Mainstreet Credit Union Bonner Springs KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mainstreet, your trusted financial partner in Bonner Springs, KS! Located at 301 Oak St, Bonner Springs, KS 66012, we have been proudly serving our community since 1953. With a strong commitment to our members and a total membership of 58,605, we believe that every member deserves personalized service and support in achieving their financial goals. At Mainstreet, we understand that banking goes beyond transactions it's about building relationships. Our total assets stand at an impressive $692,465,895, with total deposits reaching $50,239,329. This solid foundation allows us to offer competitive loans; currently, we have issued 23,442 loans and leases to help our members with everything from auto financing to personal loans. Our dedicated team of 152 employees is here to assist you every step of the way. Under the leadership of CEO Bob Mayes and Board President Gerald Baird, we foster an environment where trust and transparency are paramount. Our goal is to empower you with the financial tools and resources needed for success. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 301 Oak St, Bonner Springs, KS 66012. Whether you're looking for checking accounts, auto loans, or business banking services, we're here to help. Join us at Mainstreet where your financial well-being is our top priority! Feel free to give us a call at 913-422-1029 or visit our website at www.mainstreetcu.org for more information on how we can serve you better. We look forward to welcoming you into our community!

Branch History & Mission

Community Engagement

Mainstreet is not just about numbers; it's about people. Our initiatives extend beyond traditional banking as we actively engage with local organizations and charities. We believe in creating partnerships that strengthen our community fabric and support those in need. In addition to our physical branch services, we also embrace modern technology by offering online and mobile banking options for added convenience. We are dedicated to ensuring ADA compliance so that everyone can access our services comfortably.

Join Us

As we look toward the future, we invite you to be part of our journey. Discover how Mainstreet can help you achieve your financial goals while contributing positively to your community. Visit us today or explore membership options through our website at Mainstreet. Together, let's build a brighter future!

Our Mission

At the heart of Mainstreet is our mission: to provide exceptional financial services while making a positive impact on the lives of our members and the broader community. We believe that banking should be more than just transactions; it should empower individuals and families to achieve their dreams. Whether through personal loans or comprehensive financial education programs, we aim to uplift everyone we serve. While members can visit us at 301 Oak St, official correspondence should be sent to the same address since it doubles as our mailing address. Our doors are open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:30 PM. We strive to maintain convenient operating hours that fit into your busy life.

Branch Location & Accessibility

Connect with Us

If you have questions or want to learn more about what we offer, don't hesitate to give us a call at 913-422-1029. Our friendly staff is ready to assist you! So why not come by and see what makes Mainstreet special? We're excited to welcome you!

Easy Access and Parking

Our location offers ample parking, so you can quickly get in and out without any hassle. Plus, we've made sure that our facilities are accessible for everyone. If you need assistance, our team is always here to help.

Operating Hours

We know that life can get busy, so we strive to be available when you need us most. Our lobby hours run from Monday to Friday, 9:00 a.m. to 5:30 p.m., and we're also open on Saturdays from 9:00 a.m. until 12:30 p.m. This way, you have plenty of time during the week or weekend to visit us.

Services Offered

At Mainstreet, we offer a variety of services tailored just for you! Whether you're interested in personal banking options like checking and savings accounts or looking into auto loans and mortgage refinancing, we've got you covered. We also provide online and mobile banking services so you can manage your finances on the go. While we don't have an ATM or drive-thru service at this branch, we do participate in shared services. This means if you're a member of a partner credit union, you can easily make basic transactions like deposits and withdrawals right here.

Member Eligibility

At Mainstreet, we believe that everyone deserves a chance to be part of a supportive community, and becoming a member is your first step toward accessing personalized financial services. If you live, work, or worship in the Bonner Springs area, you're likely eligible to join us! We welcome individuals who share our values and goals, providing them with opportunities for better banking experiences. To learn more about the specific eligibility requirements, feel free to visit our detailed page at https://www.mainstreetcu.org/become-a-member . Joining is simple and straightforward. Once you confirm your eligibility, opening an account at Mainstreet can be done easily online. Our friendly team is here to guide you through every step of the process. If you have any questions or need assistance, don't hesitate to reach out at (913) 422-1029. We look forward to welcoming you to our community at 301 Oak St Bonner Springs Ks 66012!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,523,172, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions so you can focus on what matters most your business. From payment processing solutions to account management tools, we provide the resources you need to run efficiently and effectively. Whether you're a retail shop or a service provider, our services are designed to make transactions smooth and hassle-free. Visit us at 301 Oak St Bonner Springs Ks 66012 in Bonner Springs, KS, or call us at (913) 422-1029 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking

Are you a small business owner? Our business banking services, including merchant services and business loans, help support your entrepreneurial journey. We understand the challenges of running a business and are here to offer financial products that cater specifically to your needs.

