Mahoning Valley Credit Union Youngstown OH | Best Auto Loans & Business Banking

Introduction

Welcome to Mahoning Valley, your trusted credit union located at 15 Colonial Dr Ste 14, Youngstown, OH 44505. Since our establishment in 1961, we've dedicated ourselves to serving our community with financial solutions that make a difference. With a total membership of 223 and assets reaching an impressive $588,096, we are committed to providing personalized service and support for all your banking needs. At Mahoning Valley, we believe in the power of community. Our focus is on helping our members achieve their financial goals through various services, including checking and savings accounts, auto loans, mortgage options, and more. With total deposits of $168,457, we ensure that your money is safe and accessible whenever you need it. Additionally, our strong net worth of $92,339 reflects our stability and commitment to responsible banking practices. Led by our CEO, Joan Bulmer, and Board President, Linda Salter, our small but dedicated team of just one employee works hard to create a welcoming environment for every member. We pride ourselves on being approachable and available feel free to reach out at 330-759-9570 during our operating hours from Monday to Friday, 9:00 AM to 3:00 PM. While members can visit us at our branch location for friendly service and assistance, official correspondence should be sent to the same address: 15 Colonial Dr Ste 14, Youngstown, OH 44505-2164. Join us at Mahoning Valley and experience the benefits of being part of a credit union that truly cares about its members. Visit our website at mahoningvalleyfcu.com or give us a call today! Your financial journey starts here!

Branch History & Mission

Commitment to Innovation

As we move forward, Mahoning Valley is dedicated to integrating modern conveniences into our services. While we currently do not offer ATM or drive-thru banking options, we prioritize customer service through personal interaction during our operating hours from Monday to Friday, 9:00 am - 3:00 pm. Additionally, we're proud to provide online banking features like e-statements and person-to-person payments. We understand that accessibility is essential for all our members. Thus, we ensure ADA compliance throughout our branch and continually seek ways to improve service delivery.

Join Us Today!

At Mahoning Valley, you're not just a member; you're part of a family that cares about your success. Whether you're looking for financing options or want to engage with community programs, we invite you to experience the difference with us. Together, let's build a brighter future for you and your community! For more information or assistance, feel free to call us at 330-759-9570 or visit us at mahoningvalleyfcu.com. Join us today and see how we can help you thrive!

Our Mission

The heart of Mahoning Valley lies in our mission statement: "To improve the financial well-being of our members while fostering community growth." We believe that by offering accessible banking solutions such as checking and savings accounts, auto loans, mortgage options, and personal loans we can empower individuals to achieve their dreams. Our commitment extends beyond banking; we actively participate in community outreach programs that support local initiatives and help those in need. While members can visit us at 15 Colonial Dr Ste 14, official correspondence should be sent to 15 Colonial Dr Ste 14, Youngstown, OH 44505-2164. This ensures seamless communication as we continue to grow together.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is crucial for all our members. Our branch features ADA-compliant entrances and parking options, ensuring everyone can easily access our services. If you prefer to discuss your banking needs without delay, we're here during our lobby hours from Monday through Friday, opening at 9:00 AM and closing at 3:00 PM.

Convenient Location

Situated in the heart of Youngstown, our branch is just a short drive from popular local spots like the Southern Park Mall and Boardman Park. We're proud to be part of the Mahoning County community, and we invite you to stop by and experience our friendly service firsthand. While members can visit us at 15 Colonial Dr Ste 14, official correspondence should be sent to the same address.

Get in Touch!

Have questions or need assistance? Don't hesitate to call us at 330-759-9570. We look forward to welcoming you into our branch soon! Experience the difference that a community-focused credit union can make in your financial journey.

Services Tailored for You

At Mahoning Valley, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. While we currently do not have ATM or drive-thru services available at this location, our dedicated team is ready to assist you with all your banking needs directly inside the branch.

Member Eligibility

At Mahoning Valley, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy! If you live, work, or worship in Mahoning County, you're already on your way to becoming a member. We welcome individuals and families who share our commitment to building a brighter financial future together. To learn more about the specific eligibility criteria, feel free to check out our detailed information at . Once you're ready to take the next step, opening an account is a breeze! Our friendly staff at 15 Colonial Dr Ste 14 Youngstown Oh 44505 is here to guide you through the process and answer any questions you might have. Just give us a call at (330) 759-9570, and we'll help you get started on your journey with us. We're excited to have you join the Mahoning Valley family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently do not have member or non-member commercial loans available, we're dedicated to finding ways to facilitate financing that suits your needs in the future.

