Maine Solutions Credit Union South Portland ME | Best Auto Loans & Business Banking

Introduction

Welcome to Maine Solutions, your trusted partner in financial wellness located at 209 Western Ave Unit B, South Portland, ME 04106. With a legacy that began in 1966, we have proudly served our community for over 55 years, cultivating a strong membership base of 1,247 individuals and families who rely on us for their banking needs. As part of our commitment to providing exceptional service, we have built a solid foundation with total assets amounting to $20,674,258 and total deposits reaching $472,958. At Maine Solutions, we understand that banking is more than just numbers; it's about fostering relationships and supporting each other through life's ups and downs. Our dedicated team of 3 employees, led by our CEO Diana Garcia and Board President Scott Hopkins, is here to ensure that your experience is personalized and fulfilling. Whether you're looking for auto loans, mortgages, or simple checking accounts, we're equipped to help you navigate your financial journey with confidence. For any official correspondence, please note that while you can visit us at our branch address, the mailing address is different: 405 Western Avenue #515, South Portland, ME 04116-9421. We invite you to explore our range of services from personal banking options to business solutions designed with your needs in mind. If you have any questions or want to learn more about how we can support you financially, don't hesitate to reach out by calling us at (207) 775-8371. Visit our website at http://www.mesolutionsfcu.org for additional information and resources. Join us today as we continue to empower our members and build a brighter financial future together!

Branch History & Mission

Join Us

As we look ahead, we invite you to be part of our journey at Maine Solutions. Experience firsthand how our member-focused approach can benefit you and your family. Whether you're looking for straightforward banking options or personalized financial advice, we're here for you every step of the way. Stop by during our operating hours Monday through Friday from 8 a.m. to 4 p.m. or give us a call at (207) 775-8371 to learn more about what we can do for you. Join us today and discover how Maine Solutions can help pave your path toward financial success!

Our Journey

Over the years, Maine Solutions has evolved significantly. Initially established to meet the banking needs of our local community, we have expanded our offerings while maintaining our focus on member satisfaction and financial wellness. We take pride in being a part of our members' lives, helping them achieve their dreams through personal banking services like checking and savings accounts, auto loans, mortgages, and more. Our dedicated team works hard to ensure that each interaction is meaningful. We understand that banking goes beyond transactions; it's about building relationships. That's why we've invested in modern conveniences like online and mobile banking, allowing you to manage your finances anytime and anywhere.

Our Mission

At Maine Solutions, our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to financial resources that empower them to succeed. Whether it's through competitive loan rates or personalized banking solutions, we strive to make a positive impact on the lives of our members. We also recognize the importance of supporting local initiatives. Through partnerships and outreach efforts, we contribute to the well-being of our community. From sponsoring local events to offering financial education workshops, we are dedicated to enriching the lives around us. While members can visit us at 209 Western Ave Unit B South Portland Me 04106, official correspondence should be sent to 405 Western Avenue #515, South Portland, ME 04116-9421.

Branch Location & Accessibility

Accessibility and Parking

At Maine Solutions, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. Ample parking is available nearby, so you can visit us without any hassle.

Operating Hours

We understand that life gets busy, which is why we offer flexible banking hours. You can visit us Monday through Friday from 8 a.m. to 4 p.m., allowing you plenty of time to take care of your financial needs. If you have questions or need assistance outside of these hours, feel free to give us a call at 207-775-8371.

Services Offered

Our branch provides a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer business banking services and basic shared branch transactions for members of partner credit unions. For added convenience, we have an ATM on-site for quick cash withdrawals and balance checks, ensuring that accessing your funds is always easy. While we currently do not have drive-thru service, our friendly staff is here to assist you inside. While members can visit us at 209 Western Ave Unit B South Portland Me 04106, official correspondence should be sent to our mailing address: 405 Western Avenue #515, South Portland, ME 04116-9421.

Visit Us Today!

We invite you to stop by Maine Solutions today! Explore how we can help you achieve your financial goals with personalized service and support. We look forward to welcoming you into our branch!

Member Eligibility

Joining the Maine Solutions family is more than just opening an account; it's about becoming part of a supportive community that truly cares about its members. If you're looking to become a member, you'll find that eligibility is welcoming and straightforward. Typically, anyone who lives, works, or worships in the area can join us here at Maine Solutions. We believe everyone deserves access to financial resources that help them thrive, and our friendly team is here to make your experience personal and rewarding. To get started on your membership journey with us at Maine Solutions, simply reach out at (207) 775-8371, or visit us at our convenient location: 209 Western Ave Unit B South Portland Me 04106. You can also check for any specific eligibility details by visiting this link. We're excited to help you open your account and take advantage of all the benefits that come with being a member, from personalized banking solutions to community events and resources tailored just for you.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Alongside our loan offerings, our merchant services provide essential tools to help your business thrive. From easy payment processing to efficient cash management solutions, we ensure you can focus on what matters most growing your business. Whether you're a small shop or a larger enterprise, our services are designed to meet your unique needs. Located at 209 Western Ave Unit B South Portland Me 04106 in South Portland, ME, we're here to support your journey every step of the way. Reach out to us at (207) 775-8371 or visit our website at http://www.mesolutionsfcu.org for more information!

