Maine Highlands Credit Union Dover Foxcroft ME | Affordable Auto Loans & Business Banking

Introduction

Welcome to Maine Highlands, your trusted financial partner located at 955 W Main St, Dover Foxcroft, ME 04426. Since our establishment in 1966, we have been dedicated to serving our community with personalized banking solutions tailored to meet the unique needs of our members. With a total membership of 14,094, we pride ourselves on fostering strong relationships built on trust and reliability. At Maine Highlands, we understand that your financial well-being is paramount. Our assets total an impressive $196,559,893, reflecting our commitment to securing your future. We offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking options designed to empower you at every stage of life. With $38,900,030 in deposits and a robust net worth of $21,138,942, we ensure that your money is not only safe but also working for you. Led by our experienced CEO Maria Wooten and Board President Nicholas Clukey, our dedicated team of 56 employees is here to assist you with any questions or financial needs you may have. Whether you're visiting us at the branch or reaching out via phone at (207) 564-8644, we're always ready to help. While members can visit us at our physical location, official correspondence should be sent to our mailing address: PO Box 507, Dover Foxcroft, ME 4426. We invite you to explore all that Maine Highlands has to offer by visiting our website at mhfcu.com. Your financial journey starts here let's take the next step together!

Branch History & Mission

Community Engagement

Over the years, we have established partnerships with various organizations to support initiatives that matter most to our members. From sponsoring local events to providing educational resources about financial literacy, we are committed to making a positive impact in Dover Foxcroft and beyond. Our commitment extends into the digital realm as well. We offer online banking services that allow you to manage your finances easily from anywhere whether it's through mobile payments or person-to-person transfers. We are also proud of our ADA compliance efforts ensuring everyone in our community can access our services without barriers.

Join Us!

As we continue to grow and adapt to meet the needs of our members and the community at large, we invite you to join us on this journey. Experience firsthand the benefits of being part of the Maine Highlands family. Whether you're looking for personal banking solutions or business support, we're here for you every step of the way. For more information or to open an account today, visit us at Maine Highlands or call us at (207) 564-8644. Together, let's build a brighter financial future!

Our Mission

At Maine Highlands, our mission is clear: to provide accessible financial services while fostering community growth and well-being. We believe that banking should be more than just transactions; it should involve building relationships based on trust and mutual respect. Our focus is on helping you achieve your financial goals through a range of products such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We also prioritize convenience for our members. Our branch features both drive-thru banking and ATM availability to ensure your banking experience is seamless. While you can visit us at 955 W Main St for all your needs, please note that official correspondence should be directed to PO Box 507, Dover Foxcroft, ME 4426 if necessary.

Our Story

Located at 955 W Main St, Dover Foxcroft, our branch has been a cornerstone for local families and businesses for decades. With our roots firmly planted in this vibrant community, we are proud to offer personalized banking services that cater to the unique needs of our members. As we look back on our journey, we celebrate key milestones that have shaped who we are today serving not only as a financial partner but also as an active participant in local initiatives that uplift and empower.

Branch Location & Accessibility

Accessibility Features

We strive to make banking accessible for all members. Our branch features ADA-compliant entrances and pathways, making it easy for everyone to visit us. If you need assistance, our friendly staff is always ready to help.

Call Us Today!

Ready to explore what we have to offer? Give us a call at (207) 564-8644 or drop by during our operating hours! The team at Maine Highlands looks forward to welcoming you and assisting with all your banking needs!

Finding Us

Nestled right on West Main Street, our branch is easy to spot. We are close to local landmarks such as the Piscataquis County Courthouse and just a short drive from the scenic Peaks-Kenny State Park. Parking is available right outside our doors, ensuring that you can get in and out with ease.

Operating Hours

We know your time is valuable. That's why we offer flexible operating hours: Monday from 7:30 AM to 5:00 PM, Tuesday and Wednesday from 8:00 AM to 4:00 PM, Thursday from 8:00 AM to 5:00 PM, and Friday from 7:30 AM to 6:00 PM. We're here when you need us!

Services Offered

At Maine Highlands, we offer a wide range of services tailored to fit your lifestyle from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. You can also take advantage of our ATM services and basic drive-thru banking for quick deposits or withdrawals. Plus, if you're a member of another participating credit union, you can enjoy shared services at our location as well. While members can visit us at 955 W Main St Dover Foxcroft Me 04426, official correspondence should be sent to PO Box 507, Dover Foxcroft, ME 4426.

