Maine Savings Credit Union Vassalboro ME | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Maine Savings, your trusted partner in financial well-being, located at 912 Main St, Vassalboro, ME 04989. Established in 1961, we have been dedicated to serving our community with integrity and commitment for over six decades. With a total membership of 40,967 and assets totaling an impressive $792,745,417, we are proud to offer personalized banking solutions tailored to meet the needs of our members. At Maine Savings, we believe that every member deserves access to comprehensive financial services. From checking and savings accounts to auto loans and mortgages, our offerings are designed to empower you on your financial journey. Our total deposits stand at $92,810,302, reflecting the trust our members place in us. With a strong team of 159 employees, led by our CEO Vanessa Madore and Board President Donald Grant, we strive to provide exceptional service in a friendly environment. We understand that banking is not just about numbers; it's about relationships built on trust and support. That's why we're here for you whether you prefer visiting us in person or taking advantage of our online and mobile banking options. While members can visit us at 912 Main St, official correspondence should be sent to 912 Main Street, Vassalboro, ME 4989. If you have any questions or need assistance, don't hesitate to call us at 207-862-6500. We're here Monday through Friday from 8:30 AM to 5:00 PM. Join us today at Maine Savings and experience the difference of being part of a community-focused credit union where your financial success is our priority. Visit our website at mainesavings.com for more information or to open an account online!

Branch History & Mission

Welcome to Maine Savings, a cornerstone of financial support in Vassalboro, ME. Established in 1961, our branch has grown alongside this vibrant community for over six decades. Located at 912 Main St, Vassalboro, ME 04989, we are proud to be part of the lives of nearly 41,000 members who trust us with their financial needs. From our humble beginnings, Maine Savings has evolved significantly. Over the years, we've expanded our services and offerings to meet the diverse needs of our members. Today, we proudly manage total assets exceeding $792 million, reflecting our commitment to responsible growth and financial stewardship. Our mission is clear: we strive to provide exceptional financial services while making a positive impact on our community. We believe that banking should not just be about transactions but also about building relationships. Our dedicated team is here to help you with personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also emphasize convenience through online and mobile banking options. Maine Savings is more than just a credit union; we're a partner in your journey towards financial wellness. Whether you need assistance with saving for a home or managing your day-to-day expenses, our knowledgeable staff is always ready to offer personalized advice tailored to your unique situation. We recognize the importance of accessibility and inclusivity in our services. Our branch is ADA compliant and equipped with an ATM for easy cash access. We also offer drive-thru banking for those who prefer a more convenient transaction method. While members can visit us at 912 Main St for all their banking needs, official correspondence should be sent to our mailing address: PO Box 189, Vassalboro, ME 4989. At Maine Savings, we take pride in giving back to the community through partnerships and outreach programs that strengthen local ties. As we look ahead, we remain committed to fostering growth both for our members and the wider community. Join us at Maine Savings today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community-focused institution. Give us a call at 207-862-6500 or visit us during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Let's build a brighter future together!

Branch Location & Accessibility

Welcome to the Maine Savings branch located at 912 Main St, Vassalboro, ME 04989! We're proud to be a part of the Vassalboro community, conveniently situated near local landmarks that make us easy to find. Whether you're coming from nearby schools or shopping areas, our location is designed for your convenience. At Maine Savings, we strive to ensure that your banking experience is smooth and hassle-free. With accessible parking and ADA-compliant features, everyone can easily visit our branch. Plus, we offer drive-thru banking for those who prefer a quick and easy way to handle their transactions without leaving their car. Our friendly staff is here to assist you during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. Whether you're looking for personal banking services like checking and savings accounts or exploring auto loans and mortgage options, we are ready to help you achieve your financial goals. While members can visit us at this location for all their banking needs, please note that official correspondence should be directed to our mailing address at 912 Main Street, PO Box 189, Vassalboro, ME 4989. And don't forget about our ATM availability! You can access cash anytime you need it. If you're part of another credit union, feel free to take advantage of our shared service center too! Ready to experience the benefits of banking with us? Stop by or give us a call at 207-862-6500. We look forward to welcoming you!

