Maine Savings Credit Union Bangor ME | Affordable Auto Loans & Mortgage Rates

Introduction

Welcome to Maine Savings, your trusted partner in financial well-being since 1961. Located at 671 Broadway, Bangor, ME 04401, we pride ourselves on being more than just a credit union; we are a community-focused institution dedicated to serving our 40,967 members with care and commitment. At Maine Savings, we understand that every member has unique financial needs. That's why we offer a range of services from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. With total assets of over $792 million and total deposits exceeding $92 million, you can trust that your financial future is secure with us. Our net worth stands strong at $61.5 million, reflecting our solid foundation built on responsible lending and smart investing. Our leadership team, headed by CEO Vanessa Madore and Board President Donald Grant, is dedicated to ensuring that we provide the best possible service to our members. Together with our team of 159 employees, we strive to create an environment where everyone feels valued and supported. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 671 Broadway, Bangor, ME 4401. Feel free to reach out by phone at 207-862-6500 or via fax at 207-862-6502 if you have any questions or need assistance. Join us as we continue to build a brighter financial future for our community! Explore what Maine Savings can do for you by visiting our website at mainesavings.com or stop by today! We're here for you Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 3 PM.

Branch History & Mission

Maine Savings has a rich history of commitment and service in the Bangor community. Established in 1961, we have grown from humble beginnings into a trusted financial partner for over 40,000 members. Our branch at 671 Broadway, Bangor, ME 04401, is not just a place for banking; it's a hub for financial empowerment and community support. From the start, our mission has been clear: to provide accessible and affordable financial services while fostering a sense of belonging among our members. We believe that everyone deserves the opportunity to achieve their financial goals. This belief has driven us to expand our services, which now include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are proud to manage total assets exceeding $792 million, reflecting our solid foundation and ongoing growth. Over the years, we've embraced advancements in technology to better serve you. Our online banking platform allows members to manage accounts easily from anywhere. With features like mobile payments and e-statements, we strive to make banking convenient and user-friendly. Furthermore, we ensure our facilities are ADA compliant so that everyone can access our services without barriers. Community involvement is at the heart of what we do. Maine Savings actively participates in local events and initiatives aimed at improving the lives of those around us. Whether it's sponsoring community programs or collaborating with local organizations, we are dedicated to making a positive impact in Bangor and beyond. Our drive-thru service offers added convenience for those on the go, while our ATM availability ensures that you have access to your funds whenever you need them. For official correspondence, please note that while you can visit us at our branch address, official mail should be sent to 671 Broadway, Bangor, ME 04401. As we look toward the future, we remain committed to providing exceptional service and support to our members. Join us at Maine Savings today and experience firsthand how we can help you achieve your financial dreams. For more information or assistance, feel free to call us at 207-862-6500 or visit our website at Maine Savings. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Maine Savings, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. We also have ample parking available right outside, making it easy for you to pop in whether you're running errands or stopping by specifically for your banking needs.

Connect With Us

Whether you're looking to open an account or just have questions about our services, feel free to reach out! You can give us a call at 207-862-6500 or stop by during our operating hours. We look forward to welcoming you to Maine Savings your trusted partner in financial wellness!

Operating Hours and Services

We know how busy life can be, which is why we offer flexible operating hours. You can visit us Monday through Friday from 8 AM to 5 PM, and on Saturday from 9 AM to 3 PM. Our friendly staff is ready to assist you with various services such as personal banking, auto loans, mortgage options, and even business banking solutions. For your convenience, we also have an ATM on-site and offer drive-thru banking services for quick deposits or withdrawals without leaving your vehicle. Plus, if you're a member of another participating credit union, you can enjoy shared services right here at our branch!

