Maine Highlands Credit Union Dexter ME | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Maine Highlands, your trusted community credit union located at 73 Main St, Dexter, ME 04930. Established in 1966, we take pride in serving over 14,094 members with a commitment to providing personalized financial services tailored to meet the needs of our local community. With total assets of $196,559,893 and deposits amounting to $38,900,030, we are dedicated to fostering financial stability and growth for every member. At Maine Highlands, we understand that banking is more than just numbers; it's about building lasting relationships. Our team of 56 employees is here to support you with a range of services including auto loans, mortgage options, personal loans, and business banking solutions. We are proud to have a net worth of $21,138,942 and maintain a cash reserve of $3,013,685, ensuring that your money is safe and accessible when you need it. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address: PO Box 233, Dexter, ME 4930. We invite you to explore the benefits of membership and discover how we can help you achieve your financial goals. Under the leadership of our CEO Maria Wooten and Board President Nicholas Clukey, Maine Highlands continues to thrive as a community-oriented institution. Whether you're looking for a friendly face at our drive-thru or need assistance through online banking services available at mhfcu.com, we're here for you. Don't hesitate to reach out! Call us at (207) 924-5544 or visit us today. Together, let's build a brighter financial future!

Branch History & Mission

At Maine Highlands, we take pride in our rich history and unwavering commitment to the communities we serve. Founded in 1966, our branch has grown alongside the residents of Dexter, ME, evolving from a small credit union into a vital financial resource for over 14,000 members. Located at 73 Main St, our doors have always been open to provide exceptional banking services while fostering a sense of belonging among our members. Our journey began with a mission: to empower individuals and families through accessible financial services. Over the decades, we've achieved significant milestones, including reaching total assets of nearly $197 million. This growth reflects our dedication to helping our members achieve their financial goals, whether it's securing an auto loan or planning for retirement. Maine Highlands is not just about numbers; it's about people. Our mission is clear: we strive to offer personalized banking solutions that enhance the lives of our members while supporting local initiatives and community outreach programs. We believe that when our community thrives, so do we. From sponsoring local events to partnering with schools and organizations, we are deeply invested in creating positive change in Dexter and beyond. While members can visit us at 73 Main St for all their banking needs, official correspondence should be sent to PO Box 233, Dexter, ME 4930. We want to ensure that every interaction with us is smooth and efficient. Our branch operates with convenient hours Monday from 7:30 AM to 5:00 PM, Tuesday and Wednesday from 8:00 AM to 4:00 PM, Thursday from 8:00 AM to 5:00 PM, and Friday from 7:30 AM to 6:00 PM making it easy for you to find a time that works for you. In addition to traditional banking services, we embrace technology with features like online banking and mobile payments, ensuring that our members can manage their finances anytime and anywhere. Our commitment extends further with ADA compliance efforts that make our services accessible to everyone. Join us at Maine Highlands Credit Union as we continue our mission of building strong financial futures together. Experience firsthand the benefits of membership become part of a community where your needs come first. Whether you're looking for personal loans or business banking solutions, we're here for you every step of the way. Visit us today or call us at 207-924-5544!

Branch Location & Accessibility

Welcome to the Maine Highlands branch, located conveniently at 73 Main St, Dexter, ME 04930. Our central location makes it easy for members and visitors to access a wide range of banking services while enjoying the charm of Dexter. Whether you're near the vibrant local shops or just passing through, we're here to help you with all your financial needs. At Maine Highlands, we understand that accessibility is key. Our branch is designed with features to accommodate all members, including ADA-compliant entrances and ramps for easy access. You'll find ample parking available right outside, making your visit hassle-free. While you can come to us at 73 Main St for all your banking requirements, please note that if you need to send official correspondence, use our mailing address: PO Box 233, Dexter, ME 4930. Our friendly staff is ready to assist you during our operating hours: Monday from 7:30 AM to 5:00 PM, Tuesday and Wednesday from 8:00 AM to 4:00 PM, Thursday from 8:00 AM to 5:00 PM, and Friday from 7:30 AM to 6:00 PM. We also offer convenient drive-thru banking for quick deposits and withdrawals without leaving your vehicle. You can easily withdraw cash or check your balance at our ATM on-site as well. Plus, if you're a member of another credit union that partners with us through shared services, you can handle basic transactions like deposits and withdrawals right here. Have questions? Feel free to give us a call at 207-924-5544. We look forward to welcoming you soon!

Member Eligibility

Joining the Maine Highlands community is an exciting opportunity to access a range of financial services tailored just for you. If you're looking to become a member, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in our vibrant communities. This means that whether you're a long-time resident or new to the area, you can enjoy the benefits we offer. Becoming part of Maine Highlands not only provides you with great financial options like checking and savings accounts, auto loans, and more, but also connects you with a supportive network that truly cares about your financial well-being. The process to become a member at Maine Highlands is straightforward and welcoming. To get started, simply visit us at our branch located at 73 Main St, Dexter, ME 04930, or give us a call at 207-924-5544 for any questions you might have. For detailed eligibility criteria and information on how to open your account online, check out our website at https://www.mhfcu.com/about-us/become-a-member/. We look forward to having you join our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,816,544, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine having a reliable partner that helps you accept payments smoothly, whether in-store or online. This means quicker transactions and happier customers, leading to repeat business and increased sales. Located at 73 Main St Dexter Me 04930 in Dexter, ME, we're here to help you take your business to the next level. For more information, give us a call at (207) 924-5544 or visit our website at https://www.mhfcu.com/. Let's grow together!

