Maine Media Credit Union South Portland ME

Introduction

At Maine Media, we believe in the power of community and the strength that comes from supporting one another. Located at 295 Gannett Dr, South Portland, ME 04106, our credit union has been a trusted financial partner since 1935, proudly serving 925 members with dedication and care. With total assets amounting to an impressive $6,517,194 and total deposits reaching $868,756, we are here to help you achieve your financial goals. While members can visit us at our branch, official correspondence should be sent to our mailing address: PO Box 7702, Portland, ME 4112. Our commitment to our members goes beyond just numbers; it's about building relationships and fostering trust. Under the leadership of CEO Jennifer Hartel and Board President David Hench, our small team of just two employees is focused on providing personalized service that meets your unique needs. With a wide array of services including personal banking, auto loans, mortgage loans, and business banking solutions, we aim to make banking easy and accessible for everyone. We understand that every member's journey is different, which is why we offer tailored solutions to fit your lifestyle. Join us as we continue to grow together! For more information or assistance, please don't hesitate to give us a call at (207) 774-4307 or visit our website at mainemedia.com. Your future starts here with Maine Media!

Branch History & Mission

Welcome to Maine Media, a credit union deeply rooted in community spirit and dedicated to serving its members since 1935. Located at 295 Gannett Dr, South Portland, ME 04106, our branch has been a cornerstone of financial support for nearly nine decades. We pride ourselves on offering personalized banking services tailored to the needs of our diverse membership base, which currently stands at 925 members strong. Maine Media began with a simple mission: to provide accessible and affordable financial solutions while fostering a sense of community among our members. Over the years, we have grown significantly, now boasting total assets of $6,517,194. This growth is not just about numbers; it reflects our commitment to helping individuals and families achieve their financial goals. Our mission is clear: we aim to empower our members through exceptional service and comprehensive financial products. From personal banking accounts like checking and savings to auto loans, mortgages, and business financing, we strive to meet all your financial needs under one roof. We also embrace modern banking trends with online services that make managing your finances easier than ever. While members can visit us at 295 Gannett Dr, official correspondence should be sent to PO Box 7702, Portland, ME 4112. Our branch operates Monday through Friday from 8:30 AM to 4:30 PM, ensuring that we're available when you need us most. Currently, we do not offer ATM or drive-thru services; however, we focus on providing robust online banking options so you can access your accounts anytime. Maine Media is more than just a credit union; we're an active participant in our local community. We take pride in forming partnerships with local organizations and engaging in outreach efforts that uplift those around us. Our goal is not only to support our members financially but also to contribute positively to the neighborhoods we serve. As we look towards the future, we remain committed to innovation while staying true to our roots. The journey of Maine Media is one of dedication and resilience a testament to the strength of community banking. We invite you to join us at Maine Media and experience firsthand the benefits of membership because here, you're more than just an account number; you're family. For more information or to become a member today, please call us at 207-774-4307 or visit our website at mainemedia.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Maine Media, we believe that everyone should have easy access to financial services. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure a smooth visit for all our members. Parking is readily available so you can find a spot without hassle.

Operating Hours

We are open Monday through Friday from 8:30 AM to 4:30 PM, making it convenient for you to stop by before work or during lunch breaks. While you're here, our friendly staff is ready to help you with everything from personal banking options like checking and savings accounts to auto loans and mortgage refinancing.

Services Offered

Though we don't have an ATM or drive-thru service at this location, we provide a wide range of services tailored just for you. From credit cards with rewards to online and mobile banking options, Maine Media makes managing your finances simple and effective. Plus, if you need assistance outside of our operating hours or wish to learn more about our offerings, feel free to give us a call at 207-774-4307! While members can visit us at 295 Gannett Dr South Portland Me 04106, official correspondence should be sent to PO Box 7702, Portland, ME 4112. We invite you to come see us at Maine Media! Whether you're looking for guidance on your financial journey or simply want to chat with our team about your options, we're here and eager to help. Visit us today!