Member Eligibility

At Maine Savings, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We're committed to providing our members with financial solutions that truly make a difference in their lives. With benefits like competitive rates on loans and savings accounts, as well as personalized service, being part of Maine Savings means you're never alone on your financial journey. To learn more about specific eligibility requirements, feel free to check out our detailed guidelines at . Ready to take the next step? Opening an account with us is a breeze! Just visit our registration page at https://my.mainesavings.com/registration or give us a call at (207) 862-6500 if you have any questions. Join us today at our branch located at 912 Main St Vassalboro Me 04989, and let's build a brighter financial future together!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to purchase new equipment or open a second location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,406,367, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make daily operations smoother. Picture your customers paying effortlessly at checkout while you manage transactions seamlessly from anywhere. Our services help you focus on what you do best growing your business. Located conveniently at 912 Main St Vassalboro Me 04989 in Vassalboro, ME, we're here to partner with you every step of the way. For more information or to discuss how we can assist your business, call us at (207) 862-6500 or visit our website at https://mainesavings.com/.

Comprehensive List Of Services

Accessibility and Support

Located at 912 Main St Vassalboro Me 04989, we invite you to visit us during our lobby hours from Monday to Friday between 8:30 AM and 5:00 PM. Our friendly staff is always ready to assist you with any questions or concerns. Feel free to give us a call at 207-862-6500 if you'd like more information about any of our services. At Maine Savings, we strive not only to meet but exceed your expectations by providing comprehensive financial services designed just for you. Explore how we can help support your financial journey today! For further details on how to become a member or open an account, please visit our website or check out this link for quick registration!

Business Banking Solutions

For business owners, we offer specialized services such as merchant services and business loans that can help fuel growth and streamline operations. At Maine Savings, we recognize that every business is unique, so we work closely with you to find solutions that fit your specific needs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. Our members can easily manage their accounts from anywhere using our mobile application or through online banking. You can make deposits, transfer funds, and even send money to friends with just a few taps on your smartphone. For those times when you need cash quickly, we provide ATM access along with drive-thru banking services for simple transactions like deposits and withdrawals. Our shared branch transactions allow members of partner credit unions to perform basic banking operations as well.

Personal Banking Services

Our personal banking options include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. We understand that life can be unpredictable, which is why our auto loans and vehicle financing solutions allow you to get behind the wheel without the stress of complicated payment plans. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans are structured to fit various budgets and lifestyles. When unexpected expenses arise, our personal loans can provide the quick cash flow you need, while our debt consolidation options help simplify your financial obligations. Plus, don't forget about our credit cards with rewards that offer benefits for everyday purchases, making it easier for you to earn while you spend.

Digital & Online Banking

Accessibility and Security

At Maine Savings, we prioritize your security while ensuring that our online banking services are user-friendly. With robust security measures in place, you can have peace of mind knowing your information is safe as you manage your finances online. Join us today at Maine Savings for a banking experience that puts convenience and security first! Visit us at https://mainesavings.com/ to explore all the digital tools available for our valued members.

Key Features of Our Digital Banking Services

One of the standout features of our online banking is the ability to manage your accounts in real-time. Whether you're checking your balance, making payments, or transferring funds, everything is just a few clicks away. Plus, with our electronic signature authorization, you can sign documents securely without needing to visit the branch. If you prefer going paperless, you'll be happy to know that e-statements are available for all members. This not only helps reduce clutter but also allows you to access your financial statements quickly and conveniently. For those on the go, our mobile application provides an intuitive interface to handle all your banking needs right from your smartphone. You can even use mobile payments to make purchases seamlessly and securely. And if you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast.

Financial Strength

Commitment to Innovation

With $57,533,787 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we have $6,488 in used auto loans and $611,071,759 in total loans and leases that support our members' financial goals across various sectors.

Growing Member Base

With total share accounts reaching 88,928, it's clear that our growing member base trusts us with their finances. Our net shares (funds available for lending and investments) stand at $2,121,177, which strengthens our ability to support your needs as they evolve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maine Savings is your trusted partner. Visit us at 912 Main St Vassalboro Me 04989 or call (207) 862-6500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $226,936,071 in share certificates and $48,659,729 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,188,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 155 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $61,544,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $776 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $104,161,161 in used vehicle loans and $27,923,039 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $53,406,367 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, our team is here to support you every step of the way. At Maine Savings, we prioritize transparency and accessibility in all our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you have any questions or need assistance with any of our loan products, don't hesitate to reach out or visit us during our operating hours: Monday - Friday from 8:30 AM to 5:00 PM. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,960,703, make buying or refinancing simple. We offer various programs tailored to your specific needs and encourage you to explore refinancing options if you're looking to reduce your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,864,655 in loans helping members manage their finances effectively. These cards come with features designed to help you build credit while enjoying convenient access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, promoting transparency in your search for loans. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can find what truly suits your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that the offers you see are fair and transparent. By relying on verified institutions, LendMesh ensures that users have access to accurate information when making their loan decisions.

Maine Savings