than ever!

Key Features

With our online banking services, you can check balances, make transfers, and pay bills with just a few clicks. We also provide e-statements for those who prefer digital records over paper ones it's not only eco-friendly but also helps keep your information organized and easily accessible. Plus, if you ever need to sign documents quickly, our electronic signature authorization feature makes it simple and fast.

Mobile Banking Made Easy

For those who prefer banking on the go, our mobile application is available for download, allowing you to manage your accounts wherever life takes you. Our mobile payments feature lets you pay for items directly from your account without needing cash or cards. Need to send money to a friend? With person-to-person transfers, it's quick and easy to share funds instantly.

Financial Strength

Commitment to Growth

With $53,548,516 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in the $8,017 in used auto loans and $377,850,729 in total loans and leases. This lending capacity supports your financial goals across various sectors.

Community Trust

Total Share and Deposit Accounts: 109,239, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $24,051,727. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mainstreet is your trusted partner. Visit us at 8245 State Ave Kansas City Ks 66112 or call (913) 599-1010 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $88,553,870 in share certificates and $96,224,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $60,292,258, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation supports our mission of putting our members first. Our net worth ratio of $870 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $132,164,013 in used vehicle loans and $45,790,480 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with your desired vehicle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $12,523,172 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are dedicated to supporting local entrepreneurs. If you're interested in refinancing any existing loans or want to learn more about eligibility options, don't hesitate to ask our team during your visit or contact us directly. At Mainstreet, we are committed to providing personalized service and finding the right financial solutions for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,756,213, make buying or refinancing simple. We guide you through the entire process, ensuring that you find a solution that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,880,228 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards, making it easier for you to keep track of your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that every comparison reflects fair and transparent offers.

MAINSTREET FEDERAL CREDIT UNION