Maine Highlands Credit Union Greenville Junction ME | Best Auto Loans & Business Banking

Introduction

Welcome to Maine Highlands, your trusted partner in financial services located at 393 Pritham Avenue, Greenville Junction, ME 04442. Established in 1966, our credit union has been dedicated to serving the community for over five decades. With a thriving membership of 14,094 and total assets amounting to an impressive $196,559,893, we pride ourselves on fostering strong relationships with our members while providing a wide range of financial solutions tailored to your needs. At Maine Highlands, we understand that every member's financial journey is unique. That's why we offer personalized services including auto loans, mortgages, personal loans, and business banking options designed to help you achieve your goals. With total deposits reaching $38,900,030 and a net worth of $21,138,942, you can trust us to keep your money safe while supporting your financial aspirations. Our CEO, Maria Wooten, along with Board President Nicholas Clukey, lead our team of 56 dedicated employees who are committed to ensuring that each member receives the highest level of service. Whether you're visiting us in person or accessing our online services through our website at www.mhfcu.com, we're here to assist you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 353, Greenville Junction, ME 4442. Ready to take the next step toward achieving your financial goals? Give us a call at 207-695-2120 or visit us today! Your future starts here with Maine Highlands.

Branch History & Mission

Community Commitment

Maine Highlands Credit Union is not just about numbers; it's about people. We are proud to be ADA compliant and ensure that everyone can access our services comfortably. Our branch also features drive-thru banking for quick transactions and shared service center availability for members of partner credit unions. While members can visit us at 393 Pritham Avenue, official correspondence should be sent to PO Box 353, Greenville Junction, ME 4442 if necessary. Our operating hours are designed for your convenience: Monday from 7:30 AM to 5 PM, Tuesday and Wednesday from 8 AM to 4 PM, Thursday from 8 AM to 5 PM, and Friday from 7:30 AM to 6 PM. With total assets exceeding $196 million, we are well-positioned to meet your financial needs while ensuring sound management practices that benefit our entire membership base. Join us today at Maine Highlands Credit Union! Experience firsthand how we're committed to helping you thrive financially while being a trusted partner in our community's growth. For more information or to become a member, please visit our website or give us a call at 207-695-2120. Let's build a brighter financial future together!

Our Mission

At Maine Highlands Credit Union, our mission is clear: to provide exceptional financial services while actively supporting our community. We believe in the power of connection between our members and their financial goals, as well as between us and the communities we serve. Our commitment goes beyond just banking; it extends into local outreach programs, partnerships with schools, and sponsorships that help enrich the lives of those around us. We offer a range of services designed with you in mind: personal banking including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. In addition to traditional services, we've embraced digital advancements like online banking and mobile payments to make managing your finances easier than ever.

Branch Location & Accessibility

Accessibility and Features

At our Greenville Branch, we prioritize your comfort and convenience. We offer ample parking space, ensuring that you can easily access our facility without any hassle. Plus, our branch is ADA compliant, featuring ramps and accessible entrances to accommodate all members of the community. While you're here, take advantage of our drive-thru banking services for quick and simple transactions. Whether you're making a deposit or withdrawing cash, we make it easy for you to get in and out swiftly. If you prefer using an ATM, you're in luck! Our branch has ATM availability for those times when you need cash on the go.

Call Us or Visit Today!

If you have questions or need assistance, don't hesitate to reach out! You can call us at (207) 695-2120 for any inquiries. Our friendly staff is eager to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, business banking options, and much more. While members can visit us at 393 Pritham Avenue Greenville Junction Me 04442, official correspondence should be sent to PO Box 353, Greenville Junction, ME 4442 if needed. We look forward to welcoming you at the Maine Highlands Credit Union's Greenville Branch your financial partner in the community!

Operating Hours

We know your time is valuable, which is why our lobby hours are designed to fit your busy schedule. Join us Monday from 7:30 AM to 5:00 PM; Tuesday and Wednesday from 8:00 AM to 4:00 PM; Thursday from 8:00 AM to 5:00 PM; and Friday from 7:30 AM to 6:00 PM. We're here to help with all your banking needs during these hours.