Merchant Services That Work for You

When it comes to handling transactions smoothly, our merchant services stand ready to help. Imagine a busy day at your retail shop: customers are lining up, and you want to ensure every sale is processed efficiently. With our merchant services, you can accept payments quickly and securely, allowing you to focus on what matters most serving your customers and growing your business. At Mahoning Valley, we're here to support your journey every step of the way. For any inquiries or assistance, don't hesitate to reach out at (330) 759-9570 during our operating hours from Monday to Friday, 9:00 AM to 3:00 PM. Let's build a brighter future together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new vehicle? Our auto loans and vehicle financing options make it easy for you to drive off in your dream car. With competitive rates and flexible terms, we work with you to find an option that fits your budget. Picture yourself cruising down the road in a reliable vehicle, knowing you got a great deal with us.

Business Banking

For our entrepreneurial members, we offer specialized business banking services, including merchant services and business loans. Starting or growing a business can be challenging, but with our support, you'll have access to the tools necessary for success. Imagine running your business confidently knowing you have the backing of a supportive partner.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points for every purchase, making everyday spending more rewarding! Whether you're buying groceries or planning a vacation, those points can lead to exciting perks and benefits. It's like getting paid back for things you already do!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our team is ready to assist you every step of the way with our mortgage loans and refinancing options. We understand how important it is to have a place to call home, and we strive to make the mortgage process as simple as possible. Let us help turn that dream into reality!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services so you can manage your finances anytime, anywhere. Whether you're checking balances or transferring funds from the comfort of your home or on-the-go, our digital banking features make it easier than ever. If you're ready to take advantage of all these great services at Mahoning Valley, don't hesitate! Give us a call at (330) 759-9570 or visit us at our branch today. We look forward to welcoming you into our community!

Personal Banking

Our personal banking services are designed with you in mind. We offer a variety of checking and savings accounts that can fit any lifestyle. Imagine having a checking account that not only keeps your money safe but also helps you earn interest while you save for that special something. Our savings accounts encourage healthy financial habits, giving you the peace of mind you deserve.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the relief you need. We offer solutions that can help lighten your financial load and get you back on track. Imagine simplifying your finances by combining multiple debts into one manageable payment our team is here to guide you through this process.

Digital & Online Banking

Enhanced Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it simple to send funds directly from your account without any hassle. It's quick, easy, and eliminates the need for cash or checks. While we don't currently offer mobile payments or a dedicated mobile application, our online banking platform is fully optimized for mobile devices. This means you can easily access your accounts from your smartphone or tablet, ensuring that you're always connected to your finances.

Key Features

Our online banking platform is user-friendly and accessible 24/7, allowing you to keep track of your finances whenever it suits you. You can visit us at https://www.mahoningvalleyfcu.com/ to get started. Once logged in, you'll find everything from viewing your account balances to transferring funds with just a few clicks. If you prefer receiving statements electronically, you're in luck! We offer e-statements for those who want to go paperless. This not only helps the environment but also keeps your financial documents organized and easily accessible.

Safety and Security

Your security is our top priority. Although we do not utilize electronic signature authorization at this time, we take every measure to protect your information while you bank online. You can feel confident knowing that our systems are designed with state-of-the-art security features. In summary, Mahoning Valley is committed to providing an excellent digital banking experience that prioritizes convenience and security. Whether you're checking balances, transferring money, or accessing e-statements, we have the tools you need right at your fingertips. Explore our services today!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $-41,730, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 268 share accounts, it's clear that our member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mahoning Valley is your trusted partner. Visit us at 15 Colonial Dr Ste 14 Youngstown Oh 44505 or call (330) 759-9570 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvesting in Member Services

With $134,069 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11 in used auto loans and $197,089 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $92,339, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,570 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to auto and mortgage loans, we also cater to business owners with commercial loans designed to provide the capital needed for growth and expansion though currently, there are no outstanding commercial loans reported. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Mahoning Valley, we're committed to providing clear and accessible loan offerings that fit your lifestyle. To learn more about our loan products or discuss your options further, please don't hesitate to reach out! You can contact us at 330-759-9570 or visit us at 15 Colonial Dr Ste 14 Youngstown Oh 44505 during our lobby hours from Monday to Friday between 9:00 am and 3:00 pm. Let us partner with you on your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,933 in used vehicle loans and $32,250 in new vehicle loans already helping members get on the road. We provide financing options that are simple and straightforward, ensuring you can drive away with confidence.

Credit Lines and Personal Financing

For those looking for flexibility in managing expenses, we provide total credit lines amounting to $145,000. This option allows our members to access funds when they need them most without the hassle of traditional loans. Additionally, while we currently do not offer unsecured credit card loans, our focus remains on helping you manage your finances effectively with personalized solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we're here to guide you through available alternatives that can help you find the right path to owning a home.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers presented are fair and transparent. By working exclusively with verified institutions, LendMesh guarantees that users receive reliable information.

MAHONING VALLEY FEDERAL CREDIT UNION