Maine Highlands Credit Union Brownville ME | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to the Maine Highlands at our Brownville Branch, located conveniently at 194 Main Rd, Brownville, ME 04414. Since our establishment in 1966, we have been dedicated to serving our community with a focus on trust, reliability, and member satisfaction. With over 14,000 members and assets totaling an impressive $196,559,893, we pride ourselves on being a cornerstone of financial support in Brownville and beyond. At Maine Highlands, we understand that banking is more than just transactions; it's about building relationships. Our team of 56 dedicated employees, led by our CEO Maria Wooten and Board President Nicholas Clukey, works tirelessly to provide personalized services tailored to meet your unique financial needs. Whether you're interested in auto loans, mortgages, or business banking solutions, we offer a wide range of products designed to empower you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 716, Brownville, ME 4414. We invite you to explore our services further by visiting our website at mhfcu.com or giving us a call at 207-965-8377. Join us today and discover how Maine Highlands can help you achieve your financial goals!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of the Maine Highlands family. Experience firsthand how we can help you navigate your financial journey with care and expertise. Visit us today or explore more about membership options at Maine Highlands. Together, let's build a brighter financial future for all!

Our Journey

From our humble beginnings, Maine Highlands has evolved significantly over the decades. We started as a small cooperative aimed at providing affordable financial solutions to our community. Through hard work and dedication, we have expanded our offerings while staying true to our core values of service, integrity, and commitment to our members. As of now, we proudly manage total assets of $196,559,893, allowing us to provide robust financial products that meet the diverse needs of our members. Our journey is marked by key milestones: opening additional services like drive-thru banking and establishing shared service centers that enhance convenience for our members. We also embraced technology early on with online and mobile banking options, ensuring that our members can manage their finances anytime and anywhere.

Our Mission

At Maine Highlands, our mission goes beyond just providing financial services; it's about uplifting our community. We are dedicated to helping individuals achieve their financial goals through personalized support and education. Whether you're looking for checking accounts, auto loans, mortgage refinancing, or business banking solutions, we strive to deliver exceptional service tailored to your needs. We believe in giving back. Our outreach programs support local initiatives and partnerships that strengthen the fabric of Brownville and surrounding areas. By choosing Maine Highlands as your financial partner, you're not just accessing a bank you're joining a community-focused organization committed to making a difference. While members can visit us at 194 Main Rd, official correspondence should be sent to PO Box 716, Brownville, ME 4414. You can reach us at 207-965-8377 during our operating hours: Monday from 7:30 AM to 5:00 PM; Tuesday and Wednesday from 8:00 AM to 4:00 PM; Thursday from 8:00 AM to 5:00 PM; and Friday from 7:30 AM to 6:00 PM.

Branch Location & Accessibility

Welcome to the Maine Highlands Brownville Branch, your friendly neighborhood credit union located at 194 Main Rd in the heart of Brownville, ME. We're proud to serve our community with a convenient and accessible location that makes banking easy for everyone. Whether you're stopping by for personal banking needs or exploring our wide range of services, you'll find everything you need right here. While members can visit us at 194 Main Rd, official correspondence should be sent to PO Box 716, Brownville, ME 4414. Our branch is ideally situated near local landmarks, making it easy to fit your banking errands into your daily routine. With ample parking available and ADA-compliant features like ramps, we ensure that everyone can access our services comfortably. Our operating hours are designed with your convenience in mind. Visit us Monday from 7:30 AM to 5:00 PM, Tuesday and Wednesday from 8:00 AM to 4:00 PM, Thursday from 8:00 AM to 5:00 PM, and Friday from 7:30 AM to 6:00 PM. If you need cash on the go, you'll be pleased to know that we offer ATM services right outside our branch. Plus, our drive-thru banking option allows for quick transactions without leaving your vehicle. At Maine Highlands, we provide a variety of services tailored just for you be it checking and savings accounts, auto loans, mortgage options, or business banking solutions. Our shared service center also means that members from partner credit unions can easily access their accounts through us. Feel free to give us a call at 207-965-8377 if you have any questions or need assistance. We invite you to stop by and see how we can support your financial journey!

Member Eligibility

Becoming a member of Maine Highlands is like joining a welcoming family that truly cares about your financial well-being. If you live, work, or worship in the vibrant community surrounding Brownville, Maine, you're already on your way to membership! It's an inclusive process designed for those who want to be part of something special. By joining us, you'll enjoy personalized services and access to a range of financial products tailored just for you. To learn more about the eligibility requirements, feel free to visit our website at https://www.mhfcu.com/about-us/become-a-member/. Once you're ready to take the next step, opening an account is simple and straightforward. Just head over to https://my.mhfcu.com/registration to get started! If you have any questions along the way, don't hesitate to reach out at (207) 965-8377. We're here to help you every step of the way as you join our wonderful community at Maine Highlands, located at 194 Main Rd Brownville Me 04414.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,816,544, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services that simplify payment processing for your business. Imagine running a bustling café where customers can pay seamlessly using their cards or mobile wallets. Our merchant services make transactions quick and easy, ensuring that you can focus on what you do best delivering exceptional products and services. Located at 194 Main Rd Brownville Me 04414 in Brownville, ME, we're here to help you thrive. Reach out today at (207) 965-8377 to discover how we can assist your business in achieving its goals!

