Maine Highlands Credit Union Guilford ME | Affordable Auto Loans & Business Banking

Introduction

Welcome to Maine Highlands, your trusted partner in financial well-being, located at 23 Hudson Ave, Guilford, ME 04443. Established in 1966, we have been proudly serving our community for over five decades. With a commitment to our members, we currently support 14,094 individuals and families in achieving their financial goals. At Maine Highlands, we understand that your financial needs are unique. That's why we offer a comprehensive range of services tailored just for you. Our total assets exceed $196,559,893, ensuring that we have the resources necessary to provide you with reliable banking solutions. Whether you're interested in personal banking, auto loans, mortgages, or business financing, our dedicated team is here to guide you. While members can visit us at our Guilford branch, official correspondence should be sent to PO Box 697, Guilford, ME 4443. We pride ourselves on maintaining a strong connection with our community through transparent practices and accessible services. Led by our CEO Maria Wooten and Board President Nicholas Clukey, our team of 56 employees is dedicated to providing exceptional service. We believe in building lasting relationships based on trust and mutual respect. With a net worth of $21,138,942 and total deposits amounting to $38,900,030, we're not just a credit union; we're part of your journey toward financial stability. Join us today and experience the difference that personalized service can make! For more information or assistance, don't hesitate to call us at (207) 876-4041 or visit our website at www.mhfcu.com. Let's work together towards a brighter financial future!

Branch History & Mission

Community Impact

Our branch has always been about more than just numbers; it's about people. Over the years, we've partnered with local organizations and engaged in numerous outreach efforts aimed at uplifting our community. From sponsoring local events to supporting charitable initiatives, we actively contribute to making Guilford a better place for everyone. Additionally, we're proud of our digital advancements which ensure that all members have easy access to their accounts through online and mobile banking platforms. With features like electronic signatures and mobile payments, managing your finances has never been easier.

Our Mission

At Maine Highlands, our mission is clear: we aim to provide exceptional financial services while building lasting relationships within our community. We believe that everyone deserves access to quality banking solutions tailored to their needs. Our commitment extends beyond just banking; we strive to empower individuals and businesses alike through accessible resources and support. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Whether you're looking to consolidate debt or invest in your future with a mortgage refinance, we're here to guide you every step of the way.

Visit Us

While members can visit us at our main branch location at 23 Hudson Ave in Guilford for all their banking needs like utilizing our drive-thru services or accessing ATMs official correspondence should be sent to PO Box 697, Guilford, ME 4443 if different from the branch address. Our operating hours are convenient: Monday from 7:30 AM to 5:00 PM; Tuesday and Wednesday from 8:00 AM to 4:00 PM; Thursday from 8:00 AM to 5:00 PM; and Friday from 7:30 AM to 6:00 PM. You can reach us anytime at (207) 876-4041 for any inquiries. Join us at Maine Highlands Credit Union today! Experience the benefits of being part of a community-focused organization that truly cares about your financial success. Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Guilford Branch of Maine Highlands Credit Union! If you have any questions or need assistance, feel free to call us at 207-876-4041. Your financial journey starts here come see how we can help!

Nearby Landmarks and Features

Our location is surrounded by local favorites, making it an easy stop during your day. Whether you're picking up groceries or running errands in town, we are just a short drive away from popular spots like the Guilford Shopping Center and nearby parks. Parking is available right outside our branch for your convenience. We prioritize accessibility and have features in place to ensure everyone can easily access our services.

Operating Hours

At Maine Highlands, we want to make banking as convenient as possible. Our operating hours are designed to fit into your busy schedule: - Monday: 7:30 AM - 5:00 PM - Tuesday & Wednesday: 8:00 AM - 4:00 PM - Thursday: 8:00 AM - 5:00 PM - Friday: 7:30 AM - 6:00 PM Whether you prefer visiting during the week or stopping by after work on Friday, we're here for you.

Services Offered

We offer a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our drive-thru service allows for quick deposits and withdrawals without having to leave your vehicle. Plus, with ATM availability and shared services for partner credit union members, managing your money has never been easier.

Member Eligibility

At Maine Highlands, we're excited to welcome you into our community! Becoming a member is straightforward and inclusive. If you live, work, or worship in the areas we serve, or have a family member who is already a member, you can join us! This means that whether you're a longtime resident of Guilford or just starting your journey here, you're eligible to enjoy the benefits of membership. Our members experience personalized service and access to a wide range of financial products designed just for them. For more detailed information about eligibility, feel free to visit our website at https://www.mhfcu.com/about-us/become-a-member/. Once you're ready to become a part of our family, opening an account is just a click away. You can start your membership journey online by visiting https://my.mhfcu.com/registration. If you have any questions or need assistance along the way, don't hesitate to reach out at (207) 876-4041. We look forward to supporting you on your financial journey right here at Maine Highlands, located at 23 Hudson Ave Guilford Me 04443!