Member Eligibility

At Maine Media, we believe that becoming a member is like joining a warm and welcoming family where your financial needs are truly understood. If you're looking to become part of our community, the eligibility process is straightforward and designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in our local area can apply for membership. We also encourage families of existing members to join us! This means that whether you're new to the area or have deep roots here, you're likely eligible to experience all the benefits we offer. Joining Maine Media opens up a world of financial opportunities tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgages. The membership journey is simple; just visit us at our branch located at 295 Gannett Dr South Portland Me 04106, or check out our application process online at http://www.mainemedia.com/apply_hfs.html. If you have any questions or need assistance, don't hesitate to give us a call at (207) 774-4307. For more detailed information about eligibility criteria, feel free to explore this link as well. We can't wait for you to join us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with tools designed just for you. Our merchant services help you process payments easily, manage transactions, and keep track of your sales all essential for today's fast-paced retail environment. This means you can focus on what you do best serving your customers and growing your business. If you're ready to take your business to the next level, visit us at 295 Gannett Dr South Portland Me 04106 in South Portland, ME or call us at (207) 774-4307. Let's explore how we can partner in your success!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll find that our offerings extend beyond personal finance. Our business banking services, including merchant services and business loans, are designed to support local entrepreneurs like you. We understand that running a business comes with its own set of challenges, and we're here to partner with you every step of the way.

Cash Withdrawal Services

While we currently do not have ATMs or drive-thru service at our branch, we ensure that cash withdrawal services are easily accessible through various partnerships in the community. With all these offerings available at Maine Media, we strive to meet the diverse needs of our members while maintaining a personal touch in every interaction. Ready to take charge of your finances? Visit us today or call us at 207-774-4307 for more information about how we can assist you on your financial journey!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that allow you to manage your finances from anywhere. Whether you're checking your balance on-the-go or making transfers from the comfort of your couch, our digital tools make banking simple and efficient.

Personal Banking

Our personal banking services are crafted with your everyday needs in mind. Whether you're looking for checking and savings accounts to manage your daily expenses or planning for the future, we have options that fit your lifestyle. Need a reliable way to finance your next vehicle? Our auto loans and vehicle financing are here to help you hit the road without breaking the bank. For those considering buying a home, we offer mortgage loans and refinancing solutions that can make homeownership a reality. If you find yourself juggling multiple debts, our personal loans and debt consolidation services can provide the relief you need. Plus, don't forget about our credit cards with rewards, giving you more for your everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is user-friendly, making it simple for you to access your accounts and manage your money. While we currently do not offer electronic signatures or mobile payments, you can enjoy the ease of real-time account management. Whether you're checking statements or reviewing transactions, everything is just a few clicks away. We also prioritize security, ensuring that your information is protected while you bank online. Even though we don't provide e-statements at this time, you can still feel confident about the safety of your data with us. If you're looking to send money quickly, our platform allows for easy person-to-person transfers. This feature makes sharing expenses with friends or family straightforward and hassle-free.

Stay Connected on the Go

For those who prefer mobile banking, we are currently working on developing a dedicated mobile application. In the meantime, our online banking site is fully optimized for mobile devices, so you can manage your finances right from your smartphone. In summary, Maine Media is committed to providing accessible and convenient digital banking solutions tailored to meet your needs. Explore our services today by visiting https://mainemedia.com/, and take control of your financial journey with confidence!

Financial Strength

A Growing Community

Total Share Accounts: 1,301, show a strong and growing member base that trusts us with their finances. This growth reflects our commitment to serving you with integrity and care. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maine Media is your trusted partner. Visit us at 295 Gannett Dr South Portland Me 04106 or call (207) 774-4307 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $736,906 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $104 in used auto loans and $4,382,724 in total loans and leases.

Member Savings Security

Members' savings are secured through $1,311,710 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $1,041,993, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,599 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,554,960 in used vehicle loans and $755,143 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms tailored to fit your budget, making it easier than ever to drive away in your dream vehicle.

Credit Lines

If you're looking for financial flexibility, our credit lines allow you access to funds when you need them. With total credit lines amounting to $363,000, you can tackle unexpected expenses without worry.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $816,852, make buying or refinancing simple. We're here to support you through every step of the process, offering guidance and resources to ensure you find the right mortgage solution for your needs.

Refinancing Options

For those who already have existing loans but want better terms or lower rates, we offer refinancing options that can save you money over time. Whether it's an auto loan or a mortgage, we can help assess your current situation and see if refinancing is right for you. Our knowledgeable team at Maine Media, located at 295 Gannett Dr South Portland Me 04106, is ready to assist you. If you have any questions or would like to explore our loan offerings further, please don't hesitate to reach out at (207) 774-4307. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to supporting your journey toward financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be a great way to build your credit while enjoying rewards and benefits that fit your lifestyle.

Loan Aggregator

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Maine Media