Comprehensive List Of Services

Business Banking Support

For our business members, Maine Highlands offers comprehensive business banking solutions, including merchant services and business loans. We know how important it is for local businesses to thrive, and we're here to support your growth with financial products tailored specifically for small business owners.

Convenient Access Anytime

Maine Highlands ensures that accessing your funds is simple and straightforward. Our ATM services allow for cash withdrawals and balance checks at any time. Additionally, enjoy the ease of basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car. For members of partner credit unions, we provide shared branch transactions so you can manage your finances effortlessly wherever you are.

Digital Features for Modern Needs

In today's fast-paced world, digital banking features are essential. That's why we offer online banking along with a mobile application that includes mobile payments and person-to-person transfers. You can handle all your banking needs whenever it suits you best. Our friendly team is always here to assist you! If you're ready to take advantage of these services or have any questions about how we can help you on your financial journey, don't hesitate to reach out at 207-965-8377 or visit us at Maine Highlands. We look forward to serving you!

Flexible Loan Solutions

For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation services offer quick solutions with flexible terms. We also provide credit cards with rewards that allow you to earn while you spend perfect for everyday purchases or special occasions.

Personal Banking Made Easy

We understand that managing personal finances can sometimes feel overwhelming. That's why our personal banking services include checking and savings accounts designed to fit various lifestyles. With convenient online and mobile banking options, you can monitor your accounts, transfer money, and pay bills from the comfort of your home or on-the-go. When it comes to purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that make it easier for you to get behind the wheel. If you're interested in buying a home or refinancing your existing mortgage, our mortgage loans are structured to help you achieve those goals smoothly.

Digital & Online Banking

Enhanced Features for Your Convenience

Want to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick to share funds instantly without needing cash. If you're always on the move, you'll appreciate our mobile payments option that lets you make purchases directly from your phone. With all these tools at your disposal, managing your finances has never been easier. Join us at Maine Highlands and experience the convenience of modern banking while enjoying the personalized service you've come to expect from us. Explore more about our digital offerings today at https://www.mhfcu.com/!

Key Services Offered

Our online banking platform at https://www.mhfcu.com/ makes it easy to check your balances, transfer funds, and pay bills without stepping foot in the branch. Whether you're at home or on the go, you can enjoy the peace of mind that comes with knowing your information is protected with top-notch security features. For those who prefer managing their finances on their smartphones, our mobile application provides an intuitive interface for all your banking needs. In addition to standard banking functions, we also offer electronic signature authorization, allowing you to complete transactions quickly and securely from the comfort of your home. Plus, if you're looking to reduce paper clutter, e-statements are available for easy access to your account statements anytime.

Financial Strength

At Maine Highlands, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to know that your money is safe and growing. That's why we're proud to share our financial strength, which reflects our commitment to serving you well. With a net worth of $21,138,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,359,310 in share certificates and $7,379,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,077,469 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,862 in used auto loans and $130,196,778 in total loans and leases. Our operational efficiency is evident in our $446,985, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees ready to assist you with any inquiries or services you may need. With a total of 32,512 accounts held by members like you, it's clear that more people trust Maine Highlands with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Maine Highlands is your trusted partner. Visit us at 194 Main Rd Brownville Me 04414 or call (207) 965-8377 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Offerings

For business owners, we provide outstanding commercial loans totaling $2,816,544, giving you the capital needed to grow and expand your business. If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is ready to assist you every step of the way. At Maine Highlands Credit Union, we pride ourselves on being a trusted partner in our members' financial journeys. Visit us today at our Brownville branch or explore more online at www.mhfcu.com for details on how we can help you achieve your financial dreams. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $23,016,778 in used vehicle loans and $7,279,564 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our competitive rates make it easier than ever to drive away with the car you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,434,126, making buying or refinancing simple. Our team is here to guide you through the process and help you find the right mortgage solution for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $1,494,024 in loans available, our credit cards can help you manage your finances effectively while providing benefits like rewards and low-interest rates.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each listing reflects genuine rates from reputable lenders, allowing for trustworthy comparisons without hidden agendas.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the user's interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can swiftly identify the best options available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in delivering valuable insights for consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MAINE HIGHLANDS FEDERAL CREDIT UNION - Brownville, ME

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