Business Banking & Commercial Services

Commercial Loan Options

Imagine having the funding you need to expand your operations or invest in new technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,816,544, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, our merchant services simplify daily transactions. Whether you're a small shop or a growing enterprise, we provide reliable payment processing solutions that enhance customer satisfaction and streamline your operations. By making it easy for your customers to pay, you can focus more on what truly matters growing your business. Located at 23 Hudson Ave Guilford Me 04443 in Guilford, ME, we're here to help your business reach its full potential. Contact us today at (207) 876-4041 to learn more about how we can assist you!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM and cash withdrawal services make accessing funds simple. You can also take advantage of our basic drive-thru banking for deposits and withdrawals without leaving your car. Plus, if you're a member of another credit union in our network, enjoy basic shared branch transactions too! At Maine Highlands, we're here for all your financial needs. For more information about any of our services or how we can assist you further, please call us at 207-876-4041 or visit us online at mhfcu.com. Your journey towards better financial health starts here!

Business Banking Support

For our business members, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools and resources needed to help your business thrive.

Convenient Online & Mobile Banking

To ensure easy access to all these services, we offer robust online and mobile banking options. Manage your accounts anytime, anywhere transfer funds, pay bills, or check balances right from your smartphone or computer. Our digital features are designed for convenience so you can focus on what matters most.

Flexible Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services allow you to consolidate debt into one manageable payment or cover unexpected costs with ease. We take the time to understand your financial situation so we can offer solutions that truly work for you.

Home Loans for Every Stage of Life

Thinking about buying a home? Our mortgage loans and refinancing options are crafted with your financial future in mind. We understand that purchasing a home is one of the biggest decisions you'll make. That's why we're here to provide personalized assistance from application to closing. If you're already a homeowner and considering refinancing, we can help you find better rates that may lower your monthly payments.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit various lifestyles. Imagine having a checking account that helps you manage your day-to-day spending while also earning interest on your savings. Whether you're looking to set up automatic transfers to save for a vacation or need an account for daily transactions, we have options that cater to your needs.

Rewarding Credit Card Options

With our credit cards that offer rewards, every purchase brings you closer to exciting perks and benefits. Whether you're using it for groceries, gas, or online shopping, you'll earn rewards that can be redeemed for travel or merchandise making every dollar spent count.

Vehicle Financing Made Easy

When it comes to purchasing a vehicle, we offer auto loans and vehicle financing that can help turn your dream into reality. With competitive rates and flexible terms, you can drive away in the car you've always wanted without breaking the bank. Plus, our team can guide you through the entire process, making it simple and stress-free.

Digital & Online Banking

Key Features

With 24/7 online banking services, checking your balance, making transfers, and paying bills has never been easier. You can also enjoy electronic signature authorization, allowing you to sign documents securely without the hassle of printing or mailing. If you prefer paperless options, our e-statements are available for those who want to keep their finances organized while being environmentally friendly. For members who love using their smartphones, our mobile application is a game changer. It includes a mobile payments feature that lets you make purchases directly from your phone with ease. Plus, our person-to-person transfer service means sending money to friends or family is just a few taps away.

Security and Accessibility

Your security is our top priority. We use advanced encryption to protect your information while ensuring that our services remain easy to navigate. At Maine Highlands, we strive to make banking accessible for everyone. With real-time account management and intuitive design, you'll find it straightforward to stay on top of your financial goals. Experience the convenience of modern banking at Maine Highlands. Join us today and take advantage of all the digital services we offer!

Financial Strength

At Maine Highlands, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you effectively. With a net worth of $21,138,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,359,310 in share certificates and $7,379,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,077,469 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $18,862 in used auto loans and a total of $130,196,778 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 32,512, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $169,065. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maine Highlands is your trusted partner. Visit us at 23 Hudson Ave Guilford Me 04443 or call 207-876-4041 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're interested in refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out. We are here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Maine Highlands Credit Union, we strive to offer you not just loans but also peace of mind as you navigate your financial journey. Let us help you take that next step today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,016,778 in used vehicle loans and $7,279,564 in new vehicle loans already helping members get on the road. We make it easy for you to finance your dream vehicle with flexible terms and competitive interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $2,816,544 provide the capital needed to grow and expand. We understand that businesses need support to thrive; that's why we work closely with you to find solutions tailored to your business's unique challenges.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,494,024 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,434,126, make buying or refinancing simple. We provide clear guidance throughout the process to ensure you find the best fit for your needs.

Loan Aggregator

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MAINE HIGHLANDS FEDERAL CREDIT UNION - Guilford, ME

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