Comprehensive List Of Services

ATM & Shared Branch Access

Need cash? Our ATMs provide quick access for withdrawals and balance checks without any hassle. Plus, through our partnership with shared branches, members can conduct basic transactions like deposits and withdrawals at various locations making banking accessible wherever life takes you. With dedicated service hours from Monday to Friday between 8 a.m. and 4 p.m., we're here when you need us most. For any questions or assistance regarding our services, please feel free to reach out at (207) 775-8371. At Maine Solutions, we're not just about transactions; we're about building relationships with our members by understanding their financial needs. Visit us today or explore more about our offerings at http://www.mesolutionsfcu.org . Let us help you achieve your financial goals!

Business Banking

We also cater to local businesses with specialized services. Our business banking solutions, including merchant services and business loans, provide essential tools for entrepreneurs looking to grow their ventures.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that let you manage your accounts anytime, anywhere. Whether you're making a deposit from your phone or checking balances while on the go, our digital features ensure that banking with us is hassle-free.

Home Financing

If homeownership is in your future, check out our mortgage loans and refinancing options. We understand that buying a home is one of the most significant decisions you'll ever make. That's why we strive to offer competitive rates and flexible terms designed to meet your unique situation.

Personal Banking

For those managing day-to-day finances, we offer a range of personal banking services tailored to fit your lifestyle. Our checking and savings accounts provide convenient options for both saving and spending. Plus, if you're thinking about purchasing a car or refinancing your current vehicle, our auto loans and vehicle financing make it easy and affordable to get behind the wheel.

Personal Loans

Life sometimes throws unexpected expenses your way. For these moments, our personal loans and debt consolidation services can help you regain control over your finances. Whether it's for a major purchase or consolidating existing debts into one manageable payment, we're here to support you every step of the way.

Rewards Credit Cards

Don't forget about earning rewards while you spend! Our credit cards with rewards allow you to earn points on everyday purchases, giving you more value back for what you already buy.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking, you can effortlessly check your account balances, transfer funds, and pay bills all from the comfort of your smartphone or computer. Plus, our mobile application makes it even easier to manage your money on the go. You can download our app and enjoy features like mobile payments that allow you to make purchases without reaching for your wallet. We also offer e-statements to help you stay organized and environmentally friendly. You can view and manage your statements electronically, which means no more paper clutter in your mailbox. And if you need to send money quickly to friends or family, our person-to-person transfer feature has got you covered!

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization, we employ robust security measures to protect your information during every transaction. With user-friendly interfaces and straightforward navigation, accessing your accounts is a breeze so you can focus more on what matters most. Whether you're using a desktop computer or our mobile app, managing your finances has never been easier. At Maine Solutions, we're committed to providing accessible solutions that empower you to take control of your financial life with confidence. Visit us today at http://www.mesolutionsfcu.org and discover how simple banking can be!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $5,625,566 in share certificates and $2,131,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $992,815, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $1,746,159 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $130 in used auto loans and $12,090,745 in total loans and leases.

Solid Foundation

With a net worth of $1,969,582, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share Accounts stand at 2,581, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments are currently at $0, further demonstrating our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maine Solutions is your trusted partner. Visit us at 209 Western Ave Unit B South Portland Me 04106 or call (207) 775-8371 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,975,575 in used vehicle loans and $1,325,121 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, making it easier than ever to drive away in a car you love.

Credit Lines

For those who need additional flexibility with their finances, our credit lines totaling $1,100,000 provide access to funds when you need them most. These lines are perfect for managing unexpected expenses or consolidating debt. At Maine Solutions, we believe everyone deserves access to financial support that works for them. If you're considering refinancing or want more information about eligibility options for any of our loan products, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your borrowing options with us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,424,470, make buying or refinancing simple. We offer various mortgage products tailored to your needs, whether you're a first-time buyer or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently we have $0 in unsecured credit card loans issued, we're committed to helping our members manage their finances effectively with future offerings designed to meet diverse spending needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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MAINE SOLUTIONS FEDERAL CREDIT UNION