Member Eligibility

At Maine Highlands, we believe that everyone deserves a chance to thrive in a supportive community, and becoming a member is the first step towards unlocking a wealth of financial resources tailored just for you. If you're looking to join our family, you'll find that eligibility is easy and welcoming. We invite individuals who live, work, worship, or attend school in our area, as well as their immediate family members, to apply. This means whether you're from Greenville Junction or nearby communities, you can enjoy all the benefits we offer. For more details on eligibility requirements, check out this link. Joining Maine Highlands not only grants you access to exceptional personal banking services like checking and savings accounts, loans, and credit cards with rewards but also connects you with a team that genuinely cares about your financial well-being. The process of opening an account is straightforward and can be completed online at this page. If you have any questions along the way, feel free to reach out to us at (207) 695-2120. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine easily accepting credit card payments at your store or online this convenience can help you attract more customers and boost sales. Our services ensure that you can focus on what matters most: running your business. Visit us at 393 Pritham Avenue Greenville Junction Me 04442 in Greenville Junction, ME, or call us at (207) 695-2120 to learn how we can partner with you for success.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $2,816,544, we continue to drive economic growth by financing new and expanding businesses. Our experienced team is dedicated to finding the right financial solutions for you.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local enterprises to hire new staff, upgrade equipment, and enhance their offerings. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions that cater to diverse needs.

Comprehensive List Of Services

Business Solutions at Your Fingertips

At Maine Highlands, we understand that running a business comes with its own set of challenges. That's why we offer comprehensive Business Banking services. Our Merchant Services & Business Loans can help your business thrive by ensuring you have the funds necessary for growth and operations.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With features like Mobile Payments, it's easy to pay bills or transfer money between accounts with just a few taps on your smartphone. Need cash? We provide access to ATMs for quick cash withdrawals and balance checks without hassle. And if you're in need of basic transactions, our drive-thru service makes deposits and withdrawals simple and efficient.

Member-Centric Services

We also prioritize accessibility for all members. Our branch offers Basic Shared Branch Transactions, allowing members from partner credit unions to conduct essential transactions right here at Maine Highlands. This means more flexibility when managing your funds! If you're considering joining our community or want more information about any of these services, don't hesitate to reach out! You can give us a call at 207-695-2120 or visit us online at Maine Highlands. Come experience how Maine Highlands can help you achieve your financial goals today!

Personal Banking Made Easy

When it comes to managing your money, our Personal Banking services offer everything you need. From Checking & Savings Accounts that help you keep track of your finances, to Auto Loans & Vehicle Financing that make purchasing your dream car a reality, we've got you covered. If you're thinking about buying a home, our Mortgage Loans & Refinancing options can provide the support you need throughout the process. For those unexpected expenses or consolidation needs, our Personal Loans are flexible and accessible. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases while enjoying the benefits of credit.

Digital & Online Banking

Key Features

We understand that safety is just as important as convenience. That's why our services include electronic signature authorization, making it simple to complete transactions securely without the hassle of paperwork. Plus, with e-statements available, you'll have instant access to your financial records without the clutter of physical documents. Need to send money to a friend? With our person-to-person transfer feature, sharing funds has never been easier or quicker. You can also enjoy the benefits of mobile payments, allowing you to make purchases directly from your phone perfect for those moments when you're out and about. At Maine Highlands, we are committed to providing user-friendly features that make banking easier for everyone. Whether you're checking balances late at night or needing assistance during business hours, our dedicated team is here to support you every step of the way. Embrace the freedom of modern banking with us today!

Financial Strength

A Solid Foundation

With a net worth of $21,138,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,088 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $21,077,469 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,862 in used auto loans and $130,196,778 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $44,359,310 in share certificates and $7,379,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust Built on Reliability

Net Shares (Funds available for lending and investments): $169,065. Total Share and Deposit Accounts: 32,512, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maine Highlands is your trusted partner. Visit us at 393 Pritham Avenue Greenville Junction Me 04442 or call (207) 695-2120 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Are you considering purchasing a vehicle? Our auto loans provide competitive rates to help you drive away with confidence. We have issued a total of $7,279,564 in new vehicle loans and $23,016,778 in used vehicle loans. Whether you're looking for a brand-new car or a reliable used one, our team is here to guide you through the process.

Business Solutions

For business owners, we offer outstanding commercial loans totaling $2,816,544. These loans provide essential capital to help grow and expand your business operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed with your needs in mind. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,434,126. This makes buying or refinancing your home straightforward and accessible.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options, our knowledgeable staff is ready to assist you in finding the best solution tailored to your circumstances. Our comprehensive range of loan products and services ensures that there's something for everyone at Maine Highlands. For more information or assistance, feel free to contact us at (207) 695-2120. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing your finances effectively is easier with our unsecured credit card loans. We currently have a total of $1,494,024 in these loans available to our members. Our flexible terms ensure you can use your card without the worry of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool aims to empower users with clear information to make informed decisions without the stress often associated with loan shopping. LendMesh ensures accurate loan comparisons through a robust sourcing process. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means users can trust that the rates they see are both current and reliable. The benefits of using LendMesh are significant: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your loan search, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MAINE HIGHLANDS FEDERAL CREDIT UNION - Greenville Junction, ME