Maine Savings Credit Union Old Town ME | Affordable Auto Loans & ATM Services

Introduction

Welcome to Maine Savings, your trusted credit union located at 1002 Stillwater Ave, Old Town, ME 04468. Since our establishment in 1961, we've been dedicated to serving our community with personalized financial services that meet the unique needs of our members. With a total membership of 40,967 and assets exceeding $792,745,417, we pride ourselves on being a cornerstone of financial support in Old Town. At Maine Savings, we understand that every member's journey is different. Whether you are looking for personal banking solutions like checking accounts and auto loans or business banking options such as merchant services and business loans, we have you covered. Our commitment to fostering financial wellness is reflected not only in our diverse offerings but also in the strong relationships we build with our members. Led by our CEO Vanessa Madore and Board President Donald Grant, our team of 159 employees works tirelessly to ensure that your financial goals are within reach. With over $92,810,302 in total deposits and a robust net worth of $61,544,002, you can trust that your money is secure with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1002 Stillwater Ave, Old Town, ME 44668. For any inquiries or assistance, feel free to call us at 207-862-6500 or fax us at 207-862-6502. Join us at Maine Savings today and experience a credit union where community comes first! Visit our website at mainesavings.com or stop by during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. We look forward to helping you achieve your financial aspirations!

Branch History & Mission

Community Engagement

Maine Savings is proud to be an active participant in community development. Our branch regularly collaborates with local organizations to provide support where it matters most be it through sponsorships or volunteering efforts aimed at improving the quality of life in Old Town. We invite you to experience what sets us apart at Maine Savings. Join us today and become part of a community-focused credit union that prioritizes your needs above all else. For inquiries or assistance, feel free to contact us at 207-862-6500 or visit us online at Maine Savings. Together, let's build a brighter financial future!

Our Journey

Located at 1002 Stillwater Ave, Old Town, ME 04468, our branch has seen remarkable growth. Today, we proudly serve over 40,000 members and manage total assets exceeding $792 million. This journey began with a simple vision of accessible banking for everyone. Over the years, we have expanded our offerings from basic savings accounts to a wide range of products including auto loans, mortgage financing, and personalized credit solutions. Maine Savings is more than just a financial institution; it's part of the fabric of Old Town. We are strategically located near local landmarks that make it easy for our members to visit us. While members can come into our branch for personal service and support during our operating hours Monday through Friday from 8:30 AM to 5:00 PM we also offer convenient services like drive-thru banking and ATM access.

Our Mission

At Maine Savings, our mission is clear: we aim to empower individuals and families by providing them with the tools they need to achieve their financial goals. We believe in fostering strong relationships built on trust and transparency. This commitment extends beyond just offering financial products; it involves actively engaging with our community through outreach initiatives and partnerships that support local causes. As part of this commitment, we ensure that our services are accessible to everyone. We prioritize ADA compliance and have implemented digital advancements such as online banking and mobile payment options to enhance your experience with us.

Branch Location & Accessibility

Welcome to Maine Savings, your friendly neighborhood credit union located at 1002 Stillwater Ave in Old Town, ME! We're proud to be part of the vibrant Penobscot County community, conveniently positioned near local landmarks that make us easy to find. Whether you're heading to the nearby University of Maine or visiting family in the area, our branch is here to serve you. At Maine Savings, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking to ensure everyone can visit us comfortably. Plus, we offer a drive-thru service for quick and convenient banking without leaving your vehicle. If you need cash, our ATM is available on-site, making it easy to access your funds anytime. We understand that life can get busy, so we've designed our operating hours with you in mind. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, giving you plenty of time to stop by during your day. If you need assistance outside these hours, don't hesitate to give us a call at 207-862-6500. While members can visit us at 1002 Stillwater Ave, official correspondence should be sent to the same address for convenience. We also offer shared services for partner credit union members, allowing even more flexibility in managing your finances. So why wait? Come visit Maine Savings today and discover how we can help you with personal banking needs like checking and savings accounts, auto loans, mortgages, and more! We look forward to welcoming you!

Member Eligibility

At Maine Savings, we believe that everyone deserves a supportive financial community. Joining us as a member is simple and welcoming! If you're looking to become part of our family, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in the areas we serve. This includes many folks in and around Old Town! For detailed eligibility criteria. Once you see that you qualify, opening an account is just as easy! You can get started online by visiting https://my.mainesavings.com/registration, or if you prefer a personal touch, give us a call at (207) 862-6500 during our operating hours from Monday to Friday, 8:30 am to 5:00 pm. We're here to help you every step of the way as you take this exciting step towards becoming a member of Maine Savings. Come join us at 1002 Stillwater Ave Old Town Me 04468, and let's build your financial future together!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,406,367, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine processing payments without the hassle. Our merchant services are designed to make transactions smooth and efficient. Whether you're a local café or an online retailer, our services help you accept payments easily, allowing you to focus on what you do best running your business. Located at 1002 Stillwater Ave Old Town Me 04468 in Old Town, ME, we invite you to explore how our tailored solutions can meet your business needs. Call us at (207) 862-6500 or visit us today!