Comprehensive List Of Services

Accessibility and Support

We also recognize the importance of accessibility in banking. Our branch in Dexter provides basic drive-thru services for quick transactions like deposits and withdrawals without leaving your car. For our members who belong to partner credit unions, we facilitate basic shared branch transactions too. Need assistance? Our friendly team is just a phone call away at 207-924-5544, ready to answer any questions or guide you through our services. As part of our commitment to community involvement and member satisfaction, we encourage everyone in Dexter to visit us at 73 Main St Dexter Me 04930 or check out our website at www.mhfcu.com for more information about how we can serve you better. Join us at Maine Highlands today where your financial wellness is our top priority!

Business Banking Solutions

For our local entrepreneurs and business owners, we offer tailored solutions through our Business Banking services, which include Merchant Services & Business Loans. Whether starting a new venture or expanding an existing one, we're here to support you every step of the way.

Credit Cards and Rewards

At Maine Highlands, we offer Credit Cards with Rewards that let you earn points on everyday purchases. This way, you're not just spending; you're earning benefits that can help offset future costs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have embraced technology by offering robust Online & Mobile Banking features. With these tools, managing your accounts from anywhere is simple and efficient. You can easily check balances, transfer funds, and even make payments on-the-go using your smartphone or tablet.

Personal Banking Services

We understand that managing personal finances can be challenging. That's why we offer Checking and Savings Accounts designed to help you achieve your financial goals. With our competitive interest rates and no hidden fees, saving becomes easier and more rewarding. Need quick access to cash? Our ATM and Cash Withdrawal Services ensure you can get your money when you need it most. For those planning significant purchases or wanting to consolidate debt, our Auto Loans & Vehicle Financing options are flexible and affordable. We also provide Mortgage Loans & Refinancing, allowing members to secure their dream homes with favorable terms. If you find yourself needing extra funds for unexpected expenses, our Personal Loans & Debt Consolidation services are there to assist you in regaining control over your finances.

Digital & Online Banking

Key Services Offered

With our 24/7 online banking services, you have the power to check balances, transfer funds, and pay bills whenever it suits you. Our mobile application takes convenience a step further by allowing you to manage your finances right from your smartphone. You can also enjoy the flexibility of person-to-person transfers, making it easy to send money to friends or family with just a few taps. For those who prefer going paperless, we provide e-statements that allow you to view and download your account statements anytime. Not only is this more convenient, but it also helps keep your information secure and organized. Plus, with our electronic signature authorization, signing documents is a breeze you won't need to visit a branch for most transactions.

Security and Ease of Use

Your security is our top priority. All our online banking features are built with advanced security measures to protect your personal information. You can rest assured that your data is safe while you enjoy the ease of managing your accounts digitally. And if you love using mobile payments, you'll be glad to know we support this feature too! Now you can make purchases quickly and securely without needing cash or cards. With all these offerings at Maine Highlands, banking has never been easier or more accessible. For more information on how to get started, visit us at https://www.mhfcu.com/ today!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 32,512, showing a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to serving you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maine Highlands is your trusted partner. Visit us at 73 Main St Dexter Me 04930 or call 207-924-5544 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $44,359,310 in share certificates and $7,379,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $21,077,469 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $130,196,778 in total loans and leases including $18,862 in used auto loans we support members' financial goals across various sectors.

Strong Capital Foundation

With a net worth of $21,138,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,016,778 in used vehicle loans and $7,279,564 in new vehicle loans already helping members get on the road. We make it simple to get financing for both new and used vehicles, ensuring you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $2,816,544 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are here to support you with solutions that fit your needs.

Credit Lines

Additionally, we offer credit lines totaling $22,517,699, providing you with the flexibility to access funds when you need them most. This option is perfect for managing unexpected expenses or taking advantage of opportunities as they arise. If you're considering refinancing any existing debts or exploring eligibility options for our loan products, feel free to reach out. Our friendly team at Maine Highlands is here to guide you through the process and answer any questions you may have. For more information about our loan offerings or assistance with your application, please contact us at 207-924-5544 or visit us at 73 Main St Dexter Me 04930. You can also learn more about becoming a member here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step together toward achieving your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,434,126, make buying or refinancing straightforward. Whether you're a first-time homebuyer or looking to upgrade, our mortgage team is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,494,024 in loans helping members manage their finances effectively. These cards come with benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent, allowing users to make well-informed decisions without hidden terms or fees.

MAINE HIGHLANDS FEDERAL CREDIT UNION - Dexter, ME

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