Member Eligibility

At Maine Savings, we believe that everyone deserves access to financial services that truly support their needs. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our local community, you're likely eligible to join us. We're proud to serve individuals and families from all walks of life, offering a friendly atmosphere where you can feel at home with your finances. To learn more about the specific eligibility criteria, please visit our detailed page at . Joining Maine Savings not only opens the door to a range of financial products like checking accounts, loans, and credit cards, but also connects you with a supportive community that values your well-being. Ready to take the next step? Opening an account is easy just follow this link: https://my.mainesavings.com/registration. If you have any questions or need assistance, don't hesitate to give us a call at (207) 862-6500. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,406,367, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business smoothly without worrying about payment processing. Our merchant services provide secure solutions that allow you to accept payments quickly and efficiently. Whether it's through mobile payments or online transactions, we equip you with tools that make managing your finances easier. Located at 671 Broadway Bangor Me 04401 in Bangor, ME, we invite you to reach out at (207) 862-6500 to learn more about how our business banking services can help turn your vision into reality. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Services

Running a business can be overwhelming, but with Maine Savings, you have access to essential business banking services. From merchant services that simplify payment processing to business loans designed to help you grow, we support local businesses every step of the way.

Convenient Access & Support

Banking should fit into your lifestyle without hassle. That's why we provide online and mobile banking for easy access to your accounts wherever you are. You can even make ATM cash withdrawals or use our drive-thru service for quick transactions without leaving your car. Additionally, if you're a member of another credit union, our shared branch transactions allow you to perform basic deposits and withdrawals at our location as well.

Get Started Today!

Ready to explore all that Maine Savings has to offer? Visit us today at 671 Broadway in Bangor or give us a call at 207-862-6500. Our friendly staff is here to assist you with any questions about opening an account or applying for a loan. You can also get started online by visiting our website. Join us today and let us help you achieve your financial goals!

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer various personal banking options, including checking and savings accounts designed for everyday needs. Imagine having a checking account that allows you to effortlessly track your spending while earning interest on your savings! With our online and mobile banking features, you can check balances, transfer funds, and pay bills anytime, anywhere. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions make it simple and affordable. Picture yourself driving off in your dream car with a loan that fits your budget perfectly. We also provide mortgage loans and refinancing options for those ready to own their home or lower their monthly payments. For those unexpected expenses or debt consolidation needs, our personal loans offer flexible terms and competitive rates. Plus, don't forget about our credit cards with rewards that can earn you points for cash back or travel perks!

Digital & Online Banking

Key Features of Our Online Banking

Explore our user-friendly online banking platform at https://mainesavings.com/. It offers everything from checking your balance to transferring funds between accounts. You can also enjoy the convenience of e-statements, which allow you to receive your bank statements electronically instead of waiting for them to arrive in the mail. Plus, with electronic signature authorization, signing documents is quick and hassle-free.

Mobile Access and Payments

Stay connected with our mobile application, available for both Android and iOS devices. This app allows you to manage your accounts on the go, making it easy to pay bills or send money to friends through person-to-person transfers. If you're out shopping or dining, take advantage of our mobile payments feature for a faster checkout experience.

Security and Support

Your security is our priority. We provide 24/7 online banking services that are protected with advanced security measures, ensuring your information stays safe while you manage your finances. If you ever have questions or need assistance, our friendly team is here to help. With the digital tools at Maine Savings, managing your money has never been easier or more secure. Dive into the world of convenient banking today!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 88,928, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,121,177. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maine Savings is your trusted partner. Visit us at 671 Broadway Bangor Me 04401 or call (207) 862-6500 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $57,533,787 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $6,488 in used auto loans and $611,071,759 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $226,936,071 in share certificates and $48,659,729 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,188,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 155 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $61,544,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $776 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $10,416,116 in used vehicle loans and $27,923,039 in new vehicle loans to help our members get on the road with confidence. Our auto loan process is straightforward and designed for your convenience. Plus, if you're considering refinancing your current vehicle loan, we can assist you with options that may lower your monthly payments.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $53,406,367 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges faced by businesses and are here to support you every step of the way. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or need assistance with eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 207-862-6500 or visit us at 671 Broadway Bangor Me 04401 during our operating hours from Monday to Friday 8 AM - 5 PM and Saturday from 9 AM - 3 PM. Your journey toward financial success starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $51,960,703. With personalized service and expert guidance throughout the process, you can feel secure as you take this important step toward owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $10,864,655 in loans helping members manage their finances effectively, our credit cards provide an excellent way to make purchases while building your credit history.

Loan Aggregator

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User Testimonials

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Maine Savings