Member Eligibility

At Maine Highlands, we believe that everyone deserves a place in our supportive community. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be welcoming and straightforward. You can join us if you live, work, worship, or attend school in Piscataquis County or have a family member who is already a member. This means that whether you're new to the area or have deep roots here, there's a good chance you qualify! By becoming a member at Maine Highlands, you gain access to a wide range of financial services tailored just for you, from checking and savings accounts to loans and credit cards, all with competitive rates and personalized service. Opening an account is as easy as pie! Simply visit our website for more details on membership requirements at https://www.mhfcu.com/about-us/become-a-member/. If you're ready to take the next step, head over to our account opening page at https://my.mhfcu.com/registration. Should you have any questions or need assistance, feel free to give us a call at (207) 564-8644. We're excited to welcome you into the Maine Highlands family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,816,544, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for your unique needs. Imagine streamlining your payment processes so customers can pay quickly and easily. From credit card processing to point-of-sale systems, our services help you enhance customer satisfaction while keeping your operations efficient. With Maine Highlands at your side, you gain not just a banking partner but a dedicated ally committed to helping your business succeed. Visit us today at 955 W Main St Dover Foxcroft Me 04426 in Dover Foxcroft, ME, or call us at (207) 564-8644 to learn more about how we can support your business goals!

Comprehensive List Of Services

Connect With Us

Ready to experience all that Maine Highlands has to offer? Give us a call at 207-564-8644 or visit us in person at our Dover Foxcroft branch. We invite you to explore how we can assist you with your financial journey today! For more information about membership eligibility or opening an account, check out our website at Maine Highlands. Let us help you make the most out of your financial future!

Convenient Access to Services

At Maine Highlands, we believe in convenience and accessibility. Our branch provides ATM services for cash withdrawals and balance checks whenever you need them. With basic drive-thru banking available, you can quickly handle deposits and withdrawals without leaving your car. If you're a member of another credit union, take advantage of shared branch transactions right here at our location.

Embracing Digital Banking

In today's world, digital banking is more important than ever. That's why we offer robust online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. With features like electronic statements and person-to-person payment options, staying on top of your finances has never been easier.

Loans and Credit Options

For those looking to consolidate debt or fund personal projects, our personal loans can help ease financial burdens. Plus, with credit cards featuring rewards programs, you can earn while spending on everyday purchases. We haven't forgotten about local businesses either! Our business banking services include merchant services and business loans designed to help entrepreneurs grow their ventures.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. Imagine having easy access to your funds through online banking and mobile payments, allowing you to manage your finances on the go. Our accounts come with features that cater to your everyday needs, making transactions simple and straightforward. If you're considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing options offer competitive rates and flexible terms. We also provide mortgage loans for those ready to buy their dream home or refinance their current mortgage for better rates.

Digital & Online Banking

Key Features

One of the standout features is the ability to sign documents electronically. With Yes enabled, you can complete transactions quickly without needing to visit a branch. Plus, you can access e-statements anytime with Yes availability. This means no more waiting for paper statements in the mail your financial information is right at your fingertips. Need to send money to friends or family? Our person-to-person transfer feature, available through our mobile application Yes, makes it easy to send cash instantly using just their email or phone number. And if you're on the go, take advantage of our mobile payments feature Yes for convenient shopping right from your smartphone.

Security and Support

Your security is our top priority. We use robust measures to protect your information while ensuring that our online banking experience remains user-friendly. You can feel confident that your data is safe as you manage your accounts online. In summary, whether you're accessing accounts through our website or using our mobile app, Maine Highlands ensures that you have everything you need for effective real-time account management. Enjoy the convenience of modern banking with us today!

Financial Strength

Focused on Growth

With $21,077,469 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,862 in used auto loans and $130,196,778 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $446,985, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $44,359,310 in share certificates and $7,379,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,138,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts stand at 32,512, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $169,065. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maine Highlands is your trusted partner. Visit us at 955 W Main St Dover Foxcroft Me 04426 or call (207) 564-8644 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

If you're considering refinancing or would like more information on eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 207-564-8644 or visit us at our branch located at 955 W Main St Dover Foxcroft Me 04426. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Maine Highlands, we aim to provide straightforward and reliable financial solutions that empower our members every step of the way.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $7,279,564 in new vehicle loans and $23,016,778 in used vehicle loans, helping members get on the road with confidence. Whether you're considering a brand-new model or a reliable used option, our financing solutions make it easier than ever to drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $2,816,544 provide the capital needed to grow and expand your enterprise. We understand that small businesses play a crucial role in our community's economy and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $1,434,126, making it accessible for you to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,494,024 in loans available, our credit cards help members manage their finances effectively while enjoying rewards and benefits.

Loan Aggregator

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MAINE HIGHLANDS FEDERAL CREDIT UNION - Dover Foxcroft, ME

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