Comprehensive List Of Services

ATM and Drive-Thru Services

With our ATM availability, withdrawing cash has never been easier. Our branch also provides a basic Drive-Thru Banking service for quick transactions such as deposits and withdrawals without leaving your vehicle. For those who are members of partner credit unions, we offer Basic Shared Branch Transactions, making it simple to handle your banking needs even when you're away from home.

Business Banking Services

For small business owners, Maine Savings offers comprehensive Business Banking solutions including essential Merchant Services and various types of Business Loans. We know how important it is for businesses to have reliable financial support, which is why we work closely with local entrepreneurs to ensure they have the tools needed for success.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features. Access your accounts anytime and anywhere through our user-friendly mobile application and online banking platform. You can make transactions like deposits and withdrawals easily from the comfort of your home or while on the go.

Get Started Today!

At Maine Savings, we are committed to providing exceptional service that meets your financial needs now and in the future. Whether you want to open an account or learn more about our loan options, we're here to help! Call us today at 207-862-6500 or visit us at our branch during operating hours: Monday through Friday from 8:30 am to 5:00 pm. Discover how Maine Savings can be a trusted partner in your financial journey!

Personal Banking Solutions

We understand that every member's financial situation is unique. That's why our Personal Banking services are designed to be flexible and accessible. From Checking & Savings Accounts that help you manage your everyday finances to Auto Loans & Vehicle Financing options that make buying a car straightforward, we've got you covered. If you're looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. For those moments when you need extra support, our Personal Loans & Debt Consolidation options provide an easy way to consolidate debt or fund personal projects. And don't forget about our Credit Cards with Rewards, designed to give back as you spend.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services, you can check your balances, transfer funds, and pay bills right from your computer or mobile device. Simply visit https://mainesavings.com/ to get started! We've made it user-friendly so that everyone can navigate their finances without hassle.

Enhanced Security Features

Your safety is our priority. With electronic signature authorization available, signing documents securely has never been simpler. You can also opt for e-statements to keep track of your transactions without the clutter of paper statements. This not only helps the environment but also enhances your account's security by reducing the risk of identity theft. In short, at Maine Savings, we are committed to providing you with accessible, secure, and easy-to-use digital banking solutions. Experience financial management like never before explore all that we offer today!

Mobile Application and Payments

On top of online banking, our mobile application allows you to take your banking experience with you wherever you go. Need to make a quick payment? Our mobile payments feature makes it easy to send money directly from your phone. Plus, if you're looking to split a dinner bill with friends, our person-to-person transfers let you send money instantly with just a few taps.

Financial Strength

Committed Team

We also take pride in having 155 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to providing personalized service that meets your individual needs.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maine Savings is your trusted partner. Visit us at 1002 Stillwater Ave Old Town Me 04468 or call (207) 862-6500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $57,533,787 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means you can trust us to adapt to your needs over time. Our lending capacity is robust as well, with $6,488 in used auto loans and $611,071,759 in total loans and leases supporting your financial goals across various sectors. Whether you're buying a car or seeking funding for personal projects, we're here to help.

Member-Centric Savings Options

Members' savings are secured through $226,936,071 in share certificates and $48,659,729 in money market shares, offering stable and rewarding financial growth opportunities. These options are designed to help our members maximize their savings while enjoying peace of mind. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,188,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $61,544,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for ensuring your savings are secure and readily accessible when you need them. Our net worth ratio of 7.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing, we have various options available that might suit your needs. We're committed to helping you navigate through eligibility requirements and finding the right loan product for your situation. Our branch is located at 1002 Stillwater Ave Old Town Me 04468 in Old Town, ME, and our team is ready to assist you during our operating hours from Monday to Friday, 8:30 am to 5:00 pm. For any inquiries or assistance, feel free to give us a call at (207) 862-6500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward reaching your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $104,161,161 in used vehicle loans and $27,923,039 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in a car you love.

Business Financing

For business owners, our outstanding commercial loans totaling $53,406,367 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or need working capital, we are here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,960,703, make buying or refinancing simple. We work closely with you to find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,864,655 in loans helping members manage their finances effectively. This option allows you to make purchases with ease while building your credit score.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users can trust that they are receiving fair and reliable offers tailored to their financial situations.

MAINE SAVINGS FEDERAL CREDIT UNION - Old Town, ME

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