Credit Cards and Rewards

Enjoy shopping? Our credit cards with rewards allow you to earn points on your everyday purchases. Use them for groceries, gas, or even dining out every swipe counts toward earning rewards!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you access your accounts anytime, anywhere. You can check balances, transfer funds, or pay bills all from the comfort of your home or on the go.

Get Started Today!

With so many options available at Mainstreet, it's easy to see why we're committed to being your go-to financial partner in Bonner Springs. For any questions or assistance, feel free to reach us at (913) 422-1029 during our operating hours: Monday - Friday from 9:00 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 12:30 p.m. Ready to take the next step? Visit us online at Bonner Springs to learn more about how we can assist you today!

Personal Banking

Our personal banking services are designed with you in mind. If you're just starting out or looking to switch banks, consider our checking and savings accounts that help you manage your day-to-day finances. For those dreaming of a new car, our auto loans and vehicle financing options can make that dream a reality with competitive rates. For bigger purchases like a home, we offer mortgage loans and refinancing solutions that can help you secure the best terms possible. If unexpected expenses arise or you're managing multiple debts, our personal loans and debt consolidation services provide flexible options to ease your financial burden.

Shared Branch Transactions

Additionally, if you're traveling or simply away from our branch, we provide basic shared branch transactions like deposits and withdrawals for members of partner credit unions. This ensures that your banking needs are met no matter where life takes you.

Digital & Online Banking

Convenient Transactions

Need to send money to a friend? Our person-to-person transfers make it easy to send and receive money instantly. Whether it's splitting a dinner bill or helping someone out, just a few taps on your phone will do the trick. And if you're into mobile payments, we've got you covered there too enjoy the convenience of making purchases directly from your smartphone. In short, Mainstreet is here to support you with user-friendly digital banking options that give you real-time control over your finances. We believe that managing your money should be straightforward and efficient, which is why we focus on providing tools that enhance your banking experience. Check out all these features and more at https://www.mainstreetcu.org/ today!

Key Features

Our online banking platform is packed with features that put you in control. You can easily access your account balances, view transactions, and transfer money all from the comfort of your home or on the go. Plus, with our mobile application, banking has never been more accessible. Whether you're checking your balance during lunch or paying a bill while waiting in line, everything you need is right at your fingertips. We also prioritize security. With electronic signature authorization available, signing important documents is quick and safe. No need to print or mail anything just sign electronically and you're done! Additionally, our e-statements feature allows you to receive your account statements securely online, reducing paper clutter and enhancing privacy.

Financial Strength

A Strong Foundation

With a net worth of $60,292,258, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $870 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

Total Share Accounts: 109,239, show a strong and growing member base that trusts us with their finances. This trust allows us to continue expanding services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mainstreet is your trusted partner. Visit us at 301 Oak St Bonner Springs Ks 66012 or call (913) 422-1029 to learn more about how we can help you achieve your financial goals.

Investments in Growth

With $53,548,516 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is evident in the $8,017 in used auto loans and $377,850,729 in total loans and leases that support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $88,553,870 in share certificates and $96,224,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $132,164,013 in used vehicle loans and $45,790,480 in new vehicle loans already helping members get on the road. We also offer refinancing options to help you lower your payments or access cash when you need it.

Business Loans

For business owners, our outstanding commercial loans totaling $12,523,172 provide the capital needed to grow and expand your operations. Whether you're looking for equipment financing or working capital, we can support your business journey. At Mainstreet, we pride ourselves on providing straightforward loan products tailored to meet the needs of our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in becoming a member or would like more information about our loan offerings, feel free to visit our website or contact us directly. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,756,213, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,880,228 in loans helping members manage their finances effectively. This option can be particularly useful for those looking to consolidate debt or cover unexpected expenses.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loans.

MAINSTREET FEDERAL